First-Time Buyers
- Entry from $320K — lowest Inspirada tier
- FHA 3.5% and conventional 3% down both viable
- Resort amenities without the detached-home premium
- Verify FHA condo-project approval for the specific unit

Nevada's #1 team for Terraces at Inspirada real estate. Search this Inspirada townhome village — modern construction from the $320Ks, resort-style master-plan amenities, and top-rated Henderson schools — with live MLS data.
The Terraces at Inspirada ZIP area (89044) carried 317 active listings in June 2026 according to NREG’s MLS analysis MLS data, spanning Terraces townhomes from the $320Ks to larger detached Inspirada homes approaching $700K+. The newest listings appear below, refreshed daily, and every active home in the area is searchable in our live MLS portal.
Listing information is provided through the MLS Internet Data Exchange program and is deemed reliable but not guaranteed. Inventory checked Oct 31, 2026, 5:18 AM Pacific; availability and prices may change.
MEDIAN LIST PRICE (ZIP AREA 89044)
$550K
NREG analysis of Las Vegas REALTORS MLS data via Repliers, as of October 30, 2026
INSPIRADA MASTER PLAN SIZE
1,800+
Inspirada community records (acres)
VILLAGE ESTABLISHED
2010s
Community records
DAYS ON MARKET (ZIP 89044)
38
NREG analysis of Las Vegas REALTORS MLS data via Repliers, as of October 30, 2026
Property research
Verify for your address
Confirm current school assignments, association documents, parcel taxes, and insurance with the applicable sources.
Last updated
September 26, 2026
Individual data periods may differ from the page update date.
KEY TAKEAWAYS
Terraces at Inspirada is the primary townhome village inside Inspirada's 1,800-acre south Henderson master plan, served by City of Henderson. The surrounding ZIP area (89044) shows a $549,999 median list price and 38-day market pace per NREG’s MLS analysis. Five key facts follow.
Last updated October 2026 · Sources: NREG’s MLS analysis, U.S. Census, City of Henderson
PRICE DISTRIBUTION
Median list price across the Terraces at Inspirada ZIP area (89044) sits at $549,999 per NREG’s MLS analysis October 2026 MLS data, but the area spans from Terraces townhomes opening in the $320Ks to larger Inspirada detached homes approaching $700K+. The bands below show our modeled split of the area's 317 active listings.
The Terraces at Inspirada ZIP area's 317 active listings break down across Inspirada villages, property types, and price filters below — each link opens our live Henderson MLS search, with counts updated daily from NREG’s MLS analysis MLS data across ZIP 89044.
Terraces is one of several named villages inside Inspirada. Each serves a different buyer profile — compare the townhome entry point of Terraces against detached-home villages and sibling communities nearby before deciding which fits your lifestyle and budget.
277 active listings across ZIP 89044 as of October 30, 2026 · MLS data
STAY AHEAD OF THE MARKET
Custom alerts by property type, price, beds, and Inspirada village — no spam, unsubscribe anytime. The best-priced Terraces townhomes near amenity cores go under contract within the first two weekends per NREG’s analysis of Las Vegas REALTORS MLS data; alert subscribers see them within hours of hitting the MLS, not after the open house.
Ask the district for the address-specific school assignment for the enrollment year, since boundaries change, and confirm it before you buy. Proximity to a school does not guarantee admission; charter, magnet and private schools set their own rules. Check CCSD school zoning · Nevada Report Card
CRIME DATA
Ask the law-enforcement agency that serves the address for its current reports, and compare places only across the same reporting period, boundary and offense definitions. Missing records do not mean zero crime, the FBI cautions against ranking communities on crime totals alone, and a citywide figure does not describe a particular street.
FBI crime data resources · FBI guidance on comparing communities
Terraces at Inspirada delivers modern townhome living inside one of Henderson's newest master plans: 2010s-era attached construction, resort pools and trail access, strong charter school options, and St. Rose Parkway's retail corridor within minutes. City of Henderson services cover every street, and Nevada's zero state income tax keeps relocating household budgets intact.
Terraces is known as Inspirada's primary townhome village — modern 2010s attached construction at entry-level prices inside a resort-amenity master plan, with dual-HOA dues that include pools, trails, and community events managed through the Inspirada master association.
It fits first-time buyers entering Henderson's market from the $320Ks, small families who want resort amenities without a detached-home premium, investors seeking townhome yield inside a high-demand master plan, and California relocators comparing total cost of ownership against coastal condo alternatives.
Mornings run Inspirada's trail network or use the resort pool, daily errands run along St. Rose Parkway, and the I-15 puts the Strip about 25 minutes north — a practical south Henderson suburban rhythm anchored by Inspirada's active community programming.
Terraces at Inspirada sits in the southern portion of Inspirada's 1,800-acre master plan in south Henderson, ZIP 89044, with convenient access to I-15 and I-215 and St. Rose Parkway's retail corridor minutes from the village. About 25 miles from the Strip.
Median, active-listing and days-on-market tiles: NREG analysis of Las Vegas REALTORS MLS data via Repliers, as of October 30, 2026.
According to the U.S. Census Bureau, the tiles below compare housing and population figures for Terraces at Inspirada and its surrounding area with the wider county. Each tile's label names the area it covers.
These are housing and population counts only. We don't describe who lives in a neighborhood or suggest which buyers it suits. Compare homes by their features, location, HOA terms and total cost, and use the Census source for the full tables.
Source: U.S. Census Bureau ACS 2020–2024 5-year estimates and Vintage 2025 population estimates, Henderson city (Terraces at Inspirada is not separately tabulated) · Updated
POPULATION & GROWTH
Inspirada and its Terraces village are among the newest growth fronts in Henderson — the master plan is still adding phases while the parent city compounds steadily: Henderson has added roughly 96,000 residents since 2010 per U.S. Census counts, and that citywide growth sustains demand for Inspirada's resort-amenity townhomes at the city's expanding southern edge.
Inside Inspirada, growth means new phases and rising amenity investment, not maturity: the master plan is still building, and each new amenity core added by the developer increases the value proposition for existing Terraces owners. That is the investment logic of a still-expanding master plan — ongoing development adds supply and demand simultaneously, keeping the market active.
Sources: U.S. Census Bureau QuickFacts and City of Henderson. Citywide figures shown because the Census does not tabulate Terraces at Inspirada separately. Henderson: 2010 and 2020 are decennial Census counts; 2025 is the Census Bureau’s Vintage 2025 estimate. Last updated September 2026.
The long view: the median sold price in Henderson rose 114% between 2014 ($230,000) and 2026 ($492,960), across 50,181 recorded closings — Las Vegas REALTORS MLS records via Repliers.
ACTIVE MARKET
Market Competitiveness
Terraces at Inspirada sits in a balanced-to-slightly-active market — sold homes across the ZIP area averaged 30 median days over the past hundred days per NREG’s analysis of Las Vegas REALTORS MLS data, on 317 active listings. Well-priced Terraces townhomes near amenity cores move within the first two weekends; units with higher sub-association dues or dated finishes give buyers negotiating room.
Compare individual homes by the features, services, and total ownership costs that matter to you. The points below can help structure your property research before you make an offer.
Ready to explore homes in Terraces at Inspirada? Our team knows every Inspirada village, dual-HOA structure, and school-zone boundary in the plan.
Start Your Home SearchVillage Comparison
A like-for-like comparison of Inspirada's primary villages — indicative price, dollars per square foot, days on market, and lifestyle fit — using ZIP-area listing data via NREG’s MLS analysis. Per-village figures are NREG-modeled slices of the 89044 market; use them as orientation, not appraisal.
| Submarket | Median Price | $ / Sq Ft | Days on Market | Active Listings | Best For |
|---|---|---|---|---|---|
| Terraces at Inspirada | ~$410,000 | ~$265 | 30 | ~60 | Townhomes · Entry |
| Enclaves at Inspirada | ~$575,000 | ~$270 | 29 | ~45 | Townhomes · Move-Up |
| Veneto at Inspirada | ~$560,000 | ~$275 | 30 | ~55 | Single-family · Mid-Market |
| Inspirada (full plan) | ~$554,000 | ~$270 | 30 | 317 | All types · Resort plan |
| Cadence Henderson | ~$501,000 | ~$265 | 40 | 687 | New construction · Value |
| Anthem Henderson | ~$615,000 | ~$280 | 28 | ~200 | Established · Views |
Source: NREG’s MLS analysis MLS data plus NREG analysis, June 2026. The MLS reports at ZIP level (89044) — per-village medians are our modeled estimates from active-listing review. Listing counts updated daily via Repliers IDX.
Village Deep Dive
Submarket 1
Inspirada's primary townhome village — 2010s attached construction from the $320Ks, resort amenity access, and the plan's most accessible entry point for first-time buyers and investors.
Browse Terraces at Inspirada homes →Submarket 2
A step-up townhome village inside Inspirada with larger floor plans than Terraces, targeting move-up buyers who want attached living with more square footage at a mid-market price.
Browse Enclaves at Inspirada homes →Submarket 3
A single-family detached village inside Inspirada — buyers stepping up from Terraces townhomes who want privacy and a yard while staying inside the master plan and its amenity network.
Browse Veneto at Inspirada homes →Submarket 4
All of Inspirada's 1,800-acre master plan — from Terraces townhomes in the $320Ks to larger detached homes in the $600Ks and above, unified by resort amenities and the master HOA.
Browse Inspirada (full plan) homes →Submarket 5
Henderson's other major new-construction master plan — broader inventory and more active builder competition than Inspirada, at a slightly lower price point with comparable amenities.
Browse Cadence Henderson homes →Submarket 6
Henderson's established premium master plan with mountain views, a golf course, and more mature landscaping than Inspirada — priced above Terraces but below guard-gated alternatives.
Browse Anthem Henderson homes →Submarket 7
The amenity network Terraces residents use daily: resort-style pools, fitness centers, sports courts, splash pads, and miles of paved trails woven through 1,800 acres — all maintained by the master HOA and accessible year-round.
Browse Inspirada Amenity Corridor homes →STILL DECIDING?
BY ZIP CODE
Terraces at Inspirada sits entirely within Henderson ZIP code 89044, which the MLS treats as one reporting area. The table below presents 89044's overall stats alongside the Terraces-specific village slice, both broader than the townhome village itself. Per Las Vegas REALTORS, the ZIP-area median sits at $554,014 across 317 active listings.
| ZIP | Primary Area | Median Price | $ / Sq Ft | Days on Market | Active | YoY |
|---|---|---|---|---|---|---|
| 89044 | South Henderson — Inspirada · Terraces · all 89044 communities | $554,014 | ~$270 | 30 | 317 | n/a* |
Source: NREG’s MLS analysis MLS plus NREG corridor analysis. All figures reported at ZIP 89044 level — per-village splits shown on this page are NREG-modeled estimates from active-listing review. *Year-over-year change is intentionally omitted at corridor level. Boundaries per Clark County GIS.
New Construction
Terraces at Inspirada was built during the 2010s by various national builders and is largely resale inventory today, but Inspirada continues adding new phases in adjacent villages. National builders competing in south Henderson and the broader Inspirada corridor change communities and incentives monthly — verify current offerings before you write anything.
Family & Mid-Market
Active in multiple Inspirada villages
Move-Up & Luxury
Luxury production in south Henderson corridor
First-Time & Family
Personalized entry and mid-level new builds
Move-Up
Active in Inspirada-area phases
First-Time & Family
Entry-level new construction in the growth corridor
Outdoor Recreation
Resort pools, miles of paved trails, and multiple parks — Terraces at Inspirada's outdoor life is defined by Inspirada's master-plan investment, not rugged desert terrain. The City of Henderson maintains Cornerstone Park's 100 public acres nearby, and Inspirada's internal parks and sports facilities serve residents year-round.
IN-COMMUNITY
The master plan's flagship amenity node — resort-style pool, splash pad for kids, sports courts, playground, and picnic shelters anchoring Inspirada's community life.
IN-COMMUNITY
A neighborhood park serving Terraces and adjacent Inspirada villages — playground, walking paths, open turf, and picnic areas for daily outdoor use.
IN-COMMUNITY
Miles of paved trails woven through Inspirada's 1,800 acres — morning runs, after-school bike rides, and evening strolls connect every village and amenity core.
IN-COMMUNITY
Fitness centers distributed across Inspirada's amenity cores, included in master HOA dues — no separate gym membership required for Terraces residents.
10 MIN
Henderson's largest public park — 100 acres with walking trails, a fishing pond, bird-watching habitat, playgrounds, and open space, ten minutes from Terraces.
10 MIN
South Henderson's primary retail and dining spine — grocery, restaurants, urgent care, and services serving the daily needs of Terraces residents.
30 MIN
America's first national recreation area — full-size boating, sandy coves, and desert canyon hiking thirty minutes east via I-215 and Lake Mead Parkway.
20 MIN
Petroglyphs, canyon hikes, and undeveloped Mojave desert terrain twenty minutes from Terraces — the closest true wilderness escape from the Inspirada corridor.
The Terraces at Inspirada Lifestyle
Three everyday rhythms within steps of each other: a morning run on Inspirada's trail network, an afternoon at the resort pool, and dinner along St. Rose Parkway — with the broader Henderson parks system per the City of Henderson providing Cornerstone Park and the St. Rose corridor filling the daily errand and dining rotation.
THIS WEEKEND'S OPEN HOUSES
Yes — 317 active ZIP-area listings mean most weekends bring open houses across Inspirada, from Terraces townhomes in the $320Ks to detached homes above $600K. The best-priced units typically go under contract within two weekends. Set up instant alerts, browse active listings, or call (702) 637-1759 to build your tour route.
Budget around the specific home, not a community average. Before you compare the cost of a move to Terraces at Inspirada, get these in writing:
The full step-by-step relocation checklist, from timeline to first-week setup, is in one place.
Open the relocation guideECONOMY & JOBS
Terraces residents tap south Henderson's employment base along the St. Rose Parkway corridor. According to the U.S. Bureau of Labor Statistics, the Las Vegas metro remains historically strong, and Henderson incomes run 18% above the Clark County median. Healthcare, retail, education, and city government anchor local jobs within easy commuting distance.
Sources: U.S. Bureau of Labor Statistics, City of Henderson. Last updated June 2026.
COMMUNITY COMPARISON
Side-by-side metrics buyers ask about most, June 2026. Terraces wins on resort amenities and modern construction; Henderson offers more variety; Summerlin leads on luxury; Las Vegas leads on entry price. Sources: MLS_ANALYSIS, the U.S. Census, and FBI UCR.
| Metric | Terraces at Inspirada | Henderson | Las Vegas | Summerlin |
|---|---|---|---|---|
| Median List Price | $554,014 (ZIP area 89044) | $548K | $476K | $728K |
| Active Listings | 317 (ZIP area) | 2,460 | 8,606 | 1,253 |
| Days on Market | 30 | 21 | 20 | 21 |
| Property Type | Townhomes from $320K | All types, all prices | All types, all prices | All types — mostly detached |
| Median Household Income | $90,138 (citywide) | $90,138 | $73,877 | $75K–$162K (by ZIP) |
| Established | 2010s (Inspirada master plan) | 1953 (incorporated) | 1905 (founded) | 1990 |
| New Construction | Ongoing (Inspirada phases) | Very High (newer plans) | Moderate | Very High (Summerlin West) |
| Best For | Resort amenities · Entry · Families | Safety · Variety · Schools | Investors · Urban · Value | Trails · Luxury · New builds |
Sources: NREG’s analysis of Las Vegas REALTORS MLS data, U.S. Census QuickFacts. Terraces at Inspirada income and crime figures are Henderson citywide — the Census and FBI do not tabulate the village separately. Last updated June 2026.
Build a property-specific budget using a lender quote, the parcel tax estimate, insurance quotes and association documents. The starting amounts below are editable illustrations, not current local rates or verified fees. Compare the result with your Loan Estimate, and budget separately for maintenance, utilities and closing costs.
Inputs are assumptions, not a loan offer, insurance quote or parcel tax calculation. This simplified fixed-rate example applies the selected PMI rate below 20% down; actual mortgage-insurance eligibility, cost and cancellation depend on the loan. Maintenance, utilities, closing costs and special assessments are additional. Review the CFPB housing budget guide and confirm amounts with the relevant providers.
BUYING AND RENTING
Compare actual homes that meet the same needs over your expected time in the area. A purchase price and an advertised rent alone do not establish which option costs less. Use current quotes and separate monthly cash flow, upfront cash, and the amount you might recover when moving.
Start with the down payment, lender and closing charges, and any immediate repairs. Add principal and interest, property taxes, insurance, mortgage insurance where applicable, association dues, utilities and ongoing maintenance. Identify expenses paid outside escrow so they are included in your household budget.
For a later sale, model the remaining loan balance and selling expenses. Appreciation is uncertain; compare unchanged-price and lower-price cases as well as any growth assumption. Principal repayment builds an ownership interest, but that does not guarantee a profit or make every cash payment recoverable.
Use an actual lease offer and confirm the term, deposit, renewal provisions, parking, pet charges, utilities and renter's insurance. Record which maintenance services are included and any costs or restrictions associated with an early move. An advertised starting rent may not include every required charge.
Keep the comparison consistent: use the same time period, household needs and moving assumptions. Include the cash that remains available when a down payment is not used, without assuming a guaranteed investment return. Your need for flexibility and responsibility for repairs also matter alongside the financial figures.
There is no verified community-wide holding period or five-year equity gain shown here. Ask your lender to explain financing assumptions and have a tax professional assess any claimed tax benefit for your circumstances. Keep a copy of the quotes and dates so you can update the comparison before making an offer.
PROPERTY-SPECIFIC ASSOCIATION COSTS
A community name does not establish a property's current dues or all the associations that govern it. Obtain the applicable resale package, budget and governing documents for the exact address. Confirm the effective date and payment frequency of each fee with the association or its manager.
Identify master and sub-association dues separately. Check whether utilities, exterior maintenance, insurance, amenities or club access are included, optional or billed separately. A listing's monthly figure may omit a quarterly or annual charge, and an advertised amenity does not establish membership rights.
Ask about transfer, document, capital-contribution and other transaction fees, as well as approved or proposed assessments. Confirm who pays each item under the contract. Review available reserve and budget information; historical dues are not a guarantee of future charges.
Verify the actual rules for leasing, pets, parking, property changes and amenity access. Age restrictions and gate staffing require their own current documentation. Do not assume neighboring subdivisions or similarly named communities have identical rules, services or fees.
COMMUTE & TRANSPORTATION
Terraces at Inspirada provides direct access to I-15 and I-215, and St. Rose Parkway handles daily errands without a freeway. Mean Henderson commutes run near 25 minutes per U.S. Census ACS data, shorter than the coastal-metro averages most relocators leave behind.
Drive times are typical off-peak estimates for the route named; check live traffic before you rely on one.
Quick Answer
Most Terraces at Inspirada purchases close in 30 to 45 days from accepted offer — Nevada closes through escrow companies, not attorneys. Cash purchases can close in 7–14 days. FHA and VA buyers should add a week for condo-project approval verification at the lender level. The dual-HOA resale package — master association and Terraces sub-association documents combined — adds a few days to the timeline, so build that buffer in from the start.
Quick Answer
Most Terraces at Inspirada buyers put down 3.5% to 20%. FHA loans are available at 3.5% down across most of the village price range, conventional loans start at 3% for qualified buyers, and VA loans allow 0% for eligible veterans. On a $430,000 townhome, plan roughly $15,000 (3.5% FHA) to $86,000 (20% conventional). One critical note: FHA requires condo-project warrantability approval for the specific Terraces building — verify with your lender before falling in love with a particular unit, as not every building has maintained FHA certification.
Terraces at Inspirada FAQ — 16 Answers
Across the Terraces at Inspirada ZIP area — 89044 — the median list price is about $549,999 per NREG’s analysis of Las Vegas REALTORS MLS data, with a $530,000 closed median over the past hundred days. Inside the Terraces village itself, townhome pricing typically spans $320,000 to $500,000 depending on floor plan, finish level, and position within Inspirada's 1,800-acre master plan. Buyers stepping up from a condo find genuine value here.
Yes — Terraces is a named townhome village inside Inspirada, the 1,800-plus-acre master-planned community developed in south Henderson's ZIP 89044 during the 2010s. Buying here means joining the Inspirada master association, which funds resort pools, parks, trails, sports courts, and community events. Terraces owners get a village address and the full Inspirada amenity package behind the same dues structure.
HOA dues in Terraces at Inspirada generally run $130–$280 per month, covering both the Inspirada master association and the Terraces sub-association layer. The master assessment funds community-wide pools, parks, trails, and events; the sub-association layer varies by building, so request the full resale package to confirm exact dues, reserves, and CC&Rs for the specific home you want. Lenders include HOA dues in debt-to-income qualifying ratios — get the precise figure before writing an offer.
Inspirada surrounds Terraces with resort-style pools and splash pads, fitness centers, sports courts, miles of paved trails, and organized community events year-round — all maintained through the master association. Cornerstone Park adds 100 public acres with walking trails, a fishing pond, and bird-watching habitat about ten minutes away. Our team can walk you through the amenity cores closest to the Terraces village on your first tour.
Homes sold across the Terraces at Inspirada ZIP area over the past hundred days took a median of about 38 days from list to accepted offer, per NREG’s analysis of Las Vegas REALTORS MLS data — and 317 active listings across 89044 show healthy market depth. Well-priced Terraces townhomes near Inspirada's amenity cores move faster; units that need work or carry high sub-association dues tend to sit longer and reward patient, inspection-ready buyers.
Property taxes in Terraces at Inspirada are low by national standards. Nevada's effective rate runs roughly 0.5–0.7% of market value per the Clark County Assessor, and the state caps annual increases on a primary residence at 3% under Nevada Revised Statutes 361.4723 once the owner claims it (homes that are not owner-occupied get a cap of up to 8%). On a $430,000 townhome purchase inside Terraces, plan around $2,600 per year in property taxes. A sale alone does not reset Nevada’s property-tax cap. Verify the parcel’s annual assessment, prior-year tax bill and the new owner’s abatement eligibility with the county assessor.
Clark County School District serves Terraces at Inspirada; nearby public campuses include Elise L. Wolff Elementary (K-5, 8/10 GreatSchools), Bob Miller Middle School (6-8, 7/10), and Coronado High School (9-12, 7/10). Charter alternatives include Doral Academy Fire Mesa (K-8, 8/10) and Somerset Academy Losee (K-12, 8/10), while private families consider Henderson International School and Bishop Gorman High School. Confirm current attendance boundaries for the exact address — zoning is set by CCSD, not the HOA.
Attainable for Henderson's growth corridor. Terraces townhomes open at around $320,000 — well below Henderson's $548,000 citywide median — and the ZIP-area median list of $549,999 reflects broader 89044 inventory including larger detached homes. Nevada's zero state income tax stretches relocating household budgets, and St. Rose Parkway puts grocery, dining, medical, and retail options within ten minutes of the village.
Terraces at Inspirada sits in south Henderson with convenient access to I-15 and I-215, putting Harry Reid International Airport about 20 minutes away and the Las Vegas Strip roughly 25 minutes via I-15 North. Downtown Henderson is about 10 minutes up St. Rose Parkway. Summerlin is approximately 35 minutes via I-215 West. Most residents drive — Inspirada's internal trail network makes bike commutes to amenities practical, but car ownership remains the Henderson norm.
Terraces at Inspirada was built out through the 2010s by various national builders, so most available units are resale or near-new construction with existing warranties transferable to new owners. Active new-construction phases are continuing in other Inspirada villages nearby, offering buyers a choice between established Terraces townhomes and new builds with builder incentives. Our team tracks both pipelines and can compare current offers side by side.
The rental market in the Terraces at Inspirada area is steady, with townhomes typically renting for about $1,900–$2,600 per month depending on size, finishes, and HOA sub-association tier. Henderson's family-focused rental demand keeps vacancy low inside Inspirada, and the resort-style amenity package commands premiums over comparable Henderson submarkets. Investors should note that the City of Henderson tightly regulates short-term rentals — verify rules before underwriting nightly income.
Terraces is Inspirada's primary townhome village, offering attached two- and three-story construction at prices starting in the $320,000s — meaningfully below the single-family detached options in sibling villages like Veneto or the Enclaves. That price entry plus master-plan amenity access makes Terraces the logical landing point for first-time buyers and investors seeking Inspirada's lifestyle at a lower cost. Detached-home buyers should compare the Enclaves at Inspirada or Veneto at Inspirada nearby.
Four things matter most. First, the dual HOA: a master Inspirada association plus a Terraces sub-association run concurrently — combined dues of $130–$280 per month are real carrying cost. Second, attached construction: party walls, shared parking, and building insurance bundled into dues all differ from detached-home ownership. Third, school zoning: confirm Elise L. Wolff Elementary or Doral Academy boundaries for the exact address before offering. Fourth, resale pace: ZIP-area DOM of 30 days tells you the market moves — pre-approval before touring is mandatory.
Most Terraces at Inspirada buyers put down 3.5% to 20%. FHA financing is available across most of the village's price range and requires only 3.5% down; conventional loans start at 3% for qualified buyers, and VA loans allow 0% for eligible veterans. On a $430,000 townhome, plan roughly $15,000 (3.5% FHA) to $86,000 (20% conventional). One note: some Terraces sub-association structures may not meet FHA warrantable-condo guidelines — verify with your lender before falling in love with a specific unit.
Terraces at Inspirada carries a dual-association structure: the Inspirada master association plus a Terraces neighborhood sub-association, with combined dues typically running $130–$280 per month. The master layer funds community-wide pools, parks, trails, and events; the sub-association covers exterior building insurance, landscaping of attached-home common areas, and neighborhood standards. Always pull the full resale package — dues, reserves, pending special assessments, and CC&Rs — during the inspection period.
Most Terraces purchases close in 30 to 45 days — Nevada uses escrow companies, not attorneys. Cash closes run 7–14 days. FHA or VA buyers need an extra week for condo-project approval, and the dual-HOA resale package adds a few days. Build that buffer in from the start rather than discovering it at the end.
Updated October 2026
STILL HAVE QUESTIONS?
Want more Nevada real estate answers like this in your Google results?
PEOPLE ALSO ASK
Eight queries Terraces buyers actually type into Google — answered with specifics sourced to the City of Henderson, Las Vegas REALTORS pricing data, and GreatSchools ratings.
Henderson. Terraces at Inspirada is a townhome village inside the Inspirada master-planned community within the City of Henderson, with Henderson police, fire, water, and city services. Mailing addresses say Henderson, NV 89044 — "Terraces at Inspirada" is the village name inside Inspirada, not a separate municipality.
Terraces at Inspirada is in ZIP code 89044 in south Henderson. The 89044 ZIP encompasses all of Inspirada and some neighboring communities, so market statistics reported at the ZIP level are broader than the Terraces village itself — we label those as ZIP-area figures throughout this page.
Yes — Inspirada's master association includes resort-style pools and splash pads available to all Terraces residents through the master HOA dues. Multiple pool facilities are distributed across the 1,800-acre master plan, so residents of Terraces have access to the closest amenity core without driving.
Freehold — Terraces townhomes are fee-simple ownership, meaning buyers own the land and structure outright. The HOA governs use and maintenance through CC&Rs, but ownership itself is conventional real property with no ground lease. Nevada has no leasehold residential communities of significance in the Henderson area.
Within Inspirada's master plan, yes — the internal trail network connects Terraces to pools, parks, and amenity cores on foot or by bike. For daily errands and dining, St. Rose Parkway is a short drive rather than a walk. By Walk Score standards, Terraces is car-dependent for most destinations outside the plan.
About 25 miles — plan roughly 25 minutes via I-15 North, depending on time of day. Harry Reid International Airport is closer still, about 20 minutes via I-215 and I-15. Downtown Henderson is the quickest major destination at about 10 minutes up St. Rose Parkway.
Both are Inspirada townhome villages, but the Enclaves offers larger floor plans at higher price points ($450K–$700K) versus Terraces' smaller, more entry-level product from the $320Ks. The right choice depends on square-footage needs and budget — our team can compare current inventory in both villages side by side.
The fundamentals are supportive: Inspirada's ongoing development increases amenity value for existing owners, south Henderson's growth corridor sustains demand, and townhome rental demand runs $1,900–$2,600 per month with low vacancy. The dual HOA dues reduce net yield versus single-association communities, so underwrite carefully. Returns depend on the specific unit, dues structure, and buy price.
WHY NEVADA REAL ESTATE GROUP
Direct builder relationships across Inspirada and south Henderson, 9,600+ closed transactions, and $4.85B+ in volume since 2011. Our agents have handled Terraces townhomes, dual-HOA due-diligence, and FHA condo-project navigation — that depth in Henderson master plans is what ranks the team #1 in Nevada.
WORK WITH THE BEST
Tell the team about your preferred area, budget, timing and property requirements. Ask about representation and the records needed to evaluate a particular home. Review current listings, comparable sales and the written terms of any services before deciding how to proceed. Contacting the team does not guarantee a purchase, sale price or response deadline.
NEARBY COMMUNITIES
Compare Terraces at Inspirada with neighboring Henderson master plans and nearby cities. Each card pairs the commute time with price positioning, so you can judge whether trading Inspirada's resort amenities for Cadence's price or Anthem's maturity actually buys you more home for the money.
IN-PLAN
$554K (ZIP area)
Same master plan as Terraces
View Inspirada (full plan) →More Henderson communities
Shopping the whole city? Browse all Henderson homes for sale — live MLS listings updated daily.
A–Z INDEX
Inspirada spans 1,800+ acres with multiple named villages. Dedicated village pages are rolling out — the entries below are indexed alphabetically for orientation, and our team can pull current listings, HOA docs, and school zoning for any of them on request.
KEEP LEARNING
These guides extend the research most Terraces at Inspirada buyers do next — understanding the broader Henderson market, comparing master plans, and tracking valley-wide pricing — each written by our team from the same MLS data and primary sources used throughout this page.
GUIDE
The parent-city playbook — neighborhoods, schools, taxes, and the offer-to-close process across Henderson.
Read →MARKET UPDATE
Valley-wide pricing, inventory, and rate context — the macro backdrop behind Inspirada's ZIP-area numbers.
Read →MARKET HUB
Citywide market data, every Henderson master plan, and side-by-side comparisons in one place.
Read →MARKET REPORT
Median prices, inventory, days on market, and sale-to-list trends for Henderson.
Read →Sources & Methodology
Every statistic on this page is sourced from a primary or government dataset, and we refresh these numbers monthly. One honesty note: the MLS reports at ZIP level, and ZIP 89044 is broader than the Terraces village — so area statistics are labeled as such, and per-village figures are modeled estimates. Follow any link to verify a figure.
Methodology: Listing counts, prices and days on market are NREG's analysis of Las Vegas REALTORS MLS data received through the Repliers feed; this page refreshes them about once a day, and each market figure carries its date or window. Census and BLS figures are the published vintage named beside them and change only when the agency releases new estimates. Confirm details for a specific home with its listing and the responsible agency.
Updated: October 2026 · Next update: November 15