Aerial of a pond, walking paths and large homes in the Caughlin Ranch area of southwest Reno, with foothills and snow-capped peaks behind
90 single-family homes · Caughlin Ranch

Caughlin Cottages Homes For Sale

Nevada Real Estate Group — Caughlin Ranch specialists. Caughlin Cottages is a 90-home enclave of detached single-family houses built 1996–1999 inside southwest Reno’s Caughlin Ranch, where recorded sales since March 2025 ran $694,900 to $890,000.

Browse Homes
  • HOMES

    90

    Detached single-family · Washoe County parcel records

  • BUILT

    1996–1999

    Washoe County parcel records

  • RECORDED SALES

    $695K–$890K

    10 sales, Mar 2025–Aug 2026 · Washoe County

  • TO DOWNTOWN RENO

    ~10 min

    OSRM free-flow routing

Chris Nevada, Founder of Nevada Real Estate Group

Written by

Chris Nevada

Founder, Nevada Real Estate Group · Nevada License S.181401

16+ years in Nevada real estate

Page updated September 26, 2026

Property research

Verify for your address

Confirm current school assignments, association documents, parcel taxes, and insurance with the applicable sources.

Last updated

September 26, 2026

Individual data periods may differ from the page update date.

KEY TAKEAWAYS

What Should You Know About Caughlin Cottages at a Glance?

Caughlin Cottages is a 90-home enclave of detached single-family houses, built 1996–1999, inside Caughlin Ranch in southwest Reno (ZIP 89519). Its 10 recorded sales from March 2025 to August 2026 ran $694,900 to $890,000, a median of about $807,500, per Washoe County parcel records.

  • Homes: 90 detached houses on Greenwich Way, Waverly Drive and Court, Brookhollow Lane and Crystal Springs Court; 1,670–2,223 sq ft, mostly three bedrooms, on lots of about 0.11–0.22 acre.
  • Prices: the 10 recorded sales since March 2025 ran about $372 to $431 per square foot of living area.
  • HOA: the Caughlin Ranch HOA owns the enclave’s common areas; its 2026 budget averages about $127 per lot per month across 2,293 lots.
  • Schools: the district’s 2026–27 zone map places the Cottages in the Gomm Elementary, Swope Middle and Reno High zones; confirm by address.
  • Location: about 10 minutes to downtown Reno and 58 to Incline Village by free-flow routing, amid the HOA’s 26 ponds and 24 miles of trails.

Sources checked September 26, 2026: Washoe County parcel records, Caughlin Ranch HOA, WCSD School Zone App

PROS & CONS

Is Caughlin Cottages a Good Place to Live?

For buyers who want a detached, mostly single-level house inside Caughlin Ranch without a large lot, it is a strong fit: 90 homes from the late 1990s, a master association that runs 26 ponds and 24 miles of trails, and about 10 minutes to downtown Reno. The trade-offs are price, systems that are now 25 to 30 years old, and very few listings in any year.

Pros

  • Part of Caughlin Ranch. The three Cottages plats sit inside the 2,300-acre master plan and share its ponds, trails and parks. For the other Caughlin Ranch neighborhoods, see Caughlin Ranch homes for sale
  • Mostly single-level. Of the 90 homes, 53 are one-story and 18 are one-and-a-half-story, per the county record. Washoe County parcel records
  • Close in. Free-flow routing puts downtown Reno about 10 minutes away, Mayberry Park about 5 and the Hunter Creek trailhead about 7.
  • Long-term owners around you. In ZIP 89519, 76.4% of occupied homes are owner-occupied, against 49.8% citywide (ACS 2020–2024). U.S. Census Bureau ACS 2020–2024 (ZIP 89519)

Cons

  • Few listings. The county record shows 10 sales in about 18 months, so buyers usually wait for a home to come up.
  • Price. Recorded sales since March 2025 ran $694,900 to $890,000, above the Reno single-family median sale of $669,063 in July 2026. NREG’s Reno market report
  • Late-1990s systems. Every home was built between 1996 and 1999, so check the age of the roof, HVAC and water heater.
  • Details to confirm. Gate access, patrol hours and whether a separate Cottages fee exists are not in the association’s public documents; get them from the resale package.

Sources checked September 26, 2026

Where Can I Find Caughlin Cottages Homes for Sale?

The grid below searches the MLS subdivision field for the Caughlin Cottages plats only, so it shows a Cottages home when one is listed; when none is, it says so and shows the nearest ZIP 89519 listings instead. Looking beyond these 90 homes? See Caughlin Ranch homes for sale, which covers the master plan’s other neighborhoods around the same ponds and trails.

PRICE DISTRIBUTION

How Many Caughlin Cottages Homes Are Listed in Each Price Range?

Each card counts active NNRMLS listings in the Caughlin Cottages plats only; a dash means the live count was unavailable. For context, the enclave’s 10 recorded sales since March 2025 ran $694,900 to $890,000. For the ZIP-wide picture, see NREG’s September 2026 Reno market report.

Under $700K

0

active listings

Browse Under $700K →

$700K–$800K

0

active listings

Browse $700K–$800K →

$800K–$900K

0

active listings

Browse $800K–$900K →

$900K+

0

active listings

Browse $900K+ →
Browse Around Caughlin Cottages

Where Else Can You Look Near Caughlin Cottages?

Caughlin Cottages has only 90 homes, so most searches widen to the rest of Caughlin Ranch or ZIP 89519. The cards below open nearby community pages; prices and counts are ZIP-wide, from NREG’s September 2026 Reno market report (ZIP 89519 count from our NNRMLS search on September 26, 2026).

Which Nearby Communities Should You Explore?

Each card opens that community’s own page. The price is its ZIP’s July 2026 median sale; the active count is the ZIP’s listings on September 15, 2026 (ZIP 89519: September 26, 2026).

Updated daily · 56 active listings across ZIP 89519 · MLS data

STAY AHEAD OF THE MARKET

How Can You Get New Caughlin Cottages Listings First?

With roughly one recorded sale every two months across 90 homes, an alert is the practical way to see a Caughlin Cottages listing on day one. Set one by price, beds and baths — no spam, unsubscribe anytime.

  • Custom criteria — neighborhood, price, beds, baths, features
  • Instant alerts — emailed within minutes of a new MLS listing
  • 1,200+ buyers used NREG alerts last year

Create your alert

School planning

Which Schools Serve a Reno Address?

Ask the district for the address-specific school assignment for the enrollment year, since boundaries change, and confirm it before you buy. Proximity to a school does not guarantee admission; charter, magnet and private schools set their own rules. Check Washoe school zoning · Nevada Report Card

CRIME DATA

How Can You Check Reported Crime Near a Home?

Ask the law-enforcement agency that serves the address for its current reports, and compare places only across the same reporting period, boundary and offense definitions. Missing records do not mean zero crime, the FBI cautions against ranking communities on crime totals alone, and a citywide figure does not describe a particular street.

FBI crime data resources · FBI guidance on comparing communities

Living In

What's It Like Living in Caughlin Cottages?


The Answer

Caughlin Cottages is a quiet enclave of 90 late-1990s houses inside Caughlin Ranch (ZIP 89519), surrounded by the master plan’s ponds and trails and about 10 minutes from downtown Reno. For 2026–27 the WCSD School Zone App places it in the Gomm Elementary, Swope Middle and Reno High zones.

What is Caughlin Cottages known for?

Detached, mostly single-level houses of about 1,700 to 2,200 square feet on small lots, inside a master plan with 26 ponds and 24 miles of walking trails.

Who tends to buy in Caughlin Cottages?

Buyers who want Caughlin Ranch’s setting in a smaller house with a small yard. Most homes have three bedrooms, and 53 of the 90 are one-story.

What is daily life like in Caughlin Cottages?

The enclave connects to the Caughlin Ranch trail system, Mayberry Park and the Truckee River are about 5 minutes away, and downtown and Midtown Reno are about 10. The association maintains the common areas.

Location

Where Is Caughlin Cottages

Caughlin Cottages lies inside the Caughlin Ranch master plan in southwest Reno (ZIP 89519), on Greenwich Way, Waverly Drive, Waverly Court, Brookhollow Lane and Crystal Springs Court next to Caughlin Parkway. Drive times below are free-flow estimates from OSRM routing.

Downtown Reno
10
Min
Midtown Reno
10
Min
University of Nevada, Reno
11
Min
Reno-Tahoe Airport
14
Min
Incline Village (Lake Tahoe)
58
Min

Caughlin Cottages

At a Glance
10
Recorded sales, Mar 2025–Aug 2026
$807,500
Median recorded sale
$694,900–$890,000
Recorded sale range
~$399
Median $/sq ft, those sales
Homes
90 detached single-family
Built
1996–1999
Living area
1,670–2,223 sq ft
Lots
~0.11–0.22 acre
Stories
53 one · 18 one-and-a-half · 19 two
Common areas
Caughlin Ranch HOA
Schools (2026–27 zones)
Gomm · Swope · Reno High
ZIP Code
89519
Gate
Not confirmed in HOA documents

Quick Answer

Who maintains the common areas in Caughlin Cottages?

The Caughlin Ranch Homeowners Association owns all 10 common-area parcels in the Cottages plats, per Washoe County parcel records, and its budget has paid for Cottages-specific work — $17,887 to paint the Cottages’ fences in 2024. We found no separate Cottages association in public records; confirm in the resale package.

Source: Caughlin Ranch HOA 2026 budget

Census Housing Data / ZIP 89519

What Does the Census Show About Housing in ZIP 89519?

According to the U.S. Census Bureau ACS 2020–2024 (ZIP 89519), the tiles below compare housing and population figures for ZIP 89519 and its surrounding area with the wider county. Each tile's label names the area it covers.

These are housing and population counts only. We don't describe who lives in a neighborhood or suggest which buyers it suits. Compare homes by their features, location, HOA terms and total cost, and use the Census source for the full tables.

Population (ZIP 89519)
9,110
vs Reno city 273,212
Median home value (owner estimate)
$932,900
vs Reno city $548,300
Owner-occupied
76.4%
vs Reno city 49.8%

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ZIP Code Tabulation Area 89519 and Reno city · Checked

POPULATION · ZIP 89519

How Has ZIP 89519 Grown?

ZIP 89519 grew from 8,392 residents in the 2010 Census to 9,610 in the 2020 Census, a 14.5% increase. The 2020–2024 American Community Survey estimate is 9,110; it is a five-year survey average with a margin of error, not a later count.

+14.5%Population change, 2010–2020 Census
9,610Residents, 2020 Census
3,883Households, ACS 2020–2024

ZIP 89519 residents, 2010 Census, 2020 Census and ACS 2020–2024

The Census counts ZIP Code Tabulation Areas, not subdivisions. Caughlin Cottages’ own 90 homes were all built between 1996 and 1999, so none of this growth came from the enclave itself.

2010 Census
8,392
2020 Census
9,610
ACS 2020–24
9,110

Sources: U.S. Census Bureau, 2020 Census and 2010 Census (ZCTA 89519) and U.S. Census Bureau ACS 2020–2024 (ZIP 89519). Checked September 26, 2026.

MARKET TRENDS · LAST 12 MONTHS

How Is the Reno Market Trending Around Caughlin Cottages?

Caughlin Cottages sells too rarely for a monthly trend of its own, so these charts show Reno citywide single-family closings from NREG’s Reno market report (NNRMLS data via Repliers, settled months). In July 2026 the median sale was $669,063, homes took a median 53 days to go under contract, and 246 closed.

Reno median sold price, single-family

+5.8% (July 2026 vs July 2025)

Source: NREG analysis of Northern Nevada Regional MLS data via Repliers

Reno days to contract, single-family

12 days faster (July 2026 vs July 2025)

Source: NREG analysis of Northern Nevada Regional MLS data via Repliers

Reno single-family homes sold per month

−6.8% (July 2026 vs July 2025)

Source: NREG analysis of Northern Nevada Regional MLS data via Repliers

The long view: the median sold price in Reno rose 117% between 2015 ($273,230) and 2026 ($593,233), across 53,909 recorded closings — Northern Nevada Regional MLS (NNRMLS) records via Repliers.

90
HOMES IN CAUGHLIN COTTAGES
$807,500
MEDIAN RECORDED SALE, MAR 2025–AUG 2026
1996–99
YEARS BUILT
< 1 hr
OUR RESPONSE TIME

FROM THE COUNTY RECORD

Get matched with a
Caughlin Ranch specialist.

Market Competitiveness

How Competitive Is Caughlin Cottages Right Now?

Caughlin Cottages turns over slowly — 10 recorded sales in about 18 months across 90 homes — so a well-priced listing draws the buyers who have been waiting. Across ZIP 89519, July 2026 closings sold at a full 100% of list price, per NREG’s September 2026 Reno report.

  • 10Cottages recorded sales, Mar 2025–Aug 2026
  • $694,900–$890,000Cottages recorded sale range
  • ~$399Median $/sq ft, those sales
  • 100%ZIP 89519 sale-to-list, July 2026
Before You Buy

What Should You Compare Before Buying a Home in Caughlin Cottages?

Caughlin Cottages is 90 detached late-1990s houses inside Caughlin Ranch, with recorded sales since March 2025 of $694,900 to $890,000. The profiles below match buyers to what the enclave actually offers, followed by the trade-offs.

Which Buyer Types Fit Caughlin Cottages?

Downsizers

  • Detached home without a large lot
  • Mostly one-story plans
  • Caughlin Ranch trails and ponds
  • About 10 minutes to downtown
Best for Downsizers →

Relocating Buyers

  • Recorded sales to benchmark price
  • Zoned schools confirmed by address
  • Nevada has no state personal income tax
  • Lake Tahoe about an hour away
Best for Relocating Buyers →

Best Fit For

  • Downsizers — a detached, mostly single-level house on a small lot inside Caughlin Ranch.
  • Caughlin Ranch buyers wanting less house — the same master association and trail network in a 1,670–2,223 sq ft home.
  • Relocating buyers — a close-in southwest Reno location with a public record of recent sales to price against.

Ready to explore homes in Caughlin Cottages? We track the plats’ recorded sales and set alerts for the next listing.

Explore Caughlin Ranch

Pros

  • Inside Caughlin Ranch, with its 26 ponds and 24 miles of walking trails
  • Detached homes, 53 of 90 one-story
  • About 10 minutes to downtown Reno by free-flow routing
  • Common areas owned and maintained by the Caughlin Ranch HOA

Honest Considerations

  • Few listings: 10 recorded sales in about 18 months
  • Recent sales of $694,900–$890,000 sit above the Reno citywide single-family median
  • Homes built 1996–1999 — check roof, HVAC and water-heater age
  • Gate access, patrol hours and any Cottages-specific fee are not published; confirm in the resale package

Caughlin Ranch Comparison

How Does Caughlin Cottages Compare to Nearby Areas?

Caughlin Cottages against its own ZIP and two nearby ZIPs. The Cottages row uses Washoe County recorded sales; the ZIP rows use July 2026 closings and September 15, 2026 listings from NREG’s September 2026 Reno market report. A dash means no published figure.

Caughlin Cottages vs nearby ZIPs · recorded sales and NREG’s September 2026 report
SubmarketMedian Price$ / Sq FtDays on MarketActive ListingsBest For
Caughlin Cottages$807,500~$399——Detached · Small lots
Caughlin Ranch (ZIP 89519)$825,000———Master plan · Ponds & trails
Old Southwest (ZIP 89509)$650,000——117Older central neighborhoods
Somersett (ZIP 89523)$620,000$35740106Northwest Reno

Sources: Washoe County parcel records (Cottages) and NREG’s September 2026 Reno market report (ZIPs: July 2026 median sale; active listings on September 15, 2026).

Neighborhood Deep Dive

What's Inside Each Nearby Area?

Submarket 1

Caughlin Cottages

90 detached houses built 1996–1999 inside Caughlin Ranch; 10 recorded sales from March 2025 to August 2026.

Browse Caughlin Cottages homes →
$808KMedian Price
—Days on Market
—Active Listings
~$399Price / Sq Ft

Submarket 2

Caughlin Ranch (ZIP 89519)

The 2,300-acre master plan (2,293 lots) that contains the Cottages. ZIP 89519 closed 15 homes in July 2026 at a $825,000 median and 100% of list.

Browse Caughlin Ranch (ZIP 89519) homes →
$825KMedian Price
—Days on Market
—Active Listings
—Price / Sq Ft

Submarket 3

Old Southwest (ZIP 89509)

ZIP 89509 closed 41 homes in July 2026 at a $650,000 median and 98.6% of list, with 117 active listings on September 15, 2026.

Browse Old Southwest (ZIP 89509) homes →
$650KMedian Price
—Days on Market
117Active Listings
—Price / Sq Ft

Submarket 4

Somersett (ZIP 89523)

ZIP 89523 closed 35 homes in July 2026 at a $620,000 median, 100% of list, in 40 days, with 106 active listings on September 15, 2026.

Browse Somersett (ZIP 89523) homes →
$620KMedian Price
40Days on Market
106Active Listings
$357Price / Sq Ft

Submarket 5

Caughlin Ranch — Where the Cottages Fit

The Cottages are one of about 30 subdivisions in Caughlin Ranch, per the association. Buyers who want more house or lot usually look across the rest of the master plan.

Browse Caughlin Ranch — Where the Cottages Fit homes →
90Cottages homes
2,293Caughlin Ranch lots
26Ponds
24 miWalking trails

Where Is Caughlin Cottages on the Map?

Caughlin Cottages sits inside Caughlin Ranch in southwest Reno (ZIP 89519), next to Caughlin Parkway. Mayberry Park and the Truckee River are about 5 minutes away and downtown Reno about 10, by free-flow routing.

#1
TEAM IN NEVADA
9,600+
HOMES SOLD SINCE 2011
9,061+
★★★★★ REVIEWS
< 1 hr
AVERAGE RESPONSE

STILL DECIDING?

Cottages or the wider
Caughlin Ranch?

BY ZIP CODE

What Does the Southwest Reno Market Look Like by ZIP Code?

Caughlin Cottages is in ZIP 89519. The table sets it beside nearby Reno ZIPs using NREG’s September 2026 Reno report: July 2026 closings and September 15, 2026 listings. ZIP 89519 closed 15 homes in July 2026 at a $825,000 median.

Reno ZIPs: July 2026 median sale, $/sq ft, days to sell and sale-to-list; active listings on September 15, 2026
ZIPPrimary AreaMedian Price$ / Sq FtDays on MarketActiveYoY
89519Caughlin Ranch · west foothills$825,000———100% of list
89509Old Southwest$650,000——11798.6% of list
89523Somersett · Northwest Reno$620,000$35740106100% of list
89511Southwest Reno · Montreux$1,314,611$440—15597.6% of list
89521South Reno · Damonte Ranch$709,000$3676921799.4% of list

Source: NREG’s September 2026 Reno market report (NNRMLS data via Repliers). The last column is the July sale-to-list ratio, not a year-over-year change. A dash means the report does not publish that figure for the ZIP. Parcel data per Washoe County parcel records.

Outdoor Recreation

What Outdoor Amenities Are Near Caughlin Cottages?

Caughlin Cottages sits inside Caughlin Ranch, whose association lists 26 ponds, 24 miles of walking trails and parks including Village Green, Caughlin Crest and East Ridge, per the Caughlin Ranch HOA. Drive times below are free-flow estimates from OSRM routing.

IN-COMMUNITY

Caughlin Ranch Trails & 26 Ponds

24 miles of walking trailsWalking · Running · BirdingHOA common area

The master plan’s trail system and ponds run through its common areas, which the Caughlin Ranch HOA maintains.

5 MIN

Mayberry Park & Truckee River

River corridorWalking · FishingFree

A Truckee River park just north of Caughlin Ranch with riverside paths.

7 MIN

Hunter Creek Trailhead

Carson Range trailHikingFree

A southwest Reno trailhead into the foothills of the Carson Range.

9 MIN

Bartley Ranch Regional Park

Regional parkTrails · EventsFree

A Washoe County regional park in south Reno.

9 MIN

Idlewild Park

City parkTrails · Gardens · PlaygroundFree

A Truckee River park near downtown Reno.

33 MIN

Galena Creek Visitor Center

Sierra foothillsHiking · Nature centerFree

A Washoe County park on the Mount Rose Highway.

45 MIN

Mt. Rose Ski Tahoe

Ski areaSkiing · SnowboardingTicketed

The ski area on the Mount Rose Highway (NV-431).

58 MIN

Incline Village, Lake Tahoe

North shoreBeaches · Boating · HikingVaries

Lake Tahoe’s Nevada north shore via the Mount Rose Highway.

The Caughlin Cottages Lifestyle

What Does a Weekend in Caughlin Cottages Look Like?

A walk on the Caughlin Ranch trails past the ponds, Mayberry Park and the Truckee River about 5 minutes away, and Lake Tahoe’s north shore about an hour up the Mount Rose Highway. The trails and ponds are listed by the Caughlin Ranch HOA.

26Caughlin Ranch ponds
24 miWalking trails
10 minTo downtown Reno
58 minTo Incline Village

THIS WEEKEND'S OPEN HOUSES

Can You Tour Caughlin Cottages Homes This Weekend?

Only when a Cottages home is on the market, which the county record suggests happens roughly once every two months. Set an alert to hear the day one lists, or call (775) 277-2120 to arrange a private showing.

Planning a move

What Should I Verify Before Moving to Caughlin Cottages?

Budget around the specific home, not a community average. Before you compare the cost of a move to Caughlin Cottages, get these in writing:

  • The parcel's current tax bill and abatement status from the county assessor — a tax cap is not automatic.
  • Lender, insurance and utility quotes for the exact address, plus the association's resale documents and any special assessments.
  • The school assignment for the enrollment year, confirmed with the district.
  • Your tax situation, reviewed by an adviser — California-source income can remain taxable after a move (Franchise Tax Board).

The full step-by-step relocation checklist, from timeline to first-week setup, is in one place.

Open the relocation guide

ECONOMY & JOBS

What Drives the Economy Near Caughlin Cottages?

Southwest Reno’s job base is downtown Reno, healthcare, the university and the wider metro. According to the U.S. Bureau of Labor Statistics, the Reno-Sparks MSA unemployment rate was 4.0% in July 2026 (preliminary, not seasonally adjusted). Free-flow routing puts the Tahoe-Reno Industrial Center about 44 minutes east.

4.0%Reno-Sparks unemployment, July 2026BLS, preliminary
10 minTo Downtown RenoOSRM free-flow
11 minTo University of Nevada, RenoOSRM free-flow
44 minTo Tahoe-Reno Industrial CenterOSRM free-flow

Major Employment Centers Within Commuting Distance

  • Downtown RenoGovernment, gaming, hospitality and professional services — about 10 minutes by free-flow routing
  • Renown HealthHealthcare system with its Regional Medical Center near downtown Reno
  • University of Nevada, RenoAbout 11 minutes north by free-flow routing
  • Tahoe-Reno Industrial CenterIndustrial park east of Sparks on I-80 — about 44 minutes by free-flow routing

Sources: U.S. Bureau of Labor Statistics (LAUS, Reno MSA). Drive times from OSRM free-flow routing, checked September 26, 2026.

COMMUNITY COMPARISON

How Does Caughlin Cottages Compare to Caughlin Ranch, Old Southwest & Somersett?

Caughlin Cottages’ own county record beside its ZIP and two nearby ZIPs, using NREG’s September 2026 Reno report for the ZIP figures.

Caughlin Cottages vs Caughlin Ranch (ZIP 89519), Old Southwest (89509) and Somersett (89523)
MetricCaughlin CottagesCaughlin Ranch (89519)Old Southwest (89509)Somersett (89523)
Median sale$807,500 (10 sales, 2025–26)$825,000 (July 2026)$650,000 (July 2026)$620,000 (July 2026)
Sale-to-list, July 2026—100%98.6%100%
Homes90 detached2,293 lots (HOA)——
Drive from the Cottages—Inside~8 min~11 min

Sources: Washoe County parcel records; NREG’s September 2026 Reno report; OSRM free-flow routing. Checked September 26, 2026.

Cost of Ownership

What Will Caughlin Cottages Cost You Each Month?

Build a property-specific budget using a lender quote, the parcel tax estimate, insurance quotes and association documents. The starting amounts below are editable illustrations, not current local rates or verified fees. Compare the result with your Loan Estimate, and budget separately for maintenance, utilities and closing costs.

Illustrative Payment Estimator

Estimate Your Caughlin Cottages Payment

Home Price
$807,500
$807,500
$807,500
Down Payment
10% / $80,750
10% / $80,750
10% / $80,750
Interest Rate
7.0%
7.0%
7.0%
Term Years
30
30
30
Annual Property Tax Assumption
$4,800
$4,800
$4,800
Annual Insurance Assumption
$1,800
$1,800
$1,800
Monthly HOA Assumption
$127
$127
$127
Annual PMI Rate Assumption
0.50%
0.50%
0.50%
$5,815
Illustrative Monthly Payment
  • Principal & Interest$4,835
  • Property Tax$400
  • Insurance$150
  • HOA$127
  • PMI$303
Talk to a Lender

Inputs are assumptions, not a loan offer, insurance quote or parcel tax calculation. This simplified fixed-rate example applies the selected PMI rate below 20% down; actual mortgage-insurance eligibility, cost and cancellation depend on the loan. Maintenance, utilities, closing costs and special assessments are additional. Review the CFPB housing budget guide and confirm amounts with the relevant providers.

COMMUTE & TRANSPORTATION

How Easy Is Getting Around from Caughlin Cottages?

Most residents drive. Workers in ZIP 89519 average a 19.7-minute commute, against 20.3 minutes citywide, per U.S. Census Bureau ACS 2020–2024 (ZIP 89519). The drive times below are OSRM free-flow estimates from the enclave; rush-hour traffic adds time.

Drive Times from Caughlin Cottages

  • ~10 minDowntown Reno4.2 mi
  • ~10 minMidtown Reno3.4 mi
  • ~11 minUniversity of Nevada, Reno5.7 mi
  • ~14 minReno-Tahoe Airport5.4 mi
  • ~45 minMt. Rose Ski TahoeMt Rose Hwy (NV-431)
  • ~58 minIncline VillageMt Rose Hwy (NV-431)
  • ~44 minTahoe-Reno Industrial CenterI-80 east
  • ~42 minCarson CityI-580 south

Transportation Options

  • Driving

    The default. McCarran Boulevard and I-80 connect southwest Reno to downtown, the university and the airport.

  • RTC RIDE Transit

    The Regional Transportation Commission of Washoe County runs RIDE bus routes across Reno; check its route map for the nearest stop to the address.

  • Walking & Trails

    The Caughlin Ranch trail network runs through the master plan’s common areas; the Truckee River corridor is a short drive north.

  • Air Travel

    Reno-Tahoe International Airport is about 14 minutes away by free-flow routing.

Drive times are typical off-peak estimates for the route named; check live traffic before you rely on one.

Quick Answer

How long does it take to close on a home in Caughlin Cottages?

Financed purchases in Nevada typically close through escrow in 30 to 45 days from an accepted offer, and cash purchases can close faster. Allow time to order and review the Caughlin Ranch resale package, which the association says it processes within ten calendar days unless expedited.

Quick Answer

What credit score do you need to buy in Caughlin Cottages?

Lender minimums are about 620 for most conventional loans and 580 for FHA at 3.5% down; VA sets no program minimum, though most lenders want about 620. Prices near or above FHFA’s 2026 baseline conforming limit of $832,750 may need jumbo financing, which usually asks for a higher score. Include the Caughlin Ranch assessment in your debt-to-income figures.

Caughlin Cottages FAQ — 15 Answers

What Do Caughlin Cottages Buyers Most Frequently Ask?

Most Asked

What is the median price in ZIP 89519, where Caughlin Cottages sits?

NREG’s analysis of NNRMLS data puts the ZIP 89519 median price at about $924,950. The Cottages’ own recorded sales are the better guide to this 90-home enclave: 10 homes sold between March 2025 and August 2026 for $694,900 to $890,000, a median of about $807,500, per Washoe County parcel records.

Where is Caughlin Cottages?

Caughlin Cottages sits inside the Caughlin Ranch master plan in southwest Reno (ZIP 89519), within the City of Reno. Its 90 homes line Greenwich Way, Waverly Drive, Waverly Court, Brookhollow Lane and Crystal Springs Court, next to Caughlin Parkway. Free-flow routing puts downtown Reno about 10 minutes away and Mayberry Park about 5.

Is Caughlin Cottages part of Caughlin Ranch?

Yes. Its three recorded plats (Caughlin Cottages 1, 2 and 3) lie inside the 2,300-acre Caughlin Ranch master plan, and its 10 common-area parcels are owned by the Caughlin Ranch Homeowners Association, per Washoe County parcel records. For homes in the other Caughlin Ranch neighborhoods, see our Caughlin Ranch homes for sale page.

What kind of homes are in Caughlin Cottages?

All 90 are detached single-family houses, not townhomes. County records show them built from 1996 to 1999 with 1,670 to 2,223 square feet (median 1,821) on lots of about 0.11 to 0.22 acre. Fifty-three are one-story, 18 are one-and-a-half-story and 19 are two-story, and 87 have three bedrooms.

What are the HOA dues in Caughlin Cottages?

The Caughlin Ranch HOA’s 2026 budget raises $3,497,583 in membership assessments across 2,293 lots, which averages about $127 per lot per month; the rate for a specific Cottages lot is on its resale package. The association charges $169.58 for the resale disclosure package and $158.98 for a statement of demand (schedule revised October 1, 2025). We found no separate Cottages association in public records; confirm in escrow.

What does the Caughlin Ranch HOA maintain?

Per the association, Caughlin Ranch covers 2,300 acres with 26 ponds, 24 miles of walking trails and parks including Village Green, Caughlin Crest and East Ridge. Its 2026 budget funds common-area irrigation, landscaping, pond maintenance and a patrol-service contract, and in 2024 it paid for painting the Cottages’ fences.

Is Caughlin Cottages gated?

We could not confirm it. The Caughlin Ranch HOA’s public documents list gate costs for Caughlin Creek/Deer Creek, Mountainshyre and Whispering Canyon but do not describe a gate for the Cottages, and they do not publish the hours of the patrol service. Ask the association, or check the resale package, before relying on either.

Which schools serve Caughlin Cottages?

For the 2026–27 school year, the Washoe County School District’s zone map places Caughlin Cottages in the Gomm Elementary, Swope Middle and Reno High attendance zones. Zoning is address-specific and can change, so confirm the assignment for the exact address with the district before you buy.

What are property taxes like in Caughlin Cottages?

The Cottages are in Washoe tax area 1000 (City of Reno), taxed at $3.66 per $100 of assessed value for 2026–27, and assessed value is 35% of the county’s taxable value. Annual increases are capped by abatement: 3% for an owner-occupied home once the owner claims it under NRS 361.4723, and up to 8% otherwise. Ask for the parcel’s current bill and abatement status.

How often do Caughlin Cottages homes come up for sale?

Rarely. County records show 10 recorded sales from March 2025 through August 2026, roughly one every two months across 90 homes. Our listings grid checks the Caughlin Cottages plats daily and says so when none are for sale.

How far is Caughlin Cottages from Lake Tahoe?

Free-flow routing puts Incline Village about 58 minutes away and Mt. Rose Ski Tahoe about 45 minutes, both via the Mount Rose Highway. Winter conditions on NV-431 add time.

What should I check before buying in Caughlin Cottages?

Read the Caughlin Ranch resale package for the lot’s dues, reserves and any assessments, and confirm whether any gate or patrol service applies to the Cottages. The homes date from 1996 to 1999, so inspect the roof, HVAC, water heater and plumbing. Confirm the parcel’s tax bill and abatement status, and the school assignment for the enrollment year.

What is the minimum down payment to buy a home in Caughlin Cottages?

Conventional loans can go as low as 3% to 5% down for qualified buyers, FHA 3.5% and VA 0%. At the $807,500 recorded-sale median, 5% down is $40,375 and 20% is $161,500. That median sits under FHFA’s 2026 baseline conforming limit of $832,750, but several 2026 Cottages sales ($835,000 to $890,000) were above it, which means a jumbo loan unless the down payment closes the gap.

Are the homes in Caughlin Cottages townhomes?

No. County records list all 90 homes as detached single-family houses on their own lots of about 0.11 to 0.22 acre. The Caughlin Ranch HOA owns the enclave’s common areas; whether it also maintains any part of each lot (beyond the fences it painted in 2024) is a question for the resale package.

Can Nevada Real Estate Group help me buy or sell a home in Caughlin Cottages?

Yes. Nevada Real Estate Group works with buyers and sellers across Caughlin Ranch, including Caughlin Cottages. We pull the enclave’s recorded sales and the NNRMLS listings for ZIP 89519 for every pricing conversation. Call (775) 277-2120 or use the form below.

Updated September 2026

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PEOPLE ALSO ASK

What Else Do People Ask About Caughlin Cottages?

Short answers to common searches, drawn from the county record, the Caughlin Ranch HOA and the school district.

Is Caughlin Cottages a good neighborhood?

For buyers who want a detached, mostly single-level home inside Caughlin Ranch, it offers the master plan’s ponds and trails, a close-in location about 10 minutes from downtown Reno, and 90 homes that rarely come up for sale.

What ZIP code is Caughlin Cottages in?

ZIP 89519, the southwest Reno ZIP that covers Caughlin Ranch and the west foothills.

Are there homes for sale in Caughlin Cottages right now?

Check the listings grid on this page: it searches the Caughlin Cottages plats daily and says so when none are for sale. The county record shows roughly one sale every two months.

Which Caughlin Ranch neighborhood is Caughlin Cottages?

It is the Caughlin Cottages 1, 2 and 3 plats — 90 detached houses on Greenwich Way, Waverly Drive, Waverly Court, Brookhollow Lane and Crystal Springs Court.

How do I search for homes in Caughlin Cottages?

Use the grid on this page, set a listing alert, or call our Northern Nevada team at (775) 277-2120. For the rest of the master plan, use our Caughlin Ranch page.

Does Caughlin Cottages have trails?

It sits inside Caughlin Ranch, whose association lists 24 miles of walking trails and 26 ponds across 2,300 acres.

Is Caughlin Cottages a 55-plus community?

We found no age restriction in public records, and the ZIP’s households are mixed in age. Confirm in the CC&Rs, which the resale package includes.

Is Caughlin Cottages close to downtown Reno?

Yes. Free-flow routing puts downtown Reno about 10 minutes away, Midtown about 10 and Reno-Tahoe International Airport about 14.

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Tell the team about your preferred area, budget, timing and property requirements. Ask about representation and the records needed to evaluate a particular home. Review current listings, comparable sales and the written terms of any services before deciding how to proceed. Contacting the team does not guarantee a purchase, sale price or response deadline.

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NEARBY COMMUNITIES

Which Communities Are Near Caughlin Cottages?

Drive times are OSRM free-flow estimates from Caughlin Cottages. Each price is that ZIP’s July 2026 median sale from NREG’s September 2026 Reno report (Reno: citywide single-family median sale, July 2026).

INSIDE

Caughlin Ranch

$825K

The Cottages are part of it · ZIP 89519

View Caughlin Ranch →

8 MIN

Old Southwest Reno

$650K

8 min · ZIP 89509

View Old Southwest Reno →

11 MIN

Somersett

$620K

11 min · ZIP 89523

View Somersett →

24 MIN

ArrowCreek

$1.31M

24 min · ZIP 89511

View ArrowCreek →

10 MIN

Reno

$669K

10 min to downtown · citywide single-family

View Reno →

A–Z INDEX

Which Southwest Reno & Reno Neighborhoods Can You Explore A–Z?

Community pages across southwest Reno and the wider metro. Every linked entry opens a dedicated page with NNRMLS listings and community details.

Sources & Methodology

Where Does This Caughlin Cottages Data Come From?

Each figure links to the record that holds it. Community facts come from the Washoe County parcel record and the Caughlin Ranch HOA; market figures are NREG’s analysis of NNRMLS data; demographics are the Census Bureau’s 2020–2024 ACS for ZIP 89519.

  1. Washoe County parcel records — Caughlin Cottages 1–3 parcels: home count, year built, living area, lot size, stories, bedrooms, last recorded sale and common-area ownership. Pulled September 26, 2026. Washoe County OpenData parcels
  2. Caughlin Ranch HOA — Acreage, ponds, trails, parks and subdivisions. caughlinhoa.com FAQ
  3. Caughlin Ranch HOA reserve study (FY2026) — Total lots in the association (2,293). Reserve study PDF
  4. Caughlin Ranch HOA 2026 budget — Membership assessments, patrol-service line and 2024 Cottages fence painting. 2026 budget PDF
  5. Caughlin Ranch HOA fee schedule — Resale package and statement-of-demand fees, revised October 1, 2025. Fee schedule PDF
  6. Washoe County School District — School Zone App, 2026–27 attendance zones. WCSD School Zone App
  7. U.S. Census Bureau — ACS 2020–2024 5-year estimates for ZIP 89519. Census Reporter: ZIP 89519
  8. U.S. Census Bureau — ACS 2020–2024 5-year estimates for the City of Reno. Census Reporter: Reno
  9. NREG analysis of NNRMLS data — ZIP-level July 2026 closings and September 15, 2026 listings. September 2026 Reno report
  10. NREG analysis of NNRMLS data — Reno citywide single-family monthly sales, settled months. Reno market report
  11. Washoe County Treasurer — 2026–27 tax rates by district (area 1000, City of Reno: 3.6600 per $100 assessed). 2026–27 rate sheet
  12. Nevada Legislature — Property-tax abatement for owner-occupied homes. NRS 361.4723
  13. U.S. Bureau of Labor Statistics — Reno-Sparks MSA unemployment rate (LAUS). BLS series LAUMT323990000000003
  14. Freddie Mac PMMS — Weekly mortgage rate survey (7.03% on September 24, 2026). freddiemac.com/pmms

Methodology: Listing counts, prices and days on market are NREG's analysis of Northern Nevada Regional MLS data received through the Repliers feed; this page refreshes them about once a day, and each market figure carries its date or window. Census and BLS figures are the published vintage named beside them and change only when the agency releases new estimates. Confirm details for a specific home with its listing and the responsible agency.

Updated: September 2026 · Next update: October 15

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