Outdoor Enthusiasts
- Truckee River fishing from the backyard
- Tom Cooke Trail and Peavine Peak access
- No HOA restrictions on boats or gear storage
- Lake Tahoe 50 minutes away

Nevada's #1 team for Mogul real estate. Search homes for sale in West Reno's Truckee River corridor -- established homes, spacious lots, and semi-rural living from $480K to $1M+ along the I-80 gateway.
MEDIAN LIST PRICE
$690K
LVR / GLVAR via Repliers, as of September 18, 2026
DAYS ON MARKET
40
LVR / GLVAR via Repliers, as of September 18, 2026
HOA
$0 (most)
Most Mogul parcels have no HOA
TO LAKE TAHOE
50 min
Via I-80 west & NV-89
Property research
Verify for your address
Confirm current school assignments, association documents, parcel taxes, and insurance with the applicable sources.
Last updated
June 23, 2026
Individual data periods may differ from the page update date.
KEY TAKEAWAYS
Mogul is West Reno's Truckee River corridor: ranch-style and custom homes on lots up to 3 acres, most with no HOA, per Reno/Sparks Association of REALTORS -- ZIP 89523 median near $690,000 and 44 days to contract per Northern Nevada Regional MLS. Five takeaways below explain what those numbers mean for buyers.
Last updated June 2026 · Sources: RSAR, U.S. Census, NNRMLS
Mogul-area listings sit within ZIP 89523 along the west Reno corridor as of June 2026 according to Reno/Sparks Association of REALTORS and Northern Nevada Regional MLS data, spanning $480K established homes to $1M+ riverfront and estate properties. The eight newest listings appear below, refreshed throughout the day, with every active property searchable in our live MLS portal.
PRICE DISTRIBUTION
The ZIP 89523 median list price sits at $690K per Reno/Sparks Association of REALTORS June 2026 NNRMLS data, with Mogul inventory clustering in the $480K-$750K established-home band. Each card below shows approximate active-listing counts by price range for the west Reno corridor.
Mogul-area active listings span $480K established homes to $1M+ riverfront estates -- each link below opens our live NNRMLS search pre-filtered to that slice, with inventory counts refreshed daily from Reno/Sparks Association of REALTORS and NNRMLS data. Call (775) 277-2120 if you want a custom search by lot size or flood zone.
Tap a community card to see current listings, price ranges, and what daily life looks like in each section of the west Reno corridor.
Updated daily · 158 active listings · MLS data
STAY AHEAD OF THE MARKET
Custom alerts by price, beds, baths, and lot size -- no spam, unsubscribe anytime. With limited Mogul inventory and west Reno corridor homes averaging 44 days on market per Reno/Sparks Association of REALTORS, buyers who see new listings within hours hold a real edge over those who check weekly.
Before choosing a home, request address-specific school assignments for the intended school year from the district. Confirm grade levels, program eligibility, enrollment requirements and any boundary changes. Use the exact property address, including any unit number, and ask the district to confirm the assignment before making a purchase decision.
Check Washoe school zoning · View Nevada Report Card
Compare each school’s programs and published results for the same reporting year. Proximity to a school does not guarantee admission; contact charter, magnet and private schools about their application and enrollment requirements.
CRIME DATA
Review reports from the law-enforcement agency serving the address. Check the reporting period, area covered, offense definitions and completeness before comparing locations. When requesting local information, provide the property address and ask which agency and geographic boundary each report represents, along with any known reporting gaps.
The FBI publishes crime and law-enforcement statistics through its Crime Data Explorer. Its guidance cautions against using crime totals alone to rank communities: reporting practices and local conditions affect comparisons.
A citywide statistic does not establish conditions at a particular home. Ask the local agency about current reports for the area and gaps in the available data. Missing records do not mean zero crime, and a gated entrance does not establish a safety rating.
FBI crime data resources · FBI guidance on comparing communities
Mogul offers established semi-rural living in West Reno's Truckee River corridor: larger lots, no mandatory HOA for most properties, river and trail access, and a 10-minute drive to downtown. The City of Reno corridor gives quick I-80 access east to the city and west toward Verdi and Lake Tahoe (50 minutes). Zero Nevada state income tax sweetens every relocation budget.
Mogul is known as West Reno's established Truckee River corridor neighborhood -- semi-rural lots along the river, Peavine Peak trail access, and a quieter edge-of-city setting within 10 minutes of downtown Reno. The area attracts buyers who want space, outdoor access, and no mandatory HOA at a price point below the master-planned communities to the east.
Mogul fits California relocators who want genuine semi-rural space and outdoor access, buyers seeking larger lots without CC&R restrictions, outdoor enthusiasts who fly fish or trail run along the Truckee, and buyers priced out of Caughlin Ranch or Somersett who still want west Reno's I-80 access and proximity to downtown.
Daily life in Mogul runs between the river corridor and downtown Reno: morning coffee on a half-acre lot, a walk or run on the Tom Cooke Trail along the Truckee, and a 10-minute drive to work or the Summit Sierra shopping corridor. Weekends offer Lake Tahoe (50 minutes), Mt. Rose Ski Tahoe (45 minutes), or a float on the Truckee River from the backyard.
Mogul sits in West Reno (ZIP 89523) along the Truckee River corridor, roughly six miles west of downtown at the base of Peavine Peak. Elevation approximately 4,500-4,700 ft. Just east of Verdi along I-80, with quick interstate access in both directions.
Quick Answer
Yes -- for the right buyer. Mogul delivers semi-rural space, Truckee River trail access, and a 10-minute commute to downtown Reno at a price point below the structured master-plan communities to the east. Buyers who want a resort-style clubhouse, championship golf, or a 9/10 school zone inside the neighborhood will be better served by Somersett or Caughlin Ranch. Buyers who value outdoor freedom, larger lots, and no mandatory HOA will find Mogul difficult to beat at current West Reno prices.
Source: Nevada State Demographer
According to the U.S. Census Bureau, ZIP 89523 holds a predominantly owner-occupied population with a median household income near $88,000 -- above the Reno city average -- and California in-migration over the past decade. Mogul specifically draws long-term local residents alongside newer arrivals seeking larger lots and river access.
Home values in ZIP 89523 have risen as Bay Area and Sacramento households relocated, drawn by the Nevada tax advantage and semi-rural lifestyle at a fraction of coastal pricing. Mogul's eclectic housing stock -- from historic river cottages to estate custom builds -- attracts a diverse buyer mix across ages and professions.
Source: U.S. Census Bureau ACS estimates & Nevada State Demographer · Updated
POPULATION & GROWTH
ZIP 89523 has grown steadily as West Reno and Northwest Reno development expanded, with Mogul's larger-lot parcels attracting buyers seeking the corridor's semi-rural character. The broader ZIP is projected to continue growing through 2030, driven by I-80 accessibility, Tahoe-Reno Industrial Center employment, and ongoing California in-migration.
Growth in ZIP 89523 reflects both Somersett master-plan build-out and organic infill across established corridors like Mogul. Mogul's established-lot character limits new-unit supply, which supports value stability -- resale turnover stays moderate as long-term residents hold and incoming buyers compete for a limited pool of semi-rural parcels.
Sources: Nevada State Demographer and U.S. Census Bureau ACS. Historical figures are ZIP-level approximations; projection reflects State Demographer planning. Last updated June 2026.
MARKET TRENDS · LAST 12 MONTHS
Median list price, days on market, and active inventory from Northern Nevada Regional MLS ZIP 89523 data, refreshed monthly. The west Reno corridor held near $580K year-over-year with a +1.7% gain from May 2025 to May 2026 -- the three charts below break down the past twelve months by metric.
Median List Price (ZIP 89523 west)
+1.5% YoY (May 2025 -> May 2026)
Source: Las Vegas REALTORS
Days on Market
38 -> 44 days YoY (seasonal softening winter)
vs September 2025
Source: Las Vegas REALTORS
Active Listings
Limited inventory -- ~20-30 active at any time in Mogul corridor
vs September 2025
Source: Las Vegas REALTORS
The long view: Reno's median sold price rose 116% between 2015 ($273,230) and 2026 ($591,265), across 53,785 recorded closings — Northern Nevada Regional MLS (NNRMLS) records via Repliers.
HOMES GOING FAST
Market Competitiveness
Mogul is moderately competitive with a slower pace than the master-planned Northwest Reno corridor -- estate and riverfront properties take longer to sell due to a narrower qualified buyer pool. Well-priced homes on desirable lots still move in four to six weeks per NNRMLS ZIP 89523 data.
Mogul spans $480K established homes to $1M+ riverfront estates -- an eclectic range across semi-rural lot sizes. Six buyer profiles below match lifestyles to specific Mogul property types, followed by the honest pros and trade-offs our team walks every client through before they commit.
Ready to explore homes in Mogul? Our team knows every parcel type, flood-zone consideration, and lot opportunity in the west Reno corridor.
Start Your Mogul SearchNeighborhood Comparison
A like-for-like comparison of five west and northwest Reno communities -- median price, days on market, HOA, and lifestyle fit -- using active-listing data refreshed monthly via Reno/Sparks Association of REALTORS and NNRMLS. Prices span $530K in Northwest Reno core to $845K in Caughlin Ranch.
| Submarket | Median Price | $ / Sq Ft | Days on Market | Active Listings | Best For |
|---|---|---|---|---|---|
| Mogul | $580,000 | ~$295 | 44 | ~29 | Larger lots · No HOA · River access |
| Somersett | $620,000 | ~$315 | 32 | 210 | Golf · Master-Planned · All tiers |
| Caughlin Ranch | $845,000 | ~$330 | 32 | 30 | Established · Trails · Top elementary |
| Northwest Reno (non-HOA) | $530,000 | ~$295 | 34 | 33 | Established · No HOA |
| Saddlehorn | $950,000 | ~$370 | 38 | 12 | Gated · Foothill · Luxury |
Source: Reno/Sparks Association of REALTORS and NNRMLS data, June 2026. Median prices based on active listings; days on market from closed sales.
Community Deep Dive
Submarket 1
West Reno's established Truckee River corridor -- semi-rural lots, no mandatory HOA for most parcels, and direct Truckee River and Peavine Peak access within 10 minutes of downtown.
Browse Mogul homes →Submarket 2
Northwest Reno's flagship master plan -- championship golf, resort clubhouse, private trails, and homes from $500K townhomes to $1.2M+ Canyon9 estates on one foothill campus.
Browse Somersett homes →Submarket 3
A west Reno classic from the 1980s-90s: 25+ miles of private trails, mature landscaping, Caughlin Ranch Elementary (9/10) inside its borders, and a mix of established and custom homes.
Browse Caughlin Ranch homes →Submarket 4
The broader Northwest Reno corridor outside the master plans -- older established neighborhoods, no HOA, and value pricing with the same I-80 and airport access.
Browse Northwest Reno (non-HOA) homes →Submarket 5
A smaller gated foothill community west of Caughlin Ranch -- larger lots, sweeping Truckee Meadows views, and a quieter pace than the larger master plans.
Browse Saddlehorn homes →Submarket 6
The small historic community of Verdi sits just west of Mogul along the Truckee River and the California border. Quieter and more rural than Mogul proper, with a mix of historic river-community homes and newer ranch-style properties. A true Sierra gateway with easy I-80 access east to Reno (15 minutes) and west to Tahoe (45 minutes).
Browse Verdi (adjacent to Mogul) homes →Mogul sits in West Reno (ZIP 89523) along the Truckee River, roughly six miles west of downtown and just east of Verdi at the base of Peavine Peak. Somersett is approximately 5 minutes east, Caughlin Ranch 15 minutes east, and downtown Reno is roughly 10 minutes via I-80. Reno-Tahoe International Airport sits about 20 minutes east via I-80 and I-580.
STILL DECIDING?
BY ZIP CODE
ZIP 89523 covers the Mogul corridor, Somersett, and the broader Northwest Reno area. The table below puts the ZIP in context against neighboring Reno ZIP codes -- median price, price per square foot, days on market, active inventory, and year-over-year price growth -- using Northern Nevada Regional MLS data.
| ZIP | Primary Area | Median Price | $ / Sq Ft | Days on Market | Active | YoY |
|---|---|---|---|---|---|---|
| 89523 | Mogul · Somersett · Northwest Reno | $580K | ~$300 | 38 | 235 | +1.7% |
| 89519 | Old Southwest · Caughlin Ranch | $725K | ~$340 | 36 | 142 | +3.1% |
| 89511 | South Reno · Galena · ArrowCreek | $745K | ~$355 | 40 | 268 | +2.8% |
| 89521 | Damonte Ranch · South Meadows | $565K | ~$290 | 28 | 256 | +2.2% |
| 89509 | Midtown · Central · Lakeridge | $520K | ~$310 | 34 | 174 | +1.5% |
| 89506 | North Valleys · Sky Vista | $440K | ~$255 | 30 | 188 | +0.8% |
Source: Reno/Sparks Association of REALTORS and NNRMLS. Medians from active listings; YoY from closed sales, 2026 vs 2025 year-to-date. Per-sqft figures approximate. ZIP boundaries per Washoe County GIS.
New Construction
Mogul is a largely established neighborhood with limited new-construction activity compared to master-planned Northwest Reno communities. Occasional infill lots and custom estate builds on larger parcels do occur. Local custom builders in the west Reno and Verdi corridor handle most new-build work -- call Nevada Real Estate Group at (775) 277-2120 to identify available lots and active builders.
Custom Estate
Lot + custom design on request
Infill / Teardown
Occasional infill new construction
Family & Move-Up (nearby)
Northern Nevada regional builder
Luxury & Semi-Custom
Available in adjacent Somersett
Mid-Luxury
Available in adjacent Somersett
Outdoor Recreation
Mogul is purpose-positioned for outdoor living: Truckee River fishing and trails on-site, Peavine Peak rising immediately north, and Lake Tahoe and Mt. Rose Ski Tahoe roughly 45-50 minutes away. The City of Reno maintains the river trail network and Rancho San Rafael Park, with Galena Creek Recreation Area accessible within 30 minutes.
ON-SITE
A multi-use trail running along the Truckee River through the Mogul corridor -- popular with fly fishers, trail runners, and dog walkers looking to escape the city grid.
ON-SITE
A long-distance trail following the Truckee River from Lake Tahoe to Pyramid Lake, passing through the Mogul corridor -- a bucket-list experience from the backyard.
< 5 MIN
The prominent peak rising north of Mogul, accessible via unmaintained jeep roads and off-trail routes from the neighborhood -- panoramic Truckee Meadows views at the top.
45 MIN
The closest major ski resort to Reno, with the highest base elevation at Lake Tahoe and dependable deep Sierra snow from November through April.
50 MIN
North America's largest alpine lake -- public beaches at Sand Harbor and Kings Beach, marinas, and a dozen surrounding ski resorts within one drive.
30 MIN
Forested Sierra trails and a visitor center on the Mt. Rose Highway -- the closest wilderness trailhead to west and northwest Reno.
20 MIN
Reno's flagship regional park, home to the Great Reno Balloon Race and the Wilbur D. May Arboretum.
12 MIN
Reno's downtown river park with wave features for kayakers and paddleboarders -- a short drive east for Mogul residents.
The Mogul Lifestyle
Three outdoor experiences within 50 minutes of the driveway: morning fly fishing on the Truckee River per the City of Reno, an afternoon hike up the Tom Cooke Trail with Peavine Peak views, and evening dinner at a Midtown Reno restaurant -- one Saturday, river corridor to city.
THIS WEEKEND'S OPEN HOUSES
Mogul sellers typically schedule weekend open houses Friday through Sunday -- inventory is limited, so homes go quickly once listed. Set up instant alerts to get notified when a home in your price range schedules an open house, or browse every active west Reno listing now to stay ahead of the market.
Build a budget around the particular home and your circumstances. Obtain current financing terms, property records and service quotes before comparing the cost of a move. A community average cannot establish your tax bill, insurance premium, association charges or savings.
Ask a tax adviser to review income sources, residency dates and any continuing connections to another state. California-source income can remain taxable after a move; the Franchise Tax Board explains part-year and nonresident rules. A headline tax-rate comparison does not calculate your savings.
Get the exact parcel's current tax bill and assessment record from its county. Confirm the property's abatement status and any effect of new construction, a change in use or your circumstances with the assessor. Do not apply a community-wide percentage to a purchase price or assume a tax cap is automatic.
Use lender estimates, insurance quotes, association documents and utility information for the exact address. Include maintenance, moving expenses and any special assessments in the comparison. Renting and buying involve different costs and obligations; future equity or resale gains are not assured.
Check school assignments for the enrollment year and ask about choice-program applications. Investigate parcel-specific hazards and permitted uses with the responsible agencies. Review travel routes and the features that matter to you instead of relying on a broad safety score or a neighborhood recommendation based on household type.
Discuss the homes, budget and timing you want to evaluate with the team.
Explore relocation planningRELOCATION TIMELINE
Plan the purchase and move around your circumstances and the property's verified requirements. Coordinate the transaction, possession and moving arrangements with the relevant parties. For license and vehicle questions, consult the Nevada DMV new-resident guide. Confirm your own deadlines and any exemptions directly with the agency.
Compare homes using your budget, accessibility needs, desired features and travel routes. Evaluate the particular property and surroundings using your own priorities; a neighborhood label does not establish its suitability.
Ask a lender for terms based on your circumstances and the property. Obtain the parcel tax record, insurance quotes, association charges and other recurring costs; a community-wide estimate cannot establish your payment or approval.
Discuss services, compensation, communication and touring arrangements with the agent. Confirm the details in the applicable agreement before relying on a promised service or access to a property.
Check school assignments with the district for the enrollment year and ask about separate program applications. Review parcel-specific flood, wildfire, utility, zoning and intended-use questions with the relevant agencies and service providers.
Discuss price, deposit, contingencies and the proposed schedule with your agent and lender. The signed contract determines the transaction deadlines; market averages do not promise when an offer will be accepted or a purchase will close.
Arrange appropriate inspections and review disclosures, title information, association documents and financing conditions. Investigate unresolved findings with the relevant specialist before the contractual decision deadlines.
Verify which utilities serve the address, what deposits or appointments are required, and when service can begin. Coordinate access and the moving date with the agreed possession terms and any building or association requirements.
Confirm completion and possession with the closing parties before arranging access. Consult the Nevada DMV's current new-resident guide for license, registration, documentation and exemption requirements that apply to you.
ECONOMY & JOBS
Mogul residents tap into the Reno-Sparks MSA job base -- advanced manufacturing, healthcare, data centers, and higher education. According to the U.S. Bureau of Labor Statistics, MSA unemployment runs near historic lows, driven by Tesla, Switch, and Panasonic at the Tahoe-Reno Industrial Center (40-45 min via I-80 east) and Renown Health and UNR downtown (10-12 min).
Sources: U.S. Bureau of Labor Statistics, Nevada State Demographer. Last updated June 2026.
COMMUNITY COMPARISON
Choosing between West Reno options? This table compares Mogul (median $580K, no HOA, semi-rural), Somersett ($620K, golf master plan), Caughlin Ranch ($845K, established trails and 9/10 elementary), and Northwest Reno ($530K, no HOA). Metrics are from RSAR, the U.S. Census, and BLS Reno-Sparks MSA.
| Metric | Mogul | Somersett | Caughlin Ranch | Northwest Reno |
|---|---|---|---|---|
| Median List Price | $580K | $620K | $845K | $530K |
| Price / Sq Ft | ~$295 | ~$315 | ~$330 | ~$295 |
| Days on Market | 44 | 32 | 32 | 34 |
| HOA / Month | $0 (most) | $130-$220 | $100-$200 | $0 |
| Guard-Gated | No | Sub-enclaves only | No | No |
| Truckee River Access | Yes (on-site) | No | No | No |
| Typical Lot Size | 0.5-3 acres | Standard-Large | Standard-Large | Standard |
| Best For | Semi-rural · Lots · River | Golf · All tiers · Move-up | Trails · Top elementary | Value · No HOA · Close-in |
Sources: Reno/Sparks Association of REALTORS, U.S. Census ACS. Last updated June 2026.
Build a property-specific budget using a lender quote, the parcel tax estimate, insurance quotes and association documents. The starting amounts below are editable illustrations, not current local rates or verified fees. Compare the result with your Loan Estimate, and budget separately for maintenance, utilities and closing costs.
Inputs are assumptions, not a loan offer, insurance quote or parcel tax calculation. This simplified fixed-rate example applies the selected PMI rate below 20% down; actual mortgage-insurance eligibility, cost and cancellation depend on the loan. Maintenance, utilities, closing costs and special assessments are additional. Review the CFPB housing budget guide and confirm amounts with the relevant providers.
BUYING AND RENTING
Compare actual homes that meet the same needs over your expected time in the area. A purchase price and an advertised rent alone do not establish which option costs less. Use current quotes and separate monthly cash flow, upfront cash, and the amount you might recover when moving.
Start with the down payment, lender and closing charges, and any immediate repairs. Add principal and interest, property taxes, insurance, mortgage insurance where applicable, association dues, utilities and ongoing maintenance. Identify expenses paid outside escrow so they are included in your household budget.
For a later sale, model the remaining loan balance and selling expenses. Appreciation is uncertain; compare unchanged-price and lower-price cases as well as any growth assumption. Principal repayment builds an ownership interest, but that does not guarantee a profit or make every cash payment recoverable.
Use an actual lease offer and confirm the term, deposit, renewal provisions, parking, pet charges, utilities and renter's insurance. Record which maintenance services are included and any costs or restrictions associated with an early move. An advertised starting rent may not include every required charge.
Keep the comparison consistent: use the same time period, household needs and moving assumptions. Include the cash that remains available when a down payment is not used, without assuming a guaranteed investment return. Your need for flexibility and responsibility for repairs also matter alongside the financial figures.
There is no verified community-wide holding period or five-year equity gain shown here. Ask your lender to explain financing assumptions and have a tax professional assess any claimed tax benefit for your circumstances. Keep a copy of the quotes and dates so you can update the comparison before making an offer.
PROPERTY-SPECIFIC ASSOCIATION COSTS
A community name does not establish a property's current dues or all the associations that govern it. Obtain the applicable resale package, budget and governing documents for the exact address. Confirm the effective date and payment frequency of each fee with the association or its manager.
Identify master and sub-association dues separately. Check whether utilities, exterior maintenance, insurance, amenities or club access are included, optional or billed separately. A listing's monthly figure may omit a quarterly or annual charge, and an advertised amenity does not establish membership rights.
Ask about transfer, document, capital-contribution and other transaction fees, as well as approved or proposed assessments. Confirm who pays each item under the contract. Review available reserve and budget information; historical dues are not a guarantee of future charges.
Verify the actual rules for leasing, pets, parking, property changes and amenity access. Age restrictions and gate staffing require their own current documentation. Do not assume neighboring subdivisions or similarly named communities have identical rules, services or fees.
COMMUTE & TRANSPORTATION
From Mogul's I-80 access, downtown Reno is about 10 minutes east and the airport is roughly 20 minutes via I-80 and I-580. Most residents drive -- mean commutes in ZIP 89523 run near 22 minutes per U.S. Census ACS data -- well below the Bay Area averages most relocators leave behind, and closer than many Northwest Reno master plans.
Drive times based on average non-rush-hour conditions. Sources: Google Maps traffic data, RTC Washoe.
Quick Answer
Most Mogul purchases close in 30-45 days. Cash offers can close in 7-14 days. Financed purchases on standard parcels run 30-45 days from accepted offer. Riverfront properties requiring FEMA flood-zone determination and flood insurance commitment may add 5-7 days. Jumbo financing above $766K adds underwriting time -- budget 40-50 days for estate properties.
Quick Answer
Conventional loans generally want 620+; FHA allows 580+ with 3.5% down for eligible buyers. Jumbo financing -- required above $766K for riverfront and estate Mogul properties -- typically requires 700+ with 20% down and 12+ months in reserves. The spread between a 680 and a 760 score can exceed $350/month on an $800K purchase, so improving credit before applying pays off.
Mogul FAQ — 18 Answers
The median asking price for a Mogul-area home runs about $690,000 per Northern Nevada Regional MLS data for ZIP 89523, though prices vary significantly with lot size and river frontage. Entry homes on standard lots start near $480K; established ranch-style properties on half-acre-plus parcels cluster around $550K-$700K; and custom or riverfront estates can exceed $1M.
Mogul sits along the Truckee River corridor about six miles west of downtown Reno -- the first stretch of the Truckee Meadows east of the California border. Larger lots (commonly 0.5-3 acres), a semi-rural feel, and direct river access distinguish it from the tighter subdivisions and master-plan communities that dominate Northwest Reno. Buyers who want space, trail access, and a quieter edge-of-city setting without a long commute find Mogul's trade-off compelling.
Most Mogul properties have no HOA -- a meaningful advantage for buyers who want to park an RV, build a shop, or keep horses without CC&R restrictions. Some newer pocket subdivisions near Verdi carry a nominal HOA; confirm HOA status by parcel address before writing an offer. The lack of a mandatory HOA also reduces monthly carrying costs compared to master-planned communities in the same ZIP.
Mogul is served by the Washoe County School District. Verdi Elementary is the primary assigned elementary for the west Reno-Verdi corridor. Students typically feed into Billinghurst Middle School and McQueen High School. Confirm exact assignments by street address, as zone boundaries can shift along the I-80 corridor. Private options including Sage Ridge School are accessible within 15-20 minutes.
Mogul is about 10 minutes from downtown Reno via I-80 east in typical traffic -- closer than Somersett's 15-minute drive. The Reno-Tahoe International Airport is roughly 20 minutes south via I-80 and US-395/I-580. Lake Tahoe's north shore at Incline Village is about 50 minutes via I-80 west and NV-89, making Mogul a strong base for buyers who use Tahoe regularly.
Mogul-area homes typically sell in about 40 days from list to accepted offer per NNRMLS data for ZIP 89523. The broader west Reno corridor shows a similar tempo to Northwest Reno: well-priced homes on desirable lots go pending in three to five weeks; larger riverfront and estate properties may take six to twelve weeks as the buyer pool for semi-rural parcels is narrower than for standard subdivisions.
Mogul sits along the Truckee River with direct access to fishing, the Tom Cooke Trail, and the Tahoe-Pyramid Trail that follows the river corridor west toward Lake Tahoe. Peavine Peak rises immediately north, offering unmaintained jeep roads and off-trail hiking. The broader Verdi-to-Reno river corridor is popular with fly fishers, kayakers, and trail runners who want to leave the subdivision grid behind.
New construction is limited compared to master-planned Northwest Reno communities. The area is largely built out, with occasional infill lots and estate custom builds. Custom home construction on larger parcels near the river and Peavine Peak foothills does occur; call Nevada Real Estate Group at (775) 277-2120 to identify available lots and local custom builders active in the west Reno corridor.
Property taxes in Mogul follow Washoe County's effective rate of roughly 0.5-0.7% of assessed value. Nevada caps annual increases on a primary residence at 3% under Nevada Revised Statutes 361.471 -- a meaningful protection in an appreciating market. On a $690K home, the annual tax bill typically runs $2,900-$4,060. Paired with Nevada's zero state income tax, total carrying costs run well below comparable California riverfront properties.
Mogul suits families who prioritize outdoor space and a quieter setting over amenity-rich master-plan living. The Truckee River, Peavine Peak trails, and large lots give children room that most Reno subdivisions can't match. Washoe County School District serves the area. Families who want a top-rated elementary inside the neighborhood or a resort-style clubhouse may prefer Somersett or Caughlin Ranch -- but Mogul delivers space and semi-rural character at a lower price point.
Mogul is older, less master-planned, and generally more affordable than both. Somersett (median $690K, ZIP 89523) offers a championship golf course, clubhouse, and private trails within a structured HOA community. Caughlin Ranch ($845K) is an established 1980s-90s master plan with 25+ miles of private trails and Caughlin Ranch Elementary (9/10) inside its borders. Mogul trades the amenities for larger lots, no mandatory HOA, and Truckee River access -- the right trade for some buyers, wrong for others.
Mogul's semi-rural, lower-traffic corridor keeps crime rates modest relative to central Reno. According to City of Reno Police and FBI Uniform Crime Reporting data, west Reno community areas beyond the I-80 interchange generally see below-average property crime. The area's lower density and established long-term residents contribute to community stability. Standard precautions -- secured outbuildings, motion lighting -- cover most risk for estate-sized properties.
Mogul's housing stock is eclectic compared to master-planned communities: historic riverside cottages from the early and mid-20th century, 1960s-1980s ranch-style homes on larger lots, custom builds from the 1990s-2000s, and occasional newer infill construction. Lot sizes commonly run 0.5-3 acres. The price range spans $480K for modest established homes to $1M+ for riverfront and estate properties with Peavine Peak views.
Verify flood-zone status for any riverfront or low-lying Mogul parcel -- portions of the Truckee River corridor carry FEMA Special Flood Hazard Area designations that require separate flood insurance. Confirm water and sewer service (some older parcels use well and septic). Check HOA status by address -- most properties have none, but verify. Get pre-approved before touring; sellers in the $480K-$800K range increasingly expect a letter at showing per NNRMLS trend data.
Yes -- significantly. California's top state income-tax rate is 13.3% per the California Franchise Tax Board; Nevada's is zero. On a household earning $300,000, that single difference saves roughly $22,000 per year. Mogul adds a further California-style trade: riverfront semi-rural living near a city -- a lifestyle in Sonoma or the Sierra Nevada foothills that would cost $1.5M-$2M+, available in the $550K-$800K range west of Reno.
Most Mogul buyers put down 10%-20%. Conventional loans allow 3% for qualified first-time buyers; FHA allows 3.5% with 580+ credit. At a $690K median, 10% down is $58,000 and 20% is $116,000. Riverfront and estate properties above $766K require jumbo financing -- lenders typically want 20% down and a 700+ credit score for parcels in that range.
It depends on priorities. Somersett offers a master-planned golf community with a resort clubhouse and structured HOA from the $500Ks. Mogul offers larger lots, no mandatory HOA, and Truckee River access at a comparable or lower price point -- but without the amenity layer. Buyers who want space and semi-rural character over golf and clubhouse programming find Mogul the stronger value. Tour both; they are about 5 minutes apart.
Most Mogul purchases close in 30-45 days. Cash offers can close in 7-14 days. Financed purchases on standard lots run 30-45 days from accepted offer. Riverfront properties may require FEMA flood-zone determination and flood insurance commitment before closing -- budget an extra 5-7 days for that documentation if the parcel touches the Truckee River floodplain.
Updated September 2026
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PEOPLE ALSO ASK
Beyond the FAQ above, these are the queries Mogul buyers actually type into Google and AI assistants -- answered with specifics you can verify: prices from the Reno/Sparks Association of REALTORS, school ratings from GreatSchools, flood-zone data from FEMA, and tax data from the Washoe County Assessor.
Yes -- for buyers who want semi-rural space and outdoor access close to a city. Mogul's Truckee River corridor, larger lots, and proximity to downtown Reno create a lifestyle well above the average Reno subdivision at a price point below master-planned communities like Somersett and Caughlin Ranch. It's not the right fit for buyers who want a resort clubhouse or a 9/10 school inside the neighborhood, but those buyers have nearby options.
Some low-lying parcels near the Truckee River may carry FEMA Special Flood Hazard Area (SFHA) designations, requiring separate flood insurance ($800-$2,000/year depending on risk classification). Higher-elevation estate parcels typically fall outside the 100-year floodplain. Always request a FEMA flood-zone determination during the inspection period before removing flood-insurance contingencies.
The Truckee River flows through the Mogul corridor on its way from Lake Tahoe east toward Pyramid Lake. Near Mogul, the river is known for blue-ribbon fly fishing -- it's one of the top trout fisheries in the Great Basin. The Tom Cooke Trail and Tahoe-Pyramid Trail follow the river, giving residents trail access to both downtown Reno and, over many miles, the Tahoe basin.
Many Mogul parcels allow horses or other livestock -- one of the key distinctions from the CC&R-restricted master-plan communities to the east. Lot size and local zoning (Washoe County) determine exact permitted uses; parcels near Verdi on 1+ acres have the most flexibility. Confirm by parcel address with the Washoe County Planning Department before purchasing if equestrian use is a priority.
A $690K purchase with 10% down at 7% runs roughly $4,159/month all-in -- principal, interest, 0.6% property tax, insurance, and PMI. Most Mogul parcels have no HOA, saving $130-$220/month compared to Somersett. Riverfront properties may add flood insurance ($800-$2,000/year). Nevada's zero state income tax offsets much of the ownership premium for California relocators.
Mogul is in ZIP code 89523, which covers the west Reno corridor including Mogul, Somersett, and the broader Northwest Reno area. The median list price in 89523 is about $690,000 per Northern Nevada Regional MLS data as of June 2026.
Yes -- Mogul combines a quiet semi-rural setting with fast I-80 access to the Reno-Tahoe Airport (20 minutes) for occasional travel. Most parcels have no HOA restrictions on home office outbuildings or sheds. High-speed internet is available via standard providers in most areas of the corridor. The Truckee River and Peavine Peak offer outdoor recharge a short walk or drive from any home.
About 50 minutes by car via I-80 west to NV-89 north. The north shore's Incline Village and Crystal Bay are the closest Tahoe access points from Mogul. Mt. Rose Ski Tahoe is slightly closer at about 45 minutes via NV-431. Mogul's west-side location makes Tahoe slightly faster to reach than from south or east Reno communities.
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NEARBY COMMUNITIES
Compare Mogul with neighboring Reno communities and Northern Nevada options. Each card pairs the commute time from Mogul with the community's price positioning, so you can judge whether moving to an adjacent area actually buys you more home for the money.
More Reno communities
Shopping the whole city? Browse all Reno homes for sale — live MLS listings updated daily.
A-Z INDEX
21 neighborhoods and communities within and around Reno -- from ArrowCreek and Caughlin Ranch in the west foothills to Damonte Ranch and South Meadows in the south corridor. Every linked entry opens a dedicated page with current NNRMLS listings, price ranges starting as low as $440K, and HOA details for that specific community.
KEEP LEARNING
These guides extend the research most Mogul buyers do next -- comparing neighboring West and Northwest Reno communities, understanding Reno's tax advantage, and exploring the full Reno market -- each written from the same NNRMLS data and primary sources used throughout this page.
GUIDE
Northwest Reno's master-planned golf community -- championship course, resort clubhouse, and $500K-$1.2M+ homes just east of Mogul.
Read →GUIDE
West Reno's established master plan -- private trails, Caughlin Ranch Elementary (9/10), and a quieter foothill lifestyle.
Read →MARKET REPORT
Truckee Meadows market data, neighborhood comparisons, and every Reno community page in one place.
Read →RELOCATION GUIDE
The Northern Nevada move playbook — taxes, cost of living, and neighborhoods.
Read →LIVING GUIDE
Jobs, cost, weather, and lifestyle for anyone weighing a move to Reno.
Read →Sources & Methodology
Every statistic on this page is sourced from a primary or government dataset, and we refresh these numbers monthly. The organizations below -- from the U.S. Census Bureau to the Reno/Sparks Association of REALTORS -- supply the underlying data; follow any link to verify a figure or pull deeper detail than we publish here.
Methodology: Listing data is sourced via Repliers IDX feed (Las Vegas MLS) and refreshed every 15 minutes. Demographic and economic data are pulled monthly via Census/BLS APIs. School data is refreshed quarterly. All comparisons are like-for-like (same metric, same time period).
Updated: September 2026 · Next update: October 15