When buyers tell me they want a new luxury home in Las Vegas, the first question is always which builder. Parts of the first version of this guide were out of date or wrong, so for this update I re-read every builder in it on the builder's own website on October 8, 2026, page by page and tab by tab, and the current roster looks different from the one most buyers carry around: Christopher Homes sells in one place, SkyVu in MacDonald Highlands; Blue Heron lists nine Nevada collections, six of them in Henderson; and several national builders now advertise Summerlin floor plans above $1.4 million.
This guide does two jobs. It lists who is actually selling, with each builder's advertised starting prices and sizes and the date I read them, and it walks through how buying new construction in a luxury community works: the lot, the design center, the builder contract, guard-gated HOA rules, jumbo financing, the appraisal, and the special-assessment and property-tax checks. Nevada Real Estate Group has represented 9,600+ closings, including 789 homes and $361.5M+ in volume in 2025, and these are the steps I walk through with buyers before anyone signs a reservation.
As of October 8, 2026, the builders advertising new Las Vegas-area homes above $1 million are Blue Heron (from $1,031,000 at Shoreline to $2,900,000 at Ascaya), Christopher Homes ($2.5 million to over $6 million at SkyVu), Toll Brothers, Taylor Morrison, Tri Pointe and several Summerlin production builders. Before you reserve, price the lot, design selections, HOA rules, any SID and jumbo financing, because each one moves your real cost.
- Christopher Homes now sells only at SkyVu in MacDonald Highlands, marketed at $2.5 million to over $6 million.
- Blue Heron's Las Vegas-area collections start at $1,031,000 at Shoreline and $2,900,000 at Ascaya's Canyon Residences.
- In an HOA community, new-home buyers get five days to cancel unless they personally inspected (NRS 116.4108).
- Loans above $832,750 are jumbo; Toll's October 2026 buydown offer required financing through Toll Brothers Mortgage.
- Check every parcel for a SID or LID; Summerlin's City districts carry final payments as late as 2055.
What Counts as a Luxury Home Builder in Las Vegas in 2026?
Luxury is a price word before it is a design word, so start with the market it sits on. According to Las Vegas REALTORS, as reported by VEGAS INC, the median price of existing single-family homes sold in the valley was $475,000 in August 2026. Every luxury collection in this guide starts at roughly twice that figure or more, which is a reasonable working line for luxury new construction in Southern Nevada.
Price alone no longer separates the firms, though. Three different kinds of builder now sell above $1 million here. The first is the design-build firm that keeps architecture, interiors and construction under one roof: Blue Heron, Christopher Homes and custom builders such as Sun West Custom Homes. The second is the national builder's luxury line, which in this market means Toll Brothers, Taylor Morrison's Esplanade at Red Rock and Tri Pointe's Summerlin and Lake Las Vegas neighborhoods. The third is the production builder whose top plans have crossed $1.4 million, which on Summerlin's own search now includes Lennar, Richmond American Homes, SHAWOOD and Pulte Homes.
That mix matters because the product, the contract and the amount of design control are different in each group, even when the price is the same. A $1.9 million Summerlin plan from a national builder is a production plan sold with that builder's standard option program. A $1.9 million Blue Heron home at Lake Las Vegas is a curated plan from a firm that also designs one-off custom homes.
One caution before the roster. According to the disclaimer on Las Vegas REALTORS' market statistics page, the MLS "does not include all new homes available." Builder inventory often lives only on the builder's site and in its sales office, which is why every price below comes from those pages, dated, and why I label each one as the builder's advertised price. Advertised prices are starting points; lot premiums and options are usually extra unless the builder says otherwise.
Which Luxury Builders Are Selling in Las Vegas and Henderson Right Now?
The table below is the roster as of October 8, 2026, read on each builder's site or, for three Summerlin builders, on the master developer's home search. I clicked through every "Load More" button and every collection tab, because builder sites paginate and the highest-priced homes are often on the second page.
| Builder | Where it is selling | Advertised starting prices | Listed home sizes |
|---|---|---|---|
| Blue Heron | Lake Las Vegas (Shoreline, Velaris, Liora, Arvada), Henderson (Toren), Ascaya (The Canyon Residences), Southern Highlands (Stonewater), Las Vegas (Oasi, Prado) | $1,031,000 to $2,900,000 | 2,750 to 7,749 sq ft |
| Christopher Homes | SkyVu in MacDonald Highlands, Henderson | $2.5 million to over $6 million (design-build); quick move-in list $2,330,169 to $6,800,000 | 3,681 to 6,345 sq ft |
| Toll Brothers | Summerlin (Ascension, Glenrock, Reflection Ridge), Las Vegas enclaves (Crestwood Ranch), Lake Las Vegas (Incanta Lago) | $939,995 to $2,475,000 | 2,488 to 4,998 sq ft |
| Taylor Morrison | Summerlin (Esplanade at Red Rock Premiers and Estates, Ashland) | $1,039,990 to $1,574,990 | 2,118 to 3,306 sq ft |
| Tri Pointe Homes | Summerlin (Carlisle Ridge, Carlisle Peak, Agave Ridge), Lake Las Vegas (La Cova) | $1,260,000 to $1,645,000 | 2,779 to 4,283 sq ft |
| Lennar | Fairview, Summerlin Grand Park | $1,898,990 | 3,793 to 3,972 sq ft |
| Richmond American Homes | Cactus Bloom, Summerlin La Madre Peaks | $1,734,950 | 3,470 to 4,010 sq ft |
| SHAWOOD (Sekisui House) | Arcadia, Summerlin Grand Park | $1,444,990 | 3,176 to 3,399 sq ft |
| Custom homesites | Ascaya (Henderson); The Summit Club and Astra at La Madre Peaks (Summerlin) | Ascaya homesites listed at $1,599,000 to $5,180,000 | Lot plus a custom build |
Three things changed from the first version of this guide, and they are worth saying plainly. Christopher Homes' site lists SkyVu in MacDonald Highlands as its only for-sale community (its menu also links to Seneca at Southern Highlands, a community of homes for lease), and Summerlin's builder page names nine builders (KB Home, Lennar, Pulte Homes, Richmond American Homes, SHAWOOD, Taylor Morrison, Toll Brothers, Tri Pointe Homes and Woodside Homes) without Christopher Homes or Blue Heron. Toll Brothers' current Las Vegas list does not include Stonebridge or Falcon Crest, and Esplanade at Red Rock is a Taylor Morrison community, not a Toll partnership. And according to Summerlin's custom homesites page, custom homesites in The Ridges are sold out, so a new custom home there now starts with a resale lot.
For a ranking of the master plans themselves rather than the builders, our new construction tier ranking covers where each builder sits.
Where Is Blue Heron Building, and What Do Its Homes Cost?
According to Blue Heron's About page, the firm was founded by Tyler Jones, a fourth-generation Las Vegas native, and has worked as a full-service architecture, interior design and construction company since 2004. It sells two kinds of product. Its community collections are what it calls pre-designed custom homes: a curated set of floor plans with structural options on homesites it controls. Its custom division designs from scratch on a buyer's own lot, and Blue Heron's design-build page describes a custom-home plan carried out "over the course of 12-18 months."
| Collection | Location | Priced from | Listed sizes | Status shown |
|---|---|---|---|---|
| Shoreline | Lake Las Vegas, Henderson | $1,031,000 | 2,750 to 3,659 sq ft | Up to $150,000 option incentive on select homesites |
| Stonewater | Southern Highlands | $1,314,000 | 2,750 to 3,659 sq ft | Same three plans as Shoreline |
| Velaris | The Island, Lake Las Vegas | $1,438,000 | 2,870 to 4,688 sq ft | Five plans |
| Liora | Lake Las Vegas | $1,677,000 | 3,944 to 6,738 sq ft | Grand opening pricing |
| Arvada | The Island, Lake Las Vegas | $1,756,000 | 3,832 to 7,749 sq ft | Waterfront peninsula |
| Toren | Henderson, south of the 215 between Eastern and Pecos | $1,977,500 | 4,064 to 7,073 sq ft | Reservations open |
| Oasi | Tomiyasu area, Las Vegas | $2,114,000 (casita included) | 4,307 to 7,008 sq ft | Final closeout; up to $200,000 option incentive |
| Prado | West Las Vegas | $2,282,000 (casita included) | 4,307 to 7,008 sq ft | Final closeout; up to $200,000 option incentive |
| The Canyon Residences | Ascaya, Henderson | $2,900,000 | 3,391 to 4,407 sq ft | Single-story, lock-and-leave |
A few details from those pages change how you shop them. Shoreline and Stonewater sell the same three plans, so the price gap between them is mostly location, which our Shoreline versus Stonewater comparison walks through plan by plan. The option incentives on Oasi and Prado are design dollars on the remaining homesites, subject to terms, not a price cut. Toren's page markets four new plans with standard four-car garages, optional RV garages and homesites it describes as "free from HOA restrictions"; read the recorded documents before relying on that phrase. A tenth collection, Vela, is in St. George, Utah, outside this guide.
For buyers who already own a lot, Blue Heron's Helix Collection offers pre-engineered Blue Heron plans placed on the buyer's homesite with, in the builder's words, "set pricing and delivery timelines."

What Is Christopher Homes Selling at SkyVu in MacDonald Highlands?
According to Christopher Homes' SkyVu collection page, the builder sells three kinds of home at SkyVu, inside 24-hour guard-gated MacDonald Highlands: Design-Build Custom Homes, where you choose the homesite, one of 18 floorplans and every finish, "priced from $2.5 Million to over $6 Million"; Signature Custom Homes already under construction, "priced from the upper $3 Millions"; and Furnished Custom Model Homes "priced from $5.7 Million to $9 Million," offered with a leaseback option, though the model-homes page itself showed one model for sale, at $6,800,000, and four marked sold. The MacDonald Highlands site lists Christopher Homes under its luxury home listings and repeats the $2.5 million to more than $6 million range.
The plan cards on the SkyVu design-build page are more specific, and every price there says "lot cost included." Residence 4 starts at $2,380,000 for 3,681 to 3,949 square feet; Residence 6, a three-level plan with an elevator, starts at $2,600,235; and the two-level Residence 3 runs $4,805,000 to $4,992,000 for 5,518 to 6,200 square feet. The quick move-in page listed eight homes as of October 8, 2026, from $2,330,169 to $6,800,000, some move-in ready and some with "Completion Winter 2026," and says buyers can still pick finishes on homes ready in as little as 90 to 120 days. Note that the collection page's "upper $3 Millions" floor and the quick move-in list do not agree; the individual listings are the numbers to negotiate from. Our walk-through of 521 Overlook Rim tours one finished SkyVu home.
DragonRidge Country Club sits inside the community, and Christopher's own page calls the course "members-only." Membership is separate from buying a home, as our MacDonald Highlands buyer's guide explains, so price it separately.
| Dimension | Blue Heron | Christopher Homes | Toll Brothers |
|---|---|---|---|
| Where it sells now | Lake Las Vegas, Henderson, Ascaya, Southern Highlands, Las Vegas (Oasi, Prado) | SkyVu in MacDonald Highlands only | Summerlin, Las Vegas enclaves (Crestwood Ranch), Lake Las Vegas |
| Advertised starting prices | $1,031,000 to $2,900,000 | $2.5 million to over $6 million, lot included | $939,995 to $2,475,000 for single-family |
| How you customize | Curated plans with structural options; full custom on your lot | Design-build on a chosen homesite; finish selections on homes under way | Toll Brothers Design Studio selections and plan options |
| Gate | Varies; Ascaya is guard-gated, Prado and Stonewater are gated enclaves | 24-hour guard-gated master plan | Ascension staff-gated; Glenrock and Reflection Ridge gated |
| Advertised incentives | Up to $200,000 option incentive at Oasi and Prado; up to $150,000 at select Shoreline homesites | None shown on the pages read | Up to $150,000 at select Glenrock home sites; jumbo ARM buydown on select quick move-ins |
For a side-by-side of where these three builders sell today, see our Christopher Homes, Blue Heron and Toll Brothers comparison, which uses the same October 8, 2026 listings.

Where Does Toll Brothers Build Luxury Homes in Las Vegas Now?
Toll Brothers' Nevada page listed 13 Las Vegas-area communities as of October 8, 2026, from condominiums at $449,995 to single-family homes at Ascension. Four of them are single-family neighborhoods starting above $1 million, and this guide adds Incanta Lago at Lake Las Vegas, which starts just under it.
Toll Brothers at Ascension in Summerlin's The Peaks village is the top of the list. The Crestline Collection starts at $1,854,995 for 4,783 to 4,998 square feet, and the single-story Highrock Collection starts at $2,475,000 for 3,750 square feet. Toll calls it the last new-home community selling at Ascension, describes it as staff-gated with a resident clubhouse, and showed three quick move-in homes from $2,110,000 to $2,475,000 with move-in dates between February and April 2027. Our Ascension at The Peaks profile and the community page for Ascension at The Peaks cover the clubhouse and lot layout.
Glenrock, a gated neighborhood in Summerlin's Grand Park village, starts at $1,398,995 with eight designs from 2,897 to 4,557 square feet, including lower-level walk-out terrace plans; our Glenrock plan review explains why a lower level depends on the lot's grade. Reflection Ridge in La Madre Peaks starts at $1,159,995 for three two-story designs of about 3,300 to 3,800 square feet. Crestwood Ranch, which Toll describes as several distinct Las Vegas enclaves with a sales center in ZIP 89149, starts at $1,204,995 for four single-story designs of 3,313 to 4,288 square feet on home sites up to half an acre, with RV gate or RV garage options. Incanta Lago at Lake Las Vegas starts at $939,995, and Toll says some homes there have direct lake access.
When we read these pages on October 8, Toll was running an October 3 to October 18 sales event: up to $150,000 "to use your way" on select Glenrock home sites, up to $125,000 at Incanta Lago and up to $50,000 at Crestwood Ranch and Reflection Ridge. On October 21, 2026, the pages said the event was "extended through October 25," with the same amounts at Glenrock, Incanta Lago and Crestwood Ranch and a Reflection Ridge banner reading "Savings Up to $150,000." The fine print now limits it to new buyers who deposit between October 3 and October 25, 2026, says not all home sites or options qualify, and says it is "not valid with any other offer," which matters if you also want Toll's financing offer described below.
What Does Esplanade at Red Rock by Taylor Morrison Offer Luxury Buyers?
Esplanade at Red Rock is Taylor Morrison's Summerlin community under its Esplanade brand, and it is sold as four collections rather than one price tier. According to Taylor Morrison's Las Vegas listings as of October 8, 2026, the Villas start at $624,990 (1,569 to 1,822 square feet), the Classics at $869,990 (1,786 to 1,876), the Premiers at $1,144,990 (2,118 to 2,444) and the Estates at $1,574,990 (2,682 to 3,028). Only the Premiers and Estates fall inside a luxury budget.
The Estates page lists three single-story plans: the Astaire from $1,574,990 for 2,682 square feet, the Monroe from $1,599,990 for 2,706 to 2,919 square feet, and the Sinatra from $1,624,990 for 2,830 to 3,028 square feet with a four-car garage. The community address is 1660 Indigo Oak Street in ZIP 89138, and Summerlin's home search places it in the La Madre Peaks village. Taylor Morrison describes "planned amenities," including The Club with a resort-style pool and spa, pickleball and bocce courts, a fitness center and a cold plunge; because the page says planned, ask what is open and what is scheduled before you price the HOA.
Taylor Morrison also sells Ashland at Summerlin from $1,039,990, and it lists Wild Sage Estates in northwest Las Vegas as coming in early 2027 "from the $1 millions." Our Esplanade at Red Rock profile breaks down all four collections and the plans in each, from the same October 8, 2026 price list.
One line of Taylor Morrison's fine print applies to every builder in this guide: "Prices may not include lot premiums, upgrades and options." Read the starting price as the floor of a negotiation, not the contract price.

How Does Tri Pointe Homes Position Itself in the Luxury Tier?
Tri Pointe lists 16 Las Vegas-area communities, and most of them start well below $1 million. Its luxury work sits in three Summerlin neighborhoods and one at Lake Las Vegas, and its own pages paginate, so I opened every "Load More" list on October 8, 2026 to count what was actually available.
Carlisle Ridge in Summerlin has floorplans starting at $1,645,000 for 3,234 to 4,147 square feet, and showed four available homes from $2,046,357 to $2,356,585. Carlisle Peak, which Tri Pointe places "high in Summerlin's Grand Park," starts at $1,360,000 for 3,590 to 4,283 square feet and showed 13 available homes from $1,533,591 to $1,992,537, four of them marked move-in ready. Agave Ridge in La Madre Peaks appears on Summerlin's home search with four plans priced from $1,550,000 to $1,800,000 for 2,779 to 3,842 square feet.
At Lake Las Vegas in Henderson, La Cova lists six floorplans from $1,260,000 for 2,813 to 4,225 square feet, two of them marked "Temporarily Sold Out," and nine available homes from $2,145,144 to $2,966,861. The gap between the plan prices and the finished-home prices is the clearest example in this guide of how much the lot, the structural options and the finishes add once a home is built out.
Two practical points come from Tri Pointe's fine print. Its sites say a broker or agent "must register their client in person on client's first visit at each community" for the agent to be paid a commission or referral fee, "if available," so decide about representation before the first model tour. And its plan prices, like every builder's, are starting prices that exclude premiums and options unless stated.

Where Do Custom Homesites and Custom Builders Fit In?
If no builder's plan fits, the custom route starts with a lot. According to Ascaya's homesite page, its Estate Homesite Collection runs from about half an acre to over two acres, priced from $1 million, and its Cloud Rock Collection has 58 homesites of 1.6 to 3.43 acres priced from $2 million to $8 million. The page adds that "Ascaya imposes no homesite building timeline requirement." Ascaya's availability page listed 10 homesites as of October 8, 2026, from $1,599,000 to $5,180,000, plus seven Canyon Residences from $2,958,000 to $4,459,000 and one move-in-ready Desert Design Study Home at $10,825,000, while Ascaya's home page advertises that collection "from $11.6M"; the listing price is the one to work from. Our older Ascaya guides quote lower lot prices; the developer's current listings are the numbers to use, and our Ascaya buyer's guide covers the architectural review. Ascaya is guard-gated.
In Summerlin, The Summit Club is Discovery Land Company's private community, and its custom estates page describes custom homesites across 555 acres built under community design guidelines, alongside Club Village homes created by Discovery Builders Nevada. Astra at La Madre Peaks also offers custom homesites, according to Summerlin's custom homesites page. Our Summit Club guide covers club membership and resale, and the MacDonald Highlands vs Ascaya custom build comparison compares the review process in Henderson.
Once you own the lot, you hire the builder. Sun West Custom Homes' process page describes a design-build process with its own architectural design, construction and interior design teams. Blue Heron's custom division and Helix Collection do the same. Forte, profiled on our Forte builder page, works as a design-build general contractor; when I searched the Nevada State Contractors Board license lookup on October 8, 2026, license 0087532 showed as an active B General Building license held by Forte Living LLC.
Run that search for any custom builder before you sign: confirm the license number, the legal name on the license, the classification and the status match the contract.
How Does Buying New Construction in a Las Vegas Luxury Community Actually Work?
Buying from a builder in a guard-gated or master-planned community follows the same order whether the home costs $1.2 million or $6 million. What changes with price is how much each step can move the total. The table lays out the sequence and the document or rule that governs each step, with our deeper guide where we have one.
| Step | What happens | Document or rule | Read more |
|---|---|---|---|
| 1. Representation | Decide on an agent before the first model visit | Builder registration terms (Tri Pointe requires in-person registration on the first visit) | Do you need a realtor for new construction? |
| 2. Product | Choose a plan, a home under construction, a design-build home or a custom lot | Builder price sheet and site plan | Spec vs custom vs production |
| 3. Lot | Select the homesite and price its premium | Lot premium schedule; "lot cost included" at SkyVu | Lot premium negotiation |
| 4. Contract | Sign the builder's purchase agreement and receive the public offering statement | In an HOA community, NRS 116.4103 and 116.4108 (five-day cancellation unless you personally inspected) | Builder contract clauses |
| 5. Design center | Choose structural options and finishes, then sign the selections addendum | Option pricing and change-order terms | Design center budget |
| 6. Financing | Apply, compare lenders, lock or float | FHFA $832,750 conforming limit; builder-lender incentive terms | Jumbo and all-cash guide |
| 7. Construction | Track milestones; inspect before drywall | Builder schedule and inspection access terms | Pre-drywall inspection |
| 8. Appraisal and closing | Appraisal, final walk-through, closing | Lender appraisal; contract appraisal terms | Why luxury appraisals fail |
| 9. After closing | Claim the 3% tax cap, file warranty requests, budget any SID | NRS 361.4723; NRS 40.645; AMG schedule | SID and LID guide |
The three timing decisions that matter most are made early. Representation has to be settled before you walk into a sales office, because builders tie agent registration to the first visit. In an HOA community, the five-day cancellation clock under NRS 116.4108 starts when you sign. And the lot and design-center selections, which can add several hundred thousand dollars on a luxury home, are locked into addenda that are harder to change once construction starts. Our new construction timeline guide covers how long each stage takes, and the new construction hub lists active communities across the valley.
How Do Lot Premiums and Design-Center Selections Change the Real Price?
The advertised price is a base. Two additions decide what a luxury new home actually costs: the premium for a specific homesite, and the options and finishes chosen at the design center. Builders handle both differently, which is why comparing starting prices across builders can mislead.
Some builders fold the lot into the price. Christopher Homes' SkyVu plan cards all say "lot cost included." Others price it on top; Taylor Morrison's fine print says its prices "may not include lot premiums, upgrades and options." Before comparing two homes, ask each sales office for the premium on the exact homesite and whether the advertised figure already includes it. Our lot premium guide explains why premiums rarely move and closing credits often do.
Design selections are the bigger swing on a luxury home. The clearest published example I found is on Christopher Homes' quick move-in page, which lists a 3,812-square-foot SkyVu home at $2,330,169 with "Nearly $500,000 in Design Selections" already included. That is roughly a fifth of the price in finishes on one home. Blue Heron is advertising the other side of the same lever: up to $200,000 in option incentives on the final homesites at Oasi and Prado, and up to $150,000 at select Shoreline homesites. Toll Brothers' Glenrock banner offered up to $150,000 "to use your way" on select home sites for deposits from October 3, 2026, a window Toll extended from October 18 to October 25.
Three rules keep the design center from running away with the budget. Price structural items first, because walls, ceiling heights, sliders and plumbing locations cannot be changed cheaply later. Get the selections priced in writing before you sign the addendum, and ask whether option prices can change between contract and selection. And remember the appraisal: the contract price includes the premium and the options, and the appraiser has to support that total with comparable sales. Our design center budget guide walks through which upgrades to make through the builder and which to leave for later.

Which Contract Terms and Nevada Statutes Protect a Luxury New-Build Buyer?
The builder writes the purchase agreement, and on a luxury home the clauses that matter most are the deposit terms, the completion date and what happens if it slips, the builder's right to substitute materials, the dispute-resolution clause and the written warranty. Our guide to builder contract clauses goes clause by clause. Nevada law adds several protections that sit underneath any contract.
Public offering statement and cancellation. When you buy from the developer in a common-interest community, NRS 116.4103 requires a public offering statement that discloses, among other things, the declaration, bylaws and rules, any initial or transfer fees due at closing, and "the terms and significant limitations of any warranties provided by the declarant." Under NRS 116.4108, unless you have personally inspected the unit, you may cancel by written notice until midnight of the fifth calendar day after you sign, and all payments must be refunded promptly. Because the right turns on inspection, a home you have walked through may not carry it; ask the builder in writing.
Construction defects. According to NRS 40.645, a homeowner must give the contractor written notice of a constructional defect before filing most defect lawsuits, and NRS 40.6472 gives the contractor 90 days to respond and say whether it will repair. The owner must allow an inspection and a reasonable chance to repair. Separately, NRS 11.202 bars most actions for construction deficiencies brought more than 10 years after substantial completion, with an exception for fraud.
Warranties. In a common-interest community, NRS 116.4114 makes the developer impliedly warrant that the home's improvements are free from defective materials and built according to applicable law, sound engineering and construction standards, and in a workmanlike manner. Under NRS 116.4115, no general disclaimer of those implied warranties is effective against a residential buyer; the builder can disclaim liability only for a specified defect or a specified failure to comply with applicable law, in an instrument you sign, and only if it became part of the basis of the bargain. And NRS 116.4116 gives six years to sue for breach, a period the parties can shorten to no less than two years only by a separate instrument the buyer signs. Read the builder's written warranty alongside those rules, and look closely at any separate document that shortens the period. These chapter 116 protections, like the five-day cancellation right, belong to homes in a common-interest community. For a home outside one (ask about any community marketed as "free from HOA restrictions," as Blue Heron markets Toren), the purchase agreement and the builder's written warranty carry the load, while the chapter 40 notice process and NRS 11.202 apply either way.
Licensing and inspection. Confirm the builder's license on the Nevada State Contractors Board lookup, and write an independent inspection before drywall into the contract. Our pre-drywall inspection guide covers what that inspection catches. None of this is legal advice; for a custom contract, have a Nevada real estate attorney review it.
What Do Guard-Gated HOA Rules and the NRS 116.4109 Resale Package Mean for You?
Most communities in this guide sit inside a homeowners association with recorded covenants, and in the luxury tier they reach further than paint colors. Nevada's required information statement, set out in NRS 116.41095, warns buyers in capital letters that "you are agreeing to restrictions on how you can use your property" and that the covenants bind every future owner. On a new build in an HOA community, those documents arrive with the public offering statement; read them before the five-day window closes.
In practice, three kinds of rule matter most on a luxury purchase. Architectural review decides what you can build or change: The Summit Club's custom homesites are built "working with community design guidelines," and our Ascaya guide covers that community's design review. Building deadlines differ: Ascaya's homesite page says it imposes no building timeline requirement, which is worth confirming in writing for any lot you buy elsewhere. And club membership can be separate from home ownership, as it is at DragonRidge in MacDonald Highlands. Our guard-gated communities hub and guard-gated luxury tier ranking compare the gates, the associations and the clubs.
If you buy an existing home instead, in an established guard-gated community such as Red Rock Country Club or Spanish Hills, the seller owes you a resale package under NRS 116.4109: the declaration, bylaws and rules, the association's budget and reserve summary, any unpaid amounts owed by the seller, pending legal actions, transfer fees and proof of insurance. You may cancel by written notice until midnight of the fifth calendar day after you receive it.
According to the Nevada Real Estate Division's Form 910, effective January 2026, an association may charge at most $213.84 for the resale certificate and $190.73 for the demand statement, each plus up to $100 to expedite, and $404.58 for opening or closing a file, for a $809.15 maximum before expedite fees. The form notes that both a master association and a sub-association may charge these fees, so a home in a neighborhood association inside a master association can face two sets.
How Do Jumbo Loans, Builder Buydowns and Appraisals Work Above $832,750?
Most homes in this guide need a jumbo loan or cash. According to the Federal Housing Finance Agency, the 2026 baseline conforming loan limit for a one-unit home is $832,750, and FHFA's county list shows the same $832,750 for Clark County, so any larger loan is a jumbo with its own reserve, credit and down-payment rules. According to Freddie Mac's Primary Mortgage Market Survey, the 30-year fixed rate averaged 7.40% and the 15-year 6.73% as of October 8, 2026. The survey publishes no jumbo rate, so get quotes from several lenders.
Builder rate offers are tied to the builder's lender. Toll Brothers' October offer is a good example because its fine print is detailed. On select quick move-in homes, for contracts signed by October 19, 2026 and closings by November 20, 2026, Toll advertised a jumbo 5/1 ARM with a 2/1 buydown: 4.75% in year one, 5.75% in year two, then the 6.75% note rate through year five, after which the rate adjusts yearly to a maximum of 11.75%. The offer required Toll Brothers Mortgage, a primary residence, at least 20% down and a loan between $650,000 and $2,000,000, and Toll said it was not to be combined with any other offer; its APR example assumed a 740 credit score. That signing deadline has passed: on October 21, 2026, the Glenrock and Crestwood Ranch pages still showed the 4.75% banner, but the fine print still read October 19, so ask the sales office for current written terms.
| Scenario | Rate | Monthly principal and interest |
|---|---|---|
| Toll buydown, year 1 | 4.75% | $5,216 |
| Toll buydown, year 2 | 5.75% | $5,836 |
| Toll note rate, years 3 to 5 | 6.75% | $6,486 |
| Toll fully indexed rate as of September 25, 2026 (after year 5, can change yearly) | 7.75% | $7,164 |
| Freddie Mac 30-year fixed average, week of October 8, 2026 | 7.40% | $6,924 |
My figures match the payment factors in Toll's fine print ($5.22, $5.84 and $6.49 per $1,000 at the first three rates). The first two years cost less than the fixed-rate average, but the loan is an ARM, so model years six and beyond before you choose it. Our 2-1 buydown guide explains how a 2-1 buydown works.
The appraisal is the other jumbo hurdle. Luxury homes have few close comparable sales, and a new home's contract price includes the lot premium and every option. If the appraisal comes in short, the lender lends on the lower value and you cover the gap in cash, renegotiate or use any appraisal contingency the contract gives you. Our guide to why luxury appraisals fail shows how to prepare, and the jumbo and all-cash guide compares loan structures.
What Should You Check for SIDs, LIDs and Property Taxes Before You Sign?
Two carrying costs are easy to miss on a new luxury home: a special assessment and the first full property-tax bill. According to the Clark County Treasurer, a special improvement district assessment pays for public improvements such as streets, sewers and streetlights, is a lien on the property until paid off, and is billed separately from property tax, typically twice a year.
Assessment Management Group's schedule lists the active districts. Under the City of Las Vegas, Summerlin districts 808 and 810 carry a final payment of April 1, 2031, and districts 812 through 819 have final payments from October 1, 2035 to April 1, 2055, due April 1 and October 1. Clark County's Summerlin Centre district runs to December 1, 2030, and its Summerlin Village 16A district to June 1, 2035. In Henderson, the Lake Las Vegas district (T-1) has matured, and Inspirada's T-18 runs to June 1, 2035. Not every community has one: Cadence's FAQ says it has no SID or LID fees. Check the specific parcel, because districts follow parcel boundaries, not community names. Our SID and LID guide shows how to look one up.
Property tax depends on the parcel's tax district, and Summerlin is split: the AMG schedule lists City of Las Vegas districts there, while the Treasurer also publishes an unincorporated Summerlin Town district. Assessed value is 35% of taxable value under NRS 361.225, and taxable value is set by the Assessor from land value plus replacement cost less depreciation, not from your purchase price.
| Tax district | Rate per $100 of assessed value | Tax on $1 million of taxable value | Where it applies in this guide |
|---|---|---|---|
| Henderson City (district 505 shown) | 2.9613 | $10,365 | Henderson city parcels, including MacDonald Highlands, Ascaya and Lake Las Vegas |
| Las Vegas City (district 200) | 3.2782 | $11,474 | Parcels inside Las Vegas city limits |
| Summerlin Town (district 421) | 2.9328 | $10,265 | Parcels in the unincorporated Summerlin Town district |
According to NRS 361.4723, a primary residence's bill can rise no more than 3% a year once the owner claims it, but the cap excludes value added by new improvements, so the first bill after a home is finished reflects its full value. A sale does not reset the base; file the primary-residence claim yourself after closing. Our Las Vegas property tax page and new-construction reassessment guide explain both.
How Can Nevada Real Estate Group Help You Buy a Luxury New Build?
The builder's sales team represents the builder. If you want someone on your side of the table, settle that before your first model tour, because builders tie agent registration to the first visit; Tri Pointe's terms, for example, require in-person registration on that visit.
Here is what our team can do on a luxury new-construction purchase. We can pull every current builder price sheet and quick move-in list for the price band and location you want, the way this guide does, and put them side by side with the lot premium and incentives for each homesite you are considering. We can read the public offering statement, the purchase agreement and the design-center addenda with you and flag the clauses that need an attorney's eye. We can coordinate an independent pre-drywall inspection and the final walk-through, check the parcel for a SID or LID and the tax district before you sign, and line up quotes from several jumbo lenders so a builder's rate offer can be compared with the open market. If you later sell, our seller representation covers the luxury tier, and if you are relocating, our moving to Las Vegas guide covers the move itself.
Nevada Real Estate Group has 9,600+ closings, $4.85B+ in volume, 150+ agents and 9,097+ five-star reviews over 16+ years, including 789 homes and $361.5M+ in 2025. I am licensed in Nevada under S.181401, brokered by LPT Realty.
Call me at (702) 637-1759 or visit our office at 8945 W Russell Rd, Suite 170, Las Vegas, NV 89148 before you sign a reservation. Browse the luxury communities hub or our Henderson and Summerlin pages to start narrowing the list.
Frequently Asked Questions
Which builders sell new luxury homes in Las Vegas in 2026?
As of October 8, 2026, the builders advertising new Las Vegas-area homes above $1 million are Blue Heron, Christopher Homes, Toll Brothers, Taylor Morrison, Tri Pointe and, on Summerlin's home search, Lennar, Richmond American Homes (our tour of its single-story Rowan at Cactus Bloom shows one of those plans), SHAWOOD and Pulte Homes. Blue Heron sells nine Nevada collections from $1,031,000 to $2,900,000. Christopher Homes sells at SkyVu in MacDonald Highlands from $2.5 million to over $6 million. Custom homesites are sold at Ascaya, The Summit Club and Astra, where you hire your own builder. Prices are advertised starting prices and change often, so confirm them on the day you tour.
Does Christopher Homes still build in Summerlin?
Not according to its own site. As of October 8, 2026, Christopher Homes sells only at SkyVu in MacDonald Highlands in Henderson, in three collections: design-build homes from $2.5 million to over $6 million, homes already under construction, and furnished model homes marketed at $5.7 million to $9 million, with one listed for sale at $6,800,000. Summerlin's own builder page lists nine builders and does not include Christopher Homes. Any Christopher-built home outside SkyVu would be a resale, bought from its owner rather than from the builder.
How much does a new Blue Heron home cost in Las Vegas?
Blue Heron's community collections started at $1,031,000 at Shoreline in Lake Las Vegas as of October 8, 2026, and ran up to $2,900,000 at The Canyon Residences in Ascaya. In between are Stonewater in Southern Highlands from $1,314,000, three more Lake Las Vegas collections from $1,438,000 to $1,756,000, Toren in Henderson from $1,977,500, and Oasi and Prado from $2,114,000 and $2,282,000 with a casita included. Full custom homes on your own lot are priced individually.
Can I cancel a new-construction contract in Nevada?
Often, yes, within a short window. When you buy from the developer in a common-interest community, NRS 116.4108 lets you cancel by written notice until midnight of the fifth calendar day after you sign, unless you personally inspected the home, and the builder must refund your payments promptly. After that window, your rights are whatever the purchase agreement gives you, which is why the deposit, delay and termination clauses deserve a careful read. A resale in an HOA community has its own five-day window under NRS 116.4109, starting when you receive the resale package.
Do I need a jumbo loan for a new luxury home in Las Vegas?
You do if your loan is larger than $832,750, the 2026 conforming limit for a one-unit home in Clark County on the Federal Housing Finance Agency's county list. Jumbo loans have their own reserve, credit and down-payment rules, and Freddie Mac's survey, which averaged 7.40% for a 30-year fixed loan as of October 8, 2026, does not publish jumbo rates. Builder rate offers, such as Toll Brothers' October jumbo ARM buydown, usually require the builder's own lender, so compare them with outside quotes.
Are lot premiums included in a builder's advertised price?
Sometimes. Christopher Homes' SkyVu plan prices say "lot cost included." Taylor Morrison's fine print says its prices "may not include lot premiums, upgrades and options," and most builders follow that approach. Ask the sales office for the premium on the exact homesite you want, in writing, and whether the advertised figure already includes it. Then add design-center selections, which on a luxury home can be large: one SkyVu quick move-in home lists nearly $500,000 in design selections in a $2,330,169 price.
Do new Summerlin homes have SID assessments?
Many Summerlin parcels do. Assessment Management Group's schedule lists City of Las Vegas Summerlin districts 808, 810 and 812 through 819, with final payments from 2031 to 2055, billed separately from property tax and due April 1 and October 1. Clark County's Summerlin Centre and Summerlin Village 16A districts run to December 1, 2030 and June 1, 2035. Whether a specific new home carries one depends on its parcel, not the community name, so check the parcel number on the AMG and Clark County Treasurer records before you sign.
Which Sources Inform This Luxury Builder Guide?
Builder rosters, prices, sizes and incentives were read in a browser on each builder's own pages on October 8, 2026: Blue Heron communities and the individual pages for Shoreline, Stonewater, Velaris, Liora, Arvada, Toren, Oasi, Prado and The Canyon Residences; Christopher Homes' SkyVu collections, design-build plans, quick move-in homes and furnished model homes; Toll Brothers' Nevada communities; Taylor Morrison's Las Vegas communities; and Tri Pointe's Las Vegas communities.
Master-developer pages: Summerlin's builder list, home search and custom homesites; MacDonald Highlands' Christopher Homes page; Ascaya's homesites and availability; and The Summit Club's custom estates page.
Law and regulation: NRS chapter 116 (sections 116.4103, 116.4108, 116.4109, 116.41095 and 116.4114 to 116.4116), NRS chapter 40, NRS 11.202, NRS chapter 361, the Nevada Real Estate Division's Form 910 and the Nevada State Contractors Board license lookup.
Taxes, assessments and financing: the Clark County Treasurer's SID page and FY2026-27 tax district rates; Assessment Management Group's district schedule; Cadence's FAQ; the FHFA 2026 conforming loan limit release and county list; and Freddie Mac's Primary Mortgage Market Survey.
Market context: Las Vegas REALTORS' August 2026 report as covered by VEGAS INC and the Las Vegas REALTORS market statistics page. Builder prices change often; treat every figure here as dated October 8, 2026, and confirm it with the builder before you sign.




