Saddlehorn custom homes in the South Reno foothills with Sierra Nevada views
Custom-home foothills enclave · South Reno

Saddlehorn Homes For Sale

Nevada Real Estate Group — your Saddlehorn specialists. Search custom homes for sale in South Reno's premier foothill enclave: ~430 estate-quality homes on half-acre-plus lots with Sierra Nevada and Washoe Valley views, $700K–$2M.

Browse Homes
  • MEDIAN LIST PRICE (ZIP 89511)

    $1398K

    LVR / GLVAR via Repliers, as of September 14, 2026

  • DAYS ON MARKET

    61

    LVR / GLVAR via Repliers, as of September 14, 2026

  • COMMUNITY SIZE

    ~430 homes

    community-data-north.json

  • TO LAKE TAHOE

    ~50 min

    via NV-431 Mt. Rose Hwy

Chris Nevada, Founder of Nevada Real Estate Group

Written by

Chris Nevada

Founder, Nevada Real Estate Group · Nevada License S.181401

16 years in the Las Vegas and Nevada real estate market

Page updated June 15, 2026

Property research

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Confirm current school assignments, association documents, parcel taxes, and insurance with the applicable sources.

Last updated

June 15, 2026

Individual data periods may differ from the page update date.

KEY TAKEAWAYS

What Should You Know About Saddlehorn at a Glance?

Saddlehorn is roughly 430 custom homes on ~800 foothill acres in South Reno (ZIP 89511), with homes going under contract in about 42 days and a median list price near $1,398,000 per Reno/Sparks Association of REALTORS and NNRMLS data. The five takeaways below capture what those numbers mean for buyers in this Nevada State Demographer-tracked South Reno foothill corridor.

  • Community size: approximately 430 custom homes on roughly 800 acres of South Reno foothill terrain with Sierra Nevada and Washoe Valley views.
  • Median list price (ZIP 89511): $1,398,000 (September 2026) — custom homes range from the high $700Ks to $2M for estate-scale builds.
  • Best for: luxury custom-home buyers, California relocators, executives, and anyone seeking large foothill lots with privacy near Lake Tahoe.
  • Schools: Washoe County School District — typically zoned to Galena High School and Marce Herz Middle School, both rated 9/10 on GreatSchools.
  • Why people choose Saddlehorn: custom character, expansive lots, Sierra views, Nevada's zero state income tax, and 15-minute proximity to Reno-Tahoe International Airport.

Last updated September 2026 · Sources: RSAR, U.S. Census, Nevada State Demographer

Where Can I Find Saddlehorn Homes for Sale?

Saddlehorn typically carries 8–12 active listings at any time, priced $700K–$2M per NNRMLS data for ZIP 89511. According to Reno/Sparks Association of REALTORS, the South Reno foothill tier holds some of Reno's most tightly held custom inventory — half-acre-plus lots and Sierra views below ArrowCreek pricing. The newest listings appear below, refreshed daily from live NNRMLS data.

PRICE DISTRIBUTION

How Many Saddlehorn-Area Homes Sell in Each Price Range?

The ZIP 89511 median list price sits near $1398K per Reno/Sparks Association of REALTORS September 2026 NNRMLS data. Active inventory concentrates in the $700K–$1.5M custom-home band, with a small but active ultra-luxury tier above $1.5M. Each card shows current listing counts for ZIP 89511, so you can gauge real competition in your budget before touring.

Under $700K

0

active listings

Browse Under $700K →

$700K–$900K

0

active listings

Browse $700K–$900K →

$900K–$1.2M

0

active listings

Browse $900K–$1.2M →

$1.2M–$1.5M

0

active listings

Browse $1.2M–$1.5M →

$1.5M–$2M

2

active listings

Browse $1.5M–$2M →

$2M+

1

active listings

Browse $2M+ →
Browse Saddlehorn & South Reno Listings

How Can You Find a Saddlehorn Home by Type, Lifestyle & Price?

Saddlehorn listings are filtered by ZIP 89511 — roughly 235 active homes across the South Reno foothill tier, with 8–12 specifically within Saddlehorn at any time. Each link opens our live NNRMLS search pre-filtered to that slice, with counts updated daily from Reno/Sparks Association of REALTORS and NNRMLS data.

Updated daily · 215 active listings · MLS data

STAY AHEAD OF THE MARKET

How Can You Get New Saddlehorn Listings First?

With only 8–12 active listings in Saddlehorn at any time and homes going under contract in a median 42 days per Reno/Sparks Association of REALTORS, buyers who see new listings within hours hold a decisive edge. Set a custom alert by price, beds, baths, and lot size — no spam, unsubscribe anytime.

  • Custom criteria — neighborhood, price, beds, baths, features
  • Instant alerts — emailed within minutes of a new MLS listing
  • 1,200+ Henderson buyers used NREG alerts last year

Create your alert

School planning

Check schools for your address

Before choosing a home, request address-specific school assignments for the intended school year from the district. Confirm grade levels, program eligibility, enrollment requirements and any boundary changes. Use the exact property address, including any unit number, and ask the district to confirm the assignment before making a purchase decision.

Check Washoe school zoning · View Nevada Report Card

Compare each school’s programs and published results for the same reporting year. Proximity to a school does not guarantee admission; contact charter, magnet and private schools about their application and enrollment requirements.

CRIME DATA

Review reported crime for the area

Where to start

Review reports from the law-enforcement agency serving the address. Check the reporting period, area covered, offense definitions and completeness before comparing locations. When requesting local information, provide the property address and ask which agency and geographic boundary each report represents, along with any known reporting gaps.

Understand what the reports cover

The FBI publishes crime and law-enforcement statistics through its Crime Data Explorer. Its guidance cautions against using crime totals alone to rank communities: reporting practices and local conditions affect comparisons.

A citywide statistic does not establish conditions at a particular home. Ask the local agency about current reports for the area and gaps in the available data. Missing records do not mean zero crime, and a gated entrance does not establish a safety rating.

FBI crime data resources · FBI guidance on comparing communities

Living In

What's It Like Living in Saddlehorn?


The Answer

Saddlehorn delivers custom-home foothill living on ~800 acres in South Reno (ZIP 89511): rolling terrain, Sierra Nevada views, and daily convenience minutes away. Developed by Jasick & Nichols in the late 1980s, the community is zoned under Washoe County to Galena High School (9/10) and Marce Herz Middle School (9/10) — Northern Nevada's strongest public cluster.

What is Saddlehorn known for?

Saddlehorn is known for its custom-built homes on expansive lots — half an acre to more than an acre each — set across roughly 800 acres of South Reno foothill terrain. The community combines privacy, Sierra Nevada and Washoe Valley views, walking trails, and proximity to top Washoe County schools, all within 18 minutes of Downtown Reno.

Who should live in Saddlehorn?

Saddlehorn fits luxury custom-home buyers, California relocators seeking estate character without a guard-gate premium, executives who want privacy and quick airport access, and families drawn to the Galena and Marce Herz school zone. The $700K–$2M price range brings foothill living to buyers who find Montreux's $1.2M+ entry point too steep.

What is daily life like in Saddlehorn?

Daily life is quiet and suburban: morning walks through the foothill trail network, a 10-minute drive to Summit Reno shopping and South Reno dining, and a 15-minute commute to the airport via I-580. Weekends stretch to Galena Creek Recreation Area, Bartley Ranch, and Lake Tahoe about 50 minutes away on Mt. Rose Highway.

Location

Where Is Saddlehorn

Saddlehorn sits in the foothills of South Reno, Nevada (ZIP 89511), on roughly 800 acres of rolling terrain at the base of the Sierra Nevada, about 18 minutes from Downtown Reno via I-580.

Downtown Reno
18
Min
Airport
15
Min
Summit Reno
10
Min
Lake Tahoe
50
Min
ArrowCreek
8
Min

Saddlehorn

At a Glance
$1,398,000
Median List Price (ZIP 89511)
~$355
Price / Sq Ft (ZIP 89511)
215
Active Listings
61
Days on Market
Community Size
~430 custom homes
Acreage
~800 acres
Lot Sizes
0.5–1+ acres
Price Range
$700K–$2M
HOA
$50–$150/mo
Developer
Jasick & Nichols
Established
Late 1980s
Guard-Gated
No (open access)
Schools
Washoe County School District
High School
Galena HS (9/10 GreatSchools)
ZIP Code
89511
To Airport
~15 min via I-580

Quick Answer

Why is Saddlehorn a good place to live?

Saddlehorn combines custom-home character, expansive half-acre-plus lots, Sierra Nevada and Washoe Valley views, and top Washoe County School District zoning — all 18 minutes from Downtown Reno and 15 from the airport. Nevada's zero state income tax and a 3% property-tax cap under NRS 361.471 make the long-run carrying cost predictable. For buyers who want a luxury foothill lifestyle without a guard-gate structure or golf club dues, Saddlehorn is the clearest value in South Reno's custom-home tier.

Source: Nevada State Demographer

DEMOGRAPHICS

Who Lives in Saddlehorn?

According to the U.S. Census Bureau, ZIP 89511 (South Reno, which includes Saddlehorn, ArrowCreek, and Galena Forest) carries a median household income well above the citywide figure — consistent with a custom-home, large-lot community where most residents are established professionals, executives, and California relocators.

Home values have climbed sharply in ZIP 89511 over the past decade as Bay Area and Sacramento households relocated to the foothill communities. Owner-occupancy is high, turnover is low, and the educational attainment of adult residents significantly exceeds the Reno city average — a profile that reinforces school quality and long-term neighborhood stability.

ZIP Code
89511
South Reno foothills
Median Income (ZIP 89511)
$110,000+
vs Reno city $72,000
Median Home Value
$745K+
vs Reno city $525K
Owner-Occupied
~75%
vs Reno city 53%
Bachelors+
~52%
vs Reno city 34%
Has Children
~35%
vs Reno city 27%
Homes on 0.5+ Acre Lots
~85%
vs South Reno avg ~30%
HH Size
2.8
vs Reno city 2.5

Source: U.S. Census Bureau ACS estimates & Nevada State Demographer · Updated

GROWTH & APPRECIATION

How Fast Is South Reno Growing?

ZIP 89511 has been one of Reno's fastest-appreciating ZIP codes over the past decade, driven by constrained custom-lot supply, strong California in-migration, and consistent demand from executive and TRI Center-adjacent buyers. The Nevada State Demographer projects the broader South Reno corridor growing through 2030.

+2.8%YoY median price growth (ZIP 89511, 2026)
~430Total Saddlehorn homes (tight supply)
50 minTo Lake Tahoe via NV-431

ZIP 89511 median list price trajectory, 2010–2026

Saddlehorn and the broader 89511 foothill tier have appreciated steadily, outperforming the Reno city average in most years. Limited new custom-lot supply — there is essentially no room to build comparable lots at Saddlehorn's scale in South Reno — keeps upward pressure on resale prices. California executive relocation from the Bay Area and Sacramento continues to supply qualified buyers.

2010
$420K
2015
$510K
2020
$610K
2026
$745K+

Sources: Nevada State Demographer and U.S. Census Bureau ACS. Median price figures from NNRMLS active listings; historical approximations. Last updated June 2026.

MARKET TRENDS · LAST 12 MONTHS

How Is the Saddlehorn Real Estate Market Trending?

Median list price, days on market, and active inventory for ZIP 89511 — the South Reno foothill ZIP covering Saddlehorn, ArrowCreek, and Galena Forest — from Northern Nevada Regional MLS and Reno/Sparks Association of REALTORS data. Current median sits near $745,000, up 2.8% year-over-year, with a median 42 days on market. Updated monthly.

Median List Price (ZIP 89511)

+2.8% YoY (May 2025 → May 2026)

Source: Las Vegas REALTORS

Days on Market

38 → 42 days YoY — custom tier takes longer

vs September 2025

Source: Las Vegas REALTORS

Active Listings (ZIP 89511)

~265 across ZIP; 8–12 in Saddlehorn specifically

vs September 2025

Source: Las Vegas REALTORS

The long view: Reno's median sold price rose 116% between 2015 ($273,230) and 2026 ($589,951), across 53,730 recorded closings — Northern Nevada Regional MLS (NNRMLS) records via Repliers.

61
MEDIAN DAYS ON MARKET
$1398K
MEDIAN LIST PRICE
215
ACTIVE LISTINGS
< 1 hr
OUR RESPONSE TIME

HOMES MOVE FAST

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Saddlehorn specialist.

Market Competitiveness

How Competitive Is Saddlehorn Right Now?

Saddlehorn is a moderately competitive custom-home market. With only 8–12 active listings at any given time and roughly 430 total homes, well-priced custom estates in the $700K–$1.2M range typically go pending in 42–55 days per NNRMLS data. Homes above $1.5M take one to three months as the qualified buyer pool narrows significantly.

48Moderately Competitive
  • 42 daysMedian days on market (ZIP 89511)
  • 8–12Active Saddlehorn listings
  • ~$355Median price per sq ft (ZIP 89511)
  • $700K–$2MSaddlehorn price range
Is Saddlehorn Right for You?

Who Should Buy a Home in Saddlehorn?

Saddlehorn is not for every buyer — it is a custom-home, large-lot, foothill community priced from the high $700Ks to $2M. Six buyer profiles below match lifestyles to what Saddlehorn actually delivers, followed by the honest pros and trade-offs our team walks every buyer through before a first showing.

Which Buyer Types Fit Saddlehorn?

California Relocators

  • Zero Nevada state income tax vs. California's 13.3%
  • Custom lots at a fraction of Bay Area estate pricing
  • 15-min airport access for California business travel
  • Galena HS zone for school-age children
Best for California Relocators →

Executive Buyers

  • Privacy and custom character without a guard-gate premium
  • Quick access to Reno-Tahoe Airport and TRI Center
  • Home-office space on generous lots
  • ArrowCreek and Montreux golf nearby
Best for Executive Buyers →

Growing Families

  • Galena HS (9/10) and Marce Herz MS (9/10) school zone
  • Half-acre-plus lots for kids, pets, and outdoor living
  • Trail access from the community
  • Sage Ridge and Bishop Manogue private options nearby
Best for Growing Families →

Luxury Buyers (value tier)

  • Foothill custom character below ArrowCreek and Montreux entry
  • No mandatory golf-club dues or guard-gate HOA premium
  • Same South Reno school zone as pricier foothill enclaves
  • Strong resale history in tight-supply custom tier
Best for Luxury Buyers (value tier) →

Active Lifestyle Buyers

  • Community trails and Saddlehorn Park on-site
  • Galena Creek and Bartley Ranch within 10 minutes
  • Lake Tahoe 50 minutes, Mt. Rose Ski Tahoe 30 minutes
  • 300+ days of sun for year-round foothill living
Best for Active Lifestyle Buyers →

Buy-and-Hold Investors

  • Custom foothill rentals: $3,200–$5,000/month
  • Tight supply — only ~430 total homes in Saddlehorn
  • California relocator tenant pool
  • Zero state income tax on rental income
Best for Buy-and-Hold Investors →

Best Fit For

  • California relocators — custom estate character at a fraction of Bay Area pricing, zero state income tax, and Lake Tahoe instead of coastal traffic.
  • Executive and luxury buyers — privacy, half-acre-plus lots, and foothill views without the guard-gate premium or mandatory club membership of Montreux or ArrowCreek.
  • Families prioritizing schools — Galena High School (9/10) and Marce Herz Middle School (9/10) are South Reno's strongest public cluster.
  • Active outdoor enthusiasts — community trails, Galena Creek, Bartley Ranch, and Lake Tahoe all within 50 minutes of the driveway.
  • Buyers seeking value in the custom tier — Saddlehorn's entry point runs below ArrowCreek and well below Montreux for comparable foothill custom character.
  • Buy-and-hold investors — tight inventory of ~430 custom homes and $3,200–$5,000/month rental demand from executive relocators keep occupancy strong.

Ready to explore homes in Saddlehorn? Our team knows every custom-home street, price tier, and resale history in the South Reno foothill corridor.

Start Your Home Search

Pros

  • Custom homes on half-acre-plus lots — rare character unavailable in most South Reno communities
  • Galena HS (9/10) and Marce Herz MS (9/10) school zone — Northern Nevada's strongest public cluster
  • Zero Nevada state income tax saves high earners $25K–$250K+ annually vs. California
  • Open-access foothill luxury at a lower entry point than ArrowCreek and Montreux
  • Lake Tahoe 50 minutes away and Mt. Rose Ski Tahoe 30 minutes via NV-431
  • 3% property-tax cap under NRS 361.471 for predictable long-run carrying costs
  • Tight supply of ~430 homes supports resale value through market cycles

Honest Considerations

  • Custom homes require deeper due diligence — no model-row comparables shortcut
  • Open-access community — buyers wanting 24/7 staffed gates should consider ArrowCreek or Montreux instead
  • South Reno foothill homes may carry wildfire defensible-space requirements — budget for inspections
  • Jumbo financing required for most purchases (above $766,550 in 2026) — 700+ credit score and 20% down typical
  • Tight listing inventory of 8–12 active homes means fewer choices and less negotiating leverage than larger communities

South Reno Comparison

How Does Saddlehorn Compare to ArrowCreek, Montreux & Damonte Ranch?

A like-for-like comparison of four South Reno communities spanning the foothill luxury spectrum — median price, days on market, inventory, and lifestyle fit — using active-listing data from Reno/Sparks Association of REALTORS and NNRMLS. Prices span $565K in Damonte Ranch to $2.4M in Montreux, covering the full South Reno buyer spectrum.

South Reno community comparison · June 2026
SubmarketMedian Price$ / Sq FtDays on MarketActive ListingsBest For
Saddlehorn$900,000~$3604212Custom · Foothill · Value luxury
ArrowCreek$1,250,000~$4004824Gated · Golf · Luxury
Montreux$2,400,000~$5206214Ultra-luxury · Guard-gated · Golf
Damonte Ranch$565,000~$2902848Family · Master-planned
Galena Forest$1,400,000~$450559Custom · Ultra-luxury · Wooded
South Meadows$580,000~$2953036Family · New construction

Source: Reno/Sparks Association of REALTORS and NNRMLS data, June 2026. Median prices based on active listings; days on market from closed sales.

Neighborhood Deep Dive

What's Inside Each South Reno Community?

Submarket 1

Saddlehorn

Open-access custom-home enclave on ~800 acres — about 430 homes on half-acre-plus lots with Sierra and Washoe Valley views, a 9/10 school zone, and an entry point below gated peers. The best balance of foothill character and value in South Reno.

Browse Saddlehorn homes →
$900KMedian Price
42Days on Market
12Active Listings
~$360Price / Sq Ft

Submarket 2

ArrowCreek

A gated foothill golf community with two courses and sweeping Truckee Meadows views. A mix of semi-custom and custom luxury homes on larger lots, popular with executives and Tahoe-adjacent buyers.

Browse ArrowCreek homes →
$1.25MMedian Price
48Days on Market
24Active Listings
~$400Price / Sq Ft

Submarket 3

Montreux

Reno's pinnacle: a guard-gated golf community around a Jack Nicklaus course that has hosted PGA Tour events. Custom estates with pine-forest privacy and mountain views — the region's most expensive resales.

Browse Montreux homes →
$2.4MMedian Price
62Days on Market
14Active Listings
~$520Price / Sq Ft

Submarket 4

Damonte Ranch

South Reno's family hub — parks, wetlands, top-zoned Depoali Middle and Damonte Ranch High, and the deepest move-in-ready inventory at entry-level South Reno pricing.

Browse Damonte Ranch homes →
$565KMedian Price
28Days on Market
48Active Listings
~$290Price / Sq Ft

Submarket 5

Galena Forest

Deep-foothill custom estates in a forested Sierra setting — the most private addresses in South Reno, popular with buyers who want seclusion and large acreage above the Saddlehorn price tier.

Browse Galena Forest homes →
$1.4MMedian Price
55Days on Market
9Active Listings
~$450Price / Sq Ft

Submarket 6

South Meadows

The growth engine of South Reno — an actively-selling new-construction corridor with multiple national and regional builders, phased releases, and entry pricing from the $400Ks.

Browse South Meadows homes →
$580KMedian Price
30Days on Market
36Active Listings
~$295Price / Sq Ft

Submarket 7

ZIP 89511 — South Reno Foothill Tier Overview

The full ZIP 89511 foothill market — spanning Saddlehorn, ArrowCreek, Galena Forest, and the South Reno hillside enclaves — holds roughly 265 active listings from $700K to $5M+, with new homes entering daily from live NNRMLS data.

Browse ZIP 89511 — South Reno Foothill Tier Overview homes →
$745KZIP Median List Price
265+Active Listings (ZIP 89511)
+2.8%YoY Price Growth
42 daysMedian DOM

Where Is Saddlehorn on the Map?

Saddlehorn sits in the South Reno foothills at ZIP 89511, roughly 18 minutes from Downtown Reno via I-580 and 15 minutes from Reno-Tahoe International Airport. ArrowCreek, Galena Forest, Damonte Ranch, and South Meadows are all within 8–12 minutes, placing Saddlehorn at the center of the South Reno foothill custom-home tier.

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HOMES SOLD SINCE 2011
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STILL DECIDING?

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neighborhood fits?

BY ZIP CODE

What Does the South Reno Market Look Like by ZIP Code?

ZIP 89511 is South Reno's premium foothill ZIP — the highest median list price of any Reno ZIP code per Northern Nevada Regional MLS data. The table below shows how it compares to the adjacent South Reno ZIPs that share the Galena HS school zone.

South Reno ZIP code market data · June 2026
ZIPPrimary AreaMedian Price$ / Sq FtDays on MarketActiveYoY
89511South Reno · Saddlehorn · ArrowCreek · Galena$745K~$35542265+2.8%
89521Damonte Ranch · South Meadows$565K~$29028256+2.2%
89519Old Southwest · Caughlin Ranch$725K~$34036142+3.1%
89509Midtown · Central · Lakeridge$520K~$31034174+1.5%
89523Somersett · Northwest Reno$620K~$31532210+1.9%
89506North Valleys · Sky Vista$440K~$25530188+0.8%

Source: Reno/Sparks Association of REALTORS and NNRMLS. Medians from active listings; YoY from closed sales, 2026 vs 2025 year-to-date. ZIP boundaries per Washoe County GIS.

Outdoor Recreation

What Outdoor Amenities Does Saddlehorn Offer?

Saddlehorn's foothill setting puts parks, trails, and mountain recreation within minutes. The Washoe County parks network and the City of Reno trail system surround the community, and Lake Tahoe and a dozen Sierra ski resorts are about 50 minutes away via Mt. Rose Highway.

IN-COMMUNITY

Saddlehorn Park

Community parkWalking · RelaxingHOA

The in-community park provides a central gathering point with walking paths and open space woven through the foothill terrain.

NEARBY

Whites Creek Park

Regional parkTennis · Picnics · PlaygroundFree

Tennis courts, playgrounds, and picnic areas in the South Reno corridor, minutes from Saddlehorn.

10 MIN

Galena Creek Recreation Area

230+ acresHiking · PicnicsFree

Forested Sierra trails and a visitor center on Mt. Rose Highway — the closest high-elevation hiking to Saddlehorn.

8 MIN

Bartley Ranch Regional Park

56 acresTrails · EquestrianFree

Trails, an amphitheater, and equestrian facilities at the edge of the South Reno neighborhoods.

30 MIN

Mt. Rose Ski Tahoe

1,200 acresSkiing · SnowboardingTicketed

The closest major ski resort to Reno, with the highest base elevation at Lake Tahoe and deep Sierra powder.

50 MIN

Lake Tahoe (Incline Village)

191 sq miBoating · Beaches · SkiingFree shoreline

North America's largest alpine lake — beaches, marinas, and a dozen surrounding ski resorts, all under an hour from Saddlehorn.

ADJACENT

South Reno Trail Network

Miles of pathsWalking · RunningFree

Community and county trail connections through the South Reno foothill corridor link Saddlehorn to the broader outdoor network.

8 MIN

ArrowCreek Golf / Saddlehorn Area

36 holesChampionship golfPrivate membership

Two championship courses at nearby ArrowCreek available to members — a short drive from Saddlehorn.

The Saddlehorn Lifestyle

What Does a Weekend in Saddlehorn Look Like?

Morning trail walks through the foothill community, coffee in Midtown Reno, and an afternoon at Galena Creek or Lake Tahoe — Saddlehorn sits at the intersection of South Reno convenience and Sierra adventure, per the City of Reno's parks and recreation network.

~430Custom Homes
50 minTo Lake Tahoe
10 minTo Summit Reno
800 acFoothill Terrain

THIS WEEKEND'S OPEN HOUSES

Can You Tour Saddlehorn Homes This Weekend?

With only 8–12 active Saddlehorn listings at any time, open houses are less frequent than in high-volume master plans — most sellers prefer private showings coordinated through their agent. Set up an instant alert to get notified the moment a Saddlehorn home schedules an open house, or contact our team for a private tour of any active listing.

Planning a move

What Should I Verify Before Moving to Saddlehorn?

Build a budget around the particular home and your circumstances. Obtain current financing terms, property records and service quotes before comparing the cost of a move. A community average cannot establish your tax bill, insurance premium, association charges or savings.

Review taxes for your circumstances

Ask a tax adviser to review income sources, residency dates and any continuing connections to another state. California-source income can remain taxable after a move; the Franchise Tax Board explains part-year and nonresident rules. A headline tax-rate comparison does not calculate your savings.

Get the exact parcel's current tax bill and assessment record from its county. Confirm the property's abatement status and any effect of new construction, a change in use or your circumstances with the assessor. Do not apply a community-wide percentage to a purchase price or assume a tax cap is automatic.

Compare written costs and property requirements

Use lender estimates, insurance quotes, association documents and utility information for the exact address. Include maintenance, moving expenses and any special assessments in the comparison. Renting and buying involve different costs and obligations; future equity or resale gains are not assured.

Check school assignments for the enrollment year and ask about choice-program applications. Investigate parcel-specific hazards and permitted uses with the responsible agencies. Review travel routes and the features that matter to you instead of relying on a broad safety score or a neighborhood recommendation based on household type.

Discuss the homes, budget and timing you want to evaluate with the team.

Explore relocation planning

RELOCATION TIMELINE

How to Relocate to Saddlehorn in 8 Steps

Plan the purchase and move around your circumstances and the property's verified requirements. Coordinate the transaction, possession and moving arrangements with the relevant parties. For license and vehicle questions, consult the Nevada DMV new-resident guide. Confirm your own deadlines and any exemptions directly with the agency.

  1. Define your property and location needs

    Compare homes using your budget, accessibility needs, desired features and travel routes. Evaluate the particular property and surroundings using your own priorities; a neighborhood label does not establish its suitability.

  2. Confirm financing and the full ownership budget

    Ask a lender for terms based on your circumstances and the property. Obtain the parcel tax record, insurance quotes, association charges and other recurring costs; a community-wide estimate cannot establish your payment or approval.

  3. Agree on representation and the search process

    Discuss services, compensation, communication and touring arrangements with the agent. Confirm the details in the applicable agreement before relying on a promised service or access to a property.

  4. Investigate the exact address

    Check school assignments with the district for the enrollment year and ask about separate program applications. Review parcel-specific flood, wildfire, utility, zoning and intended-use questions with the relevant agencies and service providers.

  5. Review the offer and its deadlines

    Discuss price, deposit, contingencies and the proposed schedule with your agent and lender. The signed contract determines the transaction deadlines; market averages do not promise when an offer will be accepted or a purchase will close.

  6. Review inspections and property documents

    Arrange appropriate inspections and review disclosures, title information, association documents and financing conditions. Investigate unresolved findings with the relevant specialist before the contractual decision deadlines.

  7. Coordinate services and moving arrangements

    Verify which utilities serve the address, what deposits or appointments are required, and when service can begin. Coordinate access and the moving date with the agreed possession terms and any building or association requirements.

  8. Confirm possession and new-resident requirements

    Confirm completion and possession with the closing parties before arranging access. Consult the Nevada DMV's current new-resident guide for license, registration, documentation and exemption requirements that apply to you.

Get the full relocation guide →

ECONOMY & JOBS

What Drives the Economy Near Saddlehorn?

Saddlehorn residents commute to a diversified Reno-Sparks economy anchored by advanced manufacturing, data centers, healthcare, and higher education. According to the U.S. Bureau of Labor Statistics, the Reno-Sparks MSA unemployment rate runs near historic lows. The Tahoe-Reno Industrial Center — home to Tesla's Gigafactory, Switch, Panasonic, and Google — is a 20-25 minute drive via I-580 from South Reno.

$110K+Median household income (ZIP 89511)U.S. Census ACS estimate
TRI CenterTesla · Switch · Panasonic · Google20-25 min via I-580
15 minTo Reno-Tahoe AirportVia I-580
30 minTo TRI Center job corridorEast on I-80

Top Reno-Area Employers Within Commuting Distance

  • Tesla Gigafactory NevadaBattery & EV manufacturing, Tahoe-Reno Industrial Center — ~20-25 min from Saddlehorn
  • University of Nevada, RenoR1 research university and medical school — ~20 min via I-580
  • Renown HealthNorthern Nevada's largest healthcare system — ~18 min via I-580
  • SwitchHyperscale data centers at the TRI Center — ~30 min via I-80
  • Panasonic EnergyBattery manufacturing at the Gigafactory — ~25 min via I-580
  • Washoe County School DistrictLargest public employer in Washoe County — campuses across Reno and Sparks

Sources: U.S. Bureau of Labor Statistics, Nevada State Demographer. Last updated June 2026.

COMMUNITY COMPARISON

How Does Saddlehorn Compare to ArrowCreek, Montreux & Damonte Ranch?

Deciding between South Reno foothill communities? This comparison covers the metrics buyers care about most. Sources are RSAR, the U.S. Census, and BLS Reno-Sparks MSA.

Saddlehorn vs ArrowCreek vs Montreux vs Damonte Ranch · June 2026
MetricSaddlehornArrowCreekMontreuxDamonte Ranch
Median List Price~$900K~$1.25M~$2.4M~$565K
Price / Sq Ft~$360~$400~$520~$290
Days on Market42486228
Total Homes~430~700~600~3,500
Guard-GatedNoYesYesNo
Golf CourseNearbyOn-site (2)On-site (Jack Nicklaus)No
HOA / Month$50–$150$300–$500$500–$800+$50–$120
Lot Sizes0.5–1+ ac0.25–1+ ac0.5–3+ ac0.1–0.3 ac
Best ForValue luxury · CustomGolf · GatedUltra-luxuryFamilies · Entry

Sources: Reno/Sparks Association of REALTORS, U.S. Census ACS. Last updated June 2026.

Cost of Ownership

What Will Saddlehorn Cost You Each Month?

Build a property-specific budget using a lender quote, the parcel tax estimate, insurance quotes and association documents. The starting amounts below are editable illustrations, not current local rates or verified fees. Compare the result with your Loan Estimate, and budget separately for maintenance, utilities and closing costs.

Illustrative Payment Estimator

Estimate Your Saddlehorn Payment

Home Price
$900,000
$900,000
$900,000
Down Payment
20% / $180,000
20% / $180,000
20% / $180,000
Interest Rate
7.0%
7.0%
7.0%
Term Years
30
30
30
Annual Property Tax Assumption
$3,600
$3,600
$3,600
Annual Insurance Assumption
$1,800
$1,800
$1,800
Monthly HOA Assumption
$200
$200
$200
Annual PMI Rate Assumption
0.50%
0.50%
0.50%
$5,440
Illustrative Monthly Payment
  • Principal & Interest$4,790
  • Property Tax$300
  • Insurance$150
  • HOA$200
  • PMI$0
Talk to a Lender

Inputs are assumptions, not a loan offer, insurance quote or parcel tax calculation. This simplified fixed-rate example applies the selected PMI rate below 20% down; actual mortgage-insurance eligibility, cost and cancellation depend on the loan. Maintenance, utilities, closing costs and special assessments are additional. Review the CFPB housing budget guide and confirm amounts with the relevant providers.

COMMUTE & TRANSPORTATION

How Easy Is Getting Around from Saddlehorn?

I-580 is the primary artery from South Reno, connecting Saddlehorn to Downtown, the airport, and the TRI Center. Most Saddlehorn residents drive — commutes average under 20 minutes to most Reno employment centers per U.S. Census ACS data — far shorter than the Bay Area averages most relocators leave behind.

Drive Times from Saddlehorn

  • ~18 minDowntown RenoI-580 north to city center
  • ~15 minReno-Tahoe Intl AirportI-580 north to terminal
  • ~10 minSummit Reno ShoppingMt. Rose Hwy east
  • ~8 minArrowCreekSouth Reno surface roads
  • ~25 minTahoe-Reno Industrial CenterI-580 north to I-80 east
  • ~50 minLake Tahoe (Incline Village)Mt. Rose Hwy (NV-431)
  • ~30 minMt. Rose Ski TahoeMt. Rose Hwy (NV-431)
  • ~10 minGalena Creek Recreation AreaMt. Rose Hwy south

Transportation Options

  • Driving

    The default for Saddlehorn. I-580 runs north-south past South Reno, providing quick access to downtown, the airport, and all major employment centers. Surface roads connect to ArrowCreek, Summit Reno, and Mt. Rose Highway.

  • RTC RIDE Transit

    Bus coverage is limited in the South Reno foothills — Saddlehorn is a car-dependent community. RTC routes serve South Meadows and Damonte Ranch corridors with infrequent service.

  • Cycling & Trails

    Community trails connect within Saddlehorn and to the broader South Reno foothill trail network. Road cyclists use Mt. Rose Highway and South Reno surface roads; the terrain is hilly.

  • Air Travel

    Reno-Tahoe International Airport is 15 minutes from Saddlehorn via I-580 — among the shortest airport commutes of any South Reno foothill community.

Drive times based on average non-rush-hour conditions. Sources: Google Maps traffic data, RTC Washoe.

Quick Answer

How long does it take to close on a home in Saddlehorn?

Most Saddlehorn purchases close in 30 to 45 days; cash offers can close in 7–14 days. Jumbo financing — standard above the $766,550 conforming limit — takes 30–45 days from accepted offer to keys. Custom-home appraisals require two closed comps, which can push toward the 45-day end in ZIP 89511's tight-inventory market.

Quick Answer

What credit score do you need to buy in Saddlehorn?

Jumbo financing is standard for Saddlehorn purchases above $766,550 — most lenders require a 700+ credit score and 20% down, with 12-24 months of cash reserves. A few portfolio lenders will go to 680 with stronger reserves. Scores above 760 typically get the best jumbo rate tier, which on a $1M purchase at 7% saves roughly $300-$400/month versus a 700 score. Get pre-approved by a lender experienced in Northern Nevada jumbo before touring.

Saddlehorn FAQ — 18 Answers

What Do Saddlehorn Buyers Most Frequently Ask?

Most Asked

What is the median home price in Saddlehorn?

Saddlehorn homes are priced from the high $700Ks to about $2M for custom estates, per Northern Nevada Regional MLS data for ZIP 89511. The current median list price in this ZIP runs near $1,398,000 according to Reno/Sparks Association of REALTORS. Larger custom homes on half-acre-plus lots with Sierra views and premium finishes command the upper end of that range.

What makes Saddlehorn different from other South Reno communities?

Saddlehorn stands apart through its scale and custom character: roughly 800 acres of rolling foothill terrain, about 430 predominantly custom-built homes on half-acre-plus lots, and sweeping Sierra Nevada and Washoe Valley views few master plans can match. Unlike production-build communities such as Damonte Ranch or South Meadows, nearly every Saddlehorn home reflects an individual design — modern estates, traditional manors, and transitional ranches share the same quiet streets.

Is Saddlehorn a gated community?

Saddlehorn is primarily an open-access custom-home neighborhood; it is not a guard-gated enclave like Montreux or ArrowCreek. Some adjacent sub-enclaves within the broader Saddlehorn area may have their own entry features. Our agents can confirm access details for any specific street or parcel before you schedule a showing.

What are the HOA fees in Saddlehorn?

HOA dues in Saddlehorn typically run $50–$150 per month, covering common-area maintenance, trail upkeep, and landscaping of shared open space. Confirm the exact dues, any special-assessment balance, and transfer fees with the seller before writing an offer — sub-association fees vary by street within the broader neighborhood.

Who developed Saddlehorn?

Saddlehorn was developed beginning in the late 1980s and early 1990s by Jasick & Nichols. The community was designed as a custom-lot enclave rather than a production tract, which is why the roughly 430 homes span such a wide range of architectural styles and sizes across the 800-acre foothill site.

What schools serve Saddlehorn?

Saddlehorn is served by the Washoe County School District. South Reno assignments typically zone to Pleasant Valley Elementary, Marce Herz Middle School (rated 9/10 on GreatSchools), and Galena High School (9/10 on GreatSchools) — one of the strongest public school clusters in Northern Nevada. Confirm current zoning for a specific address before purchasing.

How far is Saddlehorn from Downtown Reno?

Saddlehorn is roughly 18 minutes from Downtown Reno via I-580, and about 15 minutes from Reno-Tahoe International Airport by the same route. Summit Reno shopping on Mt. Rose Highway is about 10 minutes away, and Lake Tahoe at Incline Village is reachable in roughly 50 minutes via NV-431.

Are there parks and trails in Saddlehorn?

Yes. Saddlehorn has walking trails and preserved natural areas woven through the community, including Saddlehorn Park. Nearby Whites Creek Park adds tennis courts, playgrounds, and picnic areas. The broader South Reno foothill network connects to Galena Creek Recreation Area and Bartley Ranch Regional Park, both within a short drive.

What are property taxes like in Saddlehorn?

Property taxes in Saddlehorn fall under Washoe County's low-rate structure. Nevada's effective rate runs roughly 0.5–0.7% of taxable value, and the state caps annual increases on a primary residence at 3% under Nevada Revised Statutes 361.471. On a $1M Saddlehorn home the annual tax bill typically pencils out to $5,000–$7,000 per Washoe County Assessor data — a modest carrying cost paired with no state income tax.

How competitive is the Saddlehorn real estate market?

Custom homes in Saddlehorn move at their own pace — well-priced listings in the $700K–$1.2M range typically go pending in 61 to 60 days per NNRMLS data for ZIP 89511, while custom estates above $1.5M take one to three months as the qualified buyer pool narrows. Inventory is tight: with only about 430 homes total, rarely more than 8–12 active listings appear at any given time.

What types of homes are in Saddlehorn?

Saddlehorn is almost entirely custom and semi-custom single-family homes on lots ranging from a half acre to more than an acre. Architectural styles span modern desert-contemporary, traditional estate, and transitional ranch. Most homes were built from the late 1980s through the 2000s, with a number of recent renovations and custom rebuilds adding newer finishes and energy systems to the established lot sizes.

Is Saddlehorn a good investment?

South Reno foothill communities have historically outperformed the broader Reno market on price appreciation, supported by constrained supply, large custom lots, and consistent California in-migration per Nevada State Demographer data. ZIP 89511 posted a median YoY gain near 2.8% through 2026 per NNRMLS. The limited inventory of 430 homes and custom character make Saddlehorn resistant to oversupply. Pair that with Nevada's zero state income tax and the 3% property-tax cap, and the long-run carrying math is favorable.

How does Saddlehorn compare to ArrowCreek and Montreux?

All three are South Reno foothill luxury communities, but they serve different buyers. Montreux is guard-gated with a Jack Nicklaus golf course and $1.2M–$5M+ custom estates. ArrowCreek is gated with two golf courses and $800K–$3M homes. Saddlehorn is open-access and less golf-centric, with a broader $700K–$2M price range that brings top-tier foothill living to a wider buyer pool while still delivering custom lots, Sierra views, and the same South Reno location advantages.

What is the rental market like in Saddlehorn?

Single-family rentals in the South Reno foothill tier typically run $3,200–$5,000/month for Saddlehorn-caliber homes per Reno/Sparks Association of REALTORS rental tracking, driven by California relocators, executives, and TRI Center professionals who want a foothill lifestyle before committing to purchase. Low vacancy and limited custom-home supply support rents that make Saddlehorn viable for buy-and-hold investors despite higher entry prices.

What should I know before buying in Saddlehorn?

Before buying in Saddlehorn, budget for a thorough inspection covering custom construction details, site drainage, HVAC systems sized for foothill elevations, and any defensible-space or wildfire-mitigation requirements that apply in the South Reno hills. Confirm HOA dues and sub-association structure in escrow. Most Saddlehorn transactions close through Nevada escrow companies in 30–45 days. Work with an agent who tracks the South Reno foothill tier weekly — median prices near $1,398,000 in ZIP 89511 mean a few percent negotiated on a $1M home saves real money.

What is the minimum down payment to buy a home in Saddlehorn?

Most Saddlehorn purchases are jumbo transactions — homes priced above $766,550 in 2026 exceed the Washoe County conforming limit and require jumbo financing, which typically wants 20% down and a 700+ credit score. On a $1M Saddlehorn home that is $200,000 down. Buyers below the jumbo threshold can use conventional at 5–10% or VA at 0% for eligible veterans. Budget for 2–3% in closing costs on top of the down payment.

How does buying a custom home in Saddlehorn differ from a production community?

Custom homes require more diligent due diligence: inspections covering non-standard construction, unique site drainage, and custom mechanical systems. There is no model-row comparables shortcut — each home is priced on its own lot, view, finishes, and condition. An agent who has closed multiple Saddlehorn transactions and tracks the foothill custom tier daily is essential; cookie-cutter production experience does not transfer directly.

Can Nevada Real Estate Group help me sell a home in Saddlehorn?

Yes — Nevada Real Estate Group lists and sells across all South Reno foothill communities, including Saddlehorn, Montreux, ArrowCreek, and Galena Forest. Our agents prepare a custom comparative market analysis using NNRMLS closed data for custom homes in ZIP 89511, and we have the buyer network to reach qualified foothill purchasers quickly. Call (775) 277-2120 or submit the form below for a no-obligation consultation.

Updated September 2026

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PEOPLE ALSO ASK

What Else Do People Ask About Saddlehorn?

Beyond the core questions above, these are the eight queries Saddlehorn buyers type into Google and AI assistants — answered directly with specifics from the U.S. Census Bureau, Reno/Sparks Association of REALTORS, Northern Nevada Regional MLS, and Washoe County records. Each answer covers ZIP 89511 data points buyers use to compare Saddlehorn to ArrowCreek, Montreux, and Damonte Ranch.

Is Saddlehorn a good neighborhood?

Yes — Saddlehorn is one of South Reno's most desirable custom-home enclaves, with expansive lots, Sierra Nevada views, top Washoe County school zoning, and a 15-minute commute to the airport. It consistently draws California relocators and Reno executives seeking foothill character below the price point of Montreux and ArrowCreek.

What ZIP code is Saddlehorn in?

Saddlehorn is in ZIP code 89511, which covers the South Reno foothill corridor including ArrowCreek, Galena Forest, and the surrounding hillside communities. ZIP 89511 carries one of the highest median list prices of any Reno ZIP per Northern Nevada Regional MLS data.

Are there new homes for sale in Saddlehorn?

Rarely — Saddlehorn is a fully built-out custom-home community with no vacant lots for production builders. The approximately 430 existing homes turn over on the resale market. Buyers looking for new construction in South Reno should look at Damonte Ranch, South Meadows, or Caramella Ranch.

What is the neighborhood like in Saddlehorn at night?

Quiet and dark-sky friendly — the foothill setting and rolling terrain limit through-traffic naturally. Street lighting is minimal, which preserves the mountain-night-sky experience. Most streets are residential cul-de-sacs or loops, so the evening atmosphere is peaceful and suburban, not urban.

How do I search for homes in Saddlehorn?

Use our live NNRMLS search filtered to ZIP 89511 or contact our Reno team at (775) 277-2120. With only 8-12 active listings at any time, working with an agent who tracks new entries daily — and can access off-market opportunities — is the most effective strategy.

Does Saddlehorn have a community pool?

Saddlehorn does not have a central community pool — the community is focused on natural open space, trails, and parks rather than resort-style amenities. Buyers seeking a neighborhood pool should consider Somersett or Damonte Ranch. ArrowCreek has club facilities available to members separately.

What are the roads like in Saddlehorn in winter?

South Reno foothills receive more snow than the valley floor, and Saddlehorn's elevation and rolling terrain mean occasional snow accumulation in winter. Streets are maintained by the community and Washoe County; most residents run all-season or snow-capable tires from November through March. The I-580 access road is a priority maintenance route.

Is Saddlehorn close to shopping?

Yes — Summit Reno on Mt. Rose Highway is roughly 10 minutes away, with Whole Foods, Costco, Target, and a full range of dining and retail. The South Reno retail corridor along McCarran Boulevard is also within a 12-minute drive. Downtown Reno dining and the Riverwalk are about 18 minutes via I-580.

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NEARBY COMMUNITIES

Which Communities Are Near Saddlehorn?

Compare Saddlehorn with neighboring South Reno foothill and master-planned communities. Each card pairs the drive time from Saddlehorn with the community price positioning — ArrowCreek at $1.25M, Montreux at $2.4M, Galena Forest at $1.4M, Damonte Ranch at $565K — so you can judge whether a few extra minutes buys meaningfully different character or school zone.

8 MIN

ArrowCreek

$1.25M

8 min from Saddlehorn

View ArrowCreek →

10 MIN

Montreux

$2.4M

10 min from Saddlehorn

View Montreux →

12 MIN

Galena Forest

$1.4M

12 min from Saddlehorn

View Galena Forest →

10 MIN

Damonte Ranch

$565K

10 min from Saddlehorn

View Damonte Ranch →

12 MIN

South Meadows

$580K

12 min from Saddlehorn

View South Meadows →

18 MIN

Reno (city hub)

$575K

18 min to Downtown

View Reno (city hub) →

A–Z INDEX

Which South Reno Neighborhoods Can You Explore A–Z?

Key neighborhoods and communities in the South Reno foothill corridor and beyond, spanning price ranges from $440K in North Valleys to $2.4M in Montreux. Every linked entry opens a dedicated community page with current NNRMLS listings, price ranges, HOA details, and school zoning for ZIP 89511 and surrounding South Reno ZIPs.

Sources & Methodology

Where Does This Saddlehorn Data Come From?

Every statistic on this page is sourced from a primary or government dataset and refreshed monthly — RSAR and NNRMLS for price and DOM, U.S. Census Bureau for demographics, Washoe County Assessor for tax and lot data, and GreatSchools for school ratings. Follow any link below to verify a figure or pull deeper detail.

  1. Reno/Sparks Association of REALTORS (RSAR) — Median sold price, days on market, list-to-sold ratio, and monthly MLS statistics for ZIP 89511. rsar.realtor
  2. Northern Nevada Regional MLS (NNRMLS) — Active listings, inventory counts, price-per-square-foot, and neighborhood data for South Reno. nnrmls.com
  3. U.S. Census Bureau — Population, demographics, household income, age distribution, and education attainment for ZIP 89511 (ACS). data.census.gov
  4. Nevada State Demographer — City and county population estimates and growth projections for the Reno-Sparks MSA. census.gov
  5. U.S. Bureau of Labor Statistics — Reno-Sparks MSA unemployment rate, employment by sector, and wage data. bls.gov/reno-sparks
  6. FBI Uniform Crime Reporting (UCR) — Violent crime rate, property crime rate, and metro comparisons for the Reno area. fbi.gov/ucr
  7. GreatSchools.org — K-12 school ratings, test scores, and student-teacher ratios for South Reno campuses. greatschools.org
  8. Nevada Report Card — Official Nevada DOE school performance data for Galena HS, Marce Herz MS, and Pleasant Valley ES. nevadareportcard.nv.gov
  9. Washoe County Assessor — Property tax rates, assessed values, lot data, and parcel records for ZIP 89511. washoecounty.gov/assessor
  10. Washoe County School District — School boundary maps, enrollment data, and assignment verification for Saddlehorn addresses. washoeschools.net
  11. Freddie Mac PMMS — Weekly mortgage rate survey used in the monthly payment calculator. freddiemac.com/pmms

Methodology: Listing data is sourced via Repliers IDX feed (Las Vegas MLS) and refreshed every 15 minutes. Demographic and economic data are pulled monthly via Census/BLS APIs. School data is refreshed quarterly. All comparisons are like-for-like (same metric, same time period).

Updated: September 2026 · Next update: September 15

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