120 NV-28
About 120 NV-28
At the highest point within Stillwater Cove, Residence #24 commands elevated waterfront views across the northern edge of Lake Tahoe, framing Incline Village and Diamond Peak in the distance. From this vantage, the marina and shoreline sit below while mountain ridgelines rise beyond, creating a layered perspective that feels private and composed. This generously scaled two-bedroom is designed for year-round comfort, balancing gathering spaces upstairs with quiet retreat below. The main living area is anchored by a wood-burning fireplace and wrapped in rich Tahoe textures.
Location
Open in Google Maps →Property Details
Community Information
- Address
- 120 NV-28, Crystal Bay, NV 89402
- Neighborhood
- Stillwater Cove
- County
- Washoe
- City
- Crystal Bay
- Subdivision
- Stillwater Cove
- Zip Code
- 89402
School Information
- Elementary
- Incline Elementary (K-5) · 0 mi
- Middle
- Incline Middle School (6-8) · 0 mi
- High
- Incline High School (9-12) · 0 mi
Architecture
- Bedrooms
- 2
- Bathrooms
- 3 full · 1 half
- Year Built
- 1980
- Garage Spaces
- 2
Features / Amenities
- Parking Total
- 2
- Heating
- Forced Air
Property Features
- Lot Size
- 43 sqft
- Sewer
- Public Sewer
Tax & Financial
- Tax Annual Amount
- $7,218.67
- Association Fee
- $2200/mo
- Association Amenities
- Fitness Center, Gated, Landscaping, Management, Parking, Pool
- Senior Community
- No
Mortgage Calculator
- Principal & Interest: $21,212
- Property Tax: $602
- Insurance: $1,224
- HOA: $2,200
California → Nevada Tax Savings
See the breakdown
| California | Nevada | Savings | |
|---|---|---|---|
| State income tax | $15,304 | $0 | $15,304 |
| Property tax (year 1) | $46,145 | $23,073 | $23,072 |
| Year-1 total | $38,376 | ||
Estimate only. CA income tax uses 2026 inflation-adjusted brackets and the standard deduction; property tax assumes 1.10% CA effective rate (Prop 13 + assessments) and 0.55% Clark County effective rate. 10-year projection compounds the tax base at 3% per year. Consult a CPA before making relocation decisions.
Schools
View all schools →3 schools currently zoned to serve 120 NV-28. Attendance-zone data via LiveBy; ratings reflect the most recent GreatSchools/NV state rank.
Who lives in Stillwater Cove
An exclusive snapshot benchmarked against Crystal Bay
Stillwater Cove skews slightly younger than average, with a median age of 67 vs 73 county-wide, with 0% of households raising children. 54% of adults hold a bachelor's degree, under the 61% county average, with annual turnover (33%) above the county's 0%.
Source American Census Survey 2023 via LiveBy. Benchmarks Crystal Bay aggregate.
Is Stillwater Cove right for you?
Set your stage and income and we’ll score this neighborhood’s ACS demographics against your fit. Settings save to your browser and follow you to every listing.
Inside the Stillwater Cove Market
Stillwater Cove sits inside the 89402 ZIP, where the typical active listing is asking $7.95M and closed sales are pricing roughly flat year over year. Recent comparable sales have cleared at roughly $1525 per square foot, with the median property going under contract in about 52 days. Current absorption sits at 18 months of inventory — a buyer's market where negotiating room is typical.
Browse Las Vegas Listings →Recent sold comps in ZIP 89402
2 sold listings in ZIP 89402 from 2025-07-05 to 2026-07-05 — filtered to ±30% sqft of 1,821 sqft, ±1 bed. Showing the 2 most recent.
Sold-price data via Repliers IDX (live GLVAR MLS feed, refreshed hourly). Comparable sales are filtered by ZIP, bedroom count, and square footage range — not by lot, view, condition, upgrades, or HOA. Information deemed reliable but not guaranteed.
Similar Listings
View all →Frequently Asked Questions
What are the HOA fees and what do they cover?
The HOA at 120 NV-28 is $2200/month, covering Fitness Center, Gated, Landscaping, Management, Parking, Pool.
What schools serve 120 NV-28?
120 NV-28 is zoned for Incline Elementary (K-5, GreatSchools 4/10); Incline Middle School (6-8, GreatSchools 6/10); Incline High School (9-12, GreatSchools 8/10). Clark County School District boundaries can change year to year — confirm current zoning before you write an offer.
What is the price per square foot?
120 NV-28 is priced at about $2304 per square foot — $4,195,000 for 1,821 sq ft.
What is the estimated monthly payment?
Estimated principal & interest on 120 NV-28 runs about $21,212/month, based on 20% down on the $4,195,000 list price and a 30-year fixed at 6.5%. Property taxes, insurance, and the $2200/mo HOA are additional — use the mortgage calculator on this page to model your own rate and down payment.
Has the price been reduced?
120 NV-28 is listed at $4,195,000 with no price reductions on record since it came to market.
How long has 120 NV-28 been on the market?
120 NV-28 has been on the market 0 days as of 2026-06-26.
What are recent comparable sales near 120 NV-28?
We pull a custom comparable-sales set within 0.5 miles closed in the last 90 days for 120 NV-28 — request it via the Schedule a Tour form above or call (702) 637-1759.
Is this a gated community?
120 NV-28 is not flagged as being inside a gated community in the listing data. Call (702) 637-1759 and we'll confirm the access details.
Is 120 NV-28 in a flood zone?
Most of the Las Vegas valley sits in FEMA Zone X (low-risk), and we do not show a high-risk flood designation on file for 120 NV-28. We pull the official FEMA flood map for this exact address before you write an offer — call (702) 637-1759 for the current determination.
What appliances and features are included?
The full appliance and inclusions list for 120 NV-28 is confirmed during the offer and inspection phase — call (702) 637-1759 for current details.
Why Work With Us?
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Listing provided courtesy of Sierra Sothebys International.
Information deemed reliable but not guaranteed. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the Greater Las Vegas Association of REALTORS® (GLVAR). Listings are courtesy of various agents and brokerages participating in the program. All listing data is updated by Repliers and may not reflect all real estate activity in the market.
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