Value-Focused Active Adults
- Most affordable Anthem 55+ option from $300K
- HOA at $120–$220 covers front-yard care
- Right-sized community center without large-plan overhead
- Compare carefully against Sun City Anthem amenity scale

Nevada's #1 team for Terra Bella real estate. Search this 55+ Shea Homes community in Henderson's Anthem master plan — single-story floor plans, community pool, and active adult living from the $300Ks — with live MLS data.
MEDIAN LIST PRICE (ZIP AREA 89044)
$545K
NREG analysis of Las Vegas REALTORS MLS data via Repliers, as of October 12, 2026
HOMES IN THE COMMUNITY
550+
Community records
ESTABLISHED
2004
Shea Homes / Trilogy
DAYS ON MARKET (ZIP 89044)
36
NREG analysis of Las Vegas REALTORS MLS data via Repliers, as of October 12, 2026
Property research
Verify for your address
Confirm current school assignments, association documents, parcel taxes, and insurance with the applicable sources.
Last updated
September 26, 2026
Individual data periods may differ from the page update date.
KEY TAKEAWAYS
Terra Bella is a 55+ Shea Homes community within Anthem — 120 acres, 550+ single-story homes from 2004, supported by City of Henderson services. ZIP area 89044 shows a $545,000 median list price and 36-day pace per NREG’s MLS analysis. The takeaways below cover what makes this the Anthem corridor's most accessible active adult address.
Last updated June 2026 · Sources: NREG’s MLS analysis, U.S. Census, City of Henderson
The Terra Bella ZIP area (89044) carried 317 active listings in June 2026 according to NREG’s MLS analysis MLS data, spanning entry garden homes near $300K to premium-lot detached floor plans at $600K-plus. The newest listings appear below, refreshed daily, and every active home is searchable in our live MLS portal.
See all listings in Henderson, NV
Listing information is provided through the MLS Internet Data Exchange program and is deemed reliable but not guaranteed. Inventory checked Oct 12, 2026, 11:30 AM Pacific; availability and prices may change.
PRICE DISTRIBUTION
Median list price across the Terra Bella ZIP area (89044) sits at $545,000 per NREG’s MLS analysis June 2026 MLS data, but Terra Bella's own 550-plus homes span from $300K garden homes to $600K-plus premium detached floor plans. The bands below show our modeled split of the area's 317 active listings.
The Terra Bella area's 317 active listings break down into three floor-plan tiers, multiple price points, and the lifestyle filters below — each link opens our live Henderson MLS search, with counts updated daily from NREG’s MLS analysis MLS data across ZIP 89044.
Terra Bella's three floor-plan tiers serve different budgets and lifestyle priorities within the same 55+ community. Each card links to the most relevant search so you can see current inventory, pricing, and lifestyle fit.
Updated daily · 275 active listings across ZIP 89044 · MLS data
STAY AHEAD OF THE MARKET
Custom alerts by floor-plan type, price, and community — no spam, unsubscribe anytime. Well-priced move-in-ready Terra Bella homes attract active adult buyers quickly per NREG’s analysis of Las Vegas REALTORS MLS data; alert subscribers see new listings within hours of hitting the MLS, not after the weekend open house.
Ask the district for the address-specific school assignment for the enrollment year, since boundaries change, and confirm it before you buy. Proximity to a school does not guarantee admission; charter, magnet and private schools set their own rules. Check CCSD school zoning · Nevada Report Card
CRIME DATA
Ask the law-enforcement agency that serves the address for its current reports, and compare places only across the same reporting period, boundary and offense definitions. Missing records do not mean zero crime, the FBI cautions against ranking communities on crime totals alone, and a citywide figure does not describe a particular street.
FBI crime data resources · FBI guidance on comparing communities
Terra Bella offers 55+ living in Henderson's Anthem corridor: 120 acres of Shea Homes single-story homes from 2004, a private pool and spa, HOA-managed front-yard landscaping, and an active adult social calendar. City of Henderson services cover every street, and Nevada's zero income tax keeps retirement budgets on track.
Terra Bella is known as one of the most accessibly priced 55+ communities in the Anthem area — Shea Homes Trilogy quality, single-story floor plans from $300K, a private pool and community center, and front-yard landscaping managed by the HOA for a genuinely low-maintenance retirement lifestyle.
It fits active adult buyers entering from the $300Ks, move-up retirees wanting a private yard and detached floor plan from $400K to $600K-plus, and California relocators who want zero state income tax and a right-sized community center without the overhead of a 7,000-home active adult city.
Mornings run to the community pool or fitness room, afternoons take residents to St. Rose Parkway's medical and dining corridor or Anthem Hills Park, and evenings bring neighbors together for potlucks and club gatherings — all within a 120-acre community that feels like a neighborhood rather than a resort campus.
Terra Bella anchors the Anthem master plan in south Henderson, ZIP 89044, about 20 miles south of the Las Vegas Strip. Shea Homes developed 120 acres of single-story active adult homes beginning in 2004, with the community center as its social and recreational hub.
Quick Answer
Yes — by most active adult measures, Terra Bella is one of Henderson's best value propositions for the 55+ buyer. The community combines Shea Homes Trilogy quality, single-story floor plans from $300K to $600K-plus, a private pool and spa, and front-yard HOA landscaping in an Anthem address that is 20 minutes from the airport and minutes from Henderson's medical corridor. The honest trade-offs: no golf course on-site, the community runs at an intimate 550-home scale rather than resort scale, and the ZIP-area median of $554,014 reflects the full Anthem corridor, not Terra Bella alone. Nevada's zero state income tax sweetens every relocation decision.
Source: City of Henderson
According to the U.S. Census Bureau, the tiles below compare housing and population figures for Terra Bella and its surrounding area with the wider county. Each tile's label names the area it covers.
These are housing and population counts only. We don't describe who lives in a neighborhood or suggest which buyers it suits. Compare homes by their features, location, HOA terms and total cost, and use the Census source for the full tables.
Source: U.S. Census Bureau ACS 2020–2024 5-year estimates and Vintage 2025 population estimates, Henderson city (Terra Bella is not separately tabulated) · Updated
POPULATION & GROWTH
Terra Bella itself is essentially built out — 550-plus homes on 120 acres from a 2004 delivery — while its parent city compounds steadily: Henderson has added roughly 96,000 residents since 2010 per U.S. Census counts. That citywide growth keeps demand pressure on Terra Bella's finite active adult stock.
Inside Terra Bella, growth means turnover rather than expansion: active adult communities see healthy resale volume as residents downsize, relocate, or trade up within the 55+ tier. That is the appeal of a built-out Shea Homes plan — no new supply within the gates can dilute it, while every new Henderson retiree adds demand for the community center amenities and Anthem address that Terra Bella already owns.
Sources: U.S. Census Bureau QuickFacts and City of Henderson. Citywide figures shown because the Census does not tabulate Terra Bella separately. Henderson: 2010 and 2020 are decennial Census counts; 2025 is the Census Bureau’s Vintage 2025 estimate. Last updated September 2026.
MARKET TRENDS · LAST 12 MONTHS
Median sold price, days on market, and monthly closings for the Terra Bella ZIP area (89044) from NREG’s analysis of Las Vegas REALTORS MLS data. Scope honesty first: ZIP 89044 is broader than Terra Bella itself and includes surrounding Anthem and Inspirada inventory — read the level and the pace, not single-month wiggles.
Median Sold Price
$508K–$532K monthly band; $530K median over the last 100 days
vs October 2025
Source: NREG analysis of Las Vegas REALTORS MLS data via Repliers
Days on Market
28–37 day monthly range; 30 median over the last 100 days
vs October 2025
Source: NREG analysis of Las Vegas REALTORS MLS data via Repliers
Closed Sales / Month
~95/mo recent pace across the 89044 ZIP area
vs October 2025
Source: NREG analysis of Las Vegas REALTORS MLS data via Repliers
The long view: the median sold price in Henderson rose 115% between 2014 ($230,000) and 2026 ($493,773), across 49,831 recorded closings — Las Vegas REALTORS MLS records via Repliers.
ACTIVE ADULT MARKET
Market Competitiveness
The 89044 ZIP area averaged 30 median days on market over the past hundred days per NREG’s analysis of Las Vegas REALTORS MLS data. Move-in-ready Terra Bella homes attract purposeful 55+ buyers quickly; dated units sit longer. The active adult pool is focused — fewer casual lookers, more ready-to-close purchasers prepared to act on a well-priced listing.
Compare individual homes by the features, services, and total ownership costs that matter to you. The points below can help structure your property research before you make an offer.
Ready to explore homes in Terra Bella? Our team knows the Anthem corridor, every floor plan tier, and every 55+ option in Henderson.
Start Your Home SearchFloor Plan Comparison
A like-for-like comparison of Terra Bella's three floor-plan tiers — indicative price, square footage, lifestyle fit, and HOA impact — using ZIP-area listing data via NREG’s MLS analysis. Per-tier figures are NREG-modeled from active-listing review; use them as orientation, not appraisal.
| Submarket | Median Price | $ / Sq Ft | Days on Market | Active Listings | Best For |
|---|---|---|---|---|---|
| Terra Bella Garden Homes | ~$330,000 | ~$270 | 28 | ~40 | Entry · Low-maintenance |
| Terra Bella Detached | ~$460,000 | ~$270 | 30 | ~70 | Detached · Private yard |
| Terra Bella Premium | ~$555,000 | ~$280 | 35 | ~40 | Largest floor plans · Views |
Source: NREG’s MLS analysis MLS data plus NREG analysis, June 2026. The MLS reports at ZIP level (89044) — per-tier medians are our modeled estimates from active-listing review. Listing counts updated daily via Repliers IDX.
Floor Plan Deep Dive
Submarket 1
Attached garden-style homes from 1,100 to 1,500 sq ft — the community's most accessible tier. HOA covers front-yard care; shared walls keep prices at the $300K entry point. Ideal for buyers who want Anthem's address and community center at the lowest monthly cost.
Browse Terra Bella Garden Homes homes →Submarket 2
Detached single-family homes from 1,500 to 1,900 sq ft with private yards and 2-car garages — the community's most popular tier. Mid-range pricing with full detachment and a private outdoor space; the default choice for buyers wanting independence without the premium-lot price tag.
Browse Terra Bella Detached homes →Submarket 3
The largest Shea Homes floor plans at 1,900 to 2,200 sq ft, with upgraded lots, extended covered patios, and mountain or open-space views. Premium pricing for buyers who want the most space and best lot position in a 55+ community that offers no further scale-up within the gates.
Browse Terra Bella Premium homes →Submarket 4
The amenity engine Terra Bella residents use daily: the community center's pool, spa, and fitness room inside the gates, and the broader Anthem corridor — St. Rose Parkway medical access, Anthem Hills Park, and Henderson's parks system — just outside. Owning in Terra Bella puts all of this within minutes.
Browse Community Center & Anthem Corridor homes →STILL DECIDING?
BY ZIP CODE
Terra Bella sits in ZIP 89044, which the MLS uses as its reporting unit — so the table presents that single ZIP as an area corridor, broader than Terra Bella itself. The 89044 area includes Anthem, Inspirada, and surrounding Henderson master plans, which is why the area median of $554,014 runs above Terra Bella's internal price floor of $300K.
| ZIP | Primary Area | Median Price | $ / Sq Ft | Days on Market | Active | YoY |
|---|---|---|---|---|---|---|
| 89044 | Anthem / Terra Bella / Inspirada corridor — south Henderson | $554,014 | ~$270 | 30 | 317 | n/a* |
Source: NREG’s MLS analysis MLS plus NREG corridor analysis. ZIP 89044 includes Anthem, Terra Bella, Inspirada, and surrounding Henderson communities — Terra Bella's internal price floor of $300K is below the ZIP-area median. *Year-over-year change is intentionally omitted at corridor level. Boundaries per Clark County GIS.
New Construction
Terra Bella is built out — all 550-plus Shea Homes are resale. New 55+ construction nearby comes from Del Webb (Pulte) about 15 to 20 minutes away. National builders in Inspirada and Cadence offer all-ages options for households whose companions do not meet the HOPA age requirement. Verify current availability before committing.
55+ Active Adult
Del Webb brand — the national benchmark for active adult new construction
Family & Mid-Market
High-volume builder with active adult-friendly floor-plan options
Move-Up & Luxury
Luxury production builder for buyers eyeing the premium tier
First-Time & Family
Personalized entry-level builds near the Anthem corridor
Family
Value-oriented Henderson new construction
Outdoor Recreation
Private pool, desert conservation hiking, and Anthem's trail network — Terra Bella's outdoor life balances in-community leisure with some of southern Nevada's most dramatic public land nearby. The City of Henderson maintains Anthem Hills Park just minutes away, and Sloan Canyon National Conservation Area opens 48,000-plus acres of desert hiking within a 30-minute drive.
IN-COMMUNITY
The neighborhood hub: swimming pool, spa, fitness room, multi-purpose activity space, and outdoor gathering areas — the core of Terra Bella's social and recreational life.
5 MIN
The closest public park to Terra Bella — walking and jogging trails with Sloan Canyon mountain views, picnic areas, and open space for morning walks.
15-20 MIN
One of southern Nevada's most dramatic desert conservation areas — dozens of miles of hiking trails, ancient petroglyphs, and canyon scenery 15 to 20 minutes from Terra Bella.
30 MIN
America's first national recreation area — full-size boating, coves, desert hiking, and shoreline access about 30 minutes east via US-93 and I-11.
10 MIN
The practical anchor of the Anthem lifestyle: restaurants, grocery, pharmacy, and the Henderson medical corridor along St. Rose Parkway, all within 10 minutes of the community.
10 MIN
The Hale Irwin-designed private course within Anthem — not part of Terra Bella's HOA, but a short drive for golfers interested in membership.
15 MIN
The larger 55+ neighbor — Sun City Anthem's courses and clubhouse serve that community's residents; notable as a comparison point for buyers weighing scale.
15 MIN
City of Henderson's recreation center — public fitness, aquatics, and senior programming available at low cost for Henderson residents.
The Terra Bella Lifestyle
Three everyday rhythms within reach of each other: a morning pool session at the community center, an afternoon hike at Sloan Canyon, and dinner along St. Rose Parkway — with Henderson's parks and medical corridor per the City of Henderson threading the Anthem area together.
THIS WEEKEND'S OPEN HOUSES
Yes — with 317 active listings in the 89044 ZIP area, most weekends include open houses across Terra Bella's three floor-plan tiers, from garden homes near $300K to premium detached plans at $600K-plus. Well-priced move-in-ready homes move fast. Set alerts, browse active listings, or call (702) 637-1759 to build your weekend tour.
Budget around the specific home, not a community average. Before you compare the cost of a move to Terra Bella, get these in writing:
The full step-by-step relocation checklist, from timeline to first-week setup, is in one place.
Open the relocation guideECONOMY & JOBS
Terra Bella's corridor runs on healthcare and Henderson's employment base. According to the U.S. Bureau of Labor Statistics, the metro labor market remains strong and Henderson incomes run above the county median. St. Rose Dominican Hospital and the St. Rose Parkway medical corridor anchor employment and daily services within 15 minutes.
Sources: U.S. Bureau of Labor Statistics, City of Henderson. Last updated June 2026.
COMMUNITY COMPARISON
If you are weighing Terra Bella against other active adult addresses in the Henderson area, this side-by-side covers the metrics buyers ask about most, updated June 2026. Terra Bella wins on entry price and HOA-managed landscaping; Sun City Anthem wins on amenity scale and golf; sources are NREG’s analysis of Las Vegas REALTORS MLS data, the U.S. Census, and FBI UCR.
| Metric | Terra Bella | Solera at Anthem | Sun City Anthem | Henderson |
|---|---|---|---|---|
| Median List Price | $554K (ZIP area 89044) | ~$490K (area) | ~$470K (area) | $548K |
| Plan Entry Price | From $300K | From $350K | From $350K | From $280K |
| Age Restriction | 55+ (HOPA) | 55+ (guard-gated) | 55+ (HOPA) | None |
| Guard-Gated | No | Yes | No | Varies |
| Golf Course | None (Anthem CC nearby) | None (Anthem CC nearby) | 2 courses | Varies by community |
| HOA / Month | $120–$220 | ~$200–$350 | ~$150–$300 | Varies |
| Community Scale | 550+ homes (intimate) | ~500+ homes | 7,000+ homes (resort) | City of 353,289 |
| Builder | Shea Homes (Trilogy) | Various | Pulte / Del Webb | Multiple |
| Best For | Value · Low-maintenance · Anthem address | Security · Gated 55+ | Amenity scale · Golf · Social programs | All ages · Variety |
Sources: NREG’s analysis of Las Vegas REALTORS MLS data, U.S. Census QuickFacts. Terra Bella figures are ZIP-area (89044) — broader than the plan itself. Community-level plan entry prices and HOA ranges are from community records. Last updated June 2026.
Build a property-specific budget using a lender quote, the parcel tax estimate, insurance quotes and association documents. The starting amounts below are editable illustrations, not current local rates or verified fees. Compare the result with your Loan Estimate, and budget separately for maintenance, utilities and closing costs.
Inputs are assumptions, not a loan offer, insurance quote or parcel tax calculation. This simplified fixed-rate example applies the selected PMI rate below 20% down; actual mortgage-insurance eligibility, cost and cancellation depend on the loan. Maintenance, utilities, closing costs and special assessments are additional. Review the CFPB housing budget guide and confirm amounts with the relevant providers.
BUYING AND RENTING
Compare actual homes that meet the same needs over your expected time in the area. A purchase price and an advertised rent alone do not establish which option costs less. Use current quotes and separate monthly cash flow, upfront cash, and the amount you might recover when moving.
Start with the down payment, lender and closing charges, and any immediate repairs. Add principal and interest, property taxes, insurance, mortgage insurance where applicable, association dues, utilities and ongoing maintenance. Identify expenses paid outside escrow so they are included in your household budget.
For a later sale, model the remaining loan balance and selling expenses. Appreciation is uncertain; compare unchanged-price and lower-price cases as well as any growth assumption. Principal repayment builds an ownership interest, but that does not guarantee a profit or make every cash payment recoverable.
Use an actual lease offer and confirm the term, deposit, renewal provisions, parking, pet charges, utilities and renter's insurance. Record which maintenance services are included and any costs or restrictions associated with an early move. An advertised starting rent may not include every required charge.
Keep the comparison consistent: use the same time period, household needs and moving assumptions. Include the cash that remains available when a down payment is not used, without assuming a guaranteed investment return. Your need for flexibility and responsibility for repairs also matter alongside the financial figures.
There is no verified community-wide holding period or five-year equity gain shown here. Ask your lender to explain financing assumptions and have a tax professional assess any claimed tax benefit for your circumstances. Keep a copy of the quotes and dates so you can update the comparison before making an offer.
PROPERTY-SPECIFIC ASSOCIATION COSTS
A community name does not establish a property's current dues or all the associations that govern it. Obtain the applicable resale package, budget and governing documents for the exact address. Confirm the effective date and payment frequency of each fee with the association or its manager.
Identify master and sub-association dues separately. Check whether utilities, exterior maintenance, insurance, amenities or club access are included, optional or billed separately. A listing's monthly figure may omit a quarterly or annual charge, and an advertised amenity does not establish membership rights.
Ask about transfer, document, capital-contribution and other transaction fees, as well as approved or proposed assessments. Confirm who pays each item under the contract. Review available reserve and budget information; historical dues are not a guarantee of future charges.
Verify the actual rules for leasing, pets, parking, property changes and amenity access. Age restrictions and gate staffing require their own current documentation. Do not assume neighboring subdivisions or similarly named communities have identical rules, services or fees.
COMMUTE & TRANSPORTATION
Terra Bella sits in the Anthem corridor with I-215 and US-93 nearby — most residents reach medical care, retail, and daily services on St. Rose Parkway without a freeway. Mean Henderson commutes run near 25 minutes per U.S. Census ACS data, considerably shorter than coastal-metro averages most relocators leave behind.
Drive times are typical off-peak estimates for the route named; check live traffic before you rely on one.
Quick Answer
Most Terra Bella purchases close in 30 to 45 days — Nevada uses escrow companies, not attorneys. Cash deals can close in 7 to 14 days. Financed buyers should allow extra days for appraisal and HOA document delivery. Shea Homes from 2004 are near replacement age for HVAC and water heaters — build inspection-response time into your offer.
Quick Answer
Most Terra Bella buyers put down 5% to 20%. Conventional loans start at 3% down for qualified buyers, FHA allows 3.5% across most of the plan's price spectrum, and VA loans allow 0% for eligible veterans. On the $554,014 ZIP-area median, plan roughly $27,700 (5%) to $110,803 (20%); entry garden homes near $300,000 need as little as $10,500 down with FHA. Jumbo financing only enters the picture on the largest premium-lot floor plans at $600K-plus.
Terra Bella FAQ — 16 Answers
Across the Terra Bella ZIP area — 89044 — the median list price is about $545,000 per NREG’s analysis of Las Vegas REALTORS MLS data, with a $530,000 closed median over the past hundred days. Inside the Terra Bella plan itself, pricing spans attached garden homes from the $300Ks, mid-range detached single-family homes from $400K to $500K, and the largest premium floor plans from $500K to $600K-plus on upgraded lots.
Terra Bella is a 55+ community: at least one permanent resident in each household must be 55 or older, consistent with the federal Housing for Older Persons Act (HOPA). The restriction applies to permanent residents, not guests — grandchildren and family visitors may stay for defined periods per the governing documents. Before making an offer, have your agent pull the exact occupancy rules so your household qualifies without surprises at closing.
No — Terra Bella is not guard-gated, which is a primary reason its pricing starts around $300,000, among the most accessible 55+ entry points in the Anthem area. The community sits within the broader Anthem master plan. If a 24-hour staffed gate is essential, Solera at Anthem is a nearby guard-gated 55+ alternative. Our team can compare both communities against your budget and lifestyle priorities.
Shea Homes developed Terra Bella beginning in 2004, under their Trilogy active adult brand. Shea is recognized for quality construction, energy-efficient design, and floor plans with strong indoor-outdoor flow. Most Terra Bella homes feature open layouts, covered patios or courtyards, and low-water desert landscaping. That build pedigree shows in how well the homes have held up two decades after delivery.
HOA dues in Terra Bella typically run $120 to $220 per month — moderate for an Anthem-area 55+ community. Dues cover front-yard landscaping, common area upkeep, and the community center with its swimming pool, spa, fitness room, and activity space. Confirm the current fee schedule, reserve fund status, and any pending special assessments in the resale package during your 30-to-45-day Nevada escrow.
Terra Bella wins on price, intimacy, and HOA simplicity; Sun City Anthem wins on sheer scale and amenities. Sun City Anthem has 7,000-plus homes, two golf courses, and an expansive clubhouse; Terra Bella has 550-plus homes, a friendly-scaled community center, and HOA fees of $120 to $220 per month. Buyers who want to know their neighbors rather than navigate a small city consistently rank Terra Bella the better personal fit.
Terra Bella runs an active social calendar anchored by its community center: regular potlucks, fitness classes, game nights, and hobby groups keep the 550-plus-home neighborhood connected. The intimate scale means gatherings feel like neighborhood events rather than anonymous programs. If a specific club — cards, water aerobics, crafts — matters to you, ask us to confirm it is currently active before buying, since offerings evolve with resident interest.
Terra Bella is in ZIP code 89044 in Henderson, Nevada, within the Anthem master plan. Residents are roughly 25 minutes from the Las Vegas Strip, 20 from Harry Reid International Airport, and 15 from Downtown Henderson. St. Rose Parkway's medical facilities, dining, and shopping are just minutes away, and Sloan Canyon National Conservation Area is within about 30 minutes for desert hiking.
No — Terra Bella has no golf course of its own. The community center with pool, spa, fitness room, and activity space is the recreational hub. Golfers nearby can play the Hale Irwin-designed Anthem Country Club, Sun City Anthem's courses, or several Henderson-area daily-fee courses. Skipping the course keeps HOA dues at $120 to $220 per month — a meaningful savings if golf is occasional rather than daily.
Terra Bella's community center features a swimming pool, spa, fitness room, multi-purpose activity space, and outdoor gathering areas — a well-sized amenity package maintained through HOA dues of $120 to $220 per month. Beyond the community, Anthem Hills Park offers walking trails and mountain views, and Sloan Canyon National Conservation Area is within a 30-minute drive for serious hikers. It is right-sized for residents who want genuine amenities without big-community overhead.
Attainable for active adult buyers. The 89044 ZIP-area median list price near $545,000 sits in the Anthem corridor, HOA dues of $120 to $220 cover front-yard care and the community center, and Nevada's zero state income tax stretches every relocating household's retirement budget. Day-to-day costs — groceries, utilities, fuel — track the rest of Clark County, while St. Rose Parkway puts medical, retail, and dining within ten minutes of the front door.
Although Terra Bella is a 55+ community, families with grandchildren visiting or nearby households appreciate the school quality. Zoned campuses serving the 89044 corridor include John C. Vanderburg Elementary (9/10 on GreatSchools), Del E. Webb Middle School (8/10), and Coronado High School (8/10). Pinecrest Academy of Nevada adds a strong charter option, and Henderson International School anchors the private tier. Zone boundaries vary by address — always verify.
Four things move real money here. First, verify age-qualification: the HOPA occupancy rules must fit your household before you write an offer. Second, inspect thoroughly: homes from 2004 are approaching the 20-year mark for HVAC systems and water heaters. Third, confirm HOA reserves: check that the $120-to-$220 monthly dues are backed by adequate reserves for the pool, spa, and common areas. Fourth, model your full monthly cost including the HOA to stay within your retirement budget.
Most Terra Bella buyers put down 5% to 20%. Conventional loans start at 3% down for qualified buyers, FHA allows 3.5% across most of the plan's price spectrum, and VA loans allow 0% for eligible veterans. On the $545,000 ZIP-area median, plan roughly $27,300 (5%) to $109,000 (20%); entry garden homes near $300,000 need as little as $10,500 down with FHA. Jumbo financing only enters the picture on the largest premium-lot floor plans at $600K-plus.
Terra Bella HOA dues typically run $120 to $220 per month — covering front-yard landscaping, common areas, and the community center with pool, spa, and fitness room. That is a modest figure for an Anthem-area 55+ address, and notably lighter than guard-gated alternatives like Solera at Anthem. Always pull the resale package — current dues, reserves, and any assessment history — during escrow before committing.
Most Terra Bella purchases close in 30 to 45 days from accepted offer — Nevada closes through escrow companies, not attorneys. Cash purchases can close in 7 to 14 days. Financed buyers should budget time for appraisal scheduling, and the HOA resale package delivery typically adds a few business days. Shea Homes construction from 2004 means the systems are approaching a meaningful age — budget inspection-response time in your offer timeline.
Updated October 2026
STILL HAVE QUESTIONS?
Want more Nevada real estate answers like this in your Google results?
PEOPLE ALSO ASK
The eight questions Terra Bella buyers most often ask — answered with verifiable facts from the City of Henderson, Las Vegas REALTORS prices, and GreatSchools ratings. Each answer below links to the primary source so you can check every figure.
Yes — Terra Bella is a 55+ active adult community within the broader Anthem master plan in Henderson, Nevada, ZIP 89044. Anthem is a large master-planned community developed by American Nevada Corporation; Terra Bella is one of its age-restricted villages, built by Shea Homes beginning in 2004 on 120 acres.
Terra Bella is in ZIP code 89044 in Henderson, Nevada. This ZIP covers the broader Anthem and Inspirada corridor in south Henderson — the MLS reports market data at this ZIP level, so area statistics are broader than Terra Bella itself.
Yes — Terra Bella is a HOPA-qualified 55+ community. At least one permanent resident per household must be 55 or older. The restriction applies to permanent residents, not guests or visitors. Pull the governing documents to verify the exact occupancy policy before writing an offer.
Terra Bella covers approximately 120 acres with 550-plus single-story homes. All homes are Shea Homes Trilogy construction from 2004, ranging from about 1,100 to 2,200 square feet across three floor-plan tiers: attached garden homes, mid-range detached, and larger premium detached floor plans.
Yes — the Terra Bella community center includes a swimming pool, spa, fitness room, and multi-purpose activity space. The center is private to Terra Bella residents and maintained through HOA dues of $120 to $220 per month, which also cover front-yard landscaping and common areas.
No — Terra Bella is not guard-gated. It sits within the broader Anthem master plan without a staffed gate entry. This is a primary reason the community's pricing starts at $300K, below guard-gated 55+ alternatives. Solera at Anthem is the nearby guard-gated 55+ option if security is a priority.
About 20 to 25 minutes from Terra Bella to the Strip via I-215 west and I-15 north, depending on time of day. Harry Reid International Airport is closer — about 20 minutes via the same I-215 route.
The fundamentals are solid: a built-out Shea Homes plan within Anthem means no new supply inside the gates, the 55+ demographic produces low turnover and stable ownership, and Nevada's zero income tax and 3% property-tax cap give fixed-income retirees two structural financial advantages over most other western retirement markets. Returns still depend on the specific floor plan and the buy price relative to comparables.
WHY NEVADA REAL ESTATE GROUP
Direct builder relationships, the largest agent team in the Valley, and thousands of verified five-star reviews. Across 9,600+ closed transactions and $4.85B+ in volume since 2011, our agents have represented buyers and sellers across Henderson's master plans — including 55+ active adult communities throughout the Anthem corridor. That depth ranks the team #1 in Nevada.
WORK WITH THE BEST
Tell the team about your preferred area, budget, timing and property requirements. Ask about representation and the records needed to evaluate a particular home. Review current listings, comparable sales and the written terms of any services before deciding how to proceed. Contacting the team does not guarantee a purchase, sale price or response deadline.
NEARBY COMMUNITIES
Compare Terra Bella with neighboring Henderson active adult communities and broader master plans. Each card pairs the commute time with price positioning, so you can judge whether trading Terra Bella's value and HOA landscaping for gates, golf, or a larger social campus actually fits your retirement priorities.
More Henderson communities
Shopping the whole city? Browse all Henderson homes for sale — live MLS listings updated daily.
A–Z INDEX
Terra Bella's three floor-plan tiers — garden homes from $300K, detached from $400K, and premium detached from $500K — are indexed below alongside nearby Anthem and Henderson communities. Our team can pull current listings, active dues, reserve status, and floor-plan details for any entry on request.
KEEP LEARNING
These guides extend the research most Terra Bella buyers do next — understanding the broader Henderson market, comparing master plans, and tracking valley-wide pricing — each written by our team from the same MLS data and primary sources used throughout this page.
GUIDE
The parent-city playbook — neighborhoods, schools, taxes, and the offer-to-close process across Henderson, including 55+ communities.
Read →MARKET UPDATE
Valley-wide pricing, inventory, and rate context — the macro backdrop behind Terra Bella's ZIP-area numbers.
Read →MARKET HUB
Citywide market data, every Henderson master plan, and side-by-side comparisons including 55+ active adult communities.
Read →MARKET REPORT
Median prices, inventory, days on market, and sale-to-list trends for Henderson.
Read →Sources & Methodology
Every statistic comes from a primary or government dataset, refreshed monthly. One transparency note: the MLS reports at ZIP level, and 89044 is broader than Terra Bella — it includes Anthem, Inspirada, and nearby Henderson communities — so area figures are labeled accordingly and per-tier data are modeled estimates. Follow any link to verify.
Methodology: Listing counts, prices and days on market are NREG's analysis of Las Vegas REALTORS MLS data received through the Repliers feed; this page refreshes them about once a day, and each market figure carries its date or window. Census and BLS figures are the published vintage named beside them and change only when the agency releases new estimates. Confirm details for a specific home with its listing and the responsible agency.
Updated: October 2026 · Next update: October 15