California Relocators
- Zero Nevada state income tax vs. California's 13.3%
- Custom lots at a fraction of Bay Area estate pricing
- 15-min airport access for California business travel
- Galena HS zone for school-age children

Nevada Real Estate Group — your Saddlehorn specialists. Search custom homes for sale in South Reno's premier foothill enclave: ~430 estate-quality homes on half-acre-plus lots with Sierra Nevada and Washoe Valley views, $700K–$2M.
MEDIAN LIST PRICE (ZIP 89511)
$1398K
LVR / GLVAR via Repliers, as of September 14, 2026
DAYS ON MARKET
61
LVR / GLVAR via Repliers, as of September 14, 2026
COMMUNITY SIZE
~430 homes
community-data-north.json
TO LAKE TAHOE
~50 min
via NV-431 Mt. Rose Hwy
Property research
Verify for your address
Confirm current school assignments, association documents, parcel taxes, and insurance with the applicable sources.
Last updated
June 15, 2026
Individual data periods may differ from the page update date.
KEY TAKEAWAYS
Saddlehorn is roughly 430 custom homes on ~800 foothill acres in South Reno (ZIP 89511), with homes going under contract in about 42 days and a median list price near $1,398,000 per Reno/Sparks Association of REALTORS and NNRMLS data. The five takeaways below capture what those numbers mean for buyers in this Nevada State Demographer-tracked South Reno foothill corridor.
Last updated September 2026 · Sources: RSAR, U.S. Census, Nevada State Demographer
Saddlehorn typically carries 8–12 active listings at any time, priced $700K–$2M per NNRMLS data for ZIP 89511. According to Reno/Sparks Association of REALTORS, the South Reno foothill tier holds some of Reno's most tightly held custom inventory — half-acre-plus lots and Sierra views below ArrowCreek pricing. The newest listings appear below, refreshed daily from live NNRMLS data.
PRICE DISTRIBUTION
The ZIP 89511 median list price sits near $1398K per Reno/Sparks Association of REALTORS September 2026 NNRMLS data. Active inventory concentrates in the $700K–$1.5M custom-home band, with a small but active ultra-luxury tier above $1.5M. Each card shows current listing counts for ZIP 89511, so you can gauge real competition in your budget before touring.
Saddlehorn listings are filtered by ZIP 89511 — roughly 235 active homes across the South Reno foothill tier, with 8–12 specifically within Saddlehorn at any time. Each link opens our live NNRMLS search pre-filtered to that slice, with counts updated daily from Reno/Sparks Association of REALTORS and NNRMLS data.
Tap a community to see its dedicated page — current listings, price ranges, HOA details, and what daily life looks like inside each neighborhood.
Updated daily · 215 active listings · MLS data
STAY AHEAD OF THE MARKET
With only 8–12 active listings in Saddlehorn at any time and homes going under contract in a median 42 days per Reno/Sparks Association of REALTORS, buyers who see new listings within hours hold a decisive edge. Set a custom alert by price, beds, baths, and lot size — no spam, unsubscribe anytime.
Before choosing a home, request address-specific school assignments for the intended school year from the district. Confirm grade levels, program eligibility, enrollment requirements and any boundary changes. Use the exact property address, including any unit number, and ask the district to confirm the assignment before making a purchase decision.
Check Washoe school zoning · View Nevada Report Card
Compare each school’s programs and published results for the same reporting year. Proximity to a school does not guarantee admission; contact charter, magnet and private schools about their application and enrollment requirements.
CRIME DATA
Review reports from the law-enforcement agency serving the address. Check the reporting period, area covered, offense definitions and completeness before comparing locations. When requesting local information, provide the property address and ask which agency and geographic boundary each report represents, along with any known reporting gaps.
The FBI publishes crime and law-enforcement statistics through its Crime Data Explorer. Its guidance cautions against using crime totals alone to rank communities: reporting practices and local conditions affect comparisons.
A citywide statistic does not establish conditions at a particular home. Ask the local agency about current reports for the area and gaps in the available data. Missing records do not mean zero crime, and a gated entrance does not establish a safety rating.
FBI crime data resources · FBI guidance on comparing communities
Saddlehorn delivers custom-home foothill living on ~800 acres in South Reno (ZIP 89511): rolling terrain, Sierra Nevada views, and daily convenience minutes away. Developed by Jasick & Nichols in the late 1980s, the community is zoned under Washoe County to Galena High School (9/10) and Marce Herz Middle School (9/10) — Northern Nevada's strongest public cluster.
Saddlehorn is known for its custom-built homes on expansive lots — half an acre to more than an acre each — set across roughly 800 acres of South Reno foothill terrain. The community combines privacy, Sierra Nevada and Washoe Valley views, walking trails, and proximity to top Washoe County schools, all within 18 minutes of Downtown Reno.
Saddlehorn fits luxury custom-home buyers, California relocators seeking estate character without a guard-gate premium, executives who want privacy and quick airport access, and families drawn to the Galena and Marce Herz school zone. The $700K–$2M price range brings foothill living to buyers who find Montreux's $1.2M+ entry point too steep.
Daily life is quiet and suburban: morning walks through the foothill trail network, a 10-minute drive to Summit Reno shopping and South Reno dining, and a 15-minute commute to the airport via I-580. Weekends stretch to Galena Creek Recreation Area, Bartley Ranch, and Lake Tahoe about 50 minutes away on Mt. Rose Highway.
Saddlehorn sits in the foothills of South Reno, Nevada (ZIP 89511), on roughly 800 acres of rolling terrain at the base of the Sierra Nevada, about 18 minutes from Downtown Reno via I-580.
Quick Answer
Saddlehorn combines custom-home character, expansive half-acre-plus lots, Sierra Nevada and Washoe Valley views, and top Washoe County School District zoning — all 18 minutes from Downtown Reno and 15 from the airport. Nevada's zero state income tax and a 3% property-tax cap under NRS 361.471 make the long-run carrying cost predictable. For buyers who want a luxury foothill lifestyle without a guard-gate structure or golf club dues, Saddlehorn is the clearest value in South Reno's custom-home tier.
Source: Nevada State Demographer
According to the U.S. Census Bureau, ZIP 89511 (South Reno, which includes Saddlehorn, ArrowCreek, and Galena Forest) carries a median household income well above the citywide figure — consistent with a custom-home, large-lot community where most residents are established professionals, executives, and California relocators.
Home values have climbed sharply in ZIP 89511 over the past decade as Bay Area and Sacramento households relocated to the foothill communities. Owner-occupancy is high, turnover is low, and the educational attainment of adult residents significantly exceeds the Reno city average — a profile that reinforces school quality and long-term neighborhood stability.
Source: U.S. Census Bureau ACS estimates & Nevada State Demographer · Updated
GROWTH & APPRECIATION
ZIP 89511 has been one of Reno's fastest-appreciating ZIP codes over the past decade, driven by constrained custom-lot supply, strong California in-migration, and consistent demand from executive and TRI Center-adjacent buyers. The Nevada State Demographer projects the broader South Reno corridor growing through 2030.
Saddlehorn and the broader 89511 foothill tier have appreciated steadily, outperforming the Reno city average in most years. Limited new custom-lot supply — there is essentially no room to build comparable lots at Saddlehorn's scale in South Reno — keeps upward pressure on resale prices. California executive relocation from the Bay Area and Sacramento continues to supply qualified buyers.
Sources: Nevada State Demographer and U.S. Census Bureau ACS. Median price figures from NNRMLS active listings; historical approximations. Last updated June 2026.
MARKET TRENDS · LAST 12 MONTHS
Median list price, days on market, and active inventory for ZIP 89511 — the South Reno foothill ZIP covering Saddlehorn, ArrowCreek, and Galena Forest — from Northern Nevada Regional MLS and Reno/Sparks Association of REALTORS data. Current median sits near $745,000, up 2.8% year-over-year, with a median 42 days on market. Updated monthly.
Median List Price (ZIP 89511)
+2.8% YoY (May 2025 → May 2026)
Source: Las Vegas REALTORS
Days on Market
38 → 42 days YoY — custom tier takes longer
vs September 2025
Source: Las Vegas REALTORS
Active Listings (ZIP 89511)
~265 across ZIP; 8–12 in Saddlehorn specifically
vs September 2025
Source: Las Vegas REALTORS
The long view: Reno's median sold price rose 116% between 2015 ($273,230) and 2026 ($589,951), across 53,730 recorded closings — Northern Nevada Regional MLS (NNRMLS) records via Repliers.
HOMES MOVE FAST
Market Competitiveness
Saddlehorn is a moderately competitive custom-home market. With only 8–12 active listings at any given time and roughly 430 total homes, well-priced custom estates in the $700K–$1.2M range typically go pending in 42–55 days per NNRMLS data. Homes above $1.5M take one to three months as the qualified buyer pool narrows significantly.
Saddlehorn is not for every buyer — it is a custom-home, large-lot, foothill community priced from the high $700Ks to $2M. Six buyer profiles below match lifestyles to what Saddlehorn actually delivers, followed by the honest pros and trade-offs our team walks every buyer through before a first showing.
Ready to explore homes in Saddlehorn? Our team knows every custom-home street, price tier, and resale history in the South Reno foothill corridor.
Start Your Home SearchSouth Reno Comparison
A like-for-like comparison of four South Reno communities spanning the foothill luxury spectrum — median price, days on market, inventory, and lifestyle fit — using active-listing data from Reno/Sparks Association of REALTORS and NNRMLS. Prices span $565K in Damonte Ranch to $2.4M in Montreux, covering the full South Reno buyer spectrum.
| Submarket | Median Price | $ / Sq Ft | Days on Market | Active Listings | Best For |
|---|---|---|---|---|---|
| Saddlehorn | $900,000 | ~$360 | 42 | 12 | Custom · Foothill · Value luxury |
| ArrowCreek | $1,250,000 | ~$400 | 48 | 24 | Gated · Golf · Luxury |
| Montreux | $2,400,000 | ~$520 | 62 | 14 | Ultra-luxury · Guard-gated · Golf |
| Damonte Ranch | $565,000 | ~$290 | 28 | 48 | Family · Master-planned |
| Galena Forest | $1,400,000 | ~$450 | 55 | 9 | Custom · Ultra-luxury · Wooded |
| South Meadows | $580,000 | ~$295 | 30 | 36 | Family · New construction |
Source: Reno/Sparks Association of REALTORS and NNRMLS data, June 2026. Median prices based on active listings; days on market from closed sales.
Neighborhood Deep Dive
Submarket 1
Open-access custom-home enclave on ~800 acres — about 430 homes on half-acre-plus lots with Sierra and Washoe Valley views, a 9/10 school zone, and an entry point below gated peers. The best balance of foothill character and value in South Reno.
Browse Saddlehorn homes →Submarket 2
A gated foothill golf community with two courses and sweeping Truckee Meadows views. A mix of semi-custom and custom luxury homes on larger lots, popular with executives and Tahoe-adjacent buyers.
Browse ArrowCreek homes →Submarket 3
Reno's pinnacle: a guard-gated golf community around a Jack Nicklaus course that has hosted PGA Tour events. Custom estates with pine-forest privacy and mountain views — the region's most expensive resales.
Browse Montreux homes →Submarket 4
South Reno's family hub — parks, wetlands, top-zoned Depoali Middle and Damonte Ranch High, and the deepest move-in-ready inventory at entry-level South Reno pricing.
Browse Damonte Ranch homes →Submarket 5
Deep-foothill custom estates in a forested Sierra setting — the most private addresses in South Reno, popular with buyers who want seclusion and large acreage above the Saddlehorn price tier.
Browse Galena Forest homes →Submarket 6
The growth engine of South Reno — an actively-selling new-construction corridor with multiple national and regional builders, phased releases, and entry pricing from the $400Ks.
Browse South Meadows homes →Submarket 7
The full ZIP 89511 foothill market — spanning Saddlehorn, ArrowCreek, Galena Forest, and the South Reno hillside enclaves — holds roughly 265 active listings from $700K to $5M+, with new homes entering daily from live NNRMLS data.
Browse ZIP 89511 — South Reno Foothill Tier Overview homes →Saddlehorn sits in the South Reno foothills at ZIP 89511, roughly 18 minutes from Downtown Reno via I-580 and 15 minutes from Reno-Tahoe International Airport. ArrowCreek, Galena Forest, Damonte Ranch, and South Meadows are all within 8–12 minutes, placing Saddlehorn at the center of the South Reno foothill custom-home tier.
STILL DECIDING?
BY ZIP CODE
ZIP 89511 is South Reno's premium foothill ZIP — the highest median list price of any Reno ZIP code per Northern Nevada Regional MLS data. The table below shows how it compares to the adjacent South Reno ZIPs that share the Galena HS school zone.
| ZIP | Primary Area | Median Price | $ / Sq Ft | Days on Market | Active | YoY |
|---|---|---|---|---|---|---|
| 89511 | South Reno · Saddlehorn · ArrowCreek · Galena | $745K | ~$355 | 42 | 265 | +2.8% |
| 89521 | Damonte Ranch · South Meadows | $565K | ~$290 | 28 | 256 | +2.2% |
| 89519 | Old Southwest · Caughlin Ranch | $725K | ~$340 | 36 | 142 | +3.1% |
| 89509 | Midtown · Central · Lakeridge | $520K | ~$310 | 34 | 174 | +1.5% |
| 89523 | Somersett · Northwest Reno | $620K | ~$315 | 32 | 210 | +1.9% |
| 89506 | North Valleys · Sky Vista | $440K | ~$255 | 30 | 188 | +0.8% |
Source: Reno/Sparks Association of REALTORS and NNRMLS. Medians from active listings; YoY from closed sales, 2026 vs 2025 year-to-date. ZIP boundaries per Washoe County GIS.
New Construction
Henderson has more active new-construction inventory than any other Las Vegas Valley city. The 8 builders below account for ~85% of new homes currently selling in Henderson. Most run rate-buydown or closing-cost incentives that change monthly — verify current offers before you write, because the spread between builders can exceed $25K on the same floor plan.
Luxury & Ultra-Luxury
Custom and semi-custom luxury homes
Family & Mid-Market
Largest production builder in Henderson
Mid-Luxury
Designer-driven new construction
Family
Energy-efficient family builds
First-Time & Family
Customizable Personal Plans
55+ Active Adult & Family
Del Webb brand for 55+
Family & Mid-Market
Tri Pointe subsidiary
Family
M.D.C. Holdings new construction
Outdoor Recreation
Saddlehorn's foothill setting puts parks, trails, and mountain recreation within minutes. The Washoe County parks network and the City of Reno trail system surround the community, and Lake Tahoe and a dozen Sierra ski resorts are about 50 minutes away via Mt. Rose Highway.
IN-COMMUNITY
The in-community park provides a central gathering point with walking paths and open space woven through the foothill terrain.
NEARBY
Tennis courts, playgrounds, and picnic areas in the South Reno corridor, minutes from Saddlehorn.
10 MIN
Forested Sierra trails and a visitor center on Mt. Rose Highway — the closest high-elevation hiking to Saddlehorn.
8 MIN
Trails, an amphitheater, and equestrian facilities at the edge of the South Reno neighborhoods.
30 MIN
The closest major ski resort to Reno, with the highest base elevation at Lake Tahoe and deep Sierra powder.
50 MIN
North America's largest alpine lake — beaches, marinas, and a dozen surrounding ski resorts, all under an hour from Saddlehorn.
ADJACENT
Community and county trail connections through the South Reno foothill corridor link Saddlehorn to the broader outdoor network.
8 MIN
Two championship courses at nearby ArrowCreek available to members — a short drive from Saddlehorn.
The Saddlehorn Lifestyle
Morning trail walks through the foothill community, coffee in Midtown Reno, and an afternoon at Galena Creek or Lake Tahoe — Saddlehorn sits at the intersection of South Reno convenience and Sierra adventure, per the City of Reno's parks and recreation network.
THIS WEEKEND'S OPEN HOUSES
With only 8–12 active Saddlehorn listings at any time, open houses are less frequent than in high-volume master plans — most sellers prefer private showings coordinated through their agent. Set up an instant alert to get notified the moment a Saddlehorn home schedules an open house, or contact our team for a private tour of any active listing.
Build a budget around the particular home and your circumstances. Obtain current financing terms, property records and service quotes before comparing the cost of a move. A community average cannot establish your tax bill, insurance premium, association charges or savings.
Ask a tax adviser to review income sources, residency dates and any continuing connections to another state. California-source income can remain taxable after a move; the Franchise Tax Board explains part-year and nonresident rules. A headline tax-rate comparison does not calculate your savings.
Get the exact parcel's current tax bill and assessment record from its county. Confirm the property's abatement status and any effect of new construction, a change in use or your circumstances with the assessor. Do not apply a community-wide percentage to a purchase price or assume a tax cap is automatic.
Use lender estimates, insurance quotes, association documents and utility information for the exact address. Include maintenance, moving expenses and any special assessments in the comparison. Renting and buying involve different costs and obligations; future equity or resale gains are not assured.
Check school assignments for the enrollment year and ask about choice-program applications. Investigate parcel-specific hazards and permitted uses with the responsible agencies. Review travel routes and the features that matter to you instead of relying on a broad safety score or a neighborhood recommendation based on household type.
Discuss the homes, budget and timing you want to evaluate with the team.
Explore relocation planningRELOCATION TIMELINE
Plan the purchase and move around your circumstances and the property's verified requirements. Coordinate the transaction, possession and moving arrangements with the relevant parties. For license and vehicle questions, consult the Nevada DMV new-resident guide. Confirm your own deadlines and any exemptions directly with the agency.
Compare homes using your budget, accessibility needs, desired features and travel routes. Evaluate the particular property and surroundings using your own priorities; a neighborhood label does not establish its suitability.
Ask a lender for terms based on your circumstances and the property. Obtain the parcel tax record, insurance quotes, association charges and other recurring costs; a community-wide estimate cannot establish your payment or approval.
Discuss services, compensation, communication and touring arrangements with the agent. Confirm the details in the applicable agreement before relying on a promised service or access to a property.
Check school assignments with the district for the enrollment year and ask about separate program applications. Review parcel-specific flood, wildfire, utility, zoning and intended-use questions with the relevant agencies and service providers.
Discuss price, deposit, contingencies and the proposed schedule with your agent and lender. The signed contract determines the transaction deadlines; market averages do not promise when an offer will be accepted or a purchase will close.
Arrange appropriate inspections and review disclosures, title information, association documents and financing conditions. Investigate unresolved findings with the relevant specialist before the contractual decision deadlines.
Verify which utilities serve the address, what deposits or appointments are required, and when service can begin. Coordinate access and the moving date with the agreed possession terms and any building or association requirements.
Confirm completion and possession with the closing parties before arranging access. Consult the Nevada DMV's current new-resident guide for license, registration, documentation and exemption requirements that apply to you.
ECONOMY & JOBS
Saddlehorn residents commute to a diversified Reno-Sparks economy anchored by advanced manufacturing, data centers, healthcare, and higher education. According to the U.S. Bureau of Labor Statistics, the Reno-Sparks MSA unemployment rate runs near historic lows. The Tahoe-Reno Industrial Center — home to Tesla's Gigafactory, Switch, Panasonic, and Google — is a 20-25 minute drive via I-580 from South Reno.
Sources: U.S. Bureau of Labor Statistics, Nevada State Demographer. Last updated June 2026.
COMMUNITY COMPARISON
Deciding between South Reno foothill communities? This comparison covers the metrics buyers care about most. Sources are RSAR, the U.S. Census, and BLS Reno-Sparks MSA.
| Metric | Saddlehorn | ArrowCreek | Montreux | Damonte Ranch |
|---|---|---|---|---|
| Median List Price | ~$900K | ~$1.25M | ~$2.4M | ~$565K |
| Price / Sq Ft | ~$360 | ~$400 | ~$520 | ~$290 |
| Days on Market | 42 | 48 | 62 | 28 |
| Total Homes | ~430 | ~700 | ~600 | ~3,500 |
| Guard-Gated | No | Yes | Yes | No |
| Golf Course | Nearby | On-site (2) | On-site (Jack Nicklaus) | No |
| HOA / Month | $50–$150 | $300–$500 | $500–$800+ | $50–$120 |
| Lot Sizes | 0.5–1+ ac | 0.25–1+ ac | 0.5–3+ ac | 0.1–0.3 ac |
| Best For | Value luxury · Custom | Golf · Gated | Ultra-luxury | Families · Entry |
Sources: Reno/Sparks Association of REALTORS, U.S. Census ACS. Last updated June 2026.
Build a property-specific budget using a lender quote, the parcel tax estimate, insurance quotes and association documents. The starting amounts below are editable illustrations, not current local rates or verified fees. Compare the result with your Loan Estimate, and budget separately for maintenance, utilities and closing costs.
Inputs are assumptions, not a loan offer, insurance quote or parcel tax calculation. This simplified fixed-rate example applies the selected PMI rate below 20% down; actual mortgage-insurance eligibility, cost and cancellation depend on the loan. Maintenance, utilities, closing costs and special assessments are additional. Review the CFPB housing budget guide and confirm amounts with the relevant providers.
BUYING AND RENTING
Compare actual homes that meet the same needs over your expected time in the area. A purchase price and an advertised rent alone do not establish which option costs less. Use current quotes and separate monthly cash flow, upfront cash, and the amount you might recover when moving.
Start with the down payment, lender and closing charges, and any immediate repairs. Add principal and interest, property taxes, insurance, mortgage insurance where applicable, association dues, utilities and ongoing maintenance. Identify expenses paid outside escrow so they are included in your household budget.
For a later sale, model the remaining loan balance and selling expenses. Appreciation is uncertain; compare unchanged-price and lower-price cases as well as any growth assumption. Principal repayment builds an ownership interest, but that does not guarantee a profit or make every cash payment recoverable.
Use an actual lease offer and confirm the term, deposit, renewal provisions, parking, pet charges, utilities and renter's insurance. Record which maintenance services are included and any costs or restrictions associated with an early move. An advertised starting rent may not include every required charge.
Keep the comparison consistent: use the same time period, household needs and moving assumptions. Include the cash that remains available when a down payment is not used, without assuming a guaranteed investment return. Your need for flexibility and responsibility for repairs also matter alongside the financial figures.
There is no verified community-wide holding period or five-year equity gain shown here. Ask your lender to explain financing assumptions and have a tax professional assess any claimed tax benefit for your circumstances. Keep a copy of the quotes and dates so you can update the comparison before making an offer.
PROPERTY-SPECIFIC ASSOCIATION COSTS
A community name does not establish a property's current dues or all the associations that govern it. Obtain the applicable resale package, budget and governing documents for the exact address. Confirm the effective date and payment frequency of each fee with the association or its manager.
Identify master and sub-association dues separately. Check whether utilities, exterior maintenance, insurance, amenities or club access are included, optional or billed separately. A listing's monthly figure may omit a quarterly or annual charge, and an advertised amenity does not establish membership rights.
Ask about transfer, document, capital-contribution and other transaction fees, as well as approved or proposed assessments. Confirm who pays each item under the contract. Review available reserve and budget information; historical dues are not a guarantee of future charges.
Verify the actual rules for leasing, pets, parking, property changes and amenity access. Age restrictions and gate staffing require their own current documentation. Do not assume neighboring subdivisions or similarly named communities have identical rules, services or fees.
COMMUTE & TRANSPORTATION
I-580 is the primary artery from South Reno, connecting Saddlehorn to Downtown, the airport, and the TRI Center. Most Saddlehorn residents drive — commutes average under 20 minutes to most Reno employment centers per U.S. Census ACS data — far shorter than the Bay Area averages most relocators leave behind.
Drive times based on average non-rush-hour conditions. Sources: Google Maps traffic data, RTC Washoe.
Quick Answer
Most Saddlehorn purchases close in 30 to 45 days; cash offers can close in 7–14 days. Jumbo financing — standard above the $766,550 conforming limit — takes 30–45 days from accepted offer to keys. Custom-home appraisals require two closed comps, which can push toward the 45-day end in ZIP 89511's tight-inventory market.
Quick Answer
Jumbo financing is standard for Saddlehorn purchases above $766,550 — most lenders require a 700+ credit score and 20% down, with 12-24 months of cash reserves. A few portfolio lenders will go to 680 with stronger reserves. Scores above 760 typically get the best jumbo rate tier, which on a $1M purchase at 7% saves roughly $300-$400/month versus a 700 score. Get pre-approved by a lender experienced in Northern Nevada jumbo before touring.
Saddlehorn FAQ — 18 Answers
Saddlehorn homes are priced from the high $700Ks to about $2M for custom estates, per Northern Nevada Regional MLS data for ZIP 89511. The current median list price in this ZIP runs near $1,398,000 according to Reno/Sparks Association of REALTORS. Larger custom homes on half-acre-plus lots with Sierra views and premium finishes command the upper end of that range.
Saddlehorn stands apart through its scale and custom character: roughly 800 acres of rolling foothill terrain, about 430 predominantly custom-built homes on half-acre-plus lots, and sweeping Sierra Nevada and Washoe Valley views few master plans can match. Unlike production-build communities such as Damonte Ranch or South Meadows, nearly every Saddlehorn home reflects an individual design — modern estates, traditional manors, and transitional ranches share the same quiet streets.
Saddlehorn is primarily an open-access custom-home neighborhood; it is not a guard-gated enclave like Montreux or ArrowCreek. Some adjacent sub-enclaves within the broader Saddlehorn area may have their own entry features. Our agents can confirm access details for any specific street or parcel before you schedule a showing.
HOA dues in Saddlehorn typically run $50–$150 per month, covering common-area maintenance, trail upkeep, and landscaping of shared open space. Confirm the exact dues, any special-assessment balance, and transfer fees with the seller before writing an offer — sub-association fees vary by street within the broader neighborhood.
Saddlehorn was developed beginning in the late 1980s and early 1990s by Jasick & Nichols. The community was designed as a custom-lot enclave rather than a production tract, which is why the roughly 430 homes span such a wide range of architectural styles and sizes across the 800-acre foothill site.
Saddlehorn is served by the Washoe County School District. South Reno assignments typically zone to Pleasant Valley Elementary, Marce Herz Middle School (rated 9/10 on GreatSchools), and Galena High School (9/10 on GreatSchools) — one of the strongest public school clusters in Northern Nevada. Confirm current zoning for a specific address before purchasing.
Saddlehorn is roughly 18 minutes from Downtown Reno via I-580, and about 15 minutes from Reno-Tahoe International Airport by the same route. Summit Reno shopping on Mt. Rose Highway is about 10 minutes away, and Lake Tahoe at Incline Village is reachable in roughly 50 minutes via NV-431.
Yes. Saddlehorn has walking trails and preserved natural areas woven through the community, including Saddlehorn Park. Nearby Whites Creek Park adds tennis courts, playgrounds, and picnic areas. The broader South Reno foothill network connects to Galena Creek Recreation Area and Bartley Ranch Regional Park, both within a short drive.
Property taxes in Saddlehorn fall under Washoe County's low-rate structure. Nevada's effective rate runs roughly 0.5–0.7% of taxable value, and the state caps annual increases on a primary residence at 3% under Nevada Revised Statutes 361.471. On a $1M Saddlehorn home the annual tax bill typically pencils out to $5,000–$7,000 per Washoe County Assessor data — a modest carrying cost paired with no state income tax.
Custom homes in Saddlehorn move at their own pace — well-priced listings in the $700K–$1.2M range typically go pending in 61 to 60 days per NNRMLS data for ZIP 89511, while custom estates above $1.5M take one to three months as the qualified buyer pool narrows. Inventory is tight: with only about 430 homes total, rarely more than 8–12 active listings appear at any given time.
Saddlehorn is almost entirely custom and semi-custom single-family homes on lots ranging from a half acre to more than an acre. Architectural styles span modern desert-contemporary, traditional estate, and transitional ranch. Most homes were built from the late 1980s through the 2000s, with a number of recent renovations and custom rebuilds adding newer finishes and energy systems to the established lot sizes.
South Reno foothill communities have historically outperformed the broader Reno market on price appreciation, supported by constrained supply, large custom lots, and consistent California in-migration per Nevada State Demographer data. ZIP 89511 posted a median YoY gain near 2.8% through 2026 per NNRMLS. The limited inventory of 430 homes and custom character make Saddlehorn resistant to oversupply. Pair that with Nevada's zero state income tax and the 3% property-tax cap, and the long-run carrying math is favorable.
All three are South Reno foothill luxury communities, but they serve different buyers. Montreux is guard-gated with a Jack Nicklaus golf course and $1.2M–$5M+ custom estates. ArrowCreek is gated with two golf courses and $800K–$3M homes. Saddlehorn is open-access and less golf-centric, with a broader $700K–$2M price range that brings top-tier foothill living to a wider buyer pool while still delivering custom lots, Sierra views, and the same South Reno location advantages.
Single-family rentals in the South Reno foothill tier typically run $3,200–$5,000/month for Saddlehorn-caliber homes per Reno/Sparks Association of REALTORS rental tracking, driven by California relocators, executives, and TRI Center professionals who want a foothill lifestyle before committing to purchase. Low vacancy and limited custom-home supply support rents that make Saddlehorn viable for buy-and-hold investors despite higher entry prices.
Before buying in Saddlehorn, budget for a thorough inspection covering custom construction details, site drainage, HVAC systems sized for foothill elevations, and any defensible-space or wildfire-mitigation requirements that apply in the South Reno hills. Confirm HOA dues and sub-association structure in escrow. Most Saddlehorn transactions close through Nevada escrow companies in 30–45 days. Work with an agent who tracks the South Reno foothill tier weekly — median prices near $1,398,000 in ZIP 89511 mean a few percent negotiated on a $1M home saves real money.
Most Saddlehorn purchases are jumbo transactions — homes priced above $766,550 in 2026 exceed the Washoe County conforming limit and require jumbo financing, which typically wants 20% down and a 700+ credit score. On a $1M Saddlehorn home that is $200,000 down. Buyers below the jumbo threshold can use conventional at 5–10% or VA at 0% for eligible veterans. Budget for 2–3% in closing costs on top of the down payment.
Custom homes require more diligent due diligence: inspections covering non-standard construction, unique site drainage, and custom mechanical systems. There is no model-row comparables shortcut — each home is priced on its own lot, view, finishes, and condition. An agent who has closed multiple Saddlehorn transactions and tracks the foothill custom tier daily is essential; cookie-cutter production experience does not transfer directly.
Yes — Nevada Real Estate Group lists and sells across all South Reno foothill communities, including Saddlehorn, Montreux, ArrowCreek, and Galena Forest. Our agents prepare a custom comparative market analysis using NNRMLS closed data for custom homes in ZIP 89511, and we have the buyer network to reach qualified foothill purchasers quickly. Call (775) 277-2120 or submit the form below for a no-obligation consultation.
Updated September 2026
STILL HAVE QUESTIONS?
Want more Nevada real estate answers like this in your Google results?
PEOPLE ALSO ASK
Beyond the core questions above, these are the eight queries Saddlehorn buyers type into Google and AI assistants — answered directly with specifics from the U.S. Census Bureau, Reno/Sparks Association of REALTORS, Northern Nevada Regional MLS, and Washoe County records. Each answer covers ZIP 89511 data points buyers use to compare Saddlehorn to ArrowCreek, Montreux, and Damonte Ranch.
Yes — Saddlehorn is one of South Reno's most desirable custom-home enclaves, with expansive lots, Sierra Nevada views, top Washoe County school zoning, and a 15-minute commute to the airport. It consistently draws California relocators and Reno executives seeking foothill character below the price point of Montreux and ArrowCreek.
Saddlehorn is in ZIP code 89511, which covers the South Reno foothill corridor including ArrowCreek, Galena Forest, and the surrounding hillside communities. ZIP 89511 carries one of the highest median list prices of any Reno ZIP per Northern Nevada Regional MLS data.
Rarely — Saddlehorn is a fully built-out custom-home community with no vacant lots for production builders. The approximately 430 existing homes turn over on the resale market. Buyers looking for new construction in South Reno should look at Damonte Ranch, South Meadows, or Caramella Ranch.
Quiet and dark-sky friendly — the foothill setting and rolling terrain limit through-traffic naturally. Street lighting is minimal, which preserves the mountain-night-sky experience. Most streets are residential cul-de-sacs or loops, so the evening atmosphere is peaceful and suburban, not urban.
Use our live NNRMLS search filtered to ZIP 89511 or contact our Reno team at (775) 277-2120. With only 8-12 active listings at any time, working with an agent who tracks new entries daily — and can access off-market opportunities — is the most effective strategy.
Saddlehorn does not have a central community pool — the community is focused on natural open space, trails, and parks rather than resort-style amenities. Buyers seeking a neighborhood pool should consider Somersett or Damonte Ranch. ArrowCreek has club facilities available to members separately.
South Reno foothills receive more snow than the valley floor, and Saddlehorn's elevation and rolling terrain mean occasional snow accumulation in winter. Streets are maintained by the community and Washoe County; most residents run all-season or snow-capable tires from November through March. The I-580 access road is a priority maintenance route.
Yes — Summit Reno on Mt. Rose Highway is roughly 10 minutes away, with Whole Foods, Costco, Target, and a full range of dining and retail. The South Reno retail corridor along McCarran Boulevard is also within a 12-minute drive. Downtown Reno dining and the Riverwalk are about 18 minutes via I-580.
WHY NEVADA REAL ESTATE GROUP
Direct market knowledge, the largest agent team in Nevada, and thousands of verified five-star reviews. Across 9,600+ closed transactions and $4.85B+ in volume since 2011, our agents serve buyers and sellers statewide — from the Las Vegas Valley to the South Reno foothills — and that depth is why the team ranks #1 in Nevada and #44 nationally.
WORK WITH THE BEST
Tell the team about your preferred area, budget, timing and property requirements. Ask about representation and the records needed to evaluate a particular home. Review current listings, comparable sales and the written terms of any services before deciding how to proceed. Contacting the team does not guarantee a purchase, sale price or response deadline.
NEARBY COMMUNITIES
Compare Saddlehorn with neighboring South Reno foothill and master-planned communities. Each card pairs the drive time from Saddlehorn with the community price positioning — ArrowCreek at $1.25M, Montreux at $2.4M, Galena Forest at $1.4M, Damonte Ranch at $565K — so you can judge whether a few extra minutes buys meaningfully different character or school zone.
More Reno communities
Shopping the whole city? Browse all Reno homes for sale — live MLS listings updated daily.
A–Z INDEX
Key neighborhoods and communities in the South Reno foothill corridor and beyond, spanning price ranges from $440K in North Valleys to $2.4M in Montreux. Every linked entry opens a dedicated community page with current NNRMLS listings, price ranges, HOA details, and school zoning for ZIP 89511 and surrounding South Reno ZIPs.
KEEP LEARNING
These guides extend the research most Saddlehorn buyers do next — comparing the foothill luxury enclaves, mapping the school zone, and weighing a California-to-Nevada move — each written from the same NNRMLS data and primary sources used throughout this page.
GUIDE
Inside South Reno's gated golf community — two courses, luxury custom homes, and what $800K–$3M buys.
Read →GUIDE
Reno's pinnacle guard-gated community around a Jack Nicklaus course — estates, Sierra views, and $1.2M+ custom homes.
Read →MARKET REPORT
Truckee Meadows market data, all community guides, and every Reno neighborhood in one place.
Read →RELOCATION GUIDE
The Northern Nevada move playbook — taxes, cost of living, and neighborhoods.
Read →LIVING GUIDE
Jobs, cost, weather, and lifestyle for anyone weighing a move to Reno.
Read →Sources & Methodology
Every statistic on this page is sourced from a primary or government dataset and refreshed monthly — RSAR and NNRMLS for price and DOM, U.S. Census Bureau for demographics, Washoe County Assessor for tax and lot data, and GreatSchools for school ratings. Follow any link below to verify a figure or pull deeper detail.
Methodology: Listing data is sourced via Repliers IDX feed (Las Vegas MLS) and refreshed every 15 minutes. Demographic and economic data are pulled monthly via Census/BLS APIs. School data is refreshed quarterly. All comparisons are like-for-like (same metric, same time period).
Updated: September 2026 · Next update: September 15