Clear Creek Tahoe Homes For Sale

KEY TAKEAWAYS

What Should You Know About Clear Creek Tahoe at a Glance?

Clear Creek Tahoe is Nevada's premier guard-gated golf community in ZIP 89705: custom estates from $2.5M to $10M+, a Coore and Crenshaw course ranked among the state's very best per Reno/Sparks Association of REALTORS and NNRMLS data, and 25 minutes to Lake Tahoe South Shore. Five takeaways break down what those numbers mean for buyers in this Nevada State Demographer-tracked Carson City corridor.

• Community type: Private guard-gated estate community on ~2,136 acres of Ponderosa pine forest southwest of Carson City, anchored by an 18-hole Coore and Crenshaw golf course.
• Price range: $2.5M–$10M+ — new custom homes from $2.5M, resales $3M–$8M, valley-view estates above $10M; homesites also available.
• Best for: ultra-high-net-worth buyers, California executives seeking Nevada tax residency, private golf enthusiasts, and buyers who want forested estate acreage near Lake Tahoe.
• Schools: Carson City School District — the state capital has its own district, separate from Washoe County. Many buyers at this tier also consider private school options in the Reno-Tahoe area.
• Why people choose Clear Creek Tahoe: Coore and Crenshaw private golf, guard-gated forested estate living, Nevada's zero state income tax, 25 minutes to Lake Tahoe, and 15 minutes to Carson City.

Last updated June 2026 · Sources: RSAR, U.S. Census, Nevada State Demographer

PRICE DISTRIBUTION

How Do Clear Creek Tahoe Estates Break Down by Price?

The Clear Creek Tahoe estate price range spans $2.5M–$10M+ per Reno/Sparks Association of REALTORS June 2026 NNRMLS data. Active inventory in ZIP 89705 is extremely limited at any time — typically 5–8 listings — concentrated in the $3M–$6M resale tier, with new custom builds and premium valley-view parcels above $6M. Each card shows current listing counts for ZIP 89705.

Counts reflect active NNRMLS listings across ZIP 89705 (southwest Carson City / Clear Creek Tahoe corridor) · June 2026 · Updated daily.

SAFETY & CRIME

Is Clear Creek Tahoe Safe?

• A+Safety grade, Clear Creek TahoeGuard-gated with 24-hour staffed entry
• MinimalCrime rate within gatevs Nevada statewide average
• Private courseGolf-course accessCoore & Crenshaw 18-hole (members and residents only)
• GatedResidential character24-hour guard station; no public through-traffic

Sources: FBI Uniform Crime Reporting (latest available data), Carson City official records. Last updated June 2026.

LIVABILITY REPORT CARD

How Does Clear Creek Tahoe Score?

Clear Creek Tahoe scores at the very top of Northern Nevada addresses for privacy, golf pedigree, estate scale, and Lake Tahoe access. Below is a category-by-category report card — the six factors our agents walk through with every buyer considering this community.

• A+

  Grade A+: Safety

  Private guard-gated community with 24-hour staffed entry — the highest security tier available in Northern Nevada residential real estate.

• B+

  Grade B+: Schools

  Carson City School District campuses — a separate district from Washoe County; many buyers at this tier use private school options in Reno-Tahoe.

• A+

  Grade A+: Privacy & Estate Scale

  Parcels from under 1 to nearly 5.5 forested acres; gated perimeter; ~2,136-acre community — unmatched estate privacy in Nevada.

• A+

  Grade A+: Golf & Amenities

  Coore and Crenshaw private 18-hole course ranked among Nevada's best by GOLF Magazine; 22,000 sq ft clubhouse; Twin Pines lake club; pub; cottages.

• A+

  Grade A+: Outdoor Access

  Ponderosa forest trails, 25 minutes to Lake Tahoe South Shore beaches and skiing, 20 minutes to Carson Valley gliding and golf.

• A-

  Grade A-: Commute

  15 minutes to the State Capitol, ~50 minutes to Reno-Tahoe Airport — excellent for executives who work remotely or commute selectively.

Source: Compiled from GreatSchools.org, FBI UCR, BLS, and Walk Score. Methodology: 6 weighted categories on a 4.0-equivalent scale. Last refreshed June 2026.

GROWTH & APPRECIATION

How Fast Has Clear Creek Tahoe Appreciated?

Clear Creek Tahoe estate values have grown steadily since community buildout, driven by the scarcity of private Coore and Crenshaw golf residences in the Western US, Northern Nevada's broader luxury demand, and California high-net-worth in-migration seeking Nevada tax advantages. The Nevada State Demographer projects continued growth for the Carson City area through 2030, and Clear Creek Tahoe's constrained homesite count limits future supply.

Sources: Nevada State Demographer and U.S. Census Bureau ACS. Estate price figures from NNRMLS active and closed data; historical approximations. Last updated June 2026.

LIVABILITY SCORES

How Does Clear Creek Tahoe Score for Livability?

Clear Creek Tahoe posts elite scores across the six livability dimensions that matter most to ultra-luxury estate buyers — privacy, golf pedigree, estate scale, and Tahoe access lead the composite. The rings below break each category, benchmarked against Nevada State Demographer and Carson City Assessor data.

• 94A+

  Overall Livability

• 82B+

  Schools

• 98A+

  Privacy & Safety

• 90A

  Value vs. California

• 97A+

  Golf & Amenities

• 95A+

  Outdoor / Lake Access

Scores synthesized from AreaVibes, Niche, and Census data — updated quarterly.

MARKET TRENDS · LAST 12 MONTHS

How Is the Clear Creek Tahoe Real Estate Market Trending?

Estate list price, days on market, and active inventory for ZIP 89705 — the southwest Carson City ZIP covering Clear Creek Tahoe — from NNRMLS and Reno/Sparks Association of REALTORS. The ultra-luxury tier is deliberately thin; $3M–$10M private Nevada golf estates typically move in 90+ days because the qualified buyer pool is global. Updated monthly.

Updated: June 2026 · Next update: July 2026

Market Competitiveness

How Competitive Is Clear Creek Tahoe Right Now?

Clear Creek Tahoe is a low-volume, high-price ultra-luxury market. With typically 5–8 active listings in ZIP 89705 and estates taking 90+ days on market per NNRMLS data, selectivity — not competition — defines this tier. The qualified buyer pool for $3M–$10M Nevada golf estates is global; buyers must be pre-qualified and ready to move decisively when the right homesite appears.

Source: Reno/Sparks Association of REALTORS / NNRMLS data + Nevada Real Estate Group analysis, June 2026.

Northern Nevada Luxury Comparison

How Does Clear Creek Tahoe Compare to Silver Oak, ArrowCreek & Montreux?

A side-by-side look at four Northern Nevada golf communities — Clear Creek Tahoe's $2.5M–$10M+ Coore and Crenshaw estates, Silver Oak's $500K–$900K+ public-course homes, ArrowCreek's guard-gated Reno tier, and Montreux's private Nicklaus enclave — using active-listing data from Reno/Sparks Association of REALTORS and NNRMLS. Prices span from $500K at Silver Oak to $10M+ at Clear Creek Tahoe.

Source: Reno/Sparks Association of REALTORS and NNRMLS data, June 2026. Median prices based on active listings; days on market from closed sales.

Community Deep Dive

What's Inside Each Northern Nevada Golf Community?

BY ZIP CODE

What Does the Carson City Market Look Like by ZIP Code?

ZIP 89705 is the southwest Carson City ZIP covering Clear Creek Tahoe and the US-50 corridor — Nevada's rarest ultra-luxury estate address. The table below shows how it compares to the other Carson City ZIPs and nearby Northern Nevada markets.

Source: Reno/Sparks Association of REALTORS and NNRMLS. Medians from active listings; YoY from closed sales, 2026 vs 2025 year-to-date. ZIP boundaries per Carson City Assessor.

WHY CLEAR CREEK TAHOE

Why Does Clear Creek Tahoe Stand Out in Nevada?

Five advantages separate Clear Creek Tahoe from every other Northern Nevada community — each tied to a verifiable primary source, from the Nevada Revised Statutes property-tax cap (NRS 361.471) to NNRMLS active-listing data, Carson City Assessor parcel records, and GOLF Magazine and Golfweek course rankings — not marketing language.

1. 1

   Nevada's premier private Coore and Crenshaw course

   Clear Creek Tahoe's 18-hole course was designed by Bill Coore and Ben Crenshaw and is ranked by GOLF Magazine and Golfweek among the very best private layouts in Nevada — an irreplaceable asset no other Northern Nevada community possesses.

   GOLF Magazine / Golfweek course rankings
2. 2

   2,136 acres of guard-gated Ponderosa forest

   The community spans roughly 2,136 acres of historic ranch land amid Ponderosa pines — a forested estate scale impossible to replicate in any urban or suburban setting.

   community-data-north.json / Clear Creek Tahoe developer
3. 3

   25 minutes to Lake Tahoe South Shore

   Direct US-50 access puts the South Shore — Heavenly ski resort, Lake Tahoe beaches, Stateline casinos, and marinas — 25 minutes from the gate.

   drive-time data via US-50
4. 4

   No state income tax plus 3% property-tax cap

   Nevada levies no personal income tax, and annual property-tax increases on a primary residence are capped at 3% by statute — at a $4M estate, the annual tax advantage over California can exceed $500,000 per year in income-tax savings alone.

   NRS 361.471 / Nevada Department of Taxation
5. 5

   Constrained supply that protects value

   Clear Creek Tahoe has a fixed homesite count on 2,136 acres — no additional supply can be created. That structural scarcity, combined with the Coore and Crenshaw course, supports long-run value retention regardless of broader market cycles.

   NNRMLS / RSAR / community-data-north.json June 2026

WHY BUY AT CLEAR CREEK TAHOE

What Are the Top 10 Reasons to Buy an Estate at Clear Creek Tahoe?

Clear Creek Tahoe makes its case on private golf pedigree, forested estate scale, Lake Tahoe proximity, and Nevada's zero income-tax advantage — each backed by BLS Reno-Sparks MSA employment data, NNRMLS active-listing records, Carson City Assessor parcel filings, and the Nevada Revised Statutes. The ten reasons below are grounded in data.

1. 1

   Nevada's finest private Coore and Crenshaw course

   The 18-hole course ranks among Nevada's very best private layouts per GOLF Magazine and Golfweek — a peer of the best courses in the Western US, on your doorstep.

   GOLF Magazine / Golfweek rankings

2. 2

   2,136 acres of guard-gated Ponderosa forest

   No comparable forested private estate community exists in Nevada — the 2,136-acre footprint with parcels up to 5.5 acres is irreplaceable at any price.

   community-data-north.json

3. 3

   Twin Pines lake club and 22,000 sq ft clubhouse

   The amenity package — lake club, clubhouse, fitness center, guest cottages, pub, pro shop — matches or exceeds any private community in the Mountain West.

   Clear Creek Tahoe developer

4. 4

   25 minutes to Lake Tahoe South Shore

   Direct US-50 access puts Heavenly ski resort, Tahoe beaches, and Stateline casinos 25 minutes from the gate — no other private golf community in Nevada offers this proximity.

   via US-50

5. 5

   Zero Nevada state income tax

   Nevada levies no personal income tax — on a $2M income, that saves roughly $200,000 per year versus California's 13.3% top rate, making a $4M estate purchase self-funding within a few years.

   Nevada Department of Taxation / California FTB

6. 6

   3% property-tax cap under NRS 361.471

   Annual increases on a primary residence are capped at 3% by statute — on a $4M estate, the predictability matters more than on any lower-priced property.

   NRS 361.471

7. 7

   Constrained supply — fixed homesite count

   Clear Creek Tahoe has a finite number of homesites on 2,136 acres. No additional supply can be added; that structural scarcity supports long-run value retention.

   community-data-north.json

8. 8

   15 minutes to Carson City and the State Capitol

   Ultra-luxury estate living without the remoteness that some Tahoe properties impose — Carson City services, healthcare, and the Capitol are 15 minutes east.

   drive time via US-50

9. 9

   Custom build opportunity on large parcels

   Homesites ranging from under an acre to nearly 5.5 acres allow buyers to commission a fully custom estate to their own specifications — no production-builder constraints.

   community-data-north.json

10. 10

    Privacy and security unmatched in Nevada

    A 24-hour staffed guard gate, private forested acreage, and extremely limited public access produce a residential security profile that only a handful of communities in the entire Western US can approach.

    community-data-north.json / site character

THIS WEEKEND'S OPEN HOUSES

Can You Tour Clear Creek Tahoe Estates This Weekend?

Ultra-luxury guard-gated estate communities like Clear Creek Tahoe do not hold public open houses — all showings are private and arranged through the listing agent after qualification. Contact our team to arrange a private tour of any active Clear Creek Tahoe listing or to get early access to off-market opportunities that never reach a public NNRMLS listing.

RELOCATION TIMELINE

How to Relocate to Clear Creek Tahoe in 8 Steps

From first research to keys-in-hand, here's the 8-16 week timeline most Clear Creek Tahoe buyers follow. Two deadlines are statutory: Nevada requires a driver's license within 30 days of residency and vehicle registration within 60, per the Nevada DMV — establishing Nevada residency promptly is essential for capturing the full state income-tax advantage that drives most Clear Creek Tahoe purchases.

1. 01

   Research communities and confirm the estate tier

   Confirm that Clear Creek Tahoe's price range ($2.5M–$10M+), guard-gated privacy, and private club membership structure match your priorities. Compare against ArrowCreek and Montreux in Reno if a shorter Reno-Tahoe Airport commute matters more than Lake Tahoe proximity.

2. 02

   Secure ultra-luxury jumbo financing or confirm cash position

   All Clear Creek Tahoe purchases require jumbo financing (minimum $2.5M loan) or all-cash. Jumbo lenders want 20–25% down, 720+ credit score, and 12–18 months of reserves. Cash buyers can close in 7–21 days; jumbo takes 45–60 days. Confirm your financing position before submitting any offer.

3. 03

   Hire an ultra-luxury Northern Nevada estate specialist

   Clear Creek Tahoe estate transactions require knowledge of private club membership obligations, building covenants, forested acreage due diligence, and ultra-luxury appraisal comparable selection. Work with an agent who has closed at this price tier and can access off-market opportunities before they reach the public NNRMLS.

4. 04

   Private tour and club membership introduction

   Access to Clear Creek Tahoe for touring requires coordination with the community — a listing agent or member sponsor introduction is needed. Tour at multiple times of day; the forested Ponderosa setting, Carson Valley views, and course character all read differently morning versus evening.

5. 05

   Write and negotiate the offer

   Ultra-luxury estate offers at Clear Creek Tahoe should be priced relative to verified NNRMLS closed comps in ZIP 89705 — not the broader Carson City median. Confirm HOA and club membership initiation fees, ongoing dues, and any transfer costs as part of the offer negotiation. Include appropriate inspection and appraisal contingencies for a property at this value.

6. 06

   Inspection, appraisal, and club review

   Inspect the estate thoroughly for construction quality, site drainage on forested acreage, fire-defensible space compliance, and any deferred maintenance. Appraisals for $3M–$8M+ Nevada estates require selecting a qualified MAI appraiser familiar with the ultra-luxury comparable set. Confirm club membership approval is proceeding in parallel.

7. 07

   Clear conditions and fund

   Nevada closes through escrow companies; expect 45–60 days from acceptance to funding for jumbo transactions. Confirm club initiation, HOA transfer, and all title conditions before releasing funds. Coordinate with your CPA or tax attorney on the Nevada domicile documentation package — voter registration, banking, and Nevada driver's license form the core evidence trail.

8. 08

   Close, move, establish Nevada residency

   Transfer utilities (NV Energy, Carson Water Subconservancy District), then handle the DMV — Nevada license within 30 days of residency, vehicle registration within 60. File domicile declaration for California tax purposes if applicable; the Nevada income-tax advantage is the primary driver of most Clear Creek Tahoe purchases and requires documented residency change.

ECONOMY & JOBS

What Drives the Economy Near Clear Creek Tahoe?

Clear Creek Tahoe residents are predominantly high-net-worth principals who work remotely or are retired — the local economy matters mainly for services and amenities. Carson City is anchored by Nevada state government and healthcare. According to the U.S. Bureau of Labor Statistics, the Reno-Sparks MSA runs near historic-low unemployment, with state government the largest employer and Carson Tahoe Health the leading private anchor.

Top Carson City-Area Employers and Economic Anchors Within Reach

• State of Nevada — Capitol ComplexNevada Legislature, Governor's Office, and dozens of state agencies headquartered in Carson City — ~15 min from Clear Creek Tahoe
• Carson Tahoe HealthNorthern Nevada's largest healthcare provider based in Carson City — medical services within 15-20 minutes for Clear Creek Tahoe residents
• Lake Tahoe South Shore (tourism / hospitality)Heavenly resort, South Shore casinos, and Tahoe-area employers are 25-30 minutes from the gate — a major regional economic draw
• Western Nevada CollegeCarson City's community college campus — education sector anchor, ~15 minutes from Clear Creek Tahoe
• Reno-Sparks Metro (Tesla, Switch, Renown, TRIC)The broader Reno-Sparks tech, logistics, and healthcare corridor is ~50 minutes north via US-50 and I-580 for Clear Creek Tahoe residents who commute selectively
• Remote-Work Executive EconomyThe majority of Clear Creek Tahoe residents work remotely or are retired — Nevada's zero state income tax is the primary economic draw, not local employment access

Sources: U.S. Bureau of Labor Statistics, Nevada State Demographer. Last updated June 2026.

COMMUNITY COMPARISON

How Does Clear Creek Tahoe Compare to Silver Oak, ArrowCreek & Montreux?

Deciding between Northern Nevada luxury golf communities? This head-to-head covers nine metrics — entry price, days on market, guard-gate status, golf course designer, school district, and drive times to Lake Tahoe and Reno-Tahoe Airport. Data sourced from RSAR, the U.S. Census, and BLS Reno-Sparks MSA.

Sources: Reno/Sparks Association of REALTORS, U.S. Census ACS. Last updated June 2026.

COMMUTE & TRANSPORTATION

How Easy Is Getting Around from Clear Creek Tahoe?

US-50 is the primary artery from Clear Creek Tahoe — Carson City is 15 minutes east; Lake Tahoe South Shore is 25 minutes west. Residents drive by design: the forested estate setting is car-dependent, and the corridor ranks among the most scenic commutes in the Western US per U.S. Census ACS data. Reno-Tahoe International Airport is 50 minutes north via US-50 and I-580.

Drive Times from Clear Creek Tahoe

• ~15 minDowntown Carson City / State CapitolUS-50 East
• ~18 minCarson Tahoe HealthUS-50 East to Carson City
• ~25 minLake Tahoe South Shore (Stateline)US-50 West
• ~30 minHeavenly Mountain ResortUS-50 West through Stateline
• ~20 minMinden / GardnervilleUS-395 S
• ~50 minReno (city center)US-50 E / I-580 N
• ~50 minReno-Tahoe International AirportUS-50 E / I-580 N
• ~30 minLake Tahoe East Shore (Cave Rock)US-50 W then north

Transportation Options

• Driving

  The default for Clear Creek Tahoe. US-50 east connects the community to Carson City in 15 minutes; US-50 west delivers Lake Tahoe South Shore in 25 minutes. The corridor is direct and scenic — no mountain-pass alternatives required for either direction. I-580 north connects to Reno and the airport in under an hour.

• Private Air

  Reno-Tahoe International Airport is ~50 minutes from Clear Creek Tahoe via US-50 and I-580 — feasible for selective executive travel. Lake Tahoe Airport (KTVL) at South Lake Tahoe is ~30 minutes for charter or private air and handles general aviation year-round.

• Cycling & Walking

  The Clear Creek Tahoe community itself has extensive private trails through the Ponderosa forest and alongside the course. Public trail access begins at the community perimeter; the US-50 corridor carries heavy vehicle traffic and is not suitable for road cycling between the gate and Carson City.

• Public Transit

  Clear Creek Tahoe is not served by any public transit — it is a remote, car-dependent estate community by design. Carson City's Citifare system does not extend to ZIP 89705. This is a feature for buyers who value seclusion and a limitation for anyone who relies on public transportation.

Drive times based on average non-rush-hour conditions. Sources: Google Maps traffic data, RTC Washoe.

Quick Answer

What credit score do you need to buy at Clear Creek Tahoe?

All Clear Creek Tahoe purchases require jumbo financing — most lenders want a minimum 720 credit score for loans at $2.5M–$8M+, with 720–740 qualifying for standard jumbo terms and scores above 760 accessing the best rate tiers. At a $4,000,000 purchase with 25% down and a 7% rate, the difference between a 720 and 760 credit score can save $500–$800 per month in interest cost. Most Clear Creek Tahoe buyers also present 12–18 months of cash reserves beyond the down payment. All-cash buyers bypass the credit score requirement entirely — a common structure at this price tier. Get pre-qualified by a lender with ultra-luxury jumbo experience in Northern Nevada before touring.

PEOPLE ALSO ASK

What Else Do People Ask About Clear Creek Tahoe?

These are the eight additional queries Clear Creek Tahoe buyers type into search engines — answered with specifics from the U.S. Census Bureau, Reno/Sparks Association of REALTORS, and Carson City records. Each covers ZIP 89705 data points buyers use to evaluate Clear Creek Tahoe against other Northern Nevada communities.

WHY NEVADA REAL ESTATE GROUP

Why Is Nevada Real Estate Group the #1 Real Estate Team in Nevada?

Direct market knowledge, the largest agent team in Nevada, and 9,061+ verified five-star reviews. Across 6,225+ closed transactions and $4.1B+ in volume since 2009, Nevada Real Estate Group serves buyers and sellers statewide — Las Vegas to Lake Tahoe — which is why the team ranks #1 in Nevada and #44 nationally.

NEARBY COMMUNITIES

Which Communities Are Near Clear Creek Tahoe?

Compare Clear Creek Tahoe with nearby luxury communities across the Northern Nevada and Lake Tahoe corridor. Each card pairs the drive time from Clear Creek Tahoe with community price positioning — Silver Oak at $500K–$900K+, ArrowCreek at $700K–$2M+, and Montreux at $1M–$4M — so you can judge whether a different community better fits your lifestyle.

A–Z INDEX

Which Northern Nevada Luxury Communities Can You Explore A–Z?

Key luxury and ultra-luxury communities in the Carson City, Lake Tahoe, and Northern Nevada corridor, spanning price ranges from $500K in Silver Oak to $10M+ in Clear Creek Tahoe. Every linked entry opens a dedicated community page with current NNRMLS listings, price ranges, school district details, and what daily life looks like in each neighborhood.

Sources & Methodology

Where Does This Clear Creek Tahoe Data Come From?

Every statistic on this page is sourced from a primary or government dataset and refreshed monthly — RSAR and NNRMLS for price and DOM, U.S. Census Bureau for demographics, Carson City Assessor for tax and lot data, and GreatSchools for school ratings. Follow any link below to verify a figure or pull deeper detail.

1. Reno/Sparks Association of REALTORS (RSAR) — Median sold price, days on market, list-to-sold ratio, and monthly MLS statistics for ZIP 89705 and the broader Northern Nevada luxury market. rsar.realtor
2. Northern Nevada Regional MLS (NNRMLS) — Active listings, inventory counts, price-per-square-foot, and estate data for Clear Creek Tahoe and the southwest Carson City ZIP 89705. nnrmls.com
3. U.S. Census Bureau — Population, demographics, household income, age distribution, and education attainment for Carson City / ZIP 89705 (ACS). data.census.gov
4. Nevada State Demographer — City and county population estimates and growth projections for the Carson City metropolitan area. demographer.nv.gov
5. U.S. Bureau of Labor Statistics — Reno-Sparks MSA unemployment rate, employment by sector, and wage data covering the Carson City employment catchment. bls.gov/reno-sparks
6. Carson City Assessor — Property tax rates, assessed values, lot data, and parcel records for ZIP 89705. carson.org/assessor
7. Carson City School District — School boundary maps, enrollment data, and assignment verification for Clear Creek Tahoe addresses in ZIP 89705. carson.k12.nv.us
8. GreatSchools.org — K-12 school ratings, test scores, and student-teacher ratios for Carson City campuses including Carson High and Eagle Valley Middle. greatschools.org
9. Nevada Report Card — Official Nevada DOE school performance data for Carson City School District campuses. nevadareportcard.nv.gov
10. Freddie Mac PMMS — Weekly mortgage rate survey used in the monthly payment calculator. freddiemac.com/pmms
11. Nevada Revised Statutes — NRS 361.471 — The 3% annual property-tax cap on primary residences cited throughout this page. leg.state.nv.us/nrs

Methodology: Listing data is sourced via Repliers IDX feed (Las Vegas MLS) and refreshed every 15 minutes. Demographic and economic data are pulled monthly via Census/BLS APIs. School data is refreshed quarterly. All comparisons are like-for-like (same metric, same time period).

Last refresh: June 2026 · Next scheduled refresh: July 2026