Golfers & Active-Lifestyle Buyers
- 18-hole public course accessible from home without a membership
- Practice facilities and event center on-site
- Lake Tahoe skiing and recreation 30 minutes away
- Year-round outdoor access in the Sierra foothills

Nevada Real Estate Group — your Silver Oak specialists. Search homes for sale in Carson City's premier golf-course community: single-family homes from the $500,000s to $900,000s+, fairway and Sierra Nevada views, and 10 minutes to the State Capitol.
MEDIAN LIST PRICE (ZIP 89703)
$700K
LVR / GLVAR via Repliers, as of September 13, 2026
DAYS ON MARKET
48
LVR / GLVAR via Repliers, as of September 13, 2026
COMMUNITY TYPE
Golf-Course
community-data-north.json
TO LAKE TAHOE
~30 min
via US-50 West
Property research
Verify for your address
Confirm current school assignments, association documents, parcel taxes, and insurance with the applicable sources.
Last updated
June 16, 2026
Individual data periods may differ from the page update date.
KEY TAKEAWAYS
Silver Oak is Carson City's premier golf-course community in ZIP 89703, with homes priced from $500K to $900K+ and a median list price near $699,999 per Reno/Sparks Association of REALTORS and NNRMLS data. The five takeaways below capture what those numbers mean for buyers in this Nevada State Demographer-tracked Carson City corridor.
Last updated September 2026 · Sources: RSAR, U.S. Census, Nevada State Demographer
Silver Oak typically carries a limited selection of active listings at any time in ZIP 89703, priced $500K–$900K+ per NNRMLS data. According to Reno/Sparks Association of REALTORS, northwest Carson City golf-course inventory is among the tightest in the region — fairway-fronting homes change hands infrequently. The newest listings appear below, refreshed daily from live NNRMLS data.
PRICE DISTRIBUTION
The ZIP 89703 median list price sits near $700K per Reno/Sparks Association of REALTORS September 2026 NNRMLS data. Active inventory in northwest Carson City concentrates in the $500K–$800K range, with a smaller but active upper tier above $800K for larger or fairway-fronting Silver Oak homes. Each card shows current listing counts for ZIP 89703.
Silver Oak listings are filtered by ZIP 89703 — roughly 95 active homes across northwest Carson City, with Silver Oak golf-course homes a targeted subset. Each link opens our live NNRMLS search pre-filtered to that slice, with counts updated daily from Reno/Sparks Association of REALTORS and NNRMLS data.
Tap a community to see its dedicated page — current listings, price ranges, school district details, and what daily life looks like inside each neighborhood.
Updated daily · 87 active listings · MLS data
STAY AHEAD OF THE MARKET
With limited active listings in Silver Oak at any time and homes going under contract in a median 45 days per Reno/Sparks Association of REALTORS, buyers who see new listings within hours hold a real advantage. Set a custom alert by price, beds, baths, and lot type — no spam, unsubscribe anytime.
Before choosing a home, request address-specific school assignments for the intended school year from the district. Confirm grade levels, program eligibility, enrollment requirements and any boundary changes. Use the exact property address, including any unit number, and ask the district to confirm the assignment before making a purchase decision.
Find your school district · View Nevada Report Card
Compare each school’s programs and published results for the same reporting year. Proximity to a school does not guarantee admission; contact charter, magnet and private schools about their application and enrollment requirements.
CRIME DATA
Review reports from the law-enforcement agency serving the address. Check the reporting period, area covered, offense definitions and completeness before comparing locations. When requesting local information, provide the property address and ask which agency and geographic boundary each report represents, along with any known reporting gaps.
The FBI publishes crime and law-enforcement statistics through its Crime Data Explorer. Its guidance cautions against using crime totals alone to rank communities: reporting practices and local conditions affect comparisons.
A citywide statistic does not establish conditions at a particular home. Ask the local agency about current reports for the area and gaps in the available data. Missing records do not mean zero crime, and a gated entrance does not establish a safety rating.
FBI crime data resources · FBI guidance on comparing communities
Silver Oak delivers golf-course foothill living in northwest Carson City (ZIP 89703): homes wrapping an 18-hole public course, Sierra Nevada and valley views, and state-capital convenience minutes away. Developed by multiple builders over several phases, the community is served by the Carson City School District — Nevada's capital city operates its own independent district, separate from Washoe County.
Silver Oak is known as Carson City's premier golf-course community, built around the 18-hole Silver Oak Golf Course with its Sierra Nevada foothill setting, mountain and valley views, and an on-site event center. The neighborhood combines the quiet, park-like character of a golf-course corridor with practical capital-city proximity — 10 minutes to downtown Carson City and 30 minutes to both Reno and Lake Tahoe's East Shore.
Silver Oak fits golfers and active-lifestyle buyers, retirees who want Sierra foothill scenery with urban convenience, California relocators seeking Nevada's tax advantages, and state-government or healthcare professionals who want quality housing close to Carson City's employment base. The $500K–$900K+ price range makes it accessible to a wider buyer pool than comparable Reno foothill communities.
Daily life centers on the golf course in season, with morning tee times, evening walks along the fairways, and a 10-minute drive to Carson City's Carson Street corridor for dining and shopping. Weekday commutes to the Capitol or state agency offices run under 15 minutes. Weekends stretch naturally to Lake Tahoe 30 minutes west via US-50, or Reno 30 minutes north via US-395 and I-580 for a broader dining and entertainment scene.
Silver Oak sits in the Sierra Nevada foothills of northwest Carson City, Nevada (ZIP 89703), approximately 10 minutes from downtown Carson City, 30 minutes from Reno via US-395/I-580, and 30 minutes from Lake Tahoe via US-50.
Quick Answer
Silver Oak combines golf-course living with Sierra foothill views, quiet northwest Carson City streets, and one of the most flexible commute positions in Northern Nevada — 10 minutes to the State Capitol, 30 minutes to Reno, and 30 minutes to Lake Tahoe via US-50. Nevada's zero state income tax and a 3% property-tax cap under NRS 361.471 make the long-run carrying cost predictable. For buyers who want a resort-lifestyle feel in a capital-city address at pricing well below Reno's South foothill tier, Silver Oak is the clearest value in Carson City.
Source: Nevada State Demographer
According to the U.S. Census Bureau, ZIP 89703 in northwest Carson City carries a median household income above the Carson City citywide figure — consistent with a golf-course community where many residents are established professionals, state-government employees, retirees, and California relocators drawn by Nevada's tax environment.
Home values in Silver Oak have grown steadily as the Northern Nevada market attracted California buyers priced out of the Bay Area and Sacramento markets. Owner-occupancy is high in the golf-course corridor, and the educational attainment of adult residents exceeds the broader Carson City average — a profile that reinforces neighborhood stability and long-run demand.
Source: U.S. Census Bureau ACS estimates & Nevada State Demographer · Updated
GROWTH & APPRECIATION
Carson City has seen steady growth over the past decade, driven by Northern Nevada's broader population gains, California in-migration, and the appeal of state-capital stability at a price point below Reno-Sparks. The Nevada State Demographer projects continued growth for the Carson City area through 2030, supporting sustained demand for premium addresses like Silver Oak.
Silver Oak and the northwest Carson City corridor have appreciated consistently, tracking the broader Northern Nevada market while benefiting from the golf-course lifestyle premium that resists oversupply. Carson City's role as Nevada's state capital provides employment-base stability that pure bedroom communities lack, and the US-50 Lake Tahoe corridor continues to draw buyers who want mountain access without full Tahoe pricing.
Sources: Nevada State Demographer and U.S. Census Bureau ACS. Median price figures from NNRMLS active listings; historical approximations. Last updated June 2026.
MARKET TRENDS · LAST 12 MONTHS
Median list price, days on market, and active inventory for ZIP 89703 — the northwest Carson City ZIP covering Silver Oak and surrounding neighborhoods — from Northern Nevada Regional MLS and Reno/Sparks Association of REALTORS data. Current median sits near $610,000, up approximately 2.5% year-over-year, with a median 45 days on market. Updated monthly.
Median List Price (ZIP 89703)
+2.5% YoY (May 2025 → May 2026)
Source: Las Vegas REALTORS
Days on Market
40 → 45 days YoY — golf-course tier moves at measured pace
vs September 2025
Source: Las Vegas REALTORS
Active Listings (ZIP 89703)
~95 across ZIP; Silver Oak a smaller share of total inventory
vs September 2025
Source: Las Vegas REALTORS
The long view: Carson City's median sold price rose 94% between 2015 ($222,000) and 2021 ($430,000), across 10,164 recorded closings — Northern Nevada Regional MLS (NNRMLS) records via Repliers.
HOMES MOVE FAST
Market Competitiveness
Silver Oak is a moderately competitive golf-course market in ZIP 89703. Homes at $500K–$700K attract solid interest with a median 45 days on market per NNRMLS data, while fairway-fronting properties above $800K take two to three months. The qualified buyer pool for premium Carson City golf-course addresses is narrower than in Reno-Sparks.
Silver Oak is not for every buyer — it is a golf-course community in northwest Carson City priced from the $500,000s to $900,000s+. Six buyer profiles below match lifestyles to what Silver Oak actually delivers, followed by the honest pros and trade-offs our team walks every buyer through before a first showing.
Ready to explore homes in Silver Oak? Our team knows the northwest Carson City golf-course market, active listing history, and which fairway positions carry the strongest premiums.
Start Your Home SearchCarson City Comparison
A side-by-side comparison of four Carson City communities — Silver Oak golf-course character, Lakeview Estates wooded canyon setting, the West Side Historic District near the Capitol, and Schulz Ranch master-planned family living — using active-listing data from Reno/Sparks Association of REALTORS and NNRMLS. Prices span the affordable mid-$400,000s to $900,000s+ across the four communities.
| Submarket | Median Price | $ / Sq Ft | Days on Market | Active Listings | Best For |
|---|---|---|---|---|---|
| Silver Oak | $650,000 | ~$295 | 45 | 8 | Golf-Course · Views · Retirees |
| Lakeview Estates | $600,000 | ~$285 | 50 | 6 | Wooded · Canyon · Views |
| West Side Historic District | $520,000 | ~$265 | 40 | 10 | Historic · Near Capitol · Walkable |
| Schulz Ranch | $490,000 | ~$250 | 35 | 14 | Family · Master-Planned · Parks |
| Carson City (all ZIP 89703) | $610,000 | ~$290 | 45 | 95 | Full market · All buyer types |
Source: Reno/Sparks Association of REALTORS and NNRMLS data, June 2026. Median prices based on active listings; days on market from closed sales.
Neighborhood Deep Dive
Submarket 1
Carson City's premier golf-course community wrapping the 18-hole Silver Oak Golf Course, with Sierra Nevada foothill views, 10 minutes to the Capitol, and homes from $500K to $900K+. The best lifestyle balance of golf, views, and capital-city convenience in Northern Nevada.
Browse Silver Oak homes →Submarket 2
Wooded canyon homes on the north edge of Carson City overlooking Washoe Lake — a quieter, more secluded setting than Silver Oak with similar pricing and the capital-city location.
Browse Lakeview Estates homes →Submarket 3
Carson City's only designated residential historic district, close to the Capitol and the Riverwalk. Charming older homes for buyers who want walkable urban character at a below-Silver-Oak price point.
Browse West Side Historic District homes →Submarket 4
Newer master-planned community in the western Carson City foothills with parks, trails, and production-build homes — the best option for families who want newer construction and community amenities at entry pricing.
Browse Schulz Ranch homes →Submarket 5
The full northwest Carson City market in ZIP 89703 — spanning golf-course premium homes to entry-level suburban addresses, with a statewide tax advantage and Sierra Nevada access as the shared foundation.
Browse Carson City (all ZIP 89703) homes →Submarket 6
The full ZIP 89703 market in northwest Carson City holds approximately 95 active listings from under $500K to $900K+, spanning Silver Oak golf-course premium homes, foothill view lots, and family subdivisions — with new homes entering daily from live NNRMLS data.
Browse ZIP 89703 — Northwest Carson City Market Overview homes →Silver Oak sits in the Sierra Nevada foothills of northwest Carson City (ZIP 89703), roughly 10 minutes from downtown Carson City and the State Capitol, 30 minutes from Reno via US-395/I-580, and 30 minutes from Lake Tahoe's East Shore via US-50. Lakeview Estates, the West Side Historic District, and Schulz Ranch are all within Carson City.
STILL DECIDING?
BY ZIP CODE
ZIP 89703 is northwest Carson City's primary residential ZIP, covering Silver Oak, Lakeview Estates, and surrounding foothill neighborhoods. Its $610K median list price leads all Carson City ZIPs per RSAR and NNRMLS data. The table below compares it to other Carson City ZIPs and nearby Northern Nevada markets by price, pace, and inventory.
| ZIP | Primary Area | Median Price | $ / Sq Ft | Days on Market | Active | YoY |
|---|---|---|---|---|---|---|
| 89703 | Northwest Carson City · Silver Oak · Lakeview | $610K | ~$295 | 45 | 95 | +2.5% |
| 89701 | Central / East Carson City · Historic District | $480K | ~$255 | 38 | 110 | +1.8% |
| 89706 | South Carson City · Schulz Ranch · Eagle Valley | $510K | ~$265 | 35 | 120 | +2.1% |
| 89423 | Minden / Gardnerville (Carson Valley) | $580K | ~$280 | 42 | 140 | +2.3% |
| 89521 | South Reno · Damonte Ranch (Washoe County) | $565K | ~$290 | 28 | 256 | +2.2% |
| 89511 | South Reno Foothills · ArrowCreek (Washoe County) | $745K | ~$355 | 42 | 265 | +2.8% |
Source: Reno/Sparks Association of REALTORS and NNRMLS. Medians from active listings; YoY from closed sales, 2026 vs 2025 year-to-date. ZIP boundaries per Carson City Assessor.
New Construction
Henderson has more active new-construction inventory than any other Las Vegas Valley city. The 8 builders below account for ~85% of new homes currently selling in Henderson. Most run rate-buydown or closing-cost incentives that change monthly — verify current offers before you write, because the spread between builders can exceed $25K on the same floor plan.
Luxury & Ultra-Luxury
Custom and semi-custom luxury homes
Family & Mid-Market
Largest production builder in Henderson
Mid-Luxury
Designer-driven new construction
Family
Energy-efficient family builds
First-Time & Family
Customizable Personal Plans
55+ Active Adult & Family
Del Webb brand for 55+
Family & Mid-Market
Tri Pointe subsidiary
Family
M.D.C. Holdings new construction
Outdoor Recreation
Silver Oak's central outdoor amenity is the 18-hole Silver Oak Golf Course, woven through the community. Beyond the course, the Carson City Parks & Recreation network and the US-50 corridor to Lake Tahoe put Sierra Nevada recreation — beaches, ski resorts, hiking, and boating — within a 30-minute drive.
IN-COMMUNITY
The neighborhood's centerpiece — a public 18-hole layout in the Sierra foothills with an event center and driving range, accessible to all residents and visitors without a membership.
30 MIN
The East Shore of Lake Tahoe, including Cave Rock State Park and Skunk Harbor, is 30 minutes west on US-50 — the closest major lake recreational area to Silver Oak.
30 MIN
A popular East Shore hiking and rock-climbing destination with panoramic Lake Tahoe views, just 30 minutes from Silver Oak on US-50.
NEARBY
Carson City maintains a network of parks and trails including Lone Mountain Regional Park, Mills Park, and the Riverwalk, all within a short drive of Silver Oak.
20 MIN
The Carson Valley south of Silver Oak is home to soaring and gliding at Minden Airport, additional golf courses, and mountain biking in the Sierra to the west.
45–60 MIN
South Lake Tahoe ski resorts including Heavenly are 45–60 minutes from Silver Oak, and North Shore resorts like Northstar add variety for ski-season weekends.
NEARBY
A convenient second golf option near Silver Oak for shorter rounds or practice, adding flexibility for daily players.
10 MIN
Carson City's Riverwalk District and the Brewery Arts Center provide walkable cultural amenities 10 minutes from Silver Oak — a draw for retirees and weekend residents alike.
The Silver Oak Lifestyle
Morning tee times on the Silver Oak Golf Course, afternoon drives to Lake Tahoe on US-50, and evening dining downtown — Silver Oak sits at the intersection of capital-city convenience and Sierra Nevada adventure, per Carson City Parks & Recreation's parks and outdoor network.
THIS WEEKEND'S OPEN HOUSES
Silver Oak carries a limited number of active listings in ZIP 89703 at any given time, so open houses are less frequent than in high-volume Reno-Sparks master plans. Most sellers prefer coordinated private showings. Set an instant alert to be notified when a Silver Oak home schedules an open house, or call (775) 277-2120 to arrange a private tour.
Build a budget around the particular home and your circumstances. Obtain current financing terms, property records and service quotes before comparing the cost of a move. A community average cannot establish your tax bill, insurance premium, association charges or savings.
Ask a tax adviser to review income sources, residency dates and any continuing connections to another state. California-source income can remain taxable after a move; the Franchise Tax Board explains part-year and nonresident rules. A headline tax-rate comparison does not calculate your savings.
Get the exact parcel's current tax bill and assessment record from its county. Confirm the property's abatement status and any effect of new construction, a change in use or your circumstances with the assessor. Do not apply a community-wide percentage to a purchase price or assume a tax cap is automatic.
Use lender estimates, insurance quotes, association documents and utility information for the exact address. Include maintenance, moving expenses and any special assessments in the comparison. Renting and buying involve different costs and obligations; future equity or resale gains are not assured.
Check school assignments for the enrollment year and ask about choice-program applications. Investigate parcel-specific hazards and permitted uses with the responsible agencies. Review travel routes and the features that matter to you instead of relying on a broad safety score or a neighborhood recommendation based on household type.
Discuss the homes, budget and timing you want to evaluate with the team.
Explore relocation planningRELOCATION TIMELINE
Plan the purchase and move around your circumstances and the property's verified requirements. Coordinate the transaction, possession and moving arrangements with the relevant parties. For license and vehicle questions, consult the Nevada DMV new-resident guide. Confirm your own deadlines and any exemptions directly with the agency.
Compare homes using your budget, accessibility needs, desired features and travel routes. Evaluate the particular property and surroundings using your own priorities; a neighborhood label does not establish its suitability.
Ask a lender for terms based on your circumstances and the property. Obtain the parcel tax record, insurance quotes, association charges and other recurring costs; a community-wide estimate cannot establish your payment or approval.
Discuss services, compensation, communication and touring arrangements with the agent. Confirm the details in the applicable agreement before relying on a promised service or access to a property.
Check school assignments with the district for the enrollment year and ask about separate program applications. Review parcel-specific flood, wildfire, utility, zoning and intended-use questions with the relevant agencies and service providers.
Discuss price, deposit, contingencies and the proposed schedule with your agent and lender. The signed contract determines the transaction deadlines; market averages do not promise when an offer will be accepted or a purchase will close.
Arrange appropriate inspections and review disclosures, title information, association documents and financing conditions. Investigate unresolved findings with the relevant specialist before the contractual decision deadlines.
Verify which utilities serve the address, what deposits or appointments are required, and when service can begin. Coordinate access and the moving date with the agreed possession terms and any building or association requirements.
Confirm completion and possession with the closing parties before arranging access. Consult the Nevada DMV's current new-resident guide for license, registration, documentation and exemption requirements that apply to you.
ECONOMY & JOBS
Silver Oak residents commute to a Carson City economy anchored by Nevada state government, healthcare, retail, and a growing remote-worker base. According to the U.S. Bureau of Labor Statistics, the Reno-Sparks MSA — which encompasses Carson City's economic catchment — runs near historic-low unemployment. State government is the largest single employer, with Carson Tahoe Health the leading private anchor.
Sources: U.S. Bureau of Labor Statistics, Nevada State Demographer. Last updated June 2026.
COMMUNITY COMPARISON
Deciding between Carson City communities? The four-column table below compares Silver Oak ($650K median), Lakeview Estates ($600K), West Side Historic ($520K), and Schulz Ranch ($490K) across price, pace, lifestyle, and school district — using data from RSAR, the U.S. Census, and BLS Reno-Sparks MSA.
| Metric | Silver Oak | Lakeview Estates | West Side Historic | Schulz Ranch |
|---|---|---|---|---|
| Median List Price | ~$650K | ~$600K | ~$520K | ~$490K |
| Price / Sq Ft | ~$295 | ~$285 | ~$265 | ~$250 |
| Days on Market | 45 | 50 | 40 | 35 |
| Guard-Gated | No | No | No | No |
| Golf Course | On-site (18-hole public) | No | No | No |
| Community Character | Golf-Course · Views | Wooded · Canyon | Historic · Walkable | Master-Planned · Family |
| To State Capitol | 10 min | 12 min | 5 min | 12 min |
| To Lake Tahoe | 30 min | 28 min | 30 min | 32 min |
| Best For | Golfers · Retirees · CA buyers | Privacy · Nature | Walkability · History | Families · New builds |
Sources: Reno/Sparks Association of REALTORS, U.S. Census ACS. Last updated June 2026.
Build a property-specific budget using a lender quote, the parcel tax estimate, insurance quotes and association documents. The starting amounts below are editable illustrations, not current local rates or verified fees. Compare the result with your Loan Estimate, and budget separately for maintenance, utilities and closing costs.
Inputs are assumptions, not a loan offer, insurance quote or parcel tax calculation. This simplified fixed-rate example applies the selected PMI rate below 20% down; actual mortgage-insurance eligibility, cost and cancellation depend on the loan. Maintenance, utilities, closing costs and special assessments are additional. Review the CFPB housing budget guide and confirm amounts with the relevant providers.
BUYING AND RENTING
Compare actual homes that meet the same needs over your expected time in the area. A purchase price and an advertised rent alone do not establish which option costs less. Use current quotes and separate monthly cash flow, upfront cash, and the amount you might recover when moving.
Start with the down payment, lender and closing charges, and any immediate repairs. Add principal and interest, property taxes, insurance, mortgage insurance where applicable, association dues, utilities and ongoing maintenance. Identify expenses paid outside escrow so they are included in your household budget.
For a later sale, model the remaining loan balance and selling expenses. Appreciation is uncertain; compare unchanged-price and lower-price cases as well as any growth assumption. Principal repayment builds an ownership interest, but that does not guarantee a profit or make every cash payment recoverable.
Use an actual lease offer and confirm the term, deposit, renewal provisions, parking, pet charges, utilities and renter's insurance. Record which maintenance services are included and any costs or restrictions associated with an early move. An advertised starting rent may not include every required charge.
Keep the comparison consistent: use the same time period, household needs and moving assumptions. Include the cash that remains available when a down payment is not used, without assuming a guaranteed investment return. Your need for flexibility and responsibility for repairs also matter alongside the financial figures.
There is no verified community-wide holding period or five-year equity gain shown here. Ask your lender to explain financing assumptions and have a tax professional assess any claimed tax benefit for your circumstances. Keep a copy of the quotes and dates so you can update the comparison before making an offer.
PROPERTY-SPECIFIC ASSOCIATION COSTS
A community name does not establish a property's current dues or all the associations that govern it. Obtain the applicable resale package, budget and governing documents for the exact address. Confirm the effective date and payment frequency of each fee with the association or its manager.
Identify master and sub-association dues separately. Check whether utilities, exterior maintenance, insurance, amenities or club access are included, optional or billed separately. A listing's monthly figure may omit a quarterly or annual charge, and an advertised amenity does not establish membership rights.
Ask about transfer, document, capital-contribution and other transaction fees, as well as approved or proposed assessments. Confirm who pays each item under the contract. Review available reserve and budget information; historical dues are not a guarantee of future charges.
Verify the actual rules for leasing, pets, parking, property changes and amenity access. Age restrictions and gate staffing require their own current documentation. Do not assume neighboring subdivisions or similarly named communities have identical rules, services or fees.
COMMUTE & TRANSPORTATION
Carson Street and US-395 connect Silver Oak to the State Capitol, Carson Tahoe Health, and the I-580 ramp to Reno. Most residents drive — commutes average under 15 minutes to Carson City employment centers per U.S. Census ACS data — and the US-50 west corridor puts Lake Tahoe 30 minutes from the neighborhood.
Drive times based on average non-rush-hour conditions. Sources: Google Maps traffic data, RTC Washoe.
Quick Answer
Most Silver Oak purchases close in 30–45 days; cash offers can close in 7–14 days. Conventional financing in the $500K–$700K range processes in 30–40 days from accepted offer to keys. Jumbo financing above $766,550 takes the full 45 days. Carson City closes through Nevada escrow companies — budget 30–45 days from acceptance to funding.
Quick Answer
Most Silver Oak purchases fall within conventional loan limits and require a minimum 620 credit score for standard financing, though rates improve significantly at 740+. Homes above $766,550 need jumbo financing — most lenders want 700+ with 20% down and 12 months of cash reserves. A score above 760 typically gets the best jumbo rate tier; on a $850,000 Silver Oak home at 7%, the difference between a 700 and 760 score can save $200–$350 per month. Get pre-approved by a lender with Northern Nevada experience before your first showing.
Silver Oak FAQ — 18 Answers
Silver Oak homes are priced from the mid-$500,000s into the $900,000s and above for larger fairway-fronting properties, per Northern Nevada Regional MLS data for ZIP 89703. The current median list price in this ZIP runs near $699,999 according to Reno/Sparks Association of REALTORS. Homes that border or overlook the Silver Oak Golf Course fairways consistently command a premium over interior lots of similar square footage.
Silver Oak is Carson City's premier golf-course community, built around the 18-hole Silver Oak Golf Course in the Sierra Nevada foothills of northwest Carson City. Unlike standard Carson City subdivisions, most Silver Oak homes border or overlook the fairways, and the surrounding terrain delivers mountain and valley views that non-golf communities cannot replicate. The combination of a public golf course with an event center, Sierra foothill setting, and capital-city convenience sets it apart from every other Carson City neighborhood.
No — Silver Oak is not a guard-gated community. It is an open golf-course neighborhood in northwest Carson City, accessible without staffed entry gates. Buyers seeking 24-hour guard-gated security should look at gated enclaves in the broader Northern Nevada market. Nevada Real Estate Group agents can confirm access specifics for any Silver Oak street or parcel before scheduling a showing.
Silver Oak's HOA structure is still being fully documented as the community record is expanded. Contact Nevada Real Estate Group at (775) 277-2120 for the most current dues figures. In any golf-course community transaction, confirm the exact monthly HOA dues, any sub-association fees, transfer costs, and any outstanding special-assessment balance with the seller during escrow before writing an offer.
Silver Oak was developed by multiple builders over time, producing a mix of one- and two-story single-family floor plans across a range of lot sizes. This multi-builder origin means homes vary considerably in age, finishes, and layout — a factor buyers should weigh during their search. Our agents track the resale history of individual streets within Silver Oak to help buyers identify value within the community.
Silver Oak is served by the Carson City School District — Nevada's state capital has its own independent school district, separate from the Washoe County School District. Specific elementary, middle, and high school assignments depend on the address; confirm current zoning for any parcel with the Carson City School District or the Carson City Assessor before purchasing. GreatSchools publishes ratings for Carson City campuses at greatschools.org.
Silver Oak is roughly 10 minutes from downtown Carson City and the State Capitol via Carson Street — a straight, easy commute. Reno is approximately 30 minutes north via US-395 and I-580, and Lake Tahoe's East Shore at Spooner Junction is about 30 minutes west on US-50. Minden and Gardnerville in the Carson Valley are roughly 20 minutes south on US-395.
The Silver Oak Golf Course itself is the community's central outdoor amenity — a public 18-hole layout with practice facilities and an on-site event center woven through the neighborhood. Carson City's parks system also provides access to nearby open space and trail networks. US-50 west puts residents within 30 minutes of Lake Tahoe's beaches, marinas, and hiking at Cave Rock and Skunk Harbor.
Property taxes in Silver Oak fall under Carson City's own municipal structure. Nevada's effective property-tax rate runs roughly 0.5–0.7% of taxable value, and the state caps annual increases on a primary residence at 3% under Nevada Revised Statutes 361.471. On a $700,000 Silver Oak home, the annual tax bill typically runs approximately $3,500–$4,900 per Carson City Assessor data — a modest carrying cost relative to California comparable markets. Nevada also levies no state income tax.
Golf-course homes in Silver Oak move at a measured pace — well-priced listings in the $500K–$700K range typically go pending in 48 to 55 days per NNRMLS data for ZIP 89703, while fairway-fronting properties above $800K take two to three months as the qualified buyer pool narrows. Carson City overall carries lower inventory than the Reno-Sparks market, so new Silver Oak listings attract immediate attention from both local buyers and Northern Nevada relocators.
Silver Oak is primarily single-family homes built by multiple builders across different phases, producing a mix of one- and two-story floor plans on varied lot sizes. Many homes overlook the golf course fairways; others sit on interior lots with mountain backdrop views. The range of builders and build years means architectural styles and floor plan layouts differ notably from home to home — buyers benefit from working with an agent familiar with which streets and phases offer the strongest value.
Golf-course communities in Northern Nevada have historically held value well, supported by constrained supply and the lifestyle premium the course provides. ZIP 89703 in northwest Carson City sits at the desirable intersection of state-capital convenience and Sierra foothill scenery. Nevada's zero state income tax and the 3% property-tax cap under NRS 361.471 provide favorable long-run carrying math. According to Nevada State Demographer projections, the Carson City area is expected to see continued growth through 2030, supporting steady demand for premium neighborhoods like Silver Oak.
Silver Oak is Carson City's standout golf-course community — the only major neighborhood in the capital built around a full 18-hole public course with mountain views. Lakeview Estates on the north edge offers wooded canyon character near Washoe Lake; the West Side Historic District is Carson City's only residential historic zone near the Capitol. Silver Oak commands a lifestyle premium over standard Carson City subdivisions that no other neighborhood in the 89703 ZIP replicates.
Single-family rentals in northwest Carson City's golf-course tier typically run $2,200–$3,500 per month for Silver Oak-caliber homes per Reno/Sparks Association of REALTORS regional rental tracking, driven by state-government professionals, Carson City employers, and remote workers who value the Sierra foothill setting. Carson City's rental market is tighter than Reno-Sparks, which supports rents and occupancy for buy-and-hold investors seeking Northern Nevada exposure below Reno pricing.
Before buying in Silver Oak, confirm HOA dues and sub-association structure in escrow, and budget for a thorough inspection covering the home's specific construction, site drainage, and any fairway-adjacent considerations. Homes on the golf course perimeter may carry different insurance considerations than interior lots. Most Carson City transactions close through Nevada escrow companies in 30–45 days. Work with an agent who tracks northwest Carson City pricing weekly — median prices near $699,999 in ZIP 89703 mean a few negotiated percentage points on a $700,000 home represents real savings.
Most Silver Oak purchases in the $500K–$700K range fall below the 2026 Carson City conforming loan limit and can use conventional financing at 3–5% down for qualified buyers, or VA at 0% for eligible veterans. Homes priced above $766,550 require jumbo financing, which typically wants 20% down and a 700+ credit score. On a $650,000 Silver Oak home, conventional at 5% means $32,500 down. Budget an additional 2–3% in closing costs on top of the down payment.
Golf-course homes require additional due diligence: confirm whether any easements or maintenance rights apply to fairway-adjacent lots, review HOA rules on golf-course landscaping at property boundaries, and inspect for irrigation or drainage patterns from the course. On the upside, fairway-fronting lots carry a sustained premium over interior lots and tend to hold value well because no neighbor can block the view by building in front of you. An agent who has closed multiple Silver Oak transactions knows which lots carry the strongest premiums and resale histories.
Yes — Nevada Real Estate Group lists and sells across all Carson City communities, including Silver Oak, and our agents prepare a custom comparative market analysis using NNRMLS closed data specific to golf-course homes in ZIP 89703. We have the buyer network to reach qualified Northern Nevada purchasers and California relocators who consistently target Carson City for its tax advantages and Sierra setting. Call (775) 277-2120 or submit the form below for a no-obligation consultation.
Updated September 2026
STILL HAVE QUESTIONS?
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PEOPLE ALSO ASK
These are the eight queries Silver Oak buyers type into search engines — answered with data from the U.S. Census Bureau, Reno/Sparks Association of REALTORS, NNRMLS, and Carson City Assessor records. Each answer delivers ZIP 89703 specifics buyers need when comparing Silver Oak to Lakeview Estates, Schulz Ranch, and the West Side Historic District.
Yes — Silver Oak is Carson City's premier golf-course community, offering Sierra Nevada foothill views, a public 18-hole course accessible from home, and 10 minutes to the State Capitol. It consistently attracts golfers, retirees, state-government professionals, and California relocators seeking Nevada's tax advantages without fully committing to Reno-area pricing.
Silver Oak is in ZIP code 89703, which covers northwest Carson City. This ZIP carries the highest median list prices of any Carson City ZIP per Northern Nevada Regional MLS data, anchored by Silver Oak's golf-course premium homes and the broader foothill residential tier.
Silver Oak was built by multiple builders across several development phases and is largely a resale market now. Buyers seeking brand-new construction in Carson City should look at active phases in Schulz Ranch or inquire with our agents about any remaining new-build opportunities in northwest Carson City. Contact Nevada Real Estate Group at (775) 277-2120 for current availability.
Quiet and dark-sky friendly — the golf-course setting and northwest Carson City foothill location limit through-traffic naturally. The fairways go quiet after sunset, and the Sierra Nevada backdrop provides a calm, suburban evening atmosphere that appeals strongly to retirees and families moving from denser urban markets.
Use our live NNRMLS search filtered to Carson City ZIP 89703 or contact our Northern Nevada team at (775) 277-2120. With a limited number of active listings at any time, working with an agent who tracks new Silver Oak entries daily — and can access off-market opportunities — is the most effective way to compete for desirable fairway-fronting properties.
Silver Oak is a golf-course community focused on the 18-hole Silver Oak Golf Course as its central amenity rather than a resort pool complex. Buyers seeking a neighborhood pool alongside golf should inquire about specific sub-phases or consider Carson City's public aquatic facilities nearby. Contact our team for the most current amenity details on any specific Silver Oak listing.
Northwest Carson City sits at a lower elevation than the South Reno foothill tier and generally receives less snow than communities near Mt. Rose or higher Sierra elevations. Roads in Silver Oak and surrounding streets are maintained by Carson City Public Works. Occasional winter storms do occur, and US-50 west to Lake Tahoe can require chains or AWD during major storm events.
Yes — the Carson Street corridor with major grocery, retail, and dining is about 10 minutes from Silver Oak. Costco, Home Depot, and national retail are within a 15-minute drive. Reno's broader retail and restaurant scene is 30 minutes north via US-395/I-580, and South Lake Tahoe's tourist-oriented retail and dining is 50 minutes west on US-50.
WHY NEVADA REAL ESTATE GROUP
Direct market knowledge, Nevada's largest agent team, and 9,061+ verified five-star reviews. Across 9,600+ closed transactions and $4.85B+ in volume since 2011, our agents serve buyers and sellers statewide — from Las Vegas to the Sierra Nevada foothills of Carson City. That depth is why the team ranks #1 in Nevada and #44 nationally.
WORK WITH THE BEST
Tell the team about your preferred area, budget, timing and property requirements. Ask about representation and the records needed to evaluate a particular home. Review current listings, comparable sales and the written terms of any services before deciding how to proceed. Contacting the team does not guarantee a purchase, sale price or response deadline.
NEARBY COMMUNITIES
Compare Silver Oak with neighboring Carson City communities and the broader Northern Nevada market. Each card pairs the drive time from Silver Oak with community price positioning — Lakeview Estates at $600K, West Side Historic at $520K, Schulz Ranch at $490K — so you can judge whether a different Carson City neighborhood better fits your lifestyle.
More Carson City communities
Shopping the whole city? Browse all Carson City homes for sale — live MLS listings updated daily.
A–Z INDEX
Key neighborhoods and communities in Carson City and the surrounding Northern Nevada corridor, spanning price ranges from the low $400,000s in standard Carson City subdivisions to $900,000s+ in Silver Oak. Every linked entry opens a dedicated community page with current NNRMLS listings, price ranges, school district details, and what daily life looks like in each neighborhood.
KEEP LEARNING
These guides extend the research most Silver Oak buyers do next — exploring the broader Northern Nevada market, comparing Carson City to Reno-area foothill communities, and weighing a California-to-Nevada move — each written from the same NNRMLS data and primary sources used throughout this page.
GUIDE
Wooded canyon homes overlooking Washoe Lake on the north edge of Carson City — pricing, character, and what to expect.
Read →GUIDE
Carson City's newer master-planned family community in the western foothills — parks, trails, and production-build homes.
Read →MARKET REPORT
Reno-Sparks and Carson City market data, all community guides, and every Northern Nevada neighborhood in one place.
Read →LIVING GUIDE
Jobs, cost, and lifestyle in Nevada’s capital.
Read →RELOCATION GUIDE
Taxes, cost of living, and neighborhoods across Northern Nevada.
Read →Sources & Methodology
Every statistic on this page is sourced from a primary or government dataset and refreshed monthly — RSAR and NNRMLS for price and DOM, U.S. Census Bureau for demographics, Carson City Assessor for tax and lot data, and GreatSchools for school ratings. Follow any link below to verify a figure or pull deeper detail.
Methodology: Listing data is sourced via Repliers IDX feed (Las Vegas MLS) and refreshed every 15 minutes. Demographic and economic data are pulled monthly via Census/BLS APIs. School data is refreshed quarterly. All comparisons are like-for-like (same metric, same time period).
Updated: September 2026 · Next update: September 15