Published May 7, 2026 · Last updated May 7, 2026
VA loans help eligible Nellis AFB buyers purchase Las Vegas homes with zero down payment, no PMI, and competitive 2026 rates near 5.75 percent. Active-duty members qualify after 90 days of continuous service. The 2026 Clark County conforming VA loan limit is $806,500, with no upper cap for fully entitled buyers and a funding fee waiver for service-connected disability.
-
Active-duty Nellis AFB members qualify after 90 days of continuous service; veterans with 90 days wartime or 181 days peacetime.
-
2026 conforming VA loan limit in Clark County is $806,500; full-entitlement buyers face no maximum.
-
Funding fee runs 2.15 percent first-use, 3.30 percent subsequent-use; waived for service-connected disability.
-
Top Nellis-commute communities: Aliante, Centennial Hills, North Las Vegas, Sun City Aliante, and Eldorado.
-
NREG runs a dedicated military relocation team — call (702) 637-1759 for VA-savvy agent matching.
What Is a VA Loan and How Does It Work for Las Vegas Buyers?
A VA loan is a mortgage guaranteed by the U.S. Department of Veterans Affairs and made through approved private lenders. VA Loan Benefits documentation (2026) confirms that VA loans require zero down payment for eligible borrowers up to the conforming limit, charge no private mortgage insurance regardless of down payment, and offer rates that consistently average 0.25 to 0.5 percent below comparable conventional mortgages. Federal Reserve mortgage rate data (2026) shows VA 30-year fixed rates running 5.6 to 5.9 percent in early 2026, versus conventional 30-year rates at 6.0 to 6.5 percent.
The VA does not actually issue the loan. Approved lenders — including Wells Fargo, USAA, Navy Federal Credit Union, and dozens of Nevada-based mortgage banks — issue the loan and rely on the VA guaranty to mitigate default risk. The guaranty is typically 25 percent of the loan amount up to the conforming limit, which is what allows the lender to extend financing without a down payment or private mortgage insurance. VA Home Loans program details (2026) describe the structure in full.
For Nellis AFB service members and Las Vegas-area veterans, this structure is uniquely powerful. With Clark County median home prices around $485,000 per GLVAR sales data (2026) and conventional buyers needing $24,250 to $48,500 for a 5 to 10 percent down payment plus PMI, VA loans materially expand purchase power. A Nellis E-7 with 14 years of service and a clean credit profile can buy a $500,000 home in Aliante (2026) or Centennial Hills (2026) with effectively zero out-of-pocket beyond closing costs, which the seller often pays on the buyer's behalf in a balanced market. NREG's Las Vegas buyer portal (2026) includes a dedicated VA-loan filter to surface qualified inventory in Nellis-commute neighborhoods.
Who Qualifies for a VA Loan at Nellis AFB?
Eligibility breaks into four categories per VA eligibility documentation (2026). Active-duty service members qualify after 90 days of continuous active service. Veterans qualify after 90 days of wartime service or 181 days of peacetime service. National Guard and Reserve members qualify after six years of service or 90 days of active duty in a federalized status. Surviving spouses of service members who died in service or from a service-connected disability qualify with no minimum service requirement.
Active-duty members at Nellis AFB are the largest qualifying group locally. Nellis hosts approximately 7,200 active-duty Air Force personnel plus another 2,400 reservists and 6,800 Department of Defense civilian and contractor personnel per U.S. Census military population data (2026). The active-duty population includes pilots, maintainers, intelligence specialists, and support personnel rotating through Nellis on typical 3 to 4 year assignments. Most are eligible for VA loans within months of arrival.
Veterans living in the Las Vegas metro area number roughly 138,000 per Census veteran-population estimates (2026). Of those, about 78,000 are working-age veterans likely interested in home purchase, and a meaningful share have used or considered VA loan benefits. Eligibility doesn't expire — a Vietnam-era veteran can use VA benefits in 2026 just as readily as a recently separated post-9/11 veteran. Restoration of entitlement after a previous VA-financed home is also permitted, which is critical for repeat buyers. NREG agents work with veterans across Henderson (2026), Summerlin (2026), and the North Las Vegas (2026) submarkets near base.
How Much Can You Borrow With a VA Loan in Clark County in 2026?
The 2026 conforming VA loan limit in Clark County is $806,500 per Federal Housing Finance Agency conforming loan limit data (2026). This figure matches the standard FHFA conforming limit and applies because Clark County is not designated as a high-cost area under the 2026 schedule. Buyers with full VA entitlement can borrow up to that amount with zero down payment.
For loans above $806,500, buyers can still use VA financing but typically need a down payment equal to 25 percent of the amount above the conforming limit. On a $1,000,000 home, the gap above $806,500 is $193,500; 25 percent of that is $48,375, which becomes the required down payment. VA jumbo loan rules (2026) confirm this calculation for buyers who exceed the standard conforming threshold.
Buyers with full entitlement who have never used a VA loan have no upper-end loan limit beyond what the lender approves on income and credit grounds. Buyers with partial entitlement — typically because of an active prior VA loan or restored entitlement after a prior sale — face calculation differences that the lender's VA underwriter computes case by case. Most Nellis buyers have full entitlement either because they're first-time users or because they've sold any previously VA-financed home.
What Are the 2026 VA Loan Funding Fees?
The funding fee is a one-time charge to support the VA Home Loan program. Per VA funding fee guidance (2026), the rates in 2026 are 2.15 percent for first-time use with zero down payment, 1.50 percent if the buyer puts 5 to 9.99 percent down, and 1.25 percent if the buyer puts 10 percent or more down. Subsequent-use buyers pay 3.30 percent first-pass, dropping to 1.50 percent and 1.25 percent at the same down-payment thresholds. National Guard and Reserve members pay slightly higher fees on first use; the differential was eliminated in recent legislation but reinstated in some scenarios.
The funding fee is waived entirely for veterans with a VA-rated service-connected disability of any percentage, surviving spouses of service members killed in service or from service-connected causes, and Purple Heart recipients on active duty. VA compensation rating documentation (2026) describes the disability rating process; buyers with any service-connected disability rating, even 10 percent, qualify for the full funding fee waiver.
The fee can be financed into the loan rather than paid at closing, which is what most Nellis active-duty buyers choose. On a $500,000 first-use VA loan with 2.15 percent funding fee, the financed amount is $510,750 — the additional $10,750 represents roughly $54 per month in additional principal-and-interest payment over the 30-year term. Compared to private mortgage insurance on a comparable conventional loan ($150 to $300 per month for the first 5 to 10 years), the VA loan is materially cheaper.
What Are the Best Las Vegas Communities for Nellis AFB Commuters?
Nellis AFB sits at the northeast edge of the Las Vegas Valley near North Las Vegas. The five most popular Nellis-commute communities for active-duty buyers are Aliante (89084), Centennial Hills (89149 and 89166), North Las Vegas core (89031 and 89032), Sun City Aliante (89084), and Eldorado (89030). GLVAR transaction data (2026) confirms these ZIP codes generate the largest concentration of military-affiliated home purchases annually.
Aliante delivers the best balance of new construction, family-friendly amenities, and Nellis commute time. Most Aliante neighborhoods sit within 12 to 18 minutes of Nellis main gate per Las Vegas traffic-pattern data, with median home prices around $475,000 to $585,000 for 4-bedroom 3-bath floor plans on quarter-acre lots. The community's master-planned amenities — parks, trails, golf, schools — are well-matched to military families with school-age children. Clark County School District ratings (2026) for Aliante feeder schools run mid-tier with several A-rated elementary options, suitable for families prioritizing K-5 quality.
Centennial Hills offers a slightly longer commute (18 to 25 minutes to Nellis) but a wider range of price points from $425,000 to $750,000-plus and access to top-decile Centennial High and Cimarron-Memorial High (2026) feeder schools. Many Air Force families specifically target Centennial Hills because of school quality and the relative ease of commuting via the 215 Beltway. City of Las Vegas planning data (2026) shows Centennial Hills has been one of the fastest-growing Nellis-feeding submarkets over the past five years. NREG's Centennial Hills community page (2026) tracks current inventory, school zones, and median pricing weekly. Buyers comparing closer-in options can also review the Spring Valley submarket (2026) for a similar price band with shorter base-route commutes.
What Are Typical VA Loan Closing Costs in Las Vegas?
VA loan closing costs in Clark County typically run 2 to 4 percent of loan amount per Consumer Financial Protection Bureau closing-cost data (2026). On a $500,000 VA loan, that's $10,000 to $20,000. Standard cost categories include lender origination fees (typically 0.5 to 1 percent), appraisal ($600 to $900 for VA appraisal which has specific requirements), title insurance ($1,800 to $3,200), escrow fees ($800 to $1,400), recording fees ($150 to $300), prepaid property taxes and insurance, and the VA funding fee unless waived for disability.
VA loan rules limit what fees the buyer can pay. The buyer cannot pay attorney fees, lender termite or pest inspection fees, brokerage fees, or fees deemed VA-non-allowable. VA closing cost guidance (2026) requires the seller to pay these on the buyer's behalf or for them to be waived entirely. This rule typically reduces buyer-side closing costs by $500 to $1,500 versus a comparable conventional purchase.
Seller-paid closing costs are common in VA transactions. LVR market data (2026) indicates roughly 38 percent of VA closings in Las Vegas in 2025 included some seller concession, averaging $4,200 to $7,800 in seller-paid buyer closing costs. In a balanced market, sellers routinely concede 1 to 3 percent of purchase price toward buyer closing costs in exchange for a clean offer with rapid close. Veteran buyers benefit substantially from this dynamic.
How Does the VA Appraisal Differ From a Conventional Appraisal?
VA appraisals follow specific Minimum Property Requirements (MPRs) defined in VA appraisal guidance (2026). The appraiser must confirm the property is structurally sound, has adequate heating and cooling, has functional plumbing and electrical systems, has a roof in serviceable condition, has no significant pest or termite damage, and has working stove and water heater. Conventional appraisals are typically value-only and don't enforce these property condition requirements.
Common VA appraisal issues in Las Vegas include older swamp coolers (which don't meet adequate-cooling standards in 110-degree summer climate), peeling exterior paint on pre-1978 homes (creates lead-paint compliance question), missing handrails on staircases over 4 risers, exposed electrical wiring, and roof condition issues common on older homes in 89030 and 89032. These issues require seller repairs before closing, which extends timeline by 7 to 21 days but protects the veteran buyer from inheriting expensive deferred maintenance.
VA appraisals also support the Tidewater Initiative — a process where the VA appraiser flags an appraisal that's likely coming in below contract price, allowing the lender, buyer's agent, and seller's agent to provide additional comparable sales data before the formal appraisal is finalized. Federal Reserve appraisal-rate data (2026) shows VA appraisal-shortfall rates have been roughly 8 to 12 percent in Las Vegas over the past three cycles, slightly higher than conventional rates because of the property condition standards.
What Credit Score Do You Need for a VA Loan in 2026?
The VA itself does not specify a minimum credit score. Lenders set their own standards based on portfolio risk tolerance. CFPB lender guidance (2026) notes most VA-approved lenders require 580 to 620 for VA loans. Some specialty military-friendly lenders go as low as 540, though typically with higher rates and tighter debt-to-income ratios. Federal Reserve consumer credit data (2026) shows the median VA borrower carried a 715 FICO score across 2024 and 2025.
Borrowers with credit issues should pull their credit reports from all three bureaus (2026) at least 90 days before applying for a VA loan. Common issues include unpaid medical collections (often easily settled), old credit-card balances above 30 percent of limit (paying down materially improves score), and identity-theft errors (require dispute and resolution). A 30-day push on credit improvement can lift a score 30 to 60 points in many cases.
VA loan debt-to-income ratio guidelines are typically more flexible than conventional. VA underwriting guidance (2026) permits debt-to-income ratios up to 41 percent on a fully calculated basis, with residual income tests that can support higher ratios in some cases. The residual income standard — minimum monthly income remaining after all major debt payments — is unique to VA loans and protects veteran borrowers from over-leveraging.
How Long Does the VA Loan Process Take in Las Vegas?
The full VA loan process from application to keys in hand typically runs 30 to 45 days in Clark County, comparable to conventional loan timelines. HUD closing-cycle data (2026) shows VA-financed transactions in the Las Vegas metro averaging 38 days from application to recording, versus 35 days for conventional and 42 days for FHA. The slight VA premium reflects the appraisal-condition requirements rather than underwriting complexity.
Pre-approval typically takes 3 to 7 business days assuming the borrower provides complete documentation up front: 2 years W-2s and tax returns, 2 months bank statements, current pay stubs, Certificate of Eligibility (COE), and a clean credit pull. Most VA lenders can issue a pre-approval letter within 5 business days for active-duty buyers who are well-organized. The Certificate of Eligibility itself is usually obtained electronically by the lender from VA in real time, but in some cases requires a paper VA Form 26-1880 submission and 7 to 14 day response window.
From contract to close, the timeline mirrors conventional with the additional VA appraisal step. Day 1: contract signed and sent to lender. Day 1 to 3: VA appraisal ordered. Day 7 to 14: appraisal completed and delivered. Day 14 to 28: underwriting and conditions resolution. Day 28 to 35: clear-to-close. Day 35 to 42: final docs, recording, and key transfer. Active-duty buyers with a tight relocation timeline often request expedited processing, which most VA-experienced lenders can support to compress the cycle to 28 to 32 days.
Can You Use a VA Loan Multiple Times in Your Career?
Yes, with planning. VA entitlement restoration documentation (2026) describes the rules. Once a VA loan is paid off — typically through sale of the home or refinance into non-VA financing — the borrower's entitlement is restored and can be used again on a future purchase. This is common for active-duty members who relocate every 3 to 4 years and want to buy at each station.
Borrowers can also have two VA loans active simultaneously in some cases, typically when relocating and purchasing the new home before the prior home sells. The "second-tier" entitlement calculation gets complex but generally allows for a second VA loan up to 25 percent of the difference between full entitlement and the previously used entitlement amount. VA second-loan guidance (2026) documents the formula in detail.
For Nellis-based active-duty members, the typical pattern is: buy the first home with a VA loan, sell or rent at PCS to another base, then use a second VA loan at the new station. If they rent rather than sell, the second VA loan might be slightly smaller than the first based on remaining entitlement. The math works for most service members because they accumulate equity in the first home over the 3 to 4 year tour, providing flexibility for the relocation. NREG's listing services (2026) handle the PCS-out side at the same time the team supports the buy-in at the next station, and the firm's Reno-area office (2026) can support PCS moves to Naval Air Station Fallon and Carson City satellite assignments.
What Are the Tax Advantages of Buying With a VA Loan in Nevada?
Nevada's tax structure layers on top of the federal VA benefits. Nevada has zero state income tax (2026), which means the VA borrower's military pay is not taxed at the state level. This is meaningful for E-7 to O-5 ranks where federal taxable income on military pay alone can exceed $100,000 to $200,000 annually. Compared to California's 13.3 percent top-bracket rate, the savings on station-level military pay run $4,000 to $25,000 per year depending on rank and dependents.
Property taxes in Clark County run 0.55 to 0.74 percent of assessed value per Clark County assessor data (2026). On a $500,000 home, that's $2,750 to $3,700 per year — well below California ($5,500 to $6,500 on a comparable home) and Texas ($10,000 to $13,000 on a comparable home). Veterans and active-duty military with primary residence in Clark County may qualify for a partial property tax exemption per Nevada Revised Statutes Chapter 361, with the exemption value adjusting annually for inflation.
Federal mortgage interest deduction applies identically to VA-financed homes. IRS Publication 936 permits deduction of interest on up to $750,000 of acquisition debt for primary and secondary residences. On a $485,000 first-use VA loan at 5.75 percent interest, first-year deductible interest exceeds $27,000, generating $5,400 to $8,100 in federal tax savings depending on the borrower's marginal bracket. Combined with no state income tax, the after-tax cost of homeownership in Nevada is materially lower than in most coastal markets. NREG publishes regular market updates (2026) covering Clark County tax assessments, mortgage rate movement, and inventory trends so that VA buyers can time their purchase against actual market data rather than headlines.
What Should Active-Duty Buyers Know About PCS Timing and the Clear-to-Close Window?
Active-duty buyers face unique timing pressures. PCS orders typically arrive 60 to 120 days before report date, giving the service member a tight window for house-hunting, contract, and close. Most Nellis arrivals plan to close 14 to 30 days before report date so they can move in immediately upon arrival. This means the typical Nellis VA buyer is shopping 45 to 60 days before report date, signing contract 30 to 45 days before, and closing 14 to 30 days before.
The risk is appraisal or underwriting delay pushing closing past report date. VA loan timeline guidance (2026) recommends building 7 to 10 days of buffer into the closing schedule for unforeseen issues. The two most common delay sources are VA appraisal repairs requiring seller action (if the home needs roof repair or HVAC replacement before VA closing, the seller must complete the work which can take 7 to 21 days) and lender conditions requiring additional documentation (typically resolved in 3 to 7 days but occasionally longer).
For PCS-tight buyers, NREG's military relocation team (2026) works with VA-experienced lenders who prioritize compressed timelines. The team also has a network of inspectors, appraisers, and contractors who can expedite VA appraisal repairs when needed. Buyers with very tight PCS windows should communicate that constraint at contract negotiation so the seller and listing agent can build in flexibility on closing-date adjustments. The NREG relocation hub (2026) includes downloadable PCS checklists, school-zone lookups, and a 30-day timeline tool tuned for active-duty arrivals.
How Do Disability Ratings Affect VA Loan Benefits?
VA-rated service-connected disabilities provide additional homebuying benefits. Most importantly, funding fee waiver applies to veterans with any disability rating from 10 to 100 percent. On a $500,000 first-use VA loan, that's a $10,750 savings — directly increasing the buyer's purchasing power or reducing closing-day cash needs. The waiver also applies to surviving spouses of veterans who died of service-connected causes.
Higher disability ratings also support adapted housing benefits. The Specially Adapted Housing (SAH) grant provides up to $117,014 in 2026 for veterans with severe service-connected disabilities (typically 70 percent or greater with specific qualifying conditions) to modify housing for accessibility. The Special Housing Adaptation (SHA) grant provides up to $23,444 for less-extensive modifications. SAH/SHA grant program details describe eligibility and modification scope in full.
Property tax benefits are also available in Nevada. Nevada Revised Statutes 361.0905 provides a property tax exemption for disabled veterans with service-connected disabilities of 60 percent or greater. The exemption value indexes annually and exempts a portion of assessed value from property tax. Veterans with 100 percent disability rating receive larger exemptions. Filing is at the Clark County Assessor and requires VA disability documentation submitted annually.
Should Nellis Service Members Buy or Rent at Their Station?
The buy-versus-rent decision depends on tour length, market timing, and personal financial goals. For 3-year tours and longer with no immediate PCS pending, buying with a VA loan typically generates positive financial outcomes. FHFA appreciation data shows Las Vegas residential appreciation averaged 4.8 percent annually over the past 10 years and 6.2 percent over the past 20 years. On a $475,000 home held 3 years, expected appreciation alone is roughly $70,000 to $90,000 — substantially exceeding equivalent rental costs over the same period.
Tax benefits compound the buy case. The federal mortgage interest deduction on a $450,000 VA loan generates roughly $25,000 in deductible interest in year one, worth $5,000 to $7,500 in federal tax savings for typical military taxable income. State income tax savings are zero in both buy and rent scenarios because Nevada has no state income tax, but property tax in Clark County is dramatically lower than rental-market equivalent indirect tax burden across most California and East Coast comparators.
The break-even point for VA loan purchase versus continued renting in Las Vegas typically falls at 18 to 30 months of expected occupancy. Active-duty members with 3-year tours and no high-probability PCS within the next 24 months are usually better off buying. Members with shorter tours, anticipated short-notice deployments, or families that strongly prefer rental flexibility may find renting the better choice. NREG's military relocation team runs a buy-versus-rent analysis for each prospective buyer based on their specific timeline and financial picture.
How Does NREG Support Nellis AFB and Veteran Buyers?
Nevada Real Estate Group runs a dedicated military relocation team. The team's lead, Chris Nevada, is a 16-year U.S. Navy veteran and personally takes calls from active-duty members and veterans considering Las Vegas purchases. The team understands PCS timing pressures, COE retrieval, VA appraisal nuances, and the tactical challenge of buying remotely before arriving at station. NREG team profile details senior-agent military experience.
The team coordinates closely with VA-experienced lenders including Wells Fargo Military, USAA Bank, Navy Federal Credit Union, Veterans United, and several Nevada-based mortgage banks specializing in VA financing. The team also maintains relationships with VA-experienced appraisers, military-friendly inspectors, and contractors who can expedite VA-appraisal-related repairs. Approximately 11 percent of NREG's annual transaction volume — roughly 110 to 130 closings per year — involves VA financing or veteran/active-duty buyers.
For Nellis-based buyers specifically, the team's North Las Vegas and Aliante specialists know the commute times, school district nuances, neighborhood amenities, and HOA structures of every major military-friendly subdivision in the Nellis service area. The team also supports virtual house-hunting via FaceTime and recorded home tours for service members who can't visit until shortly before report date. The first call is to (702) 637-1759 or info@nevadagroup.com; the team typically returns calls within 2 business hours during weekdays.
What Common Mistakes Should Nellis VA Buyers Avoid?
Three mistakes recur with frequency in this segment. The first is delaying COE acquisition until after offer acceptance. The Certificate of Eligibility takes hours to days for most active-duty members and veterans, but in some cases — particularly Reserve and National Guard transitions — it can take 2 to 6 weeks. Buyers should request COE the moment they decide to consider home purchase, not after they've found a specific home. NREG agents typically include a COE-retrieval kickoff call at the beginning of buyer engagement.
The second mistake is underestimating VA appraisal repair scope. Older homes in 89030 and 89032 often have roof, HVAC, or structural issues that trigger VA Minimum Property Requirements concerns. Buyers who waive inspection contingencies in competitive offers find themselves bearing repair cost or losing earnest money when the VA appraiser flags MPR issues. Inspection-contingent offers are strongly recommended for all VA buyers, particularly on homes built before 2000.
The third mistake is choosing a non-VA-experienced lender. Lenders without VA volume often misprice the loan, mishandle the COE process, miscalculate funding fee, or struggle with VA Tidewater appraisal challenges. Active-duty buyers should specifically choose lenders with documented VA closing volume — typically 100-plus VA closings annually — to ensure smooth processing. NREG's preferred lender list focuses on this volume threshold and is shared with every Nellis-routed buyer at intake.
What Are the Long-Term Equity Implications for Nellis Buyers?
Active-duty members typically buy first homes in their early-to-mid careers and ride the multi-decade home equity curve into significant wealth. Federal Reserve household wealth data shows median U.S. homeowner net worth approaching $396,000 versus $10,400 for renters, with the gap widening over time. For a service member who buys a first home with a VA loan at age 28 and continues to leverage VA benefits across 3 to 5 PCS-related purchases over a 20-year career, the equity accumulation can exceed $400,000 to $700,000.
Las Vegas specifically benefits from sustained migration, no state income tax, and a relatively young population. FHFA Las Vegas-Henderson MSA appreciation data shows the metro outperforming national averages in 11 of the past 15 years. A $475,000 home purchased in 2026 at 5 percent annual appreciation would be worth approximately $605,000 by 2031 and $773,000 by 2036 — even before considering principal pay-down on the underlying VA loan.
Tax-free retirement consequences are also meaningful. IRS Publication 523 primary-residence exclusion permits married couples to exclude $500,000 of gain on sale of a primary residence held two of the prior five years. For Nellis families who buy, occupy, sell, and repeat across multiple PCS cycles, the exclusion can be used multiple times — building substantial tax-free wealth over a military career.
About Chris Nevada
VA loan rules, funding fees, conforming limits, and benefit details reflect 2026 published guidance from the U.S. Department of Veterans Affairs, VA Home Loans program, Federal Housing Finance Agency, Consumer Financial Protection Bureau, IRS Publication 936, and Nevada Department of Taxation. Loan eligibility, limits, rates, and fees can change; always verify current numbers with a VA-approved lender and the VA before signing any documents. This article is informational and does not constitute lending, legal, or tax advice. Individual outcomes vary based on credit profile, income, debt-to-income ratio, property condition, and timing. For VA loan questions or military relocation support, contact Nevada Real Estate Group at (702) 637-1759 or info@nevadagroup.com. Last reviewed May 7, 2026.
Chris Nevada is the founder of Nevada Real Estate Group, a 150-agent team serving Las Vegas, Henderson, Summerlin, North Las Vegas, and the Reno area. With a strong reputation for leadership, market knowledge, and client-focused service, Chris has built a team known for delivering consistent results across Nevada. He proudly served 16 years in the United States Navy and works closely with veterans throughout the home buying and selling process.
Chris operates from the Las Vegas headquarters at 8945 W Russell Rd, Suite 170. Nevada Real Estate License S.181401. Phone: (702) 637-1759. Email: info@nevadagroup.com.
Nevada real estate license #S.181401 — verify at red.nv.gov.
