Walk-to-Lake Second-Home Buyers
- Lake Tahoe under a 10-minute walk near the Hyatt
- IVGID private beach and golf privileges
- Entry condos from $650K vs $2M+ single-family
- Nevada zero income tax on second-home ownership

Nevada Real Estate Group — your McCloud Condominiums specialists. Search lakeside condos for sale in one of Incline Village's largest and most established condo communities: $650K–$1.4M, IVGID private beach access, a 10-minute walk to Lake Tahoe, cluster spa and sauna, and Nevada's zero state income tax.
MEDIAN LIST PRICE (ZIP 89451)
$950K
RSAR / NNRMLS, ZIP 89451, June 2026
DAYS ON MARKET
75
RSAR / NNRMLS, June 2026
COMMUNITY TYPE
Lakeside Condos
community-data-north.json
WALK TO LAKE TAHOE
Under 10 min
Near Hyatt Regency
Property research
Verify for your address
Confirm current school assignments, association documents, parcel taxes, and insurance with the applicable sources.
Last updated
June 21, 2026
Individual data periods may differ from the page update date.
KEY TAKEAWAYS
McCloud is one of Incline Village's largest established condo communities in ZIP 89451 — 256 units priced from $650K to $1.4M with a median list price near $950,000 per Reno/Sparks Association of REALTORS and NNRMLS data. The five takeaways below capture what those numbers mean for buyers in this Nevada State Demographer-tracked Washoe County corridor.
Last updated June 2026 · Sources: RSAR, U.S. Census, Nevada State Demographer
McCloud Condominiums carries a limited number of active listings in ZIP 89451 — lakeside condos priced $650K to $1.4M per NNRMLS data. According to Reno/Sparks Association of REALTORS, Incline Village inventory is among the tightest in Northern Nevada; lakeside condo units in this 256-unit community change hands at a measured pace. Listings below refresh daily from live NNRMLS data.
PRICE DISTRIBUTION
The ZIP 89451 median list price for McCloud condos sits near $950K per Reno/Sparks Association of REALTORS June 2026 NNRMLS data. Active inventory concentrates in the $650K–$1.2M range, with a smaller upper tier above $1.2M for larger three-bedroom units. Each card shows current listing counts for McCloud and surrounding ZIP 89451.
McCloud listings are filtered by ZIP 89451 — typically 8–16 active condos in the Incline Village area at any time. Each link opens our live NNRMLS search pre-filtered to that slice, with counts updated daily from Reno/Sparks Association of REALTORS and NNRMLS data.
Tap a community to see its dedicated page — current listings, price ranges, school district details, and what daily life looks like inside each Lake Tahoe Nevada neighborhood.
Updated daily · 13 active listings · MLS data
STAY AHEAD OF THE MARKET
Custom alerts by price, beds, baths, and lakeside features — no spam, unsubscribe anytime. With McCloud condos turning over at a measured 75-day median pace per Reno/Sparks Association of REALTORS, buyers who see new listings within hours hold a real edge over buyers who check listings weekly — especially in the $650K–$1M entry band where competition is broadest.
Before choosing a home, request address-specific school assignments for the intended school year from the district. Confirm grade levels, program eligibility, enrollment requirements and any boundary changes. Use the exact property address, including any unit number, and ask the district to confirm the assignment before making a purchase decision.
Check Washoe school zoning · View Nevada Report Card
Compare each school’s programs and published results for the same reporting year. Proximity to a school does not guarantee admission; contact charter, magnet and private schools about their application and enrollment requirements.
CRIME DATA
Review reports from the law-enforcement agency serving the address. Check the reporting period, area covered, offense definitions and completeness before comparing locations. When requesting local information, provide the property address and ask which agency and geographic boundary each report represents, along with any known reporting gaps.
The FBI publishes crime and law-enforcement statistics through its Crime Data Explorer. Its guidance cautions against using crime totals alone to rank communities: reporting practices and local conditions affect comparisons.
A citywide statistic does not establish conditions at a particular home. Ask the local agency about current reports for the area and gaps in the available data. Missing records do not mean zero crime, and a gated entrance does not establish a safety rating.
FBI crime data resources · FBI guidance on comparing communities
McCloud delivers walk-to-lake condo living near the Hyatt Regency: 256 units in clusters of 8 to 32 homes, priced $650K to $1.4M, with IVGID private beach access and Nevada's zero state income tax. Schools are served by the Washoe County School District — Incline Elementary, Incline Middle, and Incline High — all within Incline Village.
McCloud is known as one of Incline Village's largest and most established condo communities — 256 units completed in 1995, arranged in intimate clusters of 8 to 32 homes near the Hyatt Regency. Its defining advantage is walkability: the shores of Lake Tahoe are less than a 10-minute walk away. Each cluster has its own year-round spa and sauna, most units include a detached garage, and owners gain IVGID private beach access — all at a price range well below the single-family and lakefront Incline Village market.
McCloud fits walk-to-lake second-home buyers who want lake proximity without single-family Incline Village pricing, California tax relocators seeking a Nevada address for zero state income tax savings, remote workers who want Lake Tahoe condo living with Reno airport access, and investors who can verify short-term rental permit availability and HOA compliance. The $650K–$1.4M price range spans entry one-bedroom buyers to larger three-bedroom purchasers.
Daily life at McCloud centers on the lake: a 10-minute walk to the Tahoe shore, mornings at the cluster spa and sauna, afternoons at an IVGID private beach or the rec center, evenings at the Hyatt's lakefront dining steps away. In winter, Diamond Peak skiing is a short drive; in summer, lake kayaking, hiking the Tahoe Rim Trail, and IVGID golf define the week. Reno is 35 minutes via NV-431 for major shopping, dining, and the airport.
McCloud Condominiums sits near the Hyatt Regency in Incline Village, Nevada (ZIP 89451), on the north shore of Lake Tahoe — less than a 10-minute walk to the lake. Approximately 3 minutes from the Incline Village town center, 8 minutes from Diamond Peak Ski Resort, 35 minutes from Reno via NV-431 (Mount Rose Highway), and 50 minutes from Reno-Tahoe International Airport.
Quick Answer
McCloud is one of the strongest second-home propositions on the Nevada side of Tahoe. A 10-minute walk to the lake near the Hyatt, IVGID private beach rights, a year-round cluster spa and sauna, and a $650K–$1.4M price range make it an attainable entry into a full-amenity Incline Village address. Nevada's zero state income tax adds estimated $30,000–$80,000+ per year in savings for most high-income California second-home buyers. The critical verification: confirm that the specific cluster's CC&Rs allow short-term rentals if income is part of your plan.
Source: Nevada State Demographer
According to the U.S. Census Bureau, the Incline Village-Crystal Bay CDP carries a median household income well above the Washoe County average — consistent with a lake enclave of high-income professionals, remote workers, retirees, and California tax relocators. McCloud draws second-home buyers who prioritize lake proximity and condo-tier pricing.
Home values in McCloud have appreciated as high-income California buyers discovered that a Nevada Tahoe address at the $650K–$1.4M condo tier compares favorably on a tax-adjusted basis to comparable California lake-resort second homes. The community skews toward owner-occupant second-home usage and high educational attainment — a profile consistent with the broader Incline Village enclave.
Source: U.S. Census Bureau ACS estimates & Nevada State Demographer · Updated
GROWTH & APPRECIATION
McCloud and the broader Incline Village market have appreciated strongly over the past decade, driven by California high-income tax migration, structural TRPA supply constraints, and the sustained appeal of walk-to-lake Tahoe property at Nevada prices. The Nevada State Demographer projects continued Washoe County growth through 2030, supporting sustained demand for Incline Village condo addresses.
McCloud condos have appreciated with the broader Incline Village market — driven by an irreplaceable walk-to-lake position near the Hyatt, IVGID amenity rights that no California resort community replicates, and sustained high-income California buyer demand for Nevada tax addresses. The condo tier's $650K–$1.4M range remains one of the more attainable entries into Incline Village, keeping buyer demand broad while supply stays constrained by TRPA development limits.
Sources: Nevada State Demographer and U.S. Census Bureau ACS. Median price figures from NNRMLS active listings; historical approximations. Last updated June 2026.
MARKET TRENDS · LAST 12 MONTHS
Median list price, days on market, and active inventory for ZIP 89451 — the Incline Village ZIP covering McCloud Condominiums and surrounding areas — from Northern Nevada Regional MLS and Reno/Sparks Association of REALTORS data. Current median for the McCloud condo tier sits near $950,000, up approximately 5% year-over-year, with a median 75 days on market. Updated monthly.
Median List Price (ZIP 89451 McCloud tier)
+5% YoY (May 2025 → May 2026)
Source: Las Vegas REALTORS
Days on Market
60 → 75 days YoY — lakeside condo tier moves at measured pace
vs the prior year
Source: Las Vegas REALTORS
Active Listings (McCloud / ZIP 89451)
~13 at any time — supply constrained by 256-unit cap and TRPA limits
vs the prior year
Source: Las Vegas REALTORS
INVENTORY IS TIGHT
Market Competitiveness
McCloud is a low-inventory, measured-pace lakeside condo market. Typically 8–16 active listings appear in ZIP 89451 covering McCloud and surrounding Incline Village condos, and homes take a median 75 days on market per NNRMLS data. Well-priced units in the $650K–$1M entry range move faster as the buyer pool at that tier is broader.
McCloud spans $650K one-bedroom entry condos to $1.4M three-bedroom units — an attainable, walk-to-lake, full-amenity address in Incline Village. The six buyer profiles below match specific lifestyles to specific McCloud options, followed by the honest pros and trade-offs our team walks every client through carefully before they commit to an offer.
Ready to explore homes in McCloud Condominiums? Our team knows every cluster, HOA document, IVGID assessment, and short-term rental permit requirement in Incline Village.
Start Your McCloud SearchNeighborhood Comparison
A like-for-like comparison of the most-searched Nevada Lake Tahoe communities — median price, days on market, HOA, and lifestyle fit — using active-listing data refreshed monthly via Reno/Sparks Association of REALTORS and NNRMLS. Prices span $950K for McCloud condos to $10M+ for Glenbrook lakefront estates.
| Submarket | Median Price | $ / Sq Ft | Days on Market | Active Listings | Best For |
|---|---|---|---|---|---|
| McCloud Condominiums | $950,000 | ~$650+ | 75 | 13 | Walk to Lake · Condos · IVGID Amenities |
| Tyrolian Village | $1,250,000 | ~$700+ | 80 | 15 | Ski Access · Condos · Diamond Peak |
| Third Creek | $1,500,000 | ~$800+ | 85 | 8 | Gated Luxury · Pool · Tennis |
| Crystal Bay | $2,100,000 | ~$850+ | 75 | 10 | Lakefront · Nevada State Line · Luxury |
| Glenbrook | $5,000,000 | ~$1,200+ | 120 | 5 | Historic · Gated · Private Golf · East Shore |
Source: Reno/Sparks Association of REALTORS and NNRMLS data, June 2026. Median prices based on active listings; days on market from closed sales.
Neighborhood Deep Dive
Submarket 1
Incline Village's walk-to-lake condo community near the Hyatt — 256 units in clusters with their own spa and sauna, an attainable full-amenity Incline Village address with IVGID private beach access and Nevada's zero state income tax.
Browse McCloud Condominiums homes →Submarket 2
Incline Village's ski-access condo enclave at the base of Diamond Peak — alpine condos and townhomes with ski-way proximity, IVGID private beach access, and Nevada's zero state income tax.
Browse Tyrolian Village homes →Submarket 3
Gated luxury condos and townhomes in Incline Village with a private pool, tennis courts, and clubhouse — a higher-amenity, higher-price tier than McCloud with controlled access.
Browse Third Creek homes →Submarket 4
Intimate north-shore Lake Tahoe lakefront enclave at the Nevada-California state line — granite boulders, sandy coves, and most Incline Village amenity privileges.
Browse Crystal Bay homes →Submarket 5
Nevada's historic private gated Lake Tahoe community on the east shore — private golf course, private beach, and ultra-luxury estate pricing from $3M to $20M+.
Browse Glenbrook homes →Submarket 6
An attainable entry into a full-amenity Incline Village Nevada address — a 10-minute walk to Lake Tahoe near the Hyatt, IVGID private beach rights, cluster spa and sauna, and condos from $650K to $1.4M. Most units include a detached garage. One of the few Incline Village property tiers that starts below $750K while including the full IVGID amenity stack: private beaches, championship golf, Diamond Peak discounts, and the rec center.
Browse McCloud — The Walk-to-Lake Entry Point homes →McCloud Condominiums sits near the Hyatt Regency in Incline Village, Nevada (ZIP 89451), on the north shore of Lake Tahoe — less than a 10-minute walk to the lake, approximately 3 minutes from the Incline Village town center, 8 minutes from Diamond Peak Ski Resort, 35 minutes from Reno via NV-431 (Mount Rose Highway), and 50 minutes from Reno-Tahoe International Airport.
STILL DECIDING?
BY ZIP CODE
ZIP 89451 covers Incline Village and Crystal Bay on the north shore of Lake Tahoe, Nevada. The table below puts this ZIP in context against neighboring northern Nevada ZIPs — median price, price per square foot, days on market, active inventory, and year-over-year price growth — using Northern Nevada Regional MLS data.
| ZIP | Primary Area | Median Price | $ / Sq Ft | Days on Market | Active | YoY |
|---|---|---|---|---|---|---|
| 89451 | Incline Village · Crystal Bay · McCloud | $1.25M | ~$700 | 80 | 40 | +5.0% |
| 89402 | Crystal Bay · North Shore Lake Tahoe | $2.1M | ~$850 | 75 | 10 | +4.5% |
| 89705 | Glenbrook · East Shore Lake Tahoe | $3.5M | ~$1,100 | 110 | 8 | +3.2% |
| 89521 | South Reno · Damonte Ranch | $680K | ~$320 | 32 | 220 | +2.4% |
| 89523 | Somersett · Northwest Reno | $620K | ~$315 | 32 | 210 | +1.9% |
Source: Reno/Sparks Association of REALTORS and NNRMLS. Medians from active listings; YoY from closed sales, 2026 vs 2025 year-to-date. Per-sqft figures approximate. ZIP boundaries per Washoe County GIS.
Community & Floor-Plan Guide
McCloud is a 256-unit lakeside condo community arranged in clusters of 8 to 32 homes, each with its own year-round spa and sauna. Floor plans run one to three bedrooms, most with a detached garage. Each cluster carries its own HOA dues, reserve fund, and CC&R rules on short-term rentals — verify the documents before you write an offer.
Entry Tier · Value Entry
Most attainable McCloud entry point; ideal lock-and-leave
Mid-Tier · Most Popular
The most common floor plan; detached garage on most
Upper Tier · Larger Layouts
Larger layouts; some with lake glimpses
Ski-Access Condos
Alternative for ski-first buyers
Gated Luxury Condos
Gated, with private pool, tennis, and clubhouse
Outdoor Recreation
McCloud residents live at the intersection of walk-to-lake access and the full Lake Tahoe lifestyle — the Tahoe shore minutes away on foot, IVGID private beaches a short drive, Diamond Peak skiing nearby. The Incline Village General Improvement District manages the amenity stack that makes Incline Village one of the most recreation-rich addresses in the Mountain West.
UNDER 10 MIN WALK
North America's largest alpine lake — McCloud's defining advantage is walkability, with the shore less than a 10-minute walk away near the Hyatt Regency. IVGID private beaches are reserved for Incline Village residents.
ON-SITE
Each McCloud cluster has its own year-round spa and sauna, covered by monthly HOA dues — a private amenity for residents within their own cluster of 8 to 32 homes.
5 MIN
One of Lake Tahoe's finest private sand beaches — reserved exclusively for Incline Village residents and their guests via IVGID privileges. Boat rentals, paddleboard launch, and lifeguarded swimming.
8 MIN
A second IVGID private beach with a heated outdoor pool, beach access, and recreation facilities — a summer morning staple for Incline Village residents.
8 MIN
Diamond Peak offers 655 acres of skiable terrain, consistent Sierra Nevada snowpack, and resident-discounted season passes through IVGID — a short drive from McCloud via Country Club Drive.
10 MIN
One of two IVGID championship golf courses — resident-discounted rates for Incline Village homeowners make this among the best-value golf amenities on Lake Tahoe.
5 MIN
The Incline Village Recreation Center offers a full gym, group fitness classes, indoor tennis, and the Roller Kingdom — a year-round community facility for all ages.
10 MIN
A Nevada state park with some of the clearest water and finest sand on Lake Tahoe — also home to the annual Lake Tahoe Shakespeare Festival each summer.
The McCloud Lifestyle
A Saturday at McCloud: a 10-minute walk to the lake, a soak in the cluster spa and sauna, an afternoon at the IVGID private beach per the Incline Village General Improvement District, evening dining at the Hyatt's Lone Eagle Grille steps away, and Reno 35 minutes for Sunday. Walk-to-lake living, private Lake Tahoe beach, and zero Nevada income tax.
THIS WEEKEND'S OPEN HOUSES
McCloud condos show by appointment — weekend open houses are uncommon in the Incline Village resort-condo market. Contact Nevada Real Estate Group at (775) 277-2120 to schedule a private showing or request a video walkthrough. Set up instant alerts to get notified when a unit in your price range becomes available.
Build a budget around the particular home and your circumstances. Obtain current financing terms, property records and service quotes before comparing the cost of a move. A community average cannot establish your tax bill, insurance premium, association charges or savings.
Ask a tax adviser to review income sources, residency dates and any continuing connections to another state. California-source income can remain taxable after a move; the Franchise Tax Board explains part-year and nonresident rules. A headline tax-rate comparison does not calculate your savings.
Get the exact parcel's current tax bill and assessment record from its county. Confirm the property's abatement status and any effect of new construction, a change in use or your circumstances with the assessor. Do not apply a community-wide percentage to a purchase price or assume a tax cap is automatic.
Use lender estimates, insurance quotes, association documents and utility information for the exact address. Include maintenance, moving expenses and any special assessments in the comparison. Renting and buying involve different costs and obligations; future equity or resale gains are not assured.
Check school assignments for the enrollment year and ask about choice-program applications. Investigate parcel-specific hazards and permitted uses with the responsible agencies. Review travel routes and the features that matter to you instead of relying on a broad safety score or a neighborhood recommendation based on household type.
Discuss the homes, budget and timing you want to evaluate with the team.
Explore relocation planningRELOCATION TIMELINE
Plan the purchase and move around your circumstances and the property's verified requirements. Coordinate the transaction, possession and moving arrangements with the relevant parties. For license and vehicle questions, consult the Nevada DMV new-resident guide. Confirm your own deadlines and any exemptions directly with the agency.
Compare homes using your budget, accessibility needs, desired features and travel routes. Evaluate the particular property and surroundings using your own priorities; a neighborhood label does not establish its suitability.
Ask a lender for terms based on your circumstances and the property. Obtain the parcel tax record, insurance quotes, association charges and other recurring costs; a community-wide estimate cannot establish your payment or approval.
Discuss services, compensation, communication and touring arrangements with the agent. Confirm the details in the applicable agreement before relying on a promised service or access to a property.
Check school assignments with the district for the enrollment year and ask about separate program applications. Review parcel-specific flood, wildfire, utility, zoning and intended-use questions with the relevant agencies and service providers.
Discuss price, deposit, contingencies and the proposed schedule with your agent and lender. The signed contract determines the transaction deadlines; market averages do not promise when an offer will be accepted or a purchase will close.
Arrange appropriate inspections and review disclosures, title information, association documents and financing conditions. Investigate unresolved findings with the relevant specialist before the contractual decision deadlines.
Verify which utilities serve the address, what deposits or appointments are required, and when service can begin. Coordinate access and the moving date with the agreed possession terms and any building or association requirements.
Confirm completion and possession with the closing parties before arranging access. Consult the Nevada DMV's current new-resident guide for license, registration, documentation and exemption requirements that apply to you.
ECONOMY & JOBS
McCloud residents are 35 minutes from the Reno-Sparks MSA via NV-431 and 50 minutes from Reno-Tahoe International Airport. According to the U.S. Bureau of Labor Statistics, MSA unemployment runs near historic lows — driven by Renown Health, UNR, Tesla, and Switch. Diamond Peak and IVGID are the primary local employers in Incline Village.
Sources: U.S. Bureau of Labor Statistics, Nevada State Demographer. Last updated June 2026.
COMMUNITY COMPARISON
Choosing between Nevada Lake Tahoe communities? This table compares McCloud condos ($950K, walk-to-lake), Tyrolian Village ($1.25M, ski-access), Third Creek ($1.5M, gated luxury), and Crystal Bay lakefront ($2.1M, north-shore). Metrics from RSAR, the U.S. Census, and BLS Reno-Sparks MSA.
| Metric | McCloud | Tyrolian Village | Third Creek | Crystal Bay |
|---|---|---|---|---|
| Median List Price | $950K | $1.25M | $1.5M | $2.1M |
| Price / Sq Ft | ~$650 | ~$700 | ~$800 | ~$850 |
| Days on Market | 75 | 80 | 85 | 75 |
| HOA / Month | $500–$900 | $500–$1,200 | Gated HOA | Varies |
| IVGID Amenities | Yes | Yes | Yes | Yes (most privileges) |
| Property Type | Condo | Condo / Townhome | Gated Condo / Townhome | SFR / Lakefront Estate |
| Guard-Gated | No | No | Yes | No |
| Lake / Ski Access | Walk to lake — 10 min | Diamond Peak — steps | Pool · tennis · clubhouse | Lakefront |
| Best For | Walk-to-Lake · Condo · Value | Ski · Condo · Diamond Peak | Gated Luxury · Amenities | Lakefront Luxury · Views |
Sources: Reno/Sparks Association of REALTORS, U.S. Census ACS. Last updated June 2026.
Build a property-specific budget using a lender quote, the parcel tax estimate, insurance quotes and association documents. The starting amounts below are editable illustrations, not current local rates or verified fees. Compare the result with your Loan Estimate, and budget separately for maintenance, utilities and closing costs.
Inputs are assumptions, not a loan offer, insurance quote or parcel tax calculation. This simplified fixed-rate example applies the selected PMI rate below 20% down; actual mortgage-insurance eligibility, cost and cancellation depend on the loan. Maintenance, utilities, closing costs and special assessments are additional. Review the CFPB housing budget guide and confirm amounts with the relevant providers.
BUYING AND RENTING
Compare actual homes that meet the same needs over your expected time in the area. A purchase price and an advertised rent alone do not establish which option costs less. Use current quotes and separate monthly cash flow, upfront cash, and the amount you might recover when moving.
Start with the down payment, lender and closing charges, and any immediate repairs. Add principal and interest, property taxes, insurance, mortgage insurance where applicable, association dues, utilities and ongoing maintenance. Identify expenses paid outside escrow so they are included in your household budget.
For a later sale, model the remaining loan balance and selling expenses. Appreciation is uncertain; compare unchanged-price and lower-price cases as well as any growth assumption. Principal repayment builds an ownership interest, but that does not guarantee a profit or make every cash payment recoverable.
Use an actual lease offer and confirm the term, deposit, renewal provisions, parking, pet charges, utilities and renter's insurance. Record which maintenance services are included and any costs or restrictions associated with an early move. An advertised starting rent may not include every required charge.
Keep the comparison consistent: use the same time period, household needs and moving assumptions. Include the cash that remains available when a down payment is not used, without assuming a guaranteed investment return. Your need for flexibility and responsibility for repairs also matter alongside the financial figures.
There is no verified community-wide holding period or five-year equity gain shown here. Ask your lender to explain financing assumptions and have a tax professional assess any claimed tax benefit for your circumstances. Keep a copy of the quotes and dates so you can update the comparison before making an offer.
PROPERTY-SPECIFIC ASSOCIATION COSTS
A community name does not establish a property's current dues or all the associations that govern it. Obtain the applicable resale package, budget and governing documents for the exact address. Confirm the effective date and payment frequency of each fee with the association or its manager.
Identify master and sub-association dues separately. Check whether utilities, exterior maintenance, insurance, amenities or club access are included, optional or billed separately. A listing's monthly figure may omit a quarterly or annual charge, and an advertised amenity does not establish membership rights.
Ask about transfer, document, capital-contribution and other transaction fees, as well as approved or proposed assessments. Confirm who pays each item under the contract. Review available reserve and budget information; historical dues are not a guarantee of future charges.
Verify the actual rules for leasing, pets, parking, property changes and amenity access. Age restrictions and gate staffing require their own current documentation. Do not assume neighboring subdivisions or similarly named communities have identical rules, services or fees.
COMMUTE & TRANSPORTATION
From McCloud, Reno is 35 minutes via NV-431 (Mount Rose Highway), the airport 50 minutes, and the town center 3 minutes. Residents drive — Incline Village has no public transit — though the lake is walkable. Most owners are remote workers or second-home visitors per U.S. Census ACS data — NV-431 is the lifeline to Reno and the airport.
Drive times based on average non-rush-hour conditions. Sources: Google Maps traffic data, RTC Washoe.
Quick Answer
Most McCloud condo purchases close in 30–45 days; cash offers close in 7–14 days. Financed purchases above the $766K conforming limit require jumbo-loan underwriting — so expect 35–45 days from accepted offer to funding for mid-to-upper units. The lender must also approve the building as warrantable; confirm this before writing an offer.
Quick Answer
Mid-to-upper McCloud purchases require jumbo financing — the 2026 conforming limit of $766,550 is exceeded by two- and three-bedroom units. Jumbo loans typically require a 700+ credit score and 20% down payment. For purchases above $1.2M, lenders often want 720+ credit and 12 months of cash reserves in addition to the down payment. Entry one-bedroom units under $766K may qualify for conforming loans with lower down payments. Cash buyers face no credit requirement but should still budget 1–2% of the purchase price for closing costs. Confirm the specific cluster's warrantability with your lender before making an offer.
McCloud Condominiums FAQ — 18 Answers
McCloud condominiums are priced from roughly $650,000 for smaller one-bedroom units to $1,400,000 or more for larger three-bedroom floor plans, per Northern Nevada Regional MLS data for ZIP 89451. The current median list price in this lakeside condo community runs near $950,000 according to Reno/Sparks Association of REALTORS, making McCloud one of the more attainable entry points into Incline Village ownership — well below the single-family and lakefront tiers that can exceed $5,000,000.
McCloud Condominiums is one of Incline Village's largest and most established condo communities, with 256 units completed in 1995. The community is arranged in intimate clusters of roughly 8 to 32 homes rather than one large building, which gives McCloud a quieter, more private feel. Floor plans range from one to three bedrooms, and most units include a detached one-car garage. Each cluster has its own year-round spa and sauna.
McCloud is a condominium community of 256 units in one-, two-, and three-bedroom floor plans, arranged in clusters of roughly 8 to 32 homes. Most units include a detached one-car garage — a practical perk in Tahoe winters. All fall under HOA management covering building exteriors, roofs, common areas, snow removal, and the cluster spa and sauna. The cluster layout makes McCloud live more privately than a single high-rise building.
No — McCloud is not a guard-gated community. It is an open lakeside condo community in Incline Village, accessible without staffed entry gates. Security comes through HOA governance, the cluster layout, and the naturally low-traffic character of the neighborhood near the Hyatt Regency. Buyers seeking 24-hour guard-gated security should look at gated communities such as Third Creek within Incline Village or Glenbrook on the Nevada east shore.
HOA fees in McCloud typically run $500–$900 per month depending on the specific cluster, unit size, and included services, which generally cover the cluster spa and sauna, snow removal, landscaping, exterior building maintenance, water, sewer, and trash. Contact Nevada Real Estate Group at (775) 277-2120 for current HOA dues on any specific listing — dues, reserve fund health, and any pending special assessments should all be verified during escrow.
Yes — McCloud parcels carry Incline Village General Improvement District (IVGID) recreation privileges, eligible for passes that grant access to Incline's restricted private beaches — Incline, Ski, and Burnt Cedar — plus reduced rates at Diamond Peak Ski Resort, the championship and mountain golf courses, and the IVGID Recreation Center. IVGID assessments are a separate annual fee from HOA dues — confirm the current assessment amount for any specific parcel before making an offer.
McCloud is in Washoe County and served by the Washoe County School District, which covers the Nevada north shore of Lake Tahoe including Incline Village. Incline Elementary School, Incline Middle School, and Incline High School are the primary assigned schools — all located within Incline Village and drawing from the area's high-income resident base. Confirm current school-zone assignment for any specific address with WCSD or the Washoe County Assessor before purchasing.
McCloud sits less than a 10-minute walk from the shores of Lake Tahoe and is steps from the Hyatt Regency Lake Tahoe and its dining and lakefront amenities. That walkable lake proximity is McCloud's defining advantage — most Incline Village condo communities require a short drive to the water. Owners also gain IVGID private beach access at Incline, Ski, and Burnt Cedar beaches, a few minutes away by car or the seasonal IVGID shuttle.
Property taxes in McCloud fall under Washoe County's jurisdiction. Nevada's effective property-tax rate runs roughly 0.5–0.7% of taxable value, and the state caps annual increases on a primary residence at 3% under Nevada Revised Statutes 361.471. On a $950,000 McCloud condo, the annual tax bill typically runs approximately $4,750–$6,650 per Washoe County Assessor data — significantly below comparable California mountain-resort properties taxed at 1.0–1.2%. Nevada also levies no state income tax, a meaningful advantage for high-income second-home buyers.
Short-term vacation rental regulations in Incline Village are governed by Washoe County ordinance and IVGID rules — not all McCloud condos allow nightly rentals, and some HOA documents restrict short-term rentals or require owner-occupied use. Before purchasing a McCloud condo as a vacation-rental investment, verify the specific cluster's CC&Rs, current Washoe County short-term rental permit availability for the parcel, and any IVGID restrictions. Operating a non-permitted rental in Incline Village carries fines and could affect resale.
McCloud inventory is limited — with 256 units total, the community holds a relatively small number of active listings, and lakeside condo units at the $650K–$1.4M tier change hands at a measured pace. Per NNRMLS data for ZIP 89451, well-priced Incline Village condos in the entry-to-mid range typically go under contract in roughly 75 days, while larger three-bedroom units can take three to six months. When a McCloud unit is priced correctly for its cluster and floor plan, buyer competition from California second-home buyers can accelerate the timeline significantly.
McCloud offers an attainable entry into Incline Village real estate — a walk-to-lake Nevada Tahoe address with IVGID amenity rights and a Nevada tax advantage. The TRPA restricts new development around Lake Tahoe, creating structural supply constraints that support long-run value. Nevada's zero state income tax and 3% property-tax cap under NRS 361.471 add favorable carrying math. Buyers planning a 5+ year hold benefit from both appreciation potential and optional vacation-rental income — subject to HOA and Washoe County permit verification.
McCloud is one of Incline Village's attainable condo tiers — $650K–$1.4M, versus single-family Incline Village homes that typically start at $1.5M and extend to $10M+ for lakefront estates. Its walk-to-lake position near the Hyatt distinguishes it from Tyrolian Village's ski-access condos and Third Creek's gated luxury units. McCloud buyers get lake proximity, cluster privacy, and IVGID amenity access at a price point single-family listings cannot match.
At a $950,000 McCloud purchase with 20% down at 7% interest, principal and interest runs approximately $5,050/month. Add Washoe County property tax of roughly $400–$555/month, HOA dues of $500–$900/month depending on the cluster, homeowners insurance, and the annual IVGID assessment (typically $1,800–$2,400/year prorated). Total monthly carrying costs for a financed purchase typically run $6,500–$7,500 before accounting for Nevada's zero state income tax savings, which for high-income second-home buyers can offset a significant portion of those costs.
Before writing an offer on any McCloud condo, request the full HOA document package: CC&Rs, bylaws, meeting minutes from the past two years, the reserve fund study, the current operating budget, and any pending or recently levied special assessments. Building-envelope repair, roof replacement, and spa-and-sauna maintenance are common reserve fund line items in alpine condo communities — a reserve fund below 70% funded is a yellow flag. Confirm whether the HOA carries master hazard insurance on the building structure (most do) or whether each owner must carry individual dwelling coverage.
Many McCloud purchases sit in jumbo loan territory — the 2026 conforming limit of $766,550 is exceeded by mid-to-upper units in the $650K–$1.4M range. Jumbo financing typically requires 20% down and a 700+ credit score; on a $950,000 purchase that means $190,000 down. Entry-tier units under $766K may qualify for conforming or high-balance loans with as little as 10% down. Cash purchases are common for second-home buyers. Budget an additional 1–2% for closing costs on top of down payment. Call Nevada Real Estate Group at (775) 277-2120 to confirm current jumbo programs for Incline Village condos.
McCloud is one of the stronger second-home propositions on the Nevada side of Tahoe — a walk-to-lake location near the Hyatt, cluster privacy with a year-round spa and sauna, IVGID private beach rights, and a $650K–$1.4M price range that is more attainable than lakefront Incline Village estates. As a vacation rental, demand from Bay Area and Southern California visitors is strong year-round. The critical step: verify short-term rental permit availability from Washoe County and confirm the specific cluster's CC&Rs allow nightly rentals before buying as an investment — some clusters restrict or prohibit rentals.
Yes — Nevada Real Estate Group represents buyers and sellers throughout Incline Village, including McCloud condominium transactions. Our agents prepare a custom CMA using NNRMLS closed data specific to ZIP 89451 and McCloud's condo tier. We have the buyer network to reach qualified California second-home and tax-relocation buyers who consistently target the Nevada side of Tahoe. Call (775) 277-2120 or submit the form below for a no-obligation consultation.
Updated June 2026
STILL HAVE QUESTIONS?
Want more Nevada real estate answers like this in your Google results?
PEOPLE ALSO ASK
Beyond the main FAQ, these are the questions McCloud buyers most frequently type into Google and AI assistants — each answered with verifiable specifics: prices sourced from the Reno/Sparks Association of REALTORS, HOA dues from cluster records, IVGID annual assessment details from ivgid.org, and GreatSchools 2026 school ratings.
McCloud offers an attainable entry into Incline Village real estate — a structurally scarce Nevada Tahoe address. The TRPA limits new development, supporting long-run value. Strong vacation-rental demand (verify permit and CC&Rs first), Nevada zero state income tax, and the 3% property-tax cap under NRS 361.471 create favorable long-term ownership math. Buyers planning 5+ year holds have historically seen strong appreciation in ZIP 89451.
McCloud is a lakeside condominium community in Incline Village, Nevada, of 256 units completed in 1995, arranged in clusters of roughly 8 to 32 homes near the Hyatt Regency. Each cluster has its own year-round spa and sauna, most units include a detached one-car garage, and the lake shore is less than a 10-minute walk away. It is one of the more attainable entry points into Incline Village ownership at $650K–$1.4M — including IVGID private beach and amenity access.
Short-term rentals in McCloud are subject to two layers of rules: (1) Washoe County permit — you must hold an active county permit for the specific parcel, and availability varies; (2) the specific cluster CC&Rs — some McCloud clusters restrict or prohibit nightly rentals. Both must be verified before purchasing as a vacation-rental investment. Operating a non-permitted rental in Incline Village carries fines and can affect resale value.
IVGID is the Incline Village General Improvement District, a special district that operates the private amenities available to Incline Village property owners. IVGID amenities include: Incline Beach (private sand beach), Burnt Cedar Beach (heated pool + beach), Ski Beach, Diamond Peak Ski Resort (resident-discounted season passes), two championship golf courses, the Recreation Center, and tennis courts. Annual IVGID assessments typically run $1,800–$2,400 for a residential parcel.
McCloud sits less than a 10-minute walk from the shores of Lake Tahoe and steps from the Hyatt Regency Lake Tahoe. That walkable lake proximity is McCloud's defining advantage — most Incline Village condo communities require a short drive to the water. Owners also gain IVGID private beach access at Incline, Ski, and Burnt Cedar beaches, a few minutes away by car or the seasonal IVGID shuttle.
Larger three-bedroom units typically command premium pricing for square footage and, in some cases, lake glimpses — these are the $1.1M–$1.4M floor plans. Entry-tier one-bedroom units in the $650K–$850K range offer the most attainable McCloud entry and ideal lock-and-leave ownership. Two-bedroom units are the most common floor plan and the most actively traded tier. Units in clusters closest to the lake walk command a positioning premium.
For buyers who want walk-to-lake access, IVGID private beach on Lake Tahoe, and a Nevada tax address, Incline Village — including McCloud — is uniquely positioned. The TRPA prevents replication of the amenity stack elsewhere on Nevada's Lake Tahoe shore. For buyers who don't prioritize lake lifestyle, South Reno master-planned communities offer strong value at $600K–$850K versus $650K–$1.4M+ in Incline Village.
NV-431 (Mount Rose Highway) is a scenic mountain route through the Sierra Nevada — 35 minutes in good conditions, winding through forest and open meadows with views of the Truckee Meadows and Lake Tahoe. In winter, the road is subject to chain controls and occasional closures during heavy snow events. AWD/4WD vehicles and chains are strongly recommended for full-time Incline Village residents. During storms, plan for potential delays or route changes via NV-28 to US-50.
WHY NEVADA REAL ESTATE GROUP
Deep knowledge of Incline Village condo clusters — HOA structures, IVGID assessments, Washoe County permits, and warrantability — plus 150+ licensed agents and 9,061+ verified five-star reviews. With 9,600+ closed transactions and $4.85B+ in total volume, Nevada Real Estate Group ranks #1 in Nevada, covering every McCloud tier from entry one-bedroom units to larger three-bedroom floor plans.
WORK WITH THE BEST
Tell the team about your preferred area, budget, timing and property requirements. Ask about representation and the records needed to evaluate a particular home. Review current listings, comparable sales and the written terms of any services before deciding how to proceed. Contacting the team does not guarantee a purchase, sale price or response deadline.
NEARBY COMMUNITIES
Compare McCloud with neighboring Incline Village areas and nearby Nevada Lake Tahoe options. Each card pairs the drive time to McCloud with the community's price positioning, so you can judge whether an adjacent community buys you a meaningfully different lifestyle.
More Incline Village communities
A–Z INDEX
Key Nevada-side Lake Tahoe and Incline Village communities — from McCloud walk-to-lake condos to Tyrolian Village ski-access condos to Glenbrook's historic private golf enclave. Every linked entry opens a dedicated page with current NNRMLS listings, price ranges, and HOA details for that specific community.
KEEP LEARNING
These guides extend the research most McCloud buyers do next — exploring Tyrolian Village ski-access condos at the base of Diamond Peak, Third Creek gated luxury options with a pool and tennis, and the broader Incline Village single-family market — each written from the same NNRMLS data and primary government sources used throughout this McCloud page.
GUIDE
Ski-access condos and townhomes at the base of Diamond Peak — IVGID amenity rights and a $900K–$3M price range on the Nevada side of Tahoe.
Read →GUIDE
Single-family homes, lakefront estates, and the full Incline Village market from $1.5M to $10M+ — the next tier up from McCloud condos.
Read →MARKET REPORT
Truckee Meadows and Northern Nevada market data, neighborhood comparisons, and every Reno and Lake Tahoe community page in one place.
Read →MARKET REPORT
Lake Tahoe luxury pricing, inventory, and sold trends on the Nevada shore.
Read →RELOCATION GUIDE
What to know before buying on the Nevada side of Lake Tahoe.
Read →Sources & Methodology
Every statistic on this page is sourced from a primary or government dataset, and we refresh these numbers monthly. The organizations below — from the U.S. Census Bureau to the Reno/Sparks Association of REALTORS — supply the underlying data; follow any link to verify a figure or pull deeper detail than we publish here.
Methodology: Listing data is sourced via Repliers IDX feed (Las Vegas MLS) and refreshed every 15 minutes. Demographic and economic data are pulled monthly via Census/BLS APIs. School data is refreshed quarterly. All comparisons are like-for-like (same metric, same time period).