Families
- Poulakidas, DePoali and Damonte Ranch High zones
- Clubhouse, pool and playground park
- Gated streets
- Homes up to about 4,700 sq ft
Toll Brothers gated enclave · Damonte Ranch
Saddle Ridge at Damonte Ranch Homes For Sale
Nevada Real Estate Group — Damonte Ranch specialists. Saddle Ridge is Toll Brothers’ gated enclave of 457 single-family homes, built 2007–2019 with its own clubhouse and pool, where recorded sales since January 2025 had a median of $1,123,500.
HOMES
457
Toll Brothers, built 2007–2019 · Washoe County
RECORDED SALES
$1.12M median
44 sales, Jan 2025–Sep 2026 · Washoe County
MEDIAN LIST PRICE (ZIP 89521)
$699K
NREG analysis of NNRMLS data via Repliers, as of September 28, 2026
DAYS ON MARKET (ZIP 89521)
61
NREG analysis of NNRMLS data via Repliers, as of September 28, 2026
Property research
Verify for your address
Confirm current school assignments, association documents, parcel taxes, and insurance with the applicable sources.
Last updated
September 26, 2026
Individual data periods may differ from the page update date.
KEY TAKEAWAYS
What Should You Know About Saddle Ridge at a Glance?
Saddle Ridge is Toll Brothers’ gated enclave of 457 single-family homes, built 2007–2019, at the east edge of Damonte Ranch in South Reno (ZIP 89521). Its 44 recorded sales from January 2025 to September 2026 had a median of $1,123,500, per Washoe County parcel records.
- Homes: 1,792–4,686 sq ft (median 2,908) on lots of about 0.13–0.61 acre; 269 of the 457 are one-story.
- Prices: the middle 80% of those 44 sales ran about $770,000 to $1,565,000, near $360 per square foot.
- Amenities: a gated entry, its own clubhouse, pool and playground park, per a 2025 Our Town Reno report.
- Schools: the district’s 2026–27 zone map places Saddle Ridge in Poulakidas Elementary, DePoali Middle and Damonte Ranch High.
- HOAs: three layers — Saddle Ridge, the Damonte Ranch Landscape Maintenance Association and Drainage District; get each resale package.
Sources checked September 26, 2026: Washoe County parcel records, Our Town Reno (October 30, 2025), WCSD School Zone App
PROS & CONS
Is Saddle Ridge a Good Place to Live?
For buyers who want a gated, amenity-rich enclave with newer homes, it fits well: 457 Toll Brothers homes from 2007–2019, its own clubhouse and pool, and zoned schools in the Damonte Ranch High feeder. The trade-offs are price, three layers of association dues, and a 20-minute drive to downtown Reno.
Pros
- Gated, with its own amenities. Residents describe a gated community with a clubhouse, pool, playground park and pickleball. Our Town Reno (October 30, 2025)
- Newer homes. Every home was built between 2007 and 2019, per the county record. Washoe County parcel records
- Part of Damonte Ranch. Saddle Ridge sits inside the Damonte Ranch master plan and its trail and park network. For the rest of the master plan, see Damonte Ranch homes for sale
- Owner-occupied area. In ZIP 89521, 68.9% of occupied homes are owner-occupied, against 49.8% citywide (ACS 2020–2024). U.S. Census Bureau ACS 2020–2024 (ZIP 89521)
Cons
- Price. Recorded sales since January 2025 had a median of $1,123,500, well above the ZIP 89521 July 2026 median sale of $709,000. NREG’s September 2026 Reno market report
- Three association layers. Saddle Ridge, the Damonte Ranch Landscape Maintenance Association and the Drainage District each levy their own assessments; none publishes its dues. Damonte Ranch homeowner associations
- Construction-defect claims. An October 2025 report said a law firm was pursuing defect claims against Toll Brothers for 10 to 15 homes; ask about the specific house. Our Town Reno (October 30, 2025)
- Longer drive to the core. Free-flow routing puts downtown Reno about 20 minutes away and the University of Nevada, Reno about 22.
Sources checked September 26, 2026
Where Can I Find Saddle Ridge Homes for Sale?
No MLS subdivision is named Saddle Ridge — its homes are recorded as Damonte Ranch Village 10 and 11 — so the grid below searches a 0.46 km circle drawn around those plats. When none is listed there, the grid links to our full ZIP 89521 search instead. For the wider master plan, see Damonte Ranch homes for sale.
Homes for sale in ZIP 89521 near Saddle Ridge
- 9933 Rio Bravo Drive, Reno 89521 — $699,000 · 3 bd · 2.5 ba · 2,410 sq ft · Courtesy of Assist-2-Sell Buyers & Sellers
- 110 E Laramie Drive, Reno 89521 — $740,000 · 3 bd · 2 ba · 1,644 sq ft · Courtesy of Keller Williams Group One Inc.
- 10131 Quintana Drive, Reno 89521 — $650,000 · 3 bd · 2 ba · 1,719 sq ft · Courtesy of Ferrari-Lund R.E. Sparks
- 10550 Elm Glen Court, Reno 89521 — $970,000 · 4 bd · 3 ba · 2,706 sq ft · Active Under Contract · Courtesy of Insight Real Estate Group
- 14062 Wingspread Lane, Reno 89521 — $1,299,000 · 3 bd · 3.5 ba · 2,748 sq ft · Courtesy of Dickson Realty - Montreux
- 2317 Blushing Rock Drive, Reno 89521 — $1,499,000 · 5 bd · 4 ba · 3,860 sq ft · Courtesy of Dickson Realty - Montreux
- 2275 Arpagos Lane, Reno 89521 — $795,000 · 2 bd · 2 ba · 1,690 sq ft · Courtesy of Dickson Realty - Damonte Ranch
- 2944 Ruby Desert Drive, Reno 89521 — $1,059,000 · 3 bd · 2.5 ba · 2,679 sq ft · Courtesy of Keller Williams Group One Inc.
- 1865 Stetson Drive, Reno 89521 — $475,000 · 3 bd · 2.5 ba · 1,540 sq ft · Active Under Contract · Courtesy of Dickson Realty - Sparks
- 10825 Pebble Hill Drive, Reno 89521 — $762,500 · 5 bd · 3 ba · 2,801 sq ft · Courtesy of RE/MAX Gold-Midtown
- 3005 Show Jumper Lane, Reno 89521 — $765,000 · 3 bd · 2.5 ba · 2,303 sq ft · Courtesy of LPT Realty, LLC
- 2165 Blue Oaks Drive, Reno 89521 — $655,000 · 4 bd · 2 ba · 1,719 sq ft · Active Under Contract · Courtesy of Dickson Realty - Caughlin
- 9900 Wilbur May Parkway, Unit APT 1203, Reno 89521 — $499,500 · 2 bd · 2 ba · 1,554 sq ft · Courtesy of Coldwell Banker Select Mt Rose
- 10566 French Meadows Way, Reno 89521 — $759,000 · 5 bd · 3 ba · 2,855 sq ft · Courtesy of RE/MAX Professionals-Reno
- 291 Surrey Court, Reno 89521 — $1,250,000 · 3 bd · 2.5 ba · 2,706 sq ft · Active Under Contract · Courtesy of Dickson Realty - Sparks
- 900 S South Meadows Parkway, Unit APT 3611, Reno 89521 — $370,000 · 2 bd · 2 ba · 1,069 sq ft · Active Under Contract · Courtesy of RE/MAX Professionals-Reno
- 1910 Black Sand Drive, Reno 89521 — $565,888 · 3 bd · 2.5 ba · 1,554 sq ft · Courtesy of Realty Of America LLC
- 2920 Bull Rider Drive, Reno 89521 — $1,149,000 · 5 bd · 4 ba · 3,860 sq ft · Courtesy of Real Broker LLC
- 460 Alysheba Court, Reno 89521 — $775,000 · 4 bd · 3 ba · 2,361 sq ft · Courtesy of LPT Realty, LLC
- 1629 Bridgeview Court, Reno 89521 — $849,000 · 3 bd · 2.5 ba · 3,200 sq ft · Courtesy of RE/MAX Professionals-Reno
- 9765 Ripple Way, Reno 89521 — $509,900 · 2 bd · 2 ba · 1,272 sq ft · Courtesy of Dickson Realty - Caughlin
- 14080 Tagor Road, Reno 89521 — $859,000 · 4 bd · 3.5 ba · 2,545 sq ft · Courtesy of Ferrari-Lund Real Estate South
- 14490 Rancheros Drive, Reno 89521 — $914,995 · 3 bd · 3.5 ba · 3,452 sq ft · Courtesy of Collins & Associates
- 9530 Oakley Lane, Reno 89521 — $659,000 · 3 bd · 2 ba · 1,862 sq ft · Courtesy of Berkshire Hathaway HomeService
Homes for rent in ZIP 89521 near Saddle Ridge
- 7801 Tortoise Shell Drive, Reno 89521 — $4,099/month · 5 bd · 3 ba · Courtesy of RE/MAX Gold
- 9722 Quartette Drive, Reno 89521 — $2,895/month · 3 bd · 2.5 ba · 2,170 sq ft · Courtesy of Dickson Realty - Sparks
- 520 Needles Court, Reno 89521 — $3,395/month · 4 bd · 2.5 ba · 2,695 sq ft · Courtesy of Dickson Realty - Sparks
- 2958 Saddle Peak Drive, Reno 89521 — $8,500/month · 3 bd · 3.5 ba · 2,886 sq ft · Courtesy of Blue Sierra Realty
- 11445 Crotone Court, Reno 89521 — $2,995/month · 4 bd · 2 ba · 2,041 sq ft · Courtesy of Dickson Realty - Sparks
- 1845 Dark Horse Road, Unit B, Reno 89521 — $3,000/month · 3 bd · 2.5 ba · 1,654 sq ft · Courtesy of RE/MAX Professionals-Reno
- 1770 Dark Horse Road, Unit UNIT A, Reno 89521 — $2,450/month · 2 bd · 2 ba · 1,310 sq ft · Courtesy of RE/MAX Professionals-Reno
- 2199 Angel Ridge Drive, Reno 89521 — $4,995/month · 4 bd · 3 ba · 2,402 sq ft · Courtesy of Blue Sierra Realty
- 1980 Dark Horse Road, Unit B, Reno 89521 — $2,795/month · 3 bd · 2.5 ba · 1,654 sq ft · Courtesy of RE/MAX Professionals-Sparks
- 10577 Eagle Falls Way, Reno 89521 — $4,995/month · 3 bd · 2 ba · 1,765 sq ft · Courtesy of Blue Sierra Realty
- 10640 Arbor Way, Reno 89521 — $4,250/month · 3 bd · 2 ba · 1,593 sq ft · Courtesy of Blue Sierra Realty
Listing information is provided through the MLS Internet Data Exchange program and is deemed reliable but not guaranteed. Inventory checked Sep 29, 2026, 5:44 AM Pacific; availability and prices may change.
PRICE DISTRIBUTION
How Many ZIP 89521 Homes Are Listed in Each Price Range?
Each card counts active NNRMLS listings across ZIP 89521, where the median list price was $699,000 per NREG’s analysis on September 25, 2026; a dash means the live count was unavailable. Saddle Ridge sits at the top of the ZIP: its recorded-sale median since January 2025 is $1,123,500. For more, see NREG’s September 2026 Reno market report.
Browse Around Saddle Ridge
Where Else Can You Look Near Saddle Ridge?
Saddle Ridge is a 457-home enclave, so most searches widen to the rest of Damonte Ranch or ZIP 89521. The cards below open nearby community pages; prices and counts are ZIP-wide, from NREG’s September 2026 Reno market report and NREG’s NNRMLS pulls.
Which Nearby Communities Should You Explore?
Each card opens that community’s own page. The price is its ZIP’s July 2026 median sale; the active count is the ZIP’s listings on September 25, 2026 (ZIP 89521), September 15 (89511) or September 26 (89519).
Updated daily · 293 active listings across ZIP 89521 · MLS data
STAY AHEAD OF THE MARKET
How Can You Get New Saddle Ridge Listings First?
Saddle Ridge recorded 44 sales in about 20 months across 457 homes. Set an alert by price, beds and baths to hear the day one lists — no spam, unsubscribe anytime.
- Custom criteria — neighborhood, price, beds, baths, features
- Instant alerts — emailed within minutes of a new MLS listing
- 1,200+ buyers used NREG alerts last year
Create your alert
School planning
Which Schools Serve a Reno Address?
Ask the district for the address-specific school assignment for the enrollment year, since boundaries change, and confirm it before you buy. Proximity to a school does not guarantee admission; charter, magnet and private schools set their own rules. Check Washoe school zoning · Nevada Report Card
CRIME DATA
How Can You Check Reported Crime Near a Home?
Ask the law-enforcement agency that serves the address for its current reports, and compare places only across the same reporting period, boundary and offense definitions. Missing records do not mean zero crime, the FBI cautions against ranking communities on crime totals alone, and a citywide figure does not describe a particular street.
FBI crime data resources · FBI guidance on comparing communities
Living In
What's It Like Living in Saddle Ridge?
The Answer
Saddle Ridge is a gated enclave of 457 Toll Brothers homes at the southeast edge of Reno, with its own clubhouse and pool and the Damonte Ranch parks around it. For 2026–27 the WCSD School Zone App places it in the Poulakidas Elementary, DePoali Middle and Damonte Ranch High zones.
What is Saddle Ridge known for?
Toll Brothers homes built 2007–2019 behind a gate, from about 1,800 to 4,700 square feet, with a private clubhouse and pool; recorded sales since January 2025 had a median of $1,123,500.
Who tends to buy in Saddle Ridge?
Buyers who want a newer detached home inside a gate with community amenities. Homes range from one-story plans (269 of 457) to large two-story estate plans.
What is daily life like in Saddle Ridge?
Residents use the clubhouse, pool and playground park, and the Damonte Ranch trails beyond the gate. Downtown Reno is about 20 minutes away and the airport about 16 by free-flow routing.
Location
Where Is Saddle Ridge
Saddle Ridge sits at the east edge of the Damonte Ranch master plan in South Reno (ZIP 89521), east of I-580/US-395 and Veterans Parkway against the Virginia Range foothills. Drive times below are free-flow estimates from OSRM routing.
Downtown Reno
20
Min
Reno-Tahoe Airport
16
Min
University of Nevada, Reno
22
Min
Carson City
33
Min
Incline Village (Lake Tahoe)
48
Min
Saddle Ridge
At a Glance$699,000
Median list price (ZIP 89521)
293
Active listings (ZIP 89521)
61
Days on market (ZIP 89521)
$1,123,500
Saddle Ridge median recorded sale, 2025–26
- Builder
- Toll Brothers
- Homes
- 457 single-family
- Built
- 2007–2019
- Living area
- 1,792–4,686 sq ft
- Lots
- ~0.13–0.61 acre
- Gated
- Yes
- Amenities
- Clubhouse · pool · playground park
- Schools (2026–27 zones)
- Poulakidas · DePoali · Damonte Ranch HS
- ZIP Code
- 89521
Quick Answer
Who owns the common areas in Saddle Ridge?
The Saddle Ridge Unit Owners Association owns the common-area parcels in Damonte Ranch Village 10A, 10B-1, 10B-2, 10C, 11C, 11D and 11E, per Washoe County parcel records. Landscaping along the master plan’s parkways belongs to the Damonte Ranch Landscape Maintenance Association, and flood-control facilities to the Damonte Ranch Drainage District.
DEMOGRAPHICS · ZIP 89521
Who Lives Around Saddle Ridge?
The Census does not publish figures for a single subdivision, so this section describes ZIP 89521, which covers South Reno, Damonte Ranch and South Meadows. According to the U.S. Census Bureau ACS 2020–2024 (ZIP 89521), the ZIP’s 41,859 residents have a median household income of $127,181 and a median age of 41.3.
Compared with Reno as a whole, ZIP 89521 has higher incomes, more owner-occupied homes and much newer housing: 76% of its homes were built in 2000 or later, per the same 2020–2024 American Community Survey. These are ZIP-wide figures, not a profile of Saddle Ridge.
41,859
vs Reno city 273,212
$127,181
vs Reno city $80,760
$667,700
vs Reno city $548,300
68.9%
vs Reno city 49.8%
51.1%
vs Reno city 36.8%
30.6%
vs Reno city 26.2%
76.1%
vs Reno city 35.7%
2.48
vs Reno city 2.33
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Area 89521 and Reno city · Checked
POPULATION · ZIP 89521
How Fast Has ZIP 89521 Grown?
ZIP 89521 grew from 25,716 residents in the 2010 Census to 39,119 in the 2020 Census, a 52.1% increase as Damonte Ranch and South Meadows built out. The 2020–2024 American Community Survey estimate is 41,859.
+52.1%Population change, 2010–2020 Census
39,119Residents, 2020 Census
16,848Households, ACS 2020–2024
ZIP 89521 residents, 2010 Census, 2020 Census and ACS 2020–2024
The Census counts ZIP Code Tabulation Areas, not subdivisions. Saddle Ridge’s 457 homes were built between 2007 and 2019, part of the growth these counts capture.
Sources: U.S. Census Bureau, 2020 Census and 2010 Census (ZCTA 89521) and U.S. Census Bureau ACS 2020–2024 (ZIP 89521). Checked September 26, 2026.
MARKET TRENDS · LAST 12 MONTHS
How Is the Reno Market Trending Around Saddle Ridge?
These charts show Reno citywide single-family closings from NREG’s Reno market report (NNRMLS data via Repliers, settled months). In July 2026 the median sale was $669,063, homes took a median 53 days to go under contract, and 246 closed. ZIP 89521 closed 77 homes in July at a $709,000 median, per NREG’s September 2026 report.
Reno median sold price, single-family
+5.8% (July 2026 vs July 2025)
Source: NREG analysis of Northern Nevada Regional MLS data via Repliers
Reno days to contract, single-family
12 days faster (July 2026 vs July 2025)
Source: NREG analysis of Northern Nevada Regional MLS data via Repliers
Reno single-family homes sold per month
−6.8% (July 2026 vs July 2025)
Source: NREG analysis of Northern Nevada Regional MLS data via Repliers
The long view: the median sold price in ZIP 89521 rose 49% between 2015 ($326,575) and 2020 ($485,635), across 9,204 recorded closings — Northern Nevada Regional MLS (NNRMLS) records via Repliers.
457
HOMES IN SADDLE RIDGE
$1,123,500
SADDLE RIDGE MEDIAN RECORDED SALE, 2025–26
$699K
MEDIAN LIST PRICE (ZIP 89521)
< 1 hr
OUR RESPONSE TIME
FROM THE COUNTY RECORD
Get matched with a
Saddle Ridge specialist.
Market Competitiveness
How Competitive Is Saddle Ridge Right Now?
South Reno is the slower lane of the Reno market: ZIP 89521 homes that sold in July 2026 took a median 69 days and closed at 99.4% of list, per NREG’s September 2026 report, and homes that sold in the 90 days to September 25, 2026 took a median 57 days. Saddle Ridge itself recorded 44 sales from January 2025 to September 2026.
- 44Saddle Ridge recorded sales, Jan 2025–Sep 2026
- ~$360Saddle Ridge median $/sq ft, those sales
- 99.4%ZIP 89521 sale-to-list, July 2026
- 69ZIP 89521 days to sell, July 2026 closings
Is Saddle Ridge Right for You?
Who Should Buy a Home in Saddle Ridge?
Saddle Ridge is 457 gated Toll Brothers homes built 2007–2019, with recorded sales since January 2025 at a median of $1,123,500. The profiles below match buyers to what it actually offers, followed by the trade-offs.
Which Buyer Types Fit Saddle Ridge?
Move-Up Buyers
- Newer homes, built 2007–2019
- Plans from about 1,800 to 4,700 sq ft
- Resale, no build timeline
- Compare with the wider master plan
Relocating Buyers
- Recorded sales to benchmark price
- Zoned schools confirmed by address
- Nevada has no state personal income tax
- About 16 minutes to the airport
Best Fit For
- Families — a gated enclave with its own pool and park, zoned to Poulakidas, DePoali and Damonte Ranch High.
- Move-up buyers — newer Toll Brothers homes, built 2007–2019, from about 1,800 to 4,700 sq ft.
- Relocating buyers — a public record of recent sales to price against, 16 minutes from the airport.
Ready to explore homes in Saddle Ridge? We track the enclave’s recorded sales and set alerts for the next listing.
Explore Damonte RanchPros
- Gated, with its own clubhouse, pool and playground park
- Homes built 2007–2019 by Toll Brothers
- Zoned to Poulakidas Elementary, DePoali Middle and Damonte Ranch High (2026–27)
- About 16 minutes to Reno-Tahoe International Airport by free-flow routing
Honest Considerations
- Recorded-sale median of $1,123,500, above the conforming loan limit
- Three association layers, none with published dues
- Construction-defect claims reported on 10 to 15 homes in 2025 — ask about the specific house
- About 20 minutes to downtown Reno
South Reno Comparison
How Does Saddle Ridge Compare to Nearby Areas?
Saddle Ridge against its own ZIP and two nearby ZIPs. The Saddle Ridge row uses Washoe County recorded sales; the ZIP rows use July 2026 closings and September 15, 2026 listings from NREG’s September 2026 Reno market report. A dash means no published figure.
| Submarket | Median Price | $ / Sq Ft | Days on Market | Active Listings | Best For |
|---|---|---|---|---|---|
| Saddle Ridge | $1,123,500 | ~$360 | — | — | Gated · Toll Brothers |
| Damonte Ranch (ZIP 89521) | $709,000 | $367 | 69 | 217 | Master plan · All sizes |
| ArrowCreek (ZIP 89511) | $1,314,611 | $440 | — | 155 | Southwest foothills |
| Caughlin Ranch (ZIP 89519) | $825,000 | — | — | — | Established master plan |
Sources: Washoe County parcel records (Saddle Ridge) and NREG’s September 2026 Reno market report (ZIPs: July 2026 median sale, $/sq ft and days to sell; active listings on September 15, 2026).
Neighborhood Deep Dive
What's Inside Each Nearby Area?
Submarket 1
Saddle Ridge
457 homes built 2007–2019 behind a gate; 44 recorded sales from January 2025 to September 2026.
Browse Saddle Ridge homes →$1.12MMedian Price
—Days on Market
—Active Listings
~$360Price / Sq Ft
Submarket 2
Damonte Ranch (ZIP 89521)
ZIP 89521 closed 77 homes in July 2026 at a $709,000 median and 99.4% of list, with 217 residential listings on September 15, 2026.
Browse Damonte Ranch (ZIP 89521) homes →$709KMedian Price
69Days on Market
217Active Listings
$367Price / Sq Ft
Submarket 3
ArrowCreek (ZIP 89511)
ZIP 89511 closed 46 homes in July 2026 at a $1,314,611 median and 97.6% of list, with 155 listings on September 15, 2026.
Browse ArrowCreek (ZIP 89511) homes →$1.31MMedian Price
—Days on Market
155Active Listings
$440Price / Sq Ft
Submarket 4
Caughlin Ranch (ZIP 89519)
ZIP 89519 closed 15 homes in July 2026 at a $825,000 median and 100% of list.
Browse Caughlin Ranch (ZIP 89519) homes →$825KMedian Price
—Days on Market
—Active Listings
—Price / Sq Ft
Submarket 5
Damonte Ranch — Where Saddle Ridge Fits
Saddle Ridge is one of the sub-associations inside the 2,000-acre Damonte Ranch master plan, per damonteranch.com. Buyers who want a lower price or no gate usually look across the rest of the master plan.
Browse Damonte Ranch — Where Saddle Ridge Fits homes →457Saddle Ridge homes
2007–19Years built
$1.12MMedian recorded sale
3Association layers
Where Is Saddle Ridge on the Map?
Saddle Ridge sits at the east edge of Damonte Ranch in South Reno (ZIP 89521), east of I-580/US-395 against the Virginia Range foothills. Downtown Reno is about 20 minutes away by free-flow routing.
#1
TEAM IN NEVADA
9,600+
HOMES SOLD SINCE 2011
9,061+
★★★★★ REVIEWS
< 1 hr
AVERAGE RESPONSE
STILL DECIDING?
Saddle Ridge or the rest
of Damonte Ranch?
BY ZIP CODE
What Does the South Reno Market Look Like by ZIP Code?
Saddle Ridge is in ZIP 89521. The table sets it beside nearby Reno ZIPs using NREG’s September 2026 Reno report: July 2026 closings and September 15, 2026 listings. ZIP 89521 closed 77 homes in July 2026 at a $709,000 median.
| ZIP | Primary Area | Median Price | $ / Sq Ft | Days on Market | Active | YoY |
|---|---|---|---|---|---|---|
| 89521 | South Reno · Damonte Ranch · South Meadows | $709,000 | $367 | 69 | 217 | 99.4% of list |
| 89511 | Southwest Reno · Montreux · ArrowCreek | $1,314,611 | $440 | — | 155 | 97.6% of list |
| 89519 | Caughlin Ranch · west foothills | $825,000 | — | — | — | 100% of list |
| 89523 | Somersett · Northwest Reno | $620,000 | $357 | 40 | 106 | 100% of list |
| 89509 | Old Southwest | $650,000 | — | — | 117 | 98.6% of list |
Source: NREG’s September 2026 Reno market report (NNRMLS data via Repliers). The last column is the July sale-to-list ratio, not a year-over-year change. A dash means the report does not publish that figure for the ZIP. Parcel data per Washoe County parcel records.
Outdoor Recreation
What Outdoor Amenities Are Near Saddle Ridge?
Inside the gate, Saddle Ridge has its own clubhouse, pool and playground park, per Our Town Reno (October 30, 2025). Drive times below are free-flow estimates from OSRM routing.
IN-COMMUNITY
Saddle Ridge Clubhouse, Pool & Park
Private amenitiesSwimming · Playground · PickleballResidents
The enclave’s own clubhouse, pool and playground park, run by the Saddle Ridge association.
17 MIN
Bartley Ranch Regional Park
Regional parkTrails · EventsFree
A Washoe County regional park in south Reno.
23 MIN
Galena Creek Visitor Center
Sierra foothillsHiking · Nature centerFree
A Washoe County park on the Mount Rose Highway.
32 MIN
Washoe Lake State Park
State parkBoating · Birding · EquestrianDay-use fee
A state park between Reno and Carson City.
36 MIN
Mt. Rose Ski Tahoe
Ski areaSkiing · SnowboardingTicketed
The ski area on the Mount Rose Highway (NV-431).
48 MIN
Incline Village, Lake Tahoe
North shoreBeaches · Boating · HikingVaries
Lake Tahoe’s Nevada north shore via the Mount Rose Highway.
The Saddle Ridge Lifestyle
What Does a Weekend in Saddle Ridge Look Like?
The pool and clubhouse inside the gate, a Damonte Ranch park or trail outside it, and the Mount Rose Highway to the ski area or Lake Tahoe. Residents describe the amenities to Our Town Reno (October 30, 2025).
457Homes
2007–2019Built
20 minTo downtown Reno
48 minTo Incline Village
THIS WEEKEND'S OPEN HOUSES
Can You Tour Saddle Ridge Homes This Weekend?
Only when a Saddle Ridge home is on the market, and access through the gate is arranged by the listing agent. Set an alert to hear the day one lists, or call (775) 277-2120 to arrange a private showing.
Planning a move
What Should I Verify Before Moving to Saddle Ridge?
Budget around the specific home, not a community average. Before you compare the cost of a move to Saddle Ridge, get these in writing:
- The parcel's current tax bill and abatement status from the county assessor — a tax cap is not automatic.
- Lender, insurance and utility quotes for the exact address, plus the association's resale documents and any special assessments.
- The school assignment for the enrollment year, confirmed with the district.
- Your tax situation, reviewed by an adviser — California-source income can remain taxable after a move (Franchise Tax Board).
The full step-by-step relocation checklist, from timeline to first-week setup, is in one place.
Open the relocation guideECONOMY & JOBS
What Drives the Economy Near Saddle Ridge?
South Reno’s job base includes the South Meadows business corridor, healthcare, the Tahoe-Reno Industrial Center and downtown Reno. According to the U.S. Bureau of Labor Statistics, the Reno-Sparks MSA unemployment rate was 4.0% in July 2026 (preliminary, not seasonally adjusted). Free-flow routing puts the Tahoe-Reno Industrial Center about 45 minutes from Saddle Ridge.
4.0%Reno-Sparks unemployment, July 2026BLS, preliminary
16 minTo Reno-Tahoe AirportOSRM free-flow
20 minTo Downtown RenoOSRM free-flow
45 minTo Tahoe-Reno Industrial CenterOSRM free-flow
Major Employment Centers Within Commuting Distance
- South Meadows corridorOffice, medical and retail employers along South Meadows Parkway and Double R Boulevard
- Downtown RenoGovernment, gaming, hospitality and professional services — about 20 minutes by free-flow routing
- University of Nevada, RenoAbout 22 minutes by free-flow routing
- Tahoe-Reno Industrial CenterIndustrial park east of Sparks on I-80 — about 45 minutes by free-flow routing
Sources: U.S. Bureau of Labor Statistics (LAUS, Reno MSA). Drive times from OSRM free-flow routing, checked September 26, 2026.
COMMUNITY COMPARISON
How Does Saddle Ridge Compare to Damonte Ranch, ArrowCreek & Caughlin Ranch?
Saddle Ridge’s county record beside its ZIP and two other ZIPs, using NREG’s September 2026 Reno report for the ZIP figures.
| Metric | Saddle Ridge | Damonte Ranch (89521) | ArrowCreek (89511) | Caughlin Ranch (89519) |
|---|---|---|---|---|
| Median sale | $1,123,500 (44 sales, 2025–26) | $709,000 (July 2026) | $1,314,611 (July 2026) | $825,000 (July 2026) |
| Sale-to-list, July 2026 | — | 99.4% | 97.6% | 100% |
| $/sq ft | ~$360 (recorded sales) | $367 (July 2026) | $440 (July 2026) | — |
| Gated | Yes | — | — | — |
| Drive from Saddle Ridge | — | Same ZIP | ~14 min | ~23 min |
Sources: Washoe County parcel records; NREG’s September 2026 Reno report; OSRM free-flow routing. Checked September 26, 2026.
Cost of Ownership
What Will Saddle Ridge Cost You Each Month?
Build a property-specific budget using a lender quote, the parcel tax estimate, insurance quotes and association documents. The starting amounts below are editable illustrations, not current local rates or verified fees. Compare the result with your Loan Estimate, and budget separately for maintenance, utilities and closing costs.
Illustrative Payment Estimator
Estimate Your Saddle Ridge Payment
$6,888
Illustrative Monthly Payment
- Principal & Interest$5,980
- Property Tax$558
- Insurance$150
- HOA$200
- PMI$0
Inputs are assumptions, not a loan offer, insurance quote or parcel tax calculation. This simplified fixed-rate example applies the selected PMI rate below 20% down; actual mortgage-insurance eligibility, cost and cancellation depend on the loan. Maintenance, utilities, closing costs and special assessments are additional. Review the CFPB housing budget guide and confirm amounts with the relevant providers.
BUYING AND RENTING
How should you compare buying with renting?
Compare actual homes that meet the same needs over your expected time in the area. A purchase price and an advertised rent alone do not establish which option costs less. Use current quotes and separate monthly cash flow, upfront cash, and the amount you might recover when moving.
Purchase worksheet
Start with the down payment, lender and closing charges, and any immediate repairs. Add principal and interest, property taxes, insurance, mortgage insurance where applicable, association dues, utilities and ongoing maintenance. Identify expenses paid outside escrow so they are included in your household budget.
For a later sale, model the remaining loan balance and selling expenses. Appreciation is uncertain; compare unchanged-price and lower-price cases as well as any growth assumption. Principal repayment builds an ownership interest, but that does not guarantee a profit or make every cash payment recoverable.
Rental worksheet
Use an actual lease offer and confirm the term, deposit, renewal provisions, parking, pet charges, utilities and renter's insurance. Record which maintenance services are included and any costs or restrictions associated with an early move. An advertised starting rent may not include every required charge.
Keep the comparison consistent: use the same time period, household needs and moving assumptions. Include the cash that remains available when a down payment is not used, without assuming a guaranteed investment return. Your need for flexibility and responsibility for repairs also matter alongside the financial figures.
Use scenarios rather than a promised break-even date
There is no verified community-wide holding period or five-year equity gain shown here. Ask your lender to explain financing assumptions and have a tax professional assess any claimed tax benefit for your circumstances. Keep a copy of the quotes and dates so you can update the comparison before making an offer.
PROPERTY-SPECIFIC ASSOCIATION COSTS
Which HOA charges apply to this address?
A community name does not establish a property's current dues or all the associations that govern it. Obtain the applicable resale package, budget and governing documents for the exact address. Confirm the effective date and payment frequency of each fee with the association or its manager.
Recurring charges
Identify master and sub-association dues separately. Check whether utilities, exterior maintenance, insurance, amenities or club access are included, optional or billed separately. A listing's monthly figure may omit a quarterly or annual charge, and an advertised amenity does not establish membership rights.
Closing and special charges
Ask about transfer, document, capital-contribution and other transaction fees, as well as approved or proposed assessments. Confirm who pays each item under the contract. Review available reserve and budget information; historical dues are not a guarantee of future charges.
Rules and access
Verify the actual rules for leasing, pets, parking, property changes and amenity access. Age restrictions and gate staffing require their own current documentation. Do not assume neighboring subdivisions or similarly named communities have identical rules, services or fees.
COMMUTE & TRANSPORTATION
How Easy Is Getting Around from Saddle Ridge?
Most residents drive. Workers in ZIP 89521 average a 20.4-minute commute, against 20.3 minutes citywide, per U.S. Census Bureau ACS 2020–2024 (ZIP 89521). The drive times below are OSRM free-flow estimates from the enclave; rush-hour traffic on I-580 adds time.
Drive Times from Saddle Ridge
- ~16 minReno-Tahoe Airport10.2 mi
- ~19 minMidtown Reno11.3 mi
- ~20 minDowntown Reno12.3 mi
- ~22 minUniversity of Nevada, Reno13.9 mi
- ~33 minCarson CityI-580 south
- ~36 minMt. Rose Ski TahoeMt Rose Hwy (NV-431)
- ~45 minTahoe-Reno Industrial CenterI-580 / I-80 east
- ~48 minIncline VillageMt Rose Hwy (NV-431)
Transportation Options
Drive times are typical off-peak estimates for the route named; check live traffic before you rely on one.
Quick Answer
How long does it take to close on a home in Saddle Ridge?
Financed purchases in Nevada typically close through escrow in 30 to 45 days from an accepted offer, and cash purchases can close faster. Jumbo loans, common at Saddle Ridge prices, can take longer to underwrite, and three association resale packages have to be ordered and reviewed.
Quick Answer
What credit score do you need to buy in Saddle Ridge?
Lender minimums are about 620 for most conventional loans and 580 for FHA at 3.5% down; VA sets no program minimum, though most lenders want about 620. Saddle Ridge’s recorded-sale median of $1,123,500 is above FHFA’s 2026 baseline conforming limit of $832,750, so many buyers need jumbo financing, which usually asks for a higher score and a larger down payment.
Saddle Ridge FAQ — 16 Answers
What Do Saddle Ridge Buyers Most Frequently Ask?
Most AskedWhat is the median list price in ZIP 89521, where Saddle Ridge sits?
NREG’s analysis of NNRMLS data puts the ZIP 89521 median list price at $699,000, and homes that sold there over the last 90 days took a median 61 days. Saddle Ridge sells well above the ZIP: its 44 recorded sales from January 2025 to September 2026 had a median of $1,123,500, per Washoe County parcel records.
Who built Saddle Ridge at Damonte Ranch?
Toll Brothers. Its community guide for “Saddle Ridge at Damonte Ranch” dates to 2006, and Washoe County records show the homes built from 2007 to 2019. Toll’s later “Estates at Saddle Ridge” section is sold out.
How many homes are in Saddle Ridge?
Washoe County records show 457 single-family homes in the eight Damonte Ranch Village 10 and 11 plats that make up Saddle Ridge. The Saddle Ridge Unit Owners Association owns the common areas in seven of them.
Is Saddle Ridge a gated community?
Yes. Saddle Ridge is gated, and Toll Brothers marketed its Estates at Saddle Ridge section as “staff gated.” Confirm the current gate hours and access rules with the association.
What amenities does Saddle Ridge have?
Saddle Ridge has its own clubhouse and pool, a small park with a playground and pickleball, per an October 2025 Our Town Reno report. Residents also use the wider Damonte Ranch trails and parks.
What HOAs does a Saddle Ridge home belong to?
Three. Every Damonte Ranch owner belongs to the Damonte Ranch Landscape Maintenance Association and the Damonte Ranch Drainage District, and Saddle Ridge homes also belong to the Saddle Ridge sub-association, which owns the enclave’s common areas. We found no published dues for any of the three; get the current amounts from the resale packages in escrow.
Which schools serve Saddle Ridge?
For the 2026–27 school year, the Washoe County School District’s zone map places Saddle Ridge in the Poulakidas Elementary, DePoali Middle and Damonte Ranch High attendance zones. Zoning is address-specific, so confirm the assignment for the exact address with the district.
What kind of homes are in Saddle Ridge?
Detached single-family homes of 1,792 to 4,686 square feet (median 2,908), built 2007 to 2019, per county records. 269 of the 457 are one-story. Lots run about 0.13 to 0.61 acre, median 0.23.
What are property taxes like in Saddle Ridge?
Saddle Ridge is in Washoe tax area 1000 (City of Reno), taxed at $3.66 per $100 of assessed value for 2026–27; assessed value is 35% of the county’s taxable value. Annual increases are capped by abatement: 3% for an owner-occupied home once the owner claims it under NRS 361.4723, and up to 8% otherwise. Ask for the parcel’s current bill and abatement status.
Where is Saddle Ridge?
At the east edge of Damonte Ranch in South Reno (ZIP 89521), east of I-580/US-395 and Veterans Parkway, against the Virginia Range foothills. Streets include Rio Wrangler Parkway, Bucephalus Parkway, Show Jumper Lane, Bonfire Lane and Firefoot Lane.
How far is Saddle Ridge from downtown Reno and the airport?
Free-flow routing puts downtown Reno about 20 minutes away (12 miles) and Reno-Tahoe International Airport about 16 minutes. Rush-hour traffic on I-580 adds time.
How far is Saddle Ridge from Lake Tahoe?
About 48 minutes to Incline Village and 36 to Mt. Rose Ski Tahoe by free-flow routing via the Mount Rose Highway. Winter conditions on NV-431 add time.
What should I check before buying in Saddle Ridge?
Get all three association resale packages (Saddle Ridge, the Landscape Maintenance Association and the Drainage District) for dues, reserves and any assessments, and confirm gate and clubhouse access. An October 2025 news report said a law firm was pursuing construction-defect claims against Toll Brothers for 10 to 15 Saddle Ridge homes, so ask the seller and the association about any claim or repair on the house you are buying.
What is the minimum down payment to buy a home in Saddle Ridge?
At the ZIP 89521 median list price of $699,000, 5% down is $34,950 and 20% is $139,800. Saddle Ridge’s own recorded-sale median of $1,123,500 is above FHFA’s 2026 baseline conforming limit of $832,750, so many purchases here need a jumbo loan, which usually asks for 10% to 20% down. Conventional loans under the limit can go as low as 3% to 5% down, FHA 3.5% and VA 0%.
Is Saddle Ridge new construction?
No. County records show every Saddle Ridge home built between 2007 and 2019, and Toll Brothers’ Estates at Saddle Ridge section is sold out, so purchases now are resales.
Can Nevada Real Estate Group help me buy or sell a home in Saddle Ridge?
Yes. Nevada Real Estate Group works with buyers and sellers across Damonte Ranch and South Reno, including Saddle Ridge. We price from the enclave’s recorded sales and the NNRMLS listings for ZIP 89521. Call (775) 277-2120 or use the form below.
Updated September 2026
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PEOPLE ALSO ASK
What Else Do People Ask About Saddle Ridge?
Short answers to common searches, drawn from the county record, Our Town Reno (October 30, 2025) and the school district.
Is Saddle Ridge a good neighborhood?
For buyers who want a gated enclave with its own clubhouse and pool and newer Toll Brothers homes, it fits well; the trade-offs are price and three association layers.
What ZIP code is Saddle Ridge in?
ZIP 89521, the South Reno ZIP that covers Damonte Ranch and South Meadows.
Are there homes for sale in Saddle Ridge right now?
Check the listings grid on this page: it searches a circle drawn around the Saddle Ridge plats daily, and when none are listed it links to the full ZIP 89521 search.
Is Saddle Ridge part of Damonte Ranch?
Yes. Its homes are recorded as Damonte Ranch Village 10 and 11, and it is one of the sub-associations inside the Damonte Ranch master plan.
How do I search for homes in Saddle Ridge?
Use the grid on this page, set a listing alert, or call our Northern Nevada team at (775) 277-2120. In the MLS, look for the Damonte Ranch Village 10 and 11 subdivisions.
Does Saddle Ridge have a community pool?
Yes. Saddle Ridge has its own clubhouse and pool, per an October 2025 Our Town Reno report.
Who built the homes in Saddle Ridge?
Toll Brothers, from 2007 to 2019 per county records.
Is Saddle Ridge close to shopping?
The South Meadows corridor is a short drive west, and downtown Reno is about 20 minutes away by free-flow routing.
WHY NEVADA REAL ESTATE GROUP
Why Is Nevada Real Estate Group the #1 Real Estate Team in Nevada?
Direct market knowledge, 150+ agents statewide, and 9,061+ verified five-star reviews. Across 9,600+ closed transactions and $4.85B+ in volume since 2011, our agents serve buyers and sellers from the Las Vegas Valley to South Reno — that depth is why the team ranks #1 in Nevada and #44 nationally per 2025 production data.
#1
Real estate team in Nevada
Ranked Top 100 nationwide, RealTrends 2025
150+
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Reno, Sparks, Carson City, Lake Tahoe
$4.85B+
In total sales volume
Across 9,600+ closed transactions
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Verified 5-star reviews
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Years in Nevada real estate
Founded by Chris Nevada · License S.181401
#1
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HOMES SOLD SINCE 2011
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★★★★★ REVIEWS
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Want to Talk to a Saddle Ridge Real Estate Expert?
Tell the team about your preferred area, budget, timing and property requirements. Ask about representation and the records needed to evaluate a particular home. Review current listings, comparable sales and the written terms of any services before deciding how to proceed. Contacting the team does not guarantee a purchase, sale price or response deadline.
NEARBY COMMUNITIES
Which Communities Are Near Saddle Ridge?
Drive times are OSRM free-flow estimates from Saddle Ridge. Each price is that ZIP’s July 2026 median sale from NREG’s September 2026 Reno report.
More Damonte Ranch communities
- Arlington Towers
- ArrowCreek
- Bella Vista Ranch
- Belvedere Towers
- Caramella Ranch
- Caughlin Ranch
- Chantenay
- Cimarron / Cimarron Highlands
- Cold Springs
- Copper Creek
- Curti Ranch
- Damonte Ranch
Shopping the whole city? Browse all Reno homes for sale — live MLS listings updated daily.
A–Z INDEX
Which South Reno & Reno Neighborhoods Can You Explore A–Z?
Community pages across South Reno and the wider metro. Every linked entry opens a dedicated page with NNRMLS listings and community details.
KEEP LEARNING
What Else Should You Read About South Reno?
These guides extend the research most Saddle Ridge buyers do next — the full Damonte Ranch master plan, Reno’s ZIP-level market and the wider move to Reno.
GUIDE
Damonte Ranch Community Guide
The master plan around Saddle Ridge — its other neighborhoods, parks and associations.
Read →MARKET REPORT
Reno Real Estate Market Report, September 2026
ZIP-by-ZIP July closings and September listings, including ZIP 89521.
Read →MARKET REPORT
Reno Real Estate Hub
Reno-Sparks market data, community guides and every Northern Nevada neighborhood in one place.
Read →RELOCATION GUIDE
Reno Relocation Guide 2026
The Northern Nevada move playbook — taxes, cost of living, and neighborhoods.
Read →Sources & Methodology
Where Does This Saddle Ridge Data Come From?
Each figure links to the record that holds it. Community facts come from the Washoe County parcel record, Toll Brothers and local reporting; market figures are NREG’s analysis of NNRMLS data; demographics are the Census Bureau’s 2020–2024 ACS for ZIP 89521.
- Washoe County parcel records — Damonte Ranch Village 10A–10C and 11B–11E parcels: home count, year built, living area, lot size, stories, last recorded sale and common-area ownership. Pulled September 26, 2026. Washoe County OpenData parcels
- Toll Brothers — Saddle Ridge at Damonte Ranch community guide (2006). Community guide PDF
- Toll Brothers listing (newhomesdirectory.com) — Estates at Saddle Ridge: sold out, “staff gated”, 3,606–4,240 sq ft. Estates at Saddle Ridge listing
- Our Town Reno — Resident reporting on the gate, clubhouse, pool, park and construction-defect claims (October 30, 2025). Our Town Reno article
- Damonte Ranch associations — Landscape Maintenance Association, Drainage District and sub-associations including Saddle Ridge. damonteranch.com/home-owners
- Washoe County School District — School Zone App, 2026–27 attendance zones. WCSD School Zone App
- U.S. Census Bureau — ACS 2020–2024 5-year estimates for ZIP 89521. Census Reporter: ZIP 89521
- U.S. Census Bureau — ACS 2020–2024 5-year estimates for the City of Reno. Census Reporter: Reno
- NREG analysis of NNRMLS data — ZIP-level July 2026 closings and September 15, 2026 listings. September 2026 Reno report
- NREG analysis of NNRMLS data — Reno citywide single-family monthly sales, settled months. Reno market report
- Washoe County Treasurer — 2026–27 tax rates by district (area 1000, City of Reno: 3.6600 per $100 assessed). 2026–27 rate sheet
- Nevada Legislature — Property-tax abatement for owner-occupied homes. NRS 361.4723
- FHFA — 2026 baseline conforming loan limit ($832,750). FHFA 2026 limits
- U.S. Bureau of Labor Statistics — Reno-Sparks MSA unemployment rate (LAUS). BLS series LAUMT323990000000003
- Freddie Mac PMMS — Weekly mortgage rate survey (7.03% on September 24, 2026). freddiemac.com/pmms
Methodology: Listing counts, prices and days on market are NREG's analysis of Northern Nevada Regional MLS data received through the Repliers feed; this page refreshes them about once a day, and each market figure carries its date or window. Census and BLS figures are the published vintage named beside them and change only when the agency releases new estimates. Confirm details for a specific home with its listing and the responsible agency.
Updated: September 2026 · Next update: October 15