California Retirees
- Zero Nevada state income tax
- No tax on Social Security or pension income
- $450K–$750K vs. $1.2M+ Bay Area comps
- Single-story home with two-car garage

Nevada's #1 team for Regency 55+ real estate. Search age-restricted homes for sale in South Reno's premier 55+ neighborhood — single-story floor plans from $450K to $750K inside the Damonte Ranch master plan.
MEDIAN LIST PRICE
$700K
LVR / GLVAR via Repliers, as of September 13, 2026
DAYS ON MARKET
68
LVR / GLVAR via Repliers, as of September 13, 2026
HOA (MASTER)
Request current dues
Damonte Ranch / Regency HOA
TO LAKE TAHOE
50 min
Mt. Rose Hwy (NV-431)
Property research
Verify for your address
Confirm current school assignments, association documents, parcel taxes, and insurance with the applicable sources.
Last updated
September 5, 2026
Individual data periods may differ from the page update date.
KEY TAKEAWAYS
Regency 55+ is South Reno's premier age-restricted neighborhood — single-story homes inside the Damonte Ranch master plan, per Reno/Sparks Association of REALTORS data — ZIP 89521 median $699,999 with homes under contract in roughly 40 days per Northern Nevada Regional MLS. The five takeaways below show what those numbers mean for 55+ buyers.
Last updated September 2026 · Sources: RSAR, U.S. Census, NNRMLS
Regency 55+ carries active listings in ZIP 89521 as of September 2026 per Reno/Sparks Association of REALTORS and NNRMLS data — single-story detached homes ranging from $450K entry resales to $750K premium-lot homes. The newest listings appear below, refreshed daily, with every active ZIP 89521 property searchable in our live portal.
PRICE DISTRIBUTION
The ZIP 89521 median list price sits at $700K per Reno/Sparks Association of REALTORS September 2026 NNRMLS data, with Regency 55+ inventory clustering in the $450K–$700K active-adult band. Each card below shows current active-listing counts by price range for the broader ZIP, so you can gauge competition in your budget before touring.
Regency 55+ active listings span the $450K–$750K price band and the lifestyle filters below — each link opens our live NNRMLS search pre-filtered to that slice, with counts updated daily from Reno/Sparks Association of REALTORS and NNRMLS data. Single-story homes, gated options, and 55+ age-restricted results are each a click away — no manual filtering needed.
Tap a community card to see current listings, price ranges, HOA details, and what active-adult daily life looks like in each South Reno neighborhood.
Updated daily · 298 active listings · MLS data
STAY AHEAD OF THE MARKET
Custom alerts by price, beds, baths, and active-adult features — no spam, unsubscribe anytime. With Regency 55+ homes going under contract in a median 40 days per Reno/Sparks Association of REALTORS, buyers who see new listings within hours hold a real edge over buyers checking portals weekly.
Before choosing a home, request address-specific school assignments for the intended school year from the district. Confirm grade levels, program eligibility, enrollment requirements and any boundary changes. Use the exact property address, including any unit number, and ask the district to confirm the assignment before making a purchase decision.
Check Washoe school zoning · View Nevada Report Card
Compare each school’s programs and published results for the same reporting year. Proximity to a school does not guarantee admission; contact charter, magnet and private schools about their application and enrollment requirements.
CRIME DATA
Review reports from the law-enforcement agency serving the address. Check the reporting period, area covered, offense definitions and completeness before comparing locations. When requesting local information, provide the property address and ask which agency and geographic boundary each report represents, along with any known reporting gaps.
The FBI publishes crime and law-enforcement statistics through its Crime Data Explorer. Its guidance cautions against using crime totals alone to rank communities: reporting practices and local conditions affect comparisons.
A citywide statistic does not establish conditions at a particular home. Ask the local agency about current reports for the area and gaps in the available data. Missing records do not mean zero crime, and a gated entrance does not establish a safety rating.
FBI crime data resources · FBI guidance on comparing communities
Regency 55+ delivers single-story, low-maintenance living inside Damonte Ranch — airport at 20 minutes, wetlands and Town Center within 5 minutes. The City of Reno corridor puts healthcare, retail, and I-580 on the doorstep while Nevada's zero state income tax keeps retirement income working harder than California.
Regency at Damonte Ranch is an active-adult community in South Reno. Compare current homes and the association's documented services and maintenance responsibilities; do not assume a uniform monthly fee or maintenance package.
Regency 55+ is ideal for retirees and active adults relocating from California for Nevada's zero income-tax advantage, downsizers from larger Reno or Sparks homes, and buyers on Social Security or pension income who want a predictable low-maintenance lifestyle at a price point below $750K in a south Reno location with airport proximity.
Daily life centers on the Damonte Ranch Town Center corridor — coffee shops, Costco, medical offices, and dining along Steamboat Parkway — with the community wetlands and parks providing a quiet walking environment. Lake Tahoe is 50 minutes via the Mount Rose Highway; weekend drives to Incline Village or Kings Beach are a regular feature of South Reno retiree life.
Regency 55+ sits in South Reno (ZIP 89521) within the Damonte Ranch master plan, along the Steamboat Parkway / I-580 corridor. Elevation approximately 4,500 ft. About 15 minutes from downtown Reno and 20 minutes from the airport. Lake Tahoe is roughly 50 minutes via the Mount Rose Highway (NV-431).
Quick Answer
Nevada has no individual state income tax. California also excludes Social Security benefits from its state taxable income. The effect of a move depends on pensions, other distributions, deductions, residency and any California-source income; no annual savings amount applies to every retiree. Ask a tax adviser to compare the same household facts in both states.
Source: Nevada State Demographer
According to the U.S. Census Bureau, ZIP 89521 holds a predominantly owner-occupied population with a median household income near $82,000 — above the Reno city average — with strong California in-migration and a median age above 45 reflecting the active-adult and family buyer mix throughout Damonte Ranch. Regency 55+ itself skews older given the age restriction.
Home values in ZIP 89521 have climbed steadily as Bay Area and Sacramento households relocated, drawn by South Reno's value pricing and Nevada's tax advantage. Regency 55+ captures a subset of that wave specifically — retirees downsizing from California equity positions who want a low-maintenance, single-story home at $450K–$750K rather than spending $1.2M+ for a smaller condo in the Bay Area.
Source: U.S. Census Bureau ACS estimates & Nevada State Demographer · Updated
POPULATION & GROWTH
ZIP 89521 is one of South Reno's fastest-growing corridors, driven by Damonte Ranch master-plan build-out and ongoing California in-migration. The 55+ active-adult segment within the ZIP is projected to grow as the Baby Boomer cohort continues to retire into Nevada's tax-advantaged environment.
Growth in Damonte Ranch and ZIP 89521 tracks two drivers: the broader South Reno master-plan build-out and California retirement in-migration. The age-restricted Regency 55+ section benefits from both — downsizing equity buyers bring Bay Area cash positions that keep demand stable even as the broader market fluctuates.
Sources: Nevada State Demographer and U.S. Census Bureau ACS. Historical figures are ZIP-level approximations; projection reflects State Demographer planning. Last updated June 2026.
MARKET TRENDS · LAST 12 MONTHS
Median list price, days on market, and active inventory from Northern Nevada Regional MLS ZIP 89521 data, updated monthly. ZIP 89521 (Damonte Ranch / South Reno) has held steady year-over-year near $580K with roughly 256 active listings — the three charts below show the past twelve months.
Median List Price (ZIP 89521)
+2.2% YoY (May 2025 → May 2026)
Source: Las Vegas REALTORS
Days on Market
32 → 40 days YoY (seasonal softening winter)
vs September 2025
Source: Las Vegas REALTORS
Active Listings
~256 monthly average, seasonal winter dip
vs September 2025
Source: Las Vegas REALTORS
The long view: Regency 55+'s median sold price rose 49% between 2015 ($326,575) and 2020 ($485,635), across 9,172 recorded closings — Northern Nevada Regional MLS (NNRMLS) records via Repliers.
HOMES GOING FAST
Market Competitiveness
Regency 55+ is moderately competitive — the age-restricted buyer pool is more deliberate than the general market, with fewer impulsive offers and more due-diligence-focused buyers. Well-priced, move-in-ready single-story homes in the $480K–$620K band go under contract in roughly four to five weeks per NNRMLS ZIP 89521 data. Homes above $680K take six to ten weeks.
Regency 55+ spans $450K–$750K in single-story detached homes — South Reno's primary age-restricted active-adult neighborhood. Five buyer profiles below match lifestyles to specific Regency 55+ advantages, followed by the honest pros and trade-offs our team walks every client through before they commit.
Ready to explore homes in Regency 55+? Our team handles HOA document review, HOPA occupancy verification, and virtual tours for out-of-state retirees.
Start Your Regency 55+ SearchNeighborhood Comparison
A like-for-like comparison of Regency 55+ against other South Reno and Reno active-adult or value communities — median price, HOA, home style, and lifestyle fit — using active-listing data refreshed monthly via Reno/Sparks Association of REALTORS and NNRMLS. Prices span $450K in Regency 55+ to $550K+ at Del Webb at Somersett.
| Submarket | Median Price | $ / Sq Ft | Days on Market | Active Listings | Best For |
|---|---|---|---|---|---|
| Regency 55+ | $580,000 | ~$290 | 40 | 35 | 55+ · Verify property features |
| Del Webb at Somersett | $650,000 | ~$330 | 35 | 22 | 55+ · Golf · Club Amenities |
| Damonte Ranch (general) | $565,000 | ~$290 | 28 | 85 | Families & Mixed-Age |
| Double Diamond | $520,000 | ~$280 | 32 | 55 | Value · Mixed-Age |
| Caramella Ranch | $490,000 | ~$270 | 34 | 40 | Gated · Value · South Reno |
Source: Reno/Sparks Association of REALTORS and NNRMLS data, June 2026. Median prices based on active listings; days on market from closed sales.
Community Deep Dive
Submarket 1
Active-adult community within Damonte Ranch; verify the actual home's features, price and current association terms.
Browse Regency 55+ homes →Submarket 2
Northwest Reno's flagship 55+ active-adult section by Pulte/Del Webb — on-site golf, resort clubhouse, and social programming at a higher price point and higher HOA than Regency 55+.
Browse Del Webb at Somersett homes →Submarket 3
The parent master plan — a mix of family and active-adult homes, faster market velocity, and the same wetlands/parks infrastructure surrounding Regency 55+.
Browse Damonte Ranch (general) homes →Submarket 4
High-volume South Reno master plan adjacent to Damonte Ranch — lower price point, more family-oriented, and not age-restricted, but comparable commute and south Reno access.
Browse Double Diamond homes →Submarket 5
A gated South Reno master plan with a lower price floor than Regency 55+ — not age-restricted, but quieter than Double Diamond with the gated-entry security some buyers prefer.
Browse Caramella Ranch homes →Submarket 6
The primary dedicated 55+ community in South Reno — single-story detached homes within the Damonte Ranch master plan. One of the few age-restricted neighborhoods in Northern Nevada with a sub-$600K entry point and HOA under $200/month. Nevada's zero income tax is the #1 financial reason California retirees choose this corridor.
Browse Regency 55+ (Age-Restricted 55+ Active Adult) homes →Regency 55+ sits in South Reno (ZIP 89521) within the Damonte Ranch master plan, along the Steamboat Parkway / I-580 corridor at roughly 4,500 ft elevation. Damonte Ranch Town Center is 5 minutes away; the airport is 20 minutes north via I-580. Lake Tahoe at Incline Village is approximately 50 minutes via Mount Rose Highway.
STILL DECIDING?
BY ZIP CODE
ZIP 89521 covers Damonte Ranch, Regency 55+, and the broader South Reno corridor. The table below puts the ZIP in context against neighboring Reno ZIP codes — median price, price per square foot, days on market, active inventory, and year-over-year price growth — using Northern Nevada Regional MLS data.
| ZIP | Primary Area | Median Price | $ / Sq Ft | Days on Market | Active | YoY |
|---|---|---|---|---|---|---|
| 89521 | Damonte Ranch · Regency 55+ · South Reno | $580K | ~$290 | 40 | 256 | +2.2% |
| 89511 | South Reno · Galena · ArrowCreek | $745K | ~$355 | 40 | 268 | +2.8% |
| 89523 | Somersett · Northwest Reno | $620K | ~$315 | 32 | 210 | +1.9% |
| 89519 | Old Southwest · Caughlin Ranch | $725K | ~$340 | 36 | 142 | +3.1% |
| 89509 | Midtown · Central · Lakeridge | $520K | ~$310 | 34 | 174 | +1.5% |
| 89506 | North Valleys · Sky Vista | $440K | ~$255 | 30 | 188 | +0.8% |
Source: Reno/Sparks Association of REALTORS and NNRMLS. Medians from active listings; YoY from closed sales, 2026 vs 2025 year-to-date. Per-sqft figures approximate. ZIP boundaries per Washoe County GIS.
Construction History
Toll Brothers' historical 2017 Reno community brochure identifies Regency at Damonte Ranch as an active-adult community. That brochure does not establish today's inventory, HOA terms or a particular home's year built. Verify the parcel record and current listing for the property you are considering.
55+ Single-Story
Historical 2017 builder material; check current availability
55+ Active Adult
New phases available — compare
Family & Active-Adult
Northern Nevada regional builder
Entry-Level New Construction
New construction options nearby
Outdoor Recreation
Regency 55+ sits within the Damonte Ranch master plan's park and wetlands network, with Lake Tahoe and Mt. Rose Ski Tahoe roughly 50 minutes away. The City of Reno maintains Steamboat Ditch Trail and several South Reno parks accessible within minutes, and Bartley Ranch Regional Park is about 20 minutes away for equestrian and trail use.
ON-SITE / 5 MIN
A natural wetlands and lake area within the Damonte Ranch master plan — a quiet morning walk destination popular with active-adult residents.
ON-SITE / 5 MIN
Landscaped parks and green space throughout Damonte Ranch, accessible from Regency 55+ within a short walk or drive.
10 MIN
A flat walking and cycling trail along the Steamboat Ditch corridor through South Reno — ideal for daily exercise walks.
45 MIN
The closest major ski resort to Reno, with the highest base elevation at Lake Tahoe and consistent Sierra snow season.
50 MIN
Public beaches at Sand Harbor and Kings Beach — a 50-minute drive from South Reno for day trips or longer lake visits.
20 MIN
Trails, an amphitheater, and equestrian facilities on the edge of South Reno — a popular outing for active-adult residents.
25 MIN
Reno's flagship regional park, home to the Great Reno Balloon Race and a botanic garden.
30 MIN
Forested Sierra trails on the Mt. Rose Highway — the closest wilderness trailhead to South Reno for moderate-level hikers.
The Regency 55+ Lifestyle
Morning walks along the Damonte Ranch wetlands, a Costco run five minutes away, a weekend drive to Lake Tahoe per the City of Reno — and none of the California state income tax bill that made retirement there feel like a second job. South Reno's active-adult corridor is built for the way most retirees actually live.
THIS WEEKEND'S OPEN HOUSES
Most Regency 55+ sellers schedule open houses Saturday and Sunday; the freshest list lands mid-week. Set up instant alerts for your price range — or browse every active listing in ZIP 89521 now. Our team offers virtual tours for out-of-state retirees unable to fly in for an initial showing.
Build a budget around the particular home and your circumstances. Obtain current financing terms, property records and service quotes before comparing the cost of a move. A community average cannot establish your tax bill, insurance premium, association charges or savings.
Ask a tax adviser to review income sources, residency dates and any continuing connections to another state. California-source income can remain taxable after a move; the Franchise Tax Board explains part-year and nonresident rules. A headline tax-rate comparison does not calculate your savings.
Get the exact parcel's current tax bill and assessment record from its county. Confirm the property's abatement status and any effect of new construction, a change in use or your circumstances with the assessor. Do not apply a community-wide percentage to a purchase price or assume a tax cap is automatic.
Use lender estimates, insurance quotes, association documents and utility information for the exact address. Include maintenance, moving expenses and any special assessments in the comparison. Renting and buying involve different costs and obligations; future equity or resale gains are not assured.
Check school assignments for the enrollment year and ask about choice-program applications. Investigate parcel-specific hazards and permitted uses with the responsible agencies. Review travel routes and the features that matter to you instead of relying on a broad safety score or a neighborhood recommendation based on household type.
Discuss the homes, budget and timing you want to evaluate with the team.
Explore relocation planningRELOCATION TIMELINE
Plan the purchase and move around your circumstances and the property's verified requirements. Coordinate the transaction, possession and moving arrangements with the relevant parties. For license and vehicle questions, consult the Nevada DMV new-resident guide. Confirm your own deadlines and any exemptions directly with the agency.
Compare homes using your budget, accessibility needs, desired features and travel routes. Evaluate the particular property and surroundings using your own priorities; a neighborhood label does not establish its suitability.
Ask a lender for terms based on your circumstances and the property. Obtain the parcel tax record, insurance quotes, association charges and other recurring costs; a community-wide estimate cannot establish your payment or approval.
Discuss services, compensation, communication and touring arrangements with the agent. Confirm the details in the applicable agreement before relying on a promised service or access to a property.
Check school assignments with the district for the enrollment year and ask about separate program applications. Review parcel-specific flood, wildfire, utility, zoning and intended-use questions with the relevant agencies and service providers.
Discuss price, deposit, contingencies and the proposed schedule with your agent and lender. The signed contract determines the transaction deadlines; market averages do not promise when an offer will be accepted or a purchase will close.
Arrange appropriate inspections and review disclosures, title information, association documents and financing conditions. Investigate unresolved findings with the relevant specialist before the contractual decision deadlines.
Verify which utilities serve the address, what deposits or appointments are required, and when service can begin. Coordinate access and the moving date with the agreed possession terms and any building or association requirements.
Confirm completion and possession with the closing parties before arranging access. Consult the Nevada DMV's current new-resident guide for license, registration, documentation and exemption requirements that apply to you.
ECONOMY & JOBS
Regency 55+ retirees prioritize healthcare, retail, and airport access over employer commutes. According to the U.S. Bureau of Labor Statistics, Reno-Sparks MSA unemployment runs near historic lows, and healthcare — anchored by Renown Health 20 minutes north — is the region's largest sector and most critical service for retiree planning.
Sources: U.S. Bureau of Labor Statistics, Nevada State Demographer. Last updated June 2026.
COMMUNITY COMPARISON
Choosing the right South Reno retirement community? This table compares Regency 55+ ($580K median, 55+ age-restricted), Damonte Ranch general ($565K, family and mixed-age), Double Diamond ($520K, high volume), and Del Webb at Somersett ($650K, golf + clubhouse). Metrics are from RSAR, the U.S. Census, and BLS Reno-Sparks MSA.
| Metric | Regency 55+ | Damonte Ranch | Double Diamond | Del Webb at Somersett |
|---|---|---|---|---|
| Median List Price | $580K | $565K | $520K | $650K |
| Price / Sq Ft | ~$290 | ~$290 | ~$280 | ~$330 |
| Days on Market | 40 | 28 | 32 | 35 |
| HOA / Month | Request current dues | $50–$150 | $30–$100 | $200–$350+ |
| Age-Restricted | Yes (55+) | No | No | Yes (55+) |
| On-Site Golf | No | No | No | Yes (Somersett Golf) |
| On-Site Clubhouse | No (Damonte Ranch parks) | No (community parks) | No | Yes (Del Webb Club) |
| Home Style | Single-story detached | Mixed styles | Mixed styles | Single-story detached |
| Best For | 55+ · Compare actual costs | Families · Value | Volume · Entry-level | 55+ Golf · Full amenity |
Sources: Reno/Sparks Association of REALTORS, U.S. Census ACS. Last updated June 2026.
Build a property-specific budget using a lender quote, the parcel tax estimate, insurance quotes and association documents. The starting amounts below are editable illustrations, not current local rates or verified fees. Compare the result with your Loan Estimate, and budget separately for maintenance, utilities and closing costs.
Inputs are assumptions, not a loan offer, insurance quote or parcel tax calculation. This simplified fixed-rate example applies the selected PMI rate below 20% down; actual mortgage-insurance eligibility, cost and cancellation depend on the loan. Maintenance, utilities, closing costs and special assessments are additional. Review the CFPB housing budget guide and confirm amounts with the relevant providers.
BUYING AND RENTING
Compare actual homes that meet the same needs over your expected time in the area. A purchase price and an advertised rent alone do not establish which option costs less. Use current quotes and separate monthly cash flow, upfront cash, and the amount you might recover when moving.
Start with the down payment, lender and closing charges, and any immediate repairs. Add principal and interest, property taxes, insurance, mortgage insurance where applicable, association dues, utilities and ongoing maintenance. Identify expenses paid outside escrow so they are included in your household budget.
For a later sale, model the remaining loan balance and selling expenses. Appreciation is uncertain; compare unchanged-price and lower-price cases as well as any growth assumption. Principal repayment builds an ownership interest, but that does not guarantee a profit or make every cash payment recoverable.
Use an actual lease offer and confirm the term, deposit, renewal provisions, parking, pet charges, utilities and renter's insurance. Record which maintenance services are included and any costs or restrictions associated with an early move. An advertised starting rent may not include every required charge.
Keep the comparison consistent: use the same time period, household needs and moving assumptions. Include the cash that remains available when a down payment is not used, without assuming a guaranteed investment return. Your need for flexibility and responsibility for repairs also matter alongside the financial figures.
There is no verified community-wide holding period or five-year equity gain shown here. Ask your lender to explain financing assumptions and have a tax professional assess any claimed tax benefit for your circumstances. Keep a copy of the quotes and dates so you can update the comparison before making an offer.
PROPERTY-SPECIFIC ASSOCIATION COSTS
A community name does not establish a property's current dues or all the associations that govern it. Obtain the applicable resale package, budget and governing documents for the exact address. Confirm the effective date and payment frequency of each fee with the association or its manager.
Identify master and sub-association dues separately. Check whether utilities, exterior maintenance, insurance, amenities or club access are included, optional or billed separately. A listing's monthly figure may omit a quarterly or annual charge, and an advertised amenity does not establish membership rights.
Ask about transfer, document, capital-contribution and other transaction fees, as well as approved or proposed assessments. Confirm who pays each item under the contract. Review available reserve and budget information; historical dues are not a guarantee of future charges.
Verify the actual rules for leasing, pets, parking, property changes and amenity access. Age restrictions and gate staffing require their own current documentation. Do not assume neighboring subdivisions or similarly named communities have identical rules, services or fees.
COMMUTE & TRANSPORTATION
From Regency 55+ in South Reno, I-580 is minutes away, putting the airport at 20 minutes and downtown Reno at 15. Most retirees drive — mean commutes in ZIP 89521 run near 22 minutes per U.S. Census ACS data — well below the Bay Area averages most relocators leave behind, and with far less congestion.
Drive times based on average non-rush-hour conditions. Sources: Google Maps traffic data, RTC Washoe.
Quick Answer
Most Regency 55+ purchases close in 30–45 days; cash offers from California equity buyers can close in 7–14 days. Financed purchases run 30–45 days from accepted offer. The main delay risk in age-restricted resales is HOPA occupancy documentation — confirm the community's current registration status early to avoid a last-minute escrow hold.
Quick Answer
Conventional loans generally want 620+; FHA allows 580+ with 3.5% down. VA loans have no minimum credit score set by VA, though most lenders want 620+. Many Regency 55+ buyers put 20–50% down using California home-sale equity, which eliminates PMI entirely. The spread between a 680 and a 760 score can exceed $300/month on a $580K purchase — improving credit before applying pays off even for buyers with substantial cash positions.
Regency 55+ FAQ — 18 Answers
The median asking price for a Regency 55+ home is approximately $699,999 per Northern Nevada Regional MLS data for ZIP 89521, with the range spanning $450K for smaller single-story resales to $750K for larger updated homes on premium lots. Entry-level one-story plans start near $450K; upgraded and newer homes with two-car garages and open-concept layouts cluster in the $550K–$700K band.
The federal 55+ housing exemption generally requires at least 80% of occupied units to include a resident age 55 or older, published and followed policies showing that intent, and age verification. That minimum does not reserve 20% of homes for younger residents. Association rules can be stricter; obtain written confirmation of the rules for occupants, spouses, caregivers, guests and rentals before relying on eligibility.
Request the current association resale package and an itemized statement of regular dues, special assessments, transfer charges and any separate amenity or sub-association fees. Confirm maintenance responsibilities and reserve funding for the exact property. We have not verified a community-wide fee schedule.
Yes — Regency 55+ is a distinct age-restricted neighborhood within the larger Damonte Ranch master-planned community in South Reno. Residents share Damonte Ranch parks, the community lake and wetlands area, and easy access to the Town Center's shopping and dining along Steamboat Parkway, while living in a section reserved for the 55+ active-adult lifestyle.
Confirm the exact property entrance, access controls, staffing hours and charges with the current association. The broader Damonte Ranch master plan does not establish whether this neighborhood is gated or guard-staffed. No gate or security-service arrangement is verified here.
Use Washoe County School District's address-specific school zoning lookup for the enrollment year and confirm eligibility directly with the district. A nearby school name or ZIP code does not establish assignment. Charter, private and other choice programs can require separate applications. We have not verified the school ratings previously listed for this neighborhood.
From Regency 55+ in South Reno, downtown Reno is about 15 minutes north via I-580. Reno-Tahoe International Airport is roughly 20 minutes away via I-580 north — a key factor for retirees who travel regularly or have family flying in to visit. Lake Tahoe at Incline Village is about 50 minutes via the Mount Rose Highway (NV-431).
Use the parcel assessment and current tax bill. In Washoe County, assessed value is 35% of taxable value; the district rate is applied to assessed value, with applicable abatements and charges affecting the bill. Qualifying primary residences can receive the 3% partial abatement, subject to filing and exceptions for new construction, new parcels and changes in use. A purchase price alone does not determine the bill.
Nevada has no individual state income tax. California also excludes Social Security benefits from its state taxable income. The effect of a move depends on pensions, other distributions, deductions, residency and any California-source income; no annual savings amount applies to every retiree. Ask a tax adviser to compare the same household facts in both states.
Homes in Regency 55+ typically sell in about 68 days from list to accepted offer per NNRMLS data for ZIP 89521, consistent with the broader south Reno market. Well-priced, move-in-ready single-story homes in the $480K–$620K band tend to go pending in three to four weeks; larger or premium-lot homes above $650K may take six to eight weeks as the active-adult buyer pool is more deliberate.
Regency 55+ residents have access to the Damonte Ranch community's parks and the wetlands and lake area along the Steamboat Corridor, plus the nearby Town Center's shopping and dining. The active-adult community design prioritizes single-story, low-maintenance homes with attached garages — making the lifestyle as much about what you don't have to do (exterior maintenance, yard work) as about formal clubhouse amenities.
Toll Brothers' historical 2017 Reno community brochure identifies Regency at Damonte Ranch as an active-adult community. That brochure does not establish today's inventory, HOA terms or a particular home's year built. Verify the parcel record and current listing for the property you are considering.
Regency 55+ in Damonte Ranch (ZIP 89521) offers a lower price floor — from $450K versus Del Webb at Somersett's $550K+ — and a south Reno location with easier I-580 airport access. Del Webb at Somersett carries a more prominent active-adult clubhouse and on-site golf access at the Somersett Golf & Country Club, but at a higher price point and northwest Reno commute. Both are legitimate choices depending on whether amenity programming or price flexibility is the priority.
Compare the actual listing floor plan, living area and parcel construction record. Verify whether entries, bedrooms, bathrooms and outdoor areas meet your requirements; no uniform size or construction year is established by the community name.
Obtain the current occupancy and guest policies, itemized dues, reserve study and assessments. Confirm eligibility for every intended occupant in writing. Negotiate financing and inspection terms for the actual property rather than assuming a standard timetable.
Most Regency 55+ buyers put down 10%–20%. Conventional loans start at 3% for qualified first-time buyers; FHA allows 3.5% with 580+ credit. At the $700K corridor median, 10% down is $58,000 and 20% is $116,000. Many active-adult buyers put 30–50% down using equity from a California home sale, which meaningfully reduces the monthly payment and eliminates PMI from day one.
For retirees planning a 5+ year stay, buying in Regency 55+ typically beats renting in the corridor. Single-family rentals in ZIP 89521 run $2,000–$2,800/month per Reno/Sparks Association of REALTORS rental data. Ownership builds equity, locks in the payment at a fixed rate, and eliminates landlord-driven rent increases — a meaningful hedge for buyers on Social Security and fixed pension income.
Yes — Nevada Real Estate Group's Reno team represents buyers and sellers throughout Damonte Ranch, Regency 55+, and the broader south Reno corridor. We handle virtual tours, HOA document review, HOPA occupancy verification, and closing coordination for out-of-state relocating retirees who can't always fly in repeatedly. Call (775) 277-2120 or submit the form below.
Updated September 2026
STILL HAVE QUESTIONS?
Want more Nevada real estate answers like this in your Google results?
PEOPLE ALSO ASK
Beyond the FAQ above, these are the queries Regency 55+ buyers actually type into Google and AI assistants — answered with specifics you can verify: prices from the Reno/Sparks Association of REALTORS, plus the property's current HOA documents and applicable tax and occupancy rules. A general source link does not verify a specific fee, rating or price.
Yes — Regency 55+ is consistently described by residents as a quiet, well-maintained active-adult neighborhood with the practical advantages of South Reno: I-580 airport access, the Damonte Ranch Town Center, healthcare at Renown Health, and Nevada's zero income tax on retirement distributions. It's less amenity-rich than Del Webb at Somersett but more affordable and easier on fixed income.
Check the property's association rental and occupancy rules alongside the applicable city or county rules. Neither HOPA status nor an active listing establishes permission for short-term or seasonal rentals. Obtain written confirmation before budgeting rental income.
Nevada has no individual state income tax. California also excludes Social Security benefits from its state taxable income. The effect of a move depends on pensions, other distributions, deductions, residency and any California-source income; no annual savings amount applies to every retiree. Ask a tax adviser to compare the same household facts in both states.
Damonte Ranch is a large South Reno master-planned community along the Steamboat Parkway / I-580 corridor. It includes parks, a community lake and wetlands area, the Town Center shopping and dining strip, and multiple residential neighborhoods including Regency 55+. The area is family and retiree-friendly, well-maintained, and considered one of South Reno's premier master-plan communities.
Renown Health's main campus is approximately 20 minutes north of Regency 55+ via I-580. Renown is Northern Nevada's largest healthcare system, offering comprehensive inpatient care, specialty clinics, emergency services, and cancer care — a critical amenity for retirees evaluating long-term healthcare proximity in a relocation decision.
Request the current association resale package and an itemized statement of regular dues, special assessments, transfer charges and any separate amenity or sub-association fees. Confirm maintenance responsibilities and reserve funding for the exact property. We have not verified a community-wide fee schedule.
The federal 55+ housing exemption generally requires at least 80% of occupied units to include a resident age 55 or older, published and followed policies showing that intent, and age verification. That minimum does not reserve 20% of homes for younger residents. Association rules can be stricter; obtain written confirmation of the rules for occupants, spouses, caregivers, guests and rentals before relying on eligibility.
No — Regency 55+ is a distinct age-restricted neighborhood within the larger Damonte Ranch master-planned community. Damonte Ranch overall is open to all ages; Regency 55+ is the specific 55+ section with age-restricted covenants. Both share Damonte Ranch's parks, wetlands, and Town Center corridor, but Regency 55+ homes carry the HOPA age restriction that Damonte Ranch in general does not.
WHY NEVADA REAL ESTATE GROUP
Deep South Reno and Damonte Ranch active-adult expertise, 150+ licensed agents statewide, and 9,061+ verified five-star reviews. With 9,600+ closed transactions and $4.85B+ in total volume, Nevada Real Estate Group ranks #1 in Nevada — our specialists handle HOPA documentation, HOA reserve reviews, and virtual tours for out-of-state retirees.
WORK WITH THE BEST
Tell the team about your preferred area, budget, timing and property requirements. Ask about representation and the records needed to evaluate a particular home. Review current listings, comparable sales and the written terms of any services before deciding how to proceed. Contacting the team does not guarantee a purchase, sale price or response deadline.
NEARBY COMMUNITIES
Compare Regency 55+ with neighboring South Reno communities and nearby active-adult options. Each card pairs the commute time to Regency 55+ with the community's price positioning, so you can judge whether moving to an adjacent area actually buys you more home for the money.
More Reno communities
Shopping the whole city? Browse all Reno homes for sale — live MLS listings updated daily.
A–Z INDEX
21 neighborhoods and communities in and around Reno — from ArrowCreek and Caughlin Ranch in the west foothills to Damonte Ranch and Regency 55+ in the south corridor. Every linked entry opens a dedicated page with current NNRMLS listings, price ranges, and community details.
KEEP LEARNING
These guides extend the research most Regency 55+ buyers do next — comparing South Reno active-adult communities, understanding Nevada's retirement tax advantage, and exploring the full Reno market — each written from the same NNRMLS data and primary sources used throughout this page.
GUIDE
South Reno's primary master-planned community — parks, wetlands, Town Center, and the full spectrum of family and active-adult living in ZIP 89521.
Read →GUIDE
Northwest Reno's flagship active-adult community — on-site golf, resort clubhouse, and the full Del Webb social programming at a higher price point than Regency 55+.
Read →MARKET REPORT
Truckee Meadows market data, neighborhood comparisons, and every Reno community page in one place.
Read →RELOCATION GUIDE
The Northern Nevada move playbook — taxes, cost of living, and neighborhoods.
Read →LIVING GUIDE
Jobs, cost, weather, and lifestyle for anyone weighing a move to Reno.
Read →Sources & Methodology
Every statistic on this page is sourced from a primary or government dataset, and we refresh these numbers monthly. The organizations below — from the U.S. Census Bureau to the Reno/Sparks Association of REALTORS — supply the underlying data; follow any link to verify a figure or pull deeper detail.
Methodology: Listing data is sourced via Repliers IDX feed (Las Vegas MLS) and refreshed every 15 minutes. Demographic and economic data are pulled monthly via Census/BLS APIs. School data is refreshed quarterly. All comparisons are like-for-like (same metric, same time period).
Updated: September 2026 · Next update: September 15