Aerial view of homes along a river valley with desert hills beyond
Silver Springs, Nevada

Silver Springs Homes For Sale

Nevada Real Estate Group — Northern Nevada specialists for Silver Springs real estate. Affordable rural homes from $260K to $480K near Lahontan Reservoir in Lyon County. Live NNRMLS listings, expert Lyon County guidance.

Browse Homes

Where Can I Find Silver Springs Homes for Sale?

Silver Springs typically holds 25–45 active listings in the 89429 ZIP, ranging from manufactured and starter homes in the $260Ks to site-built rural ranch homes near $480K, according to NREG’s MLS analysis and Northern Nevada Regional MLS data. Every active Silver Springs property appears in the live NNRMLS portal below, refreshed throughout the day.

  • MEDIAN LIST PRICE

    $70K

    NREG analysis of NNRMLS data via Repliers, as of November 2, 2026

  • DAYS ON MARKET

    78

    NREG analysis of NNRMLS data via Repliers, as of November 2, 2026

  • TO CARSON CITY

    35 min

    US-50 west

  • TO LAHONTAN RESERVOIR

    5 min

    US-50 south

Chris Nevada, Founder of Nevada Real Estate Group

Written by

Chris Nevada

Founder, Nevada Real Estate Group · Nevada License S.181401

16+ years in Nevada real estate

Page updated September 26, 2026

Property research

Verify for your address

Confirm current school assignments, association documents, parcel taxes, and insurance with the applicable sources.

Last updated

September 26, 2026

Individual data periods may differ from the page update date.

KEY TAKEAWAYS

What Should You Know About Silver Springs at a Glance?

Silver Springs is Lyon County's most affordable rural community — homes on large high-desert parcels near Lahontan Reservoir, median list price $70,000 and 78-day path to contract per NREG’s MLS analysis / NNRMLS (89429). Takeaways cover what these numbers mean for buyers comparing this Lyon County Assessor-rated community against Dayton and Fernley.

  • Price range: $260K–$480K for single-family and manufactured homes on rural lots; median near $70,000 — well below Carson City ($525K) and Reno ($575K).
  • Rural lot lifestyle: Half-acre to multi-acre parcels with room for shops, RVs, and animals — the defining feature separating Silver Springs from every in-town Northern Nevada alternative.
  • Best for: Budget buyers, value-focused retirees, rural-lifestyle seekers, military/contractor households near NAS Fallon, and remote workers who want maximum space at minimum price.
  • Lyon County context: Unincorporated Lyon County CDP (89429) — rural land-use allowances, typically no HOA, well/septic systems common, and Silver Stage schools; a Lyon County specialist matters.
  • Three-direction commute access: NAS Fallon 30 minutes east; Carson City 35 minutes west; Fernley/I-80 25 minutes north — a crossroads location that no single-corridor community in Lyon County can match.

Last updated November 2026 · Sources: NREG’s MLS analysis, U.S. Census, Lyon County Assessor

PRICE DISTRIBUTION

How Many Silver Springs Homes Sell in Each Price Range?

The Silver Springs median list price sits near $70K per NREG’s MLS analysis November 2026 NNRMLS data for the 89429 ZIP. Inventory clusters in the $300K–$440K starter and value-home band. Each card shows approximate active-listing counts so you can gauge competition in your budget before touring.

Under $300K

150

active listings

Browse Under $300K →

$300K–$380K

30

active listings

Browse $300K–$380K →

$380K–$450K

11

active listings

Browse $380K–$450K →

$450K–$530K

2

active listings

Browse $450K–$530K →

$530K+

11

active listings

Browse $530K+ →
Browse Silver Springs Listings

How Can You Find a Silver Springs Home by Type, Style & Price?

Silver Springs active listings in the 89429 ZIP break down by single-family homes, manufactured homes, rural large-lot properties, and price range — each link opens our live NNRMLS search pre-filtered to that slice, with counts updated daily from NREG’s MLS analysis and Northern Nevada Regional MLS data.

Which Dayton-Area Communities Should You Compare?

Tap a community to see current listings, price ranges, and what daily life looks like inside.

200 active listings as of November 2, 2026 · MLS data

STAY AHEAD OF THE MARKET

How Can You Get New Silver Springs Listings First?

Custom alerts by price, beds, lot size, and property type — no spam, unsubscribe anytime. Silver Springs carries only ~35 active listings at any moment per NREG’s analysis of NNRMLS data, and well-priced entry-level homes go under contract in under 45 days. Buyers who see new 89429 listings within hours gain a decisive edge over those waiting for weekend open houses.

  • Custom criteria — neighborhood, price, beds, baths, features
  • Instant alerts — emailed within minutes of a new MLS listing
  • 1,200+ buyers used NREG alerts last year

Create your alert

School planning

Which Schools Serve a Silver Springs Address?

Ask the district for the address-specific school assignment for the enrollment year, since boundaries change, and confirm it before you buy. Proximity to a school does not guarantee admission; charter, magnet and private schools set their own rules. Find your school district · Nevada Report Card

CRIME DATA

How Can You Check Reported Crime Near a Home?

Ask the law-enforcement agency that serves the address for its current reports, and compare places only across the same reporting period, boundary and offense definitions. Missing records do not mean zero crime, the FBI cautions against ranking communities on crime totals alone, and a citywide figure does not describe a particular street.

FBI crime data resources · FBI guidance on comparing communities

Living In

What's It Like Living in Silver Springs?


The Answer

Silver Springs is a high-desert rural community in Lyon County at the US-50 / US-95A crossroads — single-family and manufactured homes on large parcels, Lahontan Reservoir minutes south, and open valley views in every direction. The Lyon County setting delivers more land, more privacy, and the lowest entry price in the county, backed by Nevada's zero income tax.

What is Silver Springs known for?

Silver Springs is Lyon County's most affordable owner-occupied community — a rural high-desert town at the US-50 / US-95A junction with large parcels, manufactured and site-built homes from the $260Ks, and the Lahontan State Recreation Area as its recreational centerpiece. The community appeals to buyers who want the most living space and land per dollar in all of Northern Nevada.

Who should live in Silver Springs?

Silver Springs fits budget-focused first-time buyers, retirees seeking low carrying costs and rural pace, military and contractor personnel at NAS Fallon 30 minutes east, remote workers wanting large-lot home offices at below-market prices, and investors targeting the lowest entry point in Lyon County. It is not ideal for buyers who need walkable urban services, higher-rated schools in-zone, or a golf-course lifestyle.

What is daily life like?

Daily life in Silver Springs is quiet and rural — morning coffee with open high-desert views, afternoon boating or fishing at Lahontan Reservoir five minutes south, and a 20–35 minute drive to Dayton or Carson City for grocery and dining. Neighbors are far apart, lots are large, and the pace is decidedly slower than the Reno metro. Weekend trips to Lake Tahoe (70 min via US-50), Virginia City (40 min), or Carson City fill out the lifestyle calendar.

Location

Where Is Silver Springs

Silver Springs sits in the Lahontan Valley of Lyon County, Nevada, at the junction of US-50 and US-95A, approximately 28 miles east of Carson City. Elevation roughly 4,200 ft. The community center is at approximately 39.410°N, 119.230°W — 20 min from Dayton, 35 min from Carson City, and 50 min from Reno.

Dayton
20
Min
Fernley
25
Min
NAS Fallon
30
Min
Carson City
35
Min
Reno
50
Min

Silver Springs

At a Glance
$70,000
Median List Price
200
Active Listings
~$195
Price / Sq Ft
78
Days on Market

Median, active-listing and days-on-market tiles: NREG analysis of NNRMLS data via Repliers, as of November 2, 2026.

Community Type
Rural High-Desert Community
County
Lyon County
Primary ZIP
89429
Elevation
~4,200 ft
Recreation
Lahontan Reservoir (5 min)
Airport
Silver Springs Airport (GA)
Price Range
$260K–$480K
HOA
Typically none
Guard-Gated
No
To Carson City
35 min
To NAS Fallon
30 min
Schools
Lyon County School District

Quick Answer

Is Silver Springs, NV a good place to live?

Yes — for buyers who prioritize rural space, low carrying costs, and outdoor access over urban convenience. Silver Springs offers a median near $380,000 that is $140K–$195K below Reno and Carson City, large rural lots with no mandatory HOA, Lahontan Reservoir five minutes away, and zero Nevada state income tax. According to the Nevada State Demographer, Lyon County communities including Silver Springs benefit from steady in-migration from Reno and California as buyers chase the state's value advantage at the lowest possible price point.

Source: U.S. Census Bureau

Census Housing Data / Silver Springs

What Does the Census Show About Housing in Silver Springs?

According to the U.S. Census Bureau, the tiles below compare housing and population figures for Silver Springs and its surrounding area with the wider county. Each tile's label names the area it covers.

These are housing and population counts only. We don't describe who lives in a neighborhood or suggest which buyers it suits. Compare homes by their features, location, HOA terms and total cost, and use the Census source for the full tables.

CDP Population
5,060
vs Lyon County 65,088
Home Value
$244K
vs Dayton CDP $433K
Owner-Occupied
~85%
vs Lyon County 77%

Source: U.S. Census Bureau ACS 2020–2024 5-year estimates (Silver Springs CDP) and Vintage 2025 population estimates (Lyon County) · Updated

POPULATION & GROWTH

How Fast Is Silver Springs and Lyon County Growing?

Lyon County and the Silver Springs CDP have grown steadily over the past decade, absorbing in-migration from Reno and California as buyers seek affordable Northern Nevada alternatives. Silver Springs benefits from rising regional demand and limited rural inventory in the 89429 ZIP.

5,060Silver Springs CDP residents (ACS 2020–24)
~62,000Lyon County total
+6.3%Silver Springs CDP growth, 2010–2020 (Census)

Silver Springs CDP population trajectory, 2010–2024 (Census counts and ACS)

Growth in Silver Springs is gradual — rural lot availability limits the pace of new housing formation compared with Fernley or Dayton. The community's appeal lies in established rural character rather than rapid expansion. Lyon County's highway crossroads position at US-50 and US-95A continues to support residential demand as NAS Fallon and Carson City employment draw commuter households priced out of closer-in markets.

2010
5,296
2020
5,629
2020–24 ACS
5,060

Sources: U.S. Census Bureau (decennial counts) and U.S. Census Bureau ACS 2020–2024. Silver Springs CDP: 2010 and 2020 are decennial Census counts; the last bar is the ACS 2020–2024 5-year estimate. Last updated September 2026.

REPORTED MARKET SERIES

How Is the Silver Springs Real Estate Market Trending?

Median list price, days on market, and active inventory in the 89429 ZIP from Northern Nevada Regional MLS data, updated monthly. Silver Springs' median has climbed from the low $280Ks in 2021 to the high $370Ks–low $380Ks in 2026 as Lyon County absorbed Northern Nevada in-migration demand and budget buyers were pushed further from the Reno core.

Median List Price

+3.3% YoY (May 2025 → May 2026)

Source: NREG analysis of Northern Nevada Regional MLS data via Repliers

Days on Market

42 → 46 days YoY

Source: NREG analysis of Northern Nevada Regional MLS data via Repliers

Active Inventory

~28–44 active listings, seasonal summer peak

Source: NREG analysis of Northern Nevada Regional MLS data via Repliers

78
MEDIAN DAYS ON MARKET · NOV 2, 2026
$70K
MEDIAN LIST PRICE · NOV 2, 2026
200
ACTIVE LISTINGS · NOV 2, 2026
< 1 hr
OUR RESPONSE TIME

HOMES MOVING FAST

Get matched with a
Northern Nevada specialist.

Market Competitiveness

How Competitive Is Silver Springs Right Now?

Silver Springs is a lightly paced market — fewer competing buyers than Dayton or Fernley because the buyer pool is narrower and more price-sensitive. Well-priced entry-level homes under $340K can move in four to seven weeks; rural parcels and homes above $420K take longer as qualified buyers thin out.

  • 46 daysMedian days on market
  • 40–72DOM range by property type
  • ~$195Median price per sq ft
  • 200Active listings (November 2, 2026)
Before You Buy

What Should You Compare Before Buying a Home in Silver Springs?

Compare individual homes by the features, services, and total ownership costs that matter to you. The points below can help structure your property research before you make an offer.

Which Buyer Types Fit Silver Springs?

Budget-First Buyers

  • Lowest median price in Lyon County at ~$380,000
  • Manufactured and site-built homes from the $260Ks
  • Typically no HOA fees — zero mandatory monthly dues
  • USDA zero-down rural loans likely available in 89429
Best for Budget-First Buyers →

California Relocators

  • $140K–$195K below Reno and Carson City medians
  • Zero Nevada income tax vs California 13.3%
  • Large rural lot at a fraction of comparable California rural pricing
  • Open high-desert lifestyle unavailable anywhere in coastal California
Best for California Relocators →

NAS Fallon Military & Contractors

  • 30-minute drive to NAS Fallon on US-50 — the closest community
  • VA loan eligible — 0% down
  • Large lots for recreational vehicles and off-road toys
  • Lower cost of living than any closer-in Fallon alternative
Best for NAS Fallon Military & Contractors →

Remote Workers

  • Large-lot rural home offices at the lowest Northern Nevada entry price
  • Zero income tax on all Nevada-sourced remote income
  • Open land and Lahontan Reservoir as daily work-life balance anchors
  • Rural broadband options improving with Lyon County growth
Best for Remote Workers →

Rural-Lifestyle & Horse-Property Buyers

  • Half-acre to multi-acre parcels common in 89429
  • Lyon County land-use allows livestock, outbuildings, and RV storage
  • Off-road trail access surrounding the community
  • Dark-sky viewing most nights — no urban light pollution
Best for Rural-Lifestyle & Horse-Property Buyers →

Best Fit For

  • Budget-first buyers — the most affordable owner-occupied market in the Carson City–Dayton corridor at a median under $400,000.
  • California relocators — $140K–$195K below Reno and Carson City with the same zero-income-tax Nevada advantage.
  • NAS Fallon military and contractors — VA-loan eligible homes 30 minutes east on US-50 — the closest affordable community to the base.
  • Remote workers — rural home offices, large lots, zero income tax, and a high-desert lifestyle at the lowest Northern Nevada price.
  • Horse-property and rural-lifestyle buyers — Lyon County land-use allows livestock and outbuildings on affordable acreage unavailable at this price elsewhere.

Ready to tour Silver Springs? Our Northern Nevada team knows every Lyon County rural parcel, well/septic nuance, and price tier in the 89429 ZIP.

Start Your Silver Springs Home Search

Pros

  • Lowest median price in Lyon County — median near $380,000, $140K–$195K below Reno and Carson City
  • Large rural lots — typically half-acre to several acres with no mandatory HOA fees
  • Zero Nevada state income tax — statewide benefit, five-figure annual savings for California relocators
  • Lahontan Reservoir five minutes south for boating, fishing, and camping
  • NAS Fallon the closest major employer cluster — 30 minutes east on US-50
  • USDA zero-down rural loans likely available in ZIP 89429
  • Property taxes capped at 3% annual growth under Nevada law (NRS 361.4723)
  • Lyon County land-use rules allow livestock, outbuildings, and RV storage on rural parcels

Honest Considerations

  • Limited urban amenities — grocery, medical, and dining require 20–35 min drive to Dayton or Carson City
  • Many parcels use private well and septic — annual maintenance cost and testing required
  • Very limited resale inventory — only ~35 active listings; selection at any moment is narrow
  • Car-dependent — no meaningful public transit; US-50 and US-95A are the only corridors

Community Comparison

How Does Silver Springs Compare to Dayton Valley and Stagecoach?

A side-by-side comparison of Silver Springs and the two nearest Lyon County rural communities — median price, community type, and lifestyle fit — using active-listing data from NREG’s MLS analysis and NNRMLS. Prices span $280K in Stagecoach to $425K in Dayton Valley, with Silver Springs in the middle at ~$380K. Character differences are significant at every price tier.

Silver Springs area community comparison · June 2026
SubmarketMedian Price$ / Sq FtDays on MarketActive ListingsBest For
Silver Springs$380,000~$1954635Affordable rural · Large lots · Lahontan Reservoir
Dayton Valley$425,000~$2354245Golf-Course · Carson River · Established
Stagecoach$280,000~$1706020Lowest entry · Rural · High-desert

Source: NREG’s MLS analysis and NNRMLS data, June 2026. Median prices based on active listings; days on market from closed sales.

Community Deep Dive

What's Inside Each of These Communities?

Submarket 1

Silver Springs

Lyon County's most affordable rural community — single-family and manufactured homes on large parcels near Lahontan Reservoir, with typically no HOA and the lowest median price in the Carson City corridor.

Browse Silver Springs homes →
$380KMedian Price
46Days on Market
35Active Listings
~$195Price / Sq Ft

Submarket 2

Dayton Valley

Lyon County's golf-course community — established resale single-family homes on the Dayton Valley Golf Club along the Carson River, 20 minutes west of Silver Springs.

Browse Dayton Valley homes →
$425KMedian Price
42Days on Market
45Active Listings
~$235Price / Sq Ft

Submarket 3

Stagecoach

The most entry-level Lyon County rural community — manufactured homes on larger parcels, price floor below $200K, for buyers who need the absolute lowest Northern Nevada entry point.

Browse Stagecoach homes →
$280KMedian Price
60Days on Market
20Active Listings
~$170Price / Sq Ft

Submarket 4

Santa Maria Ranch — Active New-Construction (20 min west)

Santa Maria Ranch is the nearest active new-construction platform — 954 acres in Dayton, 20 minutes west of Silver Springs, with builder phases releasing single-family homes from the $400Ks on larger lots than comparable Reno product.

Browse Santa Maria Ranch — Active New-Construction (20 min west) homes →
$400K+New-Build From
2–3Active Builders
~24New-Build Listings
20 minFrom Silver Springs

Where Is Silver Springs on the Map?

Silver Springs sits at the US-50 and US-95A junction in the Lahontan Valley of Lyon County — approximately 28 miles east of Carson City and 5 miles north of the Lahontan Reservoir. Community center at approximately 39.410°N, 119.230°W, within ZIP 89429.

#1
TEAM IN NEVADA
9,600+
HOMES SOLD SINCE 2011
9,097+
★★★★★ REVIEWS
< 1 hr
AVERAGE RESPONSE

STILL DECIDING?

Not sure if Silver Springs
or Dayton Valley fits?

BY ZIP CODE

What Does the Silver Springs Market Look Like by ZIP Code?

Silver Springs falls entirely within ZIP 89429 — a rural Lyon County ZIP covering the Silver Springs community and surrounding high-desert parcels. The table shows the 89429 snapshot — median $380K, 46 days on market — alongside the nearest neighboring markets along US-50 and US-95A for direct price comparison.

Silver Springs ZIP 89429 market data vs neighboring markets · June 2026
ZIPPrimary AreaMedian Price$ / Sq FtDays on MarketActiveYoY
89429Silver Springs · Lahontan Valley$380K~$1954635+3.3%
89403Dayton · Dayton Valley · Santa Maria Ranch$470K~$2404545+3.3%
89408Fernley (Lyon County)$370K~$21545130+2.8%
89701Carson City (central)$520K~$30038285+2.5%

Source: NREG’s MLS analysis and NNRMLS. Medians from active listings; YoY from closed sales, 2026 vs 2025 year-to-date. ZIP boundaries per Lyon County GIS.

New Construction

Who Are the Top Builders Near Silver Springs?

Silver Springs is primarily a resale and owner-built market — not an active builder platform. New construction concentrates 20 minutes west at Santa Maria Ranch in Dayton, where LGI Homes and Ryder Homes offer single-family homes from the $400Ks. Buyers seeking new construction explore Dayton phases before considering rural lot purchases in the 89429 ZIP.

Outdoor Recreation

What Outdoor Amenities Does Silver Springs Offer?

Silver Springs' outdoor life centers on the Lahontan State Recreation Area five minutes south — a desert reservoir for boating, fishing, and camping — with high-desert trails and day-trip access to Lake Tahoe and Virginia City. The Lyon County rural setting delivers open-valley access without the crowds or premium of the Tahoe basin.

5 MIN S

Lahontan State Recreation Area

17,000 acresBoating · Fishing · Camping · SwimmingDay-use fee

Lyon County's premier outdoor asset — a large desert reservoir offering boating, swimming, fishing, and tent or RV camping. The reservoir rarely crowds even on summer weekends, a stark contrast to Tahoe-basin alternatives.

IN-COMMUNITY

High-Desert Trails & Off-Road Access

Open rangeHiking · Off-road · Dark skiesFree

The surrounding Lahontan Valley hills give Silver Springs residents immediate off-road and hiking access, with dark-sky viewing nearly every clear night — a lifestyle advantage that draws buyers who need open land around them.

IN-COMMUNITY

Silver Springs Airport (GAL)

GA facilityGeneral AviationPublic

A general-aviation airport inside the community — a rare benefit for pilot residents who want to commute, recreate, or ferry guests without driving to Reno-Tahoe International.

20 MIN W

Nevada State Historic Park at Dayton

17 acresHistory · WalkingFree

Dayton State Park preserves Nevada's first gold-discovery site from 1849 — a historic stamp mill and Carson River picnic area 20 minutes west on US-50.

40 MIN NW

Virginia City

Historic townHistory · Dining · HikingFree town access

Nevada's best-preserved silver-rush town — 40 minutes northwest via US-50 and NV-341. Museums, restaurants, and open-range horseback riding in the Comstock mining district.

70 MIN W

Lake Tahoe

191 sq miBoating · Hiking · SkiingFree shoreline

North America's largest alpine lake via US-50 over Spooner Summit — 70 minutes from Silver Springs for beaches, marinas, hiking, and world-class winter skiing at multiple resorts.

The Silver Springs Lifestyle

What Does a Weekend in Silver Springs Look Like?

A morning on the Lahontan Reservoir in a fishing boat, an afternoon off-road run in the surrounding high-desert hills, and dinner either cooked at home on your large rural parcel or a 20-minute drive into Dayton per Lyon County Parks — or a longer weekend to Lake Tahoe 70 minutes up US-50. Open-sky pace, desert-lake access.

5 minTo Lahontan Reservoir
35 minTo Carson City
70 minTo Lake Tahoe
$380KMedian List Price

THIS WEEKEND'S OPEN HOUSES

Can You Tour Silver Springs Homes This Weekend?

Open houses in Silver Springs typically run Saturday and Sunday afternoons. With only ~35 active listings, set up instant NNRMLS alerts so you see new Silver Springs listings within hours of hitting the market — well before the weekend open-house cycle begins.

Planning a move

What Should I Verify Before Moving to Silver Springs?

Budget around the specific home, not a community average. Before you compare the cost of a move to Silver Springs, get these in writing:

  • The parcel's annual assessment, prior-year tax bill and abatement eligibility. A sale alone does not reset Nevada’s tax cap. Nevada tax-abatement rules
  • Lender, insurance and utility quotes for the exact address, plus the association's resale documents and any special assessments.
  • The school assignment for the enrollment year, confirmed with the district.
  • Your tax situation, reviewed by an adviser — California-source income can remain taxable after a move (Franchise Tax Board).
  • Qualifying new residents generally must obtain a Nevada driver’s license and vehicle registration within 30 days. Check the Nevada DMV’s requirements and exceptions for your circumstances.

The full step-by-step relocation checklist, from timeline to first-week setup, is in one place.

Open the relocation guide

ECONOMY & JOBS

What Drives Silver Springs' Economy?

Silver Springs residents draw from NAS Fallon 30 minutes east, Carson City state-government and healthcare employers 35 minutes west, and the Reno-Sparks metro 50 minutes north. According to the U.S. Bureau of Labor Statistics, the Reno-Sparks MSA holds 4.0% unemployment in July 2026 (BLS, preliminary), and Lyon County School District provides local employment for teachers and staff across the 89429 ZIP.

$48,944Median household incomeU.S. Census ACS, Silver Springs CDP
30 minTo NAS FallonMilitary · Contractor employment
35 minTo Carson City employersState government · Healthcare · Retail
50 minTo Reno-Sparks metro jobsTRI Center · Tech · Logistics

Top Employers Accessible from Silver Springs

  • Naval Air Station Fallon (NAS Fallon)Naval Strike and Air Warfare Center — military and contractor employment 30 minutes east on US-50. The closest major employer cluster for Silver Springs households.
  • State of Nevada (Carson City)State government, DMV, and agency offices 35 minutes west on US-50 — a major public-sector employer cluster for commuting Silver Springs residents.
  • Carson Tahoe Health (Carson City)Regional healthcare system 35 minutes west — hospital, clinics, and ancillary services employment for healthcare-sector workers.
  • Lyon County School DistrictK-12 campuses across Silver Springs, Dayton, and Fernley — local Lyon County employer for education professionals.
  • Tesla Gigafactory Nevada (TRI Center)Battery and EV manufacturing in the Reno-Sparks area, approximately 50 minutes north via US-95A and I-80.
  • Remote EmployersA growing share of Silver Springs residents work remotely — the large-lot lifestyle, zero income tax, and improving rural broadband make the community increasingly attractive to remote-first households.

Sources: U.S. Bureau of Labor Statistics, U.S. Census Bureau. Last updated June 2026.

COMMUNITY COMPARISON

How Does Silver Springs Compare to Carson City, Fernley & Sacramento?

If you're choosing between Silver Springs and the nearest alternatives — the state capital 35 minutes west, the Fernley value market 25 minutes north, or staying in California — this table covers the metrics buyers ask about most. Sources are NREG’s MLS analysis, the U.S. Census, and BLS Reno-Sparks MSA.

Silver Springs vs Carson City vs Fernley vs Sacramento · June 2026
MetricSilver SpringsCarson CityFernleySacramento
Median List Price$380K$525K$370K$650K
Price / Sq Ft~$195~$300~$215~$380
Days on Market46384522
State Income TaxNoneNoneNoneUp to 13.3%
Typical Lot SizeHalf-acre to acresStandardStandard–LargeSmall
To Lake Tahoe70 min30 min65 min2 hrs
HOATypically noneVariesVariesVaries
Best ForValue · Rural · Large lotsCapital jobs · ServicesI-80 access · ValueUrban · Higher cost

Sources: NREG’s analysis of NNRMLS data, U.S. Census ACS. Last updated June 2026.

Cost of Ownership

What Will Silver Springs Cost You Each Month?

Build a property-specific budget using a lender quote, the parcel tax estimate, insurance quotes and association documents. The starting amounts below are editable illustrations, not current local rates or verified fees. Compare the result with your Loan Estimate, and budget separately for maintenance, utilities and closing costs.

Illustrative Payment Estimator

Estimate Your Silver Springs Payment

Home Price
$380,000
$380,000
$380,000
Down Payment
10% / $38,000
10% / $38,000
10% / $38,000
Interest Rate
7.0%
7.0%
7.0%
Term Years
30
30
30
Annual Property Tax Assumption
$2,300
$2,300
$2,300
Annual Insurance Assumption
$1,800
$1,800
$1,800
Monthly HOA Assumption
$200
$200
$200
Annual PMI Rate Assumption
0.50%
0.50%
0.50%
$2,960
Illustrative Monthly Payment
  • Principal & Interest$2,275
  • Property Tax$192
  • Insurance$150
  • HOA$200
  • PMI$143
Talk to a Lender

Inputs are assumptions, not a loan offer, insurance quote or parcel tax calculation. This simplified fixed-rate example applies the selected PMI rate below 20% down; actual mortgage-insurance eligibility, cost and cancellation depend on the loan. Maintenance, utilities, closing costs and special assessments are additional. Review the CFPB housing budget guide and confirm amounts with the relevant providers.

COMMUTE & TRANSPORTATION

How Easy Is Getting Around from Silver Springs?

US-50 and US-95A connect Silver Springs in three employment directions — NAS Fallon 30 minutes east, Carson City 35 minutes west, and Fernley/I-80 25 minutes north to Reno. The community is car-dependent; mean commutes to the state capital run under 40 minutes per U.S. Census ACS data, and no meaningful public transit exists.

Drive Times from Silver Springs

  • 20 minDaytonUS-50 west
  • 30 minNAS FallonUS-50 east
  • 25 minFernleyUS-95A north
  • 35 minCarson City (downtown)US-50 west
  • 50 minReno (downtown)US-95A north to I-80 west
  • 45 minTahoe-Reno Industrial CenterUS-95A to I-80 east
  • 70 minLake TahoeUS-50 west over Spooner
  • 3 hrsSacramentoUS-50 west over Echo Summit

Transportation Options

  • Driving

    The only practical daily-life option. US-50 east-west through the community links Carson City and Fallon; US-95A north reaches Fernley and I-80 to Reno. Most employment trips run 25–50 minutes.

  • General Aviation

    Silver Springs Airport (GAL) is a general aviation facility in the community — a benefit for pilot residents who want flight access without driving to Reno-Tahoe International. Not a commercial-service airport.

  • Air Travel

    Reno-Tahoe International Airport is approximately 50 minutes from Silver Springs — the closest commercial airport with direct Western and national service.

  • Remote Work

    Broadband access is improving with Lyon County growth. Many Silver Springs residents work remotely full or part time, reducing daily commute days and making the large-lot rural setting highly practical.

Drive times are typical off-peak estimates for the route named; check live traffic before you rely on one.

Quick Answer

How long does it take to close on a home in Silver Springs?

Most Silver Springs purchases close in 30–45 days. Cash closes in 7–14 days. Conventional, FHA, VA, or USDA financing typically runs 30–45 days from accepted offer to keys. Rural parcels with well and septic systems may add 5–10 days for inspection and test results. Nevada uses escrow companies experienced with Lyon County rural-land closings and well/septic contingencies.

Quick Answer

What credit score do you need to buy in Silver Springs?

Conventional loans generally want 620+, FHA allows 580+ with 3.5% down, and VA has no official floor but most lenders look for 620. USDA rural loans — highly applicable in ZIP 89429 — typically require 640+. Jumbo financing is rarely needed at Silver Springs' median, but buyers above $832,750 (the 2026 conforming limit) need 700+ and stronger reserves. A higher credit score cuts your rate: the spread between 640 and 760 can save $200+ per month on a median Silver Springs purchase.

Silver Springs FAQ — 17 Answers

What Do Silver Springs Buyers Most Frequently Ask?

Most Asked

What is the median home price in Silver Springs?

Silver Springs median list prices run near $70,000 per NREG’s analysis of NNRMLS data and NNRMLS data for ZIP 89429. The range spans $260K–$480K for single-family and manufactured homes on rural lots, making Silver Springs the most affordable owner-occupied market in Lyon County. Price per square foot runs well below Carson City and Dayton.

What types of homes are available in Silver Springs?

Silver Springs housing leans toward single-story ranch homes and manufactured homes on generous rural parcels — half-acre to several acres. Single-family site-built homes dominate the $330K–$480K tier; manufactured homes and HUD-code units occupy the $260K–$350K range. Most parcels have room for shops, RV storage, and animals, a configuration unavailable at comparable prices in Carson City or Dayton. Lot coverage is light and neighbors are far apart — the defining appeal of the 89429 ZIP.

How does Silver Springs differ from Dayton Valley?

Silver Springs and Dayton Valley sit 20 minutes apart on US-50 but serve different buyers. Dayton Valley is a golf-course community in the $350K–$600K range with the Dayton Valley Golf Club as its lifestyle anchor. Silver Springs is a value-oriented high-desert town in the $260K–$480K range with large rural lots, manufactured-home stock, and Lahontan Reservoir as its recreational anchor. Dayton Valley attracts golf-lifestyle buyers; Silver Springs attracts budget buyers, rural-lifestyle seekers, and retirees who want acreage at the lowest Lyon County price point.

What is the average days on market in Silver Springs?

Silver Springs homes sell in a median of about 78 days from list to accepted offer per Northern Nevada Regional MLS data for the 89429 ZIP. Entry-level homes in the $260K–$340K range move fastest — typically 30–50 days for correctly priced properties. Larger rural parcels and homes above $420K take longer as the qualified buyer pool narrows. Modest overall inventory means well-priced move-in-ready homes rarely accumulate excessive market time.

What are property taxes like in Silver Springs?

Property taxes in Silver Springs are low. Lyon County's effective rate runs roughly 0.5–0.7% of market value per the Lyon County Assessor, and Nevada's 3% annual cap on primary-residence increases under Nevada Revised Statutes 361.4723 keeps long-run carrying costs predictable. On a $70,000 median Silver Springs home, annual taxes typically run $1,600–$2,700 — significantly below comparable California markets. Zero Nevada state income tax adds further to the savings stack.

Does Silver Springs have an HOA?

Most Silver Springs parcels carry no HOA or a minimal Lyon County-administered road-maintenance district. The large-lot, rural character means there are no resort amenities to fund and no master-plan association requiring dues. Some newer subdivisions may carry light CC&Rs — always confirm with title before closing. The absence of mandatory HOA fees is a key cost advantage over master-planned communities in Carson City and the Reno-Sparks metro, where HOA dues run $50–$250 per month.

What is the cost of living in Silver Springs?

Day-to-day living costs in Silver Springs track the rural Nevada average — and housing is the biggest line-item advantage. The median near $70,000 sits $120K–$150K below Carson City and $170K–$200K below Reno for a comparable home. Nevada has zero personal income tax — saving a California household earning $200,000 roughly $15,000–$20,000 per year versus the California Franchise Tax Board's 13.3% top rate — and Lyon County property taxes carry one of the lowest effective rates in Northern Nevada. Most daily services require a 20–35 minute drive.

What schools serve Silver Springs?

Silver Springs is zoned for the Lyon County School District: Silver Stage Elementary and Silver Stage Middle-High School (a combined 6-12 campus). According to GreatSchools, Silver Stage campuses rate in the 3–5 range — developing relative to Washoe County and Carson City School District averages. Families prioritizing higher-rated public schools look 35 minutes west to Carson City campuses like Seeliger Elementary (8/10) or Fremont Elementary. Private options include Carson Montessori and Pinon Hills Christian Academy, both in Carson City.

Is there new construction in Silver Springs?

Modest new-build activity occurs in Silver Springs, primarily owner-built and semi-custom homes on existing rural parcels — not master-planned builder communities. Buyers seeking active new-construction phases at comparable prices are better served by Santa Maria Ranch in Dayton (20 min west) or Fernley subdivisions (25 min north). Silver Springs is largely a resale and lot-purchase market, popular with buyers who want to build to suit on affordable acreage at Lyon County rural-zone pricing.

How competitive is the Silver Springs market?

Silver Springs is a lightly paced market — fewer competing buyers than Dayton or Fernley, but well-priced entry-level homes under $340K move in three to six weeks per Northern Nevada Regional MLS data. The buyer pool is narrower and more price-sensitive than Reno or Carson City, giving negotiating room on most listings. Very limited new inventory and a mostly resale-only market mean well-maintained homes don't linger, while dated or overpriced properties can sit 90+ days.

What is Nevada vs California income tax savings for Silver Springs buyers?

Nevada levies zero personal state income tax. A household relocating from California and earning $200,000 per year saves roughly $15,000–$20,000 annually versus the California Franchise Tax Board's 13.3% top marginal rate; a $500,000 earner saves $50,000 or more. Silver Springs stacks on top a median near $70,000 — roughly $140K–$195K below Reno and Carson City medians — creating one of the strongest two-lever financial advantages in all of Northern Nevada for buyers willing to embrace the rural lifestyle.

What outdoor amenities does Silver Springs offer?

Lahontan State Recreation Area is Silver Springs' flagship outdoor asset — a large reservoir just south of town offering boating, swimming, fishing, and camping on a desert lake that rarely crowds. The US-50 / US-95A corridor gives quick access to the high-desert hills for off-road recreation, hiking, and hunting. Dayton State Park is 20 minutes west; Virginia City is 35 minutes northwest; Lake Tahoe is roughly 70 minutes via US-50 and Carson City. Silver Springs Airport (small general aviation) adds a bonus for pilot residents.

How is the commute from Silver Springs?

Silver Springs residents commute by car. Dayton is about 20 minutes west on US-50; Carson City is roughly 35 minutes west, reaching state-government and healthcare jobs. Fernley is 25 minutes north on US-95A for I-80 access to the Reno metro and Tahoe-Reno Industrial Center. Reno itself is approximately 50 minutes away via US-50 and I-80. NAS Fallon (Naval Air Station) is roughly 30 minutes east on US-50 — the closest major employment center. No meaningful public transit exists.

What should I know before buying in Silver Springs?

Before buying in Silver Springs, confirm whether the parcel uses a well and septic or community water — many 89429 rural lots use private well and septic systems requiring annual maintenance. Budget for a full inspection including well-water quality testing, septic condition, HVAC sizing for the 4,200 ft elevation winters, and road access conditions in winter. Lyon County closes through escrow in 30–45 days. Verify your school assignment at Silver Stage if schools matter, and budget for the 20–35 min drive to full-service grocery and medical needs in Dayton or Carson City.

What's the minimum down payment to buy in Silver Springs?

Most Silver Springs buyers put down 3–20%. Conventional loans start at 3% for qualified first-time buyers, FHA at 3.5% with a 580 credit score, and VA at 0% for eligible veterans and service members. On a $70,000 median Silver Springs home, 3% is $2,100 and 10% is $7,000. USDA rural-development loans are highly likely to apply in Lyon County ZIP 89429 — ask the Nevada Real Estate Group Northern Nevada team to confirm eligibility for your specific parcel. Buyers under 20% down should budget $110–$250 monthly for PMI.

Is Silver Springs better than Fernley for a first-time buyer?

Silver Springs and Fernley are both Lyon County value markets, but they differ in character. Silver Springs offers lower prices ($260K–$480K vs Fernley's $320K–$480K), larger rural lots, and the Lahontan Reservoir on the doorstep; Fernley sits on I-80 with a 30-minute Reno commute and a larger in-city service footprint. Silver Springs wins for buyers who want maximum acreage and the lowest possible price; Fernley wins for buyers who prioritize Reno commute access and city services within five minutes. Silver Springs is quieter, more rural, and more affordable — Fernley is more connected.

Can Nevada Real Estate Group help me buy in Silver Springs?

Yes. Call (775) 277-2120 to reach the Nevada Real Estate Group Northern Nevada team. We specialize in Lyon County purchases — Silver Springs rural parcels, Lahontan Reservoir-area homes, manufactured and site-built options in the 89429 ZIP, and well/septic verification. Our agents know Lyon County land-use rules, USDA loan eligibility zones, and the price tiers that separate fast-moving entries from overpriced listings. Virtual tours, relocation coordination, and same-day offer support are all available. Over 9,600 closed transactions and $4.85 billion in volume since 2011 back every negotiation.

Updated November 2026

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PEOPLE ALSO ASK

What Else Do People Ask About Silver Springs, Nevada?

Beyond the core questions above, these are the queries Silver Springs buyers commonly search — answered with specifics you can verify: prices from NREG’s MLS analysis and NNRMLS, economic data from BLS and the Nevada State Demographer, and school ratings from GreatSchools.

Is Silver Springs a real community in Nevada?

Yes. Silver Springs is a Lyon County CDP (Census-Designated Place) at the junction of US-50 and US-95A, approximately 28 miles east of Carson City. It uses ZIP 89429 and holds roughly 5,600 residents with around 2,450 housing units — one of Lyon County's larger rural communities.

What is Silver Springs known for?

Silver Springs is known as Lyon County's most affordable rural community — large-parcel single-family and manufactured homes near the Lahontan State Recreation Area and Lahontan Reservoir. The community attracts budget buyers, retirees, and NAS Fallon military households priced out of closer-in markets, offering the lowest median price in the Carson City–Dayton corridor.

How far is Silver Springs from Reno?

Roughly 50 minutes from Silver Springs to downtown Reno — north on US-95A to Fernley and then west on I-80, or west on US-50 to Carson City and north on I-580. Reno-Tahoe International Airport is approximately 50 minutes via the same routes.

Does Silver Springs have a Lahontan Reservoir?

The Lahontan State Recreation Area and its reservoir are just south of Silver Springs — approximately 5 minutes on US-50. The reservoir covers roughly 17,000 surface acres and offers boating, swimming, fishing, and RV and tent camping. It is the primary outdoor amenity for Silver Springs residents and a key lifestyle draw for buyers choosing the community over Dayton Valley or Fernley.

What school district is Silver Springs in?

Silver Springs is zoned for the Lyon County School District — Silver Stage Elementary (K-5) and Silver Stage Middle-High School (6-12) serve the CDP. GreatSchools rates Silver Stage campuses 3–5 out of 10. Families who want higher-rated options look 35 minutes west to Carson City School District or private schools like Carson Montessori (8/10).

Are there manufactured homes in Silver Springs?

Yes — manufactured and HUD-code homes are common in Silver Springs, typically priced in the $260K–$350K range. Lyon County's rural land-use rules accommodate manufactured homes on appropriately zoned parcels. Site-built single-family homes occupy the $330K–$480K tier. Buyers should confirm parcel zoning and any deed restrictions before purchasing, as financing requirements differ for manufactured versus site-built homes.

Is Silver Springs good for military buyers?

Yes — Silver Springs is one of the best-positioned communities for NAS Fallon military and contractor households. The base is approximately 30 minutes east on US-50 — closer than Carson City or Dayton. VA loans are available at 0% down, USDA rural loans are likely applicable in ZIP 89429, and the large-lot rural lifestyle with space for recreational vehicles fits active-duty and veteran buyer preferences. Lyon County living costs are well below Fallon town alternatives.

What county is Silver Springs in?

Silver Springs is in Lyon County, Nevada — an unincorporated CDP governed by Lyon County rather than a city council. Lyon County land-use rules, school zoning, and road-maintenance district structures differ from Washoe County. The absence of city incorporation means broader land-use flexibility for rural parcels — livestock, outbuildings, and RV storage are commonly allowed where zoning permits.

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NEARBY COMMUNITIES

Which Communities Are Within 50 Minutes of Silver Springs?

Compare Silver Springs with neighboring Northern Nevada communities along the US-50 and US-95A corridors — from Stagecoach ($280K) and Fernley ($370K) to Dayton Valley ($425K) and Carson City ($525K). Each card pairs the commute time with median price so you can judge whether the extra drive delivers more home or just different amenities.

20 MIN W

Dayton

$385K

20 min from Silver Springs

View Dayton →

20 MIN W

Dayton Valley

$425K

20 min from Silver Springs

View Dayton Valley →

15 MIN

Stagecoach

$280K

15 min from Silver Springs

View Stagecoach →

25 MIN N

Fernley

$370K

25 min from Silver Springs

View Fernley →

35 MIN W

Carson City

$525K

35 min from Silver Springs

View Carson City →

30 MIN E

Fallon

$280K

30 min from Silver Springs

View Fallon →

More Dayton communities

Shopping the whole city? Browse all Dayton homes for sale — live MLS listings updated daily.

A–Z INDEX

Which Dayton Communities Can You Explore A–Z?

Four communities within the Dayton hub and nearby Lyon County span the full price spectrum — Stagecoach ($280K) and Silver Springs ($380K) for value and rural lifestyle, Dayton Valley ($425K) for golf-course living, and Santa Maria Ranch ($455K) for master-planned new construction. Each serves a distinct buyer profile.

Sources & Methodology

Where Does This Silver Springs Data Come From?

Every statistic on this page is sourced from a primary or government dataset and refreshed monthly. The organizations below — from the U.S. Census Bureau to the NREG’s analysis of NNRMLS data — supply the underlying data; follow any link to verify a figure or pull deeper detail.

  1. NREG analysis of NNRMLS data — Median sold price, days on market, list-to-sold ratio, and monthly MLS statistics for the 89429 ZIP including Silver Springs. NREG market report
  2. Northern Nevada Regional MLS (NNRMLS) — Active listings, inventory counts, price-per-square-foot, and neighborhood data for Silver Springs and Lyon County rural communities. nnrmls.com
  3. U.S. Census Bureau — Population, demographics, household income, age distribution, and education attainment (ACS) for the Silver Springs CDP. data.census.gov
  4. U.S. Census Bureau — 2020 Census population for Silver Springs CDP, and population estimates and change since 2020 for Lyon County (QuickFacts). census.gov/quickfacts
  5. U.S. Bureau of Labor Statistics — Reno-Sparks MSA unemployment rate, employment by sector, and wage data accessible to Silver Springs commuters. bls.gov/reno-sparks
  6. Lyon County Assessor — Property tax rates, assessed values, and parcel data for Silver Springs within ZIP 89429. lyon-county.org
  7. Lyon County School District — School boundary, enrollment, and performance data for Silver Stage Elementary and Silver Stage Middle-High School. lyoncsd.org
  8. FBI Uniform Crime Reporting (UCR) — Violent and property crime rates for Lyon County and the Reno-Sparks MSA comparative context. fbi.gov/ucr
  9. GreatSchools.org — K-12 school ratings, test scores, and student-teacher ratios for Lyon County and nearby Carson City schools. greatschools.org
  10. Nevada Report Card — Official Nevada DOE school performance data for Lyon County School District campuses serving Silver Springs. nevadareportcard.nv.gov
  11. Freddie Mac PMMS — Weekly mortgage-rate survey used in the Silver Springs payment calculator and buy-vs-rent model. freddiemac.com/pmms
  12. Nevada DMV — Residency deadlines and vehicle registration requirements for Silver Springs relocation buyers. dmv.nv.gov

Methodology: Listing counts, prices and days on market are NREG's analysis of Northern Nevada Regional MLS data received through the Repliers feed; this page refreshes them about once a day, and each market figure carries its date or window. Census and BLS figures are the published vintage named beside them and change only when the agency releases new estimates. Confirm details for a specific home with its listing and the responsible agency.

Updated: November 2026 · Next update: November 15

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