Agricultural / Farm Buyers
- Newlands Project irrigation water rights
- Alfalfa, dairy, or specialty crop operations
- Large acreage at $260K–$500K+
- Churchill County agricultural zoning
Stillwater, Nevada
Stillwater Homes For Sale
Nevada Real Estate Group — your Northern Nevada team for Stillwater real estate. Search rural acreage, ranch homes, and farm parcels for sale in Churchill County's Lahontan Valley near the Stillwater National Wildlife Refuge.
Where Can I Find Stillwater Homes and Rural Parcels for Sale?
Stillwater and rural Churchill County carry 20–40 active listings in mid-2026 per NREG’s MLS analysis and NNRMLS data, ranging from modest rural homes near $260K to working farm-and-ranch properties above $500K. The eight newest listings appear below, refreshed daily; the full Fallon-area rural inventory is searchable in our live MLS portal.
Homes for sale in ZIP 89406 near Stillwater
View 24 home listings
- $519,0004970 Silver Sage LaneFallon 894063 bd · 2 ba · 1,728 sq ft · Active Under ContractView home detailsCourtesy of RE/MAX Gold
- $435,0002750 Lenore DriveFallon 894063 bd · 2 ba · 1,541 sq ftView home detailsCourtesy of Berney Realty, LTD
- $389,900149 Jarbidge CourtFallon 894063 bd · 2 ba · 1,348 sq ft · Active Under ContractView home detailsCourtesy of Call It Closed International Realty
- $595,0001608 Sky Ridge DriveFallon 894063 bd · 2.5 ba · 1,906 sq ftView home detailsCourtesy of Berney Realty, LTD
- $439,000443 - 445 N Taylor StreetFallon 894064 bd · 4 ba · 2,088 sq ftView home detailsCourtesy of Coldwell Banker Select Reno
- $625,0001485 Drumm LaneFallon 894063 bd · 2.5 ba · 2,080 sq ftView home detailsCourtesy of Doty Realty LLC
- $299,900445 Mary StreetFallon 894062 bd · 2 ba · 1,056 sq ft · Active Under ContractView home detailsCourtesy of RE/MAX Professionals-Reno
- $430,000156 Colorado LaneFallon 894063 bd · 2 ba · 1,680 sq ft · Active Under ContractView home detailsCourtesy of Berney Realty, LTD
- $960,0001220 Strasdin LaneFallon 894064 bd · 3 ba · 2,496 sq ftView home detailsCourtesy of Berney Realty, LTD
- $315,0001380 River View DriveFallon 894063 bd · 2 ba · 1,440 sq ftView home detailsCourtesy of Berney Realty, LTD
- $384,999388 Nola StreetFallon 894063 bd · 2 ba · 1,571 sq ftView home detailsCourtesy of NVG Properties LLC
- $249,9981201 Gummow DriveFallon 894063 bd · 2 ba · 1,716 sq ftView home detailsCourtesy of Elevate Realty
- $439,0004111 Solias RoadFallon 894063 bd · 2 ba · 1,560 sq ftView home detailsCourtesy of Berney Realty, LTD
- $424,9003820 Alcorn RoadFallon 894063 bd · 2 ba · 1,294 sq ftView home detailsCourtesy of Berney Realty, LTD
- $310,000188 N Ada StreetFallon 894063 bd · 1 ba · 1,104 sq ftView home detailsCourtesy of Reno Sparks Realty, LLC
- $380,0001698 Moody LaneFallon 894063 bd · 2 ba · 1,680 sq ftView home detailsCourtesy of Berney Realty, LTD
- $482,500790 Timber WayFallon 894063 bd · 2 ba · 1,838 sq ftView home detailsCourtesy of Berney Realty, LTD
- $380,000430 Pintail DriveFallon 894063 bd · 2 ba · 1,636 sq ftView home detailsCourtesy of Berney Realty, LTD
- $265,0005465 Caleb DriveFallon 894063 bd · 2 ba · 1,040 sq ft · Active Under ContractView home detailsCourtesy of Berney Realty, LTD
- $420,0002130 Rice RoadFallon 894063 bd · 2 ba · 1,482 sq ftView home detailsCourtesy of Coldwell Banker Select Reno
- $899,9004450 Solias RoadFallon 894063 bd · 2 ba · 2,348 sq ftView home detailsCourtesy of Berney Realty, LTD
- $599,0001655 Rio Vista DriveFallon 894063 bd · 2 ba · 1,196 sq ftView home detailsCourtesy of Berney Realty, LTD
- $290,0001020 Gary LaneFallon 894063 bd · 1 ba · 1,104 sq ftView home detailsCourtesy of Berney Realty, LTD
- $297,900280 E Front StreetFallon 894064 bd · 1 ba · 1,176 sq ft · Active Under ContractView home detailsCourtesy of RE/MAX Professionals-Fernley
Listing information is provided through the MLS Internet Data Exchange program and is deemed reliable but not guaranteed. Inventory checked Nov 2, 2026, 10:23 PM Pacific; availability and prices may change.
MEDIAN LIST PRICE (ZIP 89406)
$380K
NREG analysis of NNRMLS data via Repliers, as of November 2, 2026
DAYS ON MARKET (ZIP 89406)
71
NREG analysis of NNRMLS data via Repliers, as of November 2, 2026
TO FALLON
20 min
via Stillwater Rd & US-50
WILDLIFE REFUGE
79,000 ac
U.S. Fish & Wildlife Service
Property research
Verify for your address
Confirm current school assignments, association documents, parcel taxes, and insurance with the applicable sources.
Last updated
October 21, 2026
Individual data periods may differ from the page update date.
KEY TAKEAWAYS
What Should You Know About Stillwater at a Glance?
According to the U.S. Census Bureau, Churchill County holds roughly 26,000 residents — Stillwater is a small rural area northeast of Fallon with a $380,000 median and homes averaging 71 days on market per NREG’s MLS analysis. Five takeaways below show what those numbers mean for buyers considering this agricultural Lahontan Valley community.
- Location: rural Churchill County agricultural area about 15 miles northeast of Fallon on Stillwater Road, bordering the Stillwater National Wildlife Refuge in the Lahontan Valley.
- Median list price: $380,000 (November 2026) — reflects the range from modest rural homes near $260K to working farm-and-ranch properties at $500K+, with water rights driving the premium end.
- Best for: agricultural buyers seeking Newlands Project water rights, hunters and birders who want NWR access, buyers priced out of California farm country, and rural lifestyle seekers wanting large acreage.
- Top features: Stillwater National Wildlife Refuge adjacency with 79,000+ acres of Pacific Flyway wetlands; Newlands Project irrigation rights; open Lahontan Valley desert with dark skies and privacy; no HOA.
- Why people move here: genuine rural Nevada agricultural living at value prices, Nevada's zero state income tax, world-class hunting and birding at the doorstep, and Fallon services 20 minutes west.
Last updated November 2026 · Sources: NREG’s MLS analysis, U.S. Census, Churchill County Assessor
PRICE DISTRIBUTION
How Many Stillwater Homes Sell in Each Price Range?
The Stillwater median list price sits near $380K per NREG’s MLS analysis November 2026 NNRMLS data, with inventory spread from modest rural homes under $300K to working farm properties above $500K. Each card below shows current active-listing counts by price range.
Browse Stillwater Listings
How Can You Find a Stillwater Property by Type, Use & Price?
Stillwater's active listings break down primarily into rural residential homes on acreage, working farm-and-ranch properties, and raw agricultural land — each link opens our live MLS search pre-filtered for that slice, with counts updated daily from NREG’s MLS analysis and NNRMLS data.
Which Stillwater Areas Should You Explore?
Tap an area to see current listings, price ranges, and what daily life looks like.
By Price Range
210 active listings across ZIP 89406 as of November 2, 2026 · MLS data
STAY AHEAD OF THE MARKET
How Can You Get New Stillwater Listings First?
Custom alerts by acreage, price, property type, and water-rights features — no spam, unsubscribe anytime. With Stillwater properties averaging 49 days on market per NREG’s analysis of NNRMLS data data, the best agricultural parcels still attract multiple buyers — especially well-priced rural homes under $380K where demand from NAS Fallon households and outdoor-lifestyle buyers is strongest.
- Custom criteria — neighborhood, price, beds, baths, features
- Instant alerts — emailed within minutes of a new MLS listing
- 1,200+ buyers used NREG alerts last year
Create your alert
School planning
Which Schools Serve a Fallon Address?
Ask the district for the address-specific school assignment for the enrollment year, since boundaries change, and confirm it before you buy. Proximity to a school does not guarantee admission; charter, magnet and private schools set their own rules. Find your school district · Nevada Report Card
CRIME DATA
How Can You Check Reported Crime Near a Home?
Ask the law-enforcement agency that serves the address for its current reports, and compare places only across the same reporting period, boundary and offense definitions. Missing records do not mean zero crime, the FBI cautions against ranking communities on crime totals alone, and a citywide figure does not describe a particular street.
FBI crime data resources · FBI guidance on comparing communities
Living In
What's It Like Living in Stillwater, NV?
The Answer
Stillwater delivers open agricultural living in the Lahontan Valley — rural acreage near the Stillwater National Wildlife Refuge, 20-minute access to Fallon services, and a $360K median. The Churchill County agricultural heritage anchors the area with Newlands Project water rights, alfalfa and ranch operations, and the Pacific Flyway birding and hunting that define Stillwater's identity.
What is Stillwater known for?
Stillwater is known as one of Nevada's earliest irrigated agricultural districts — settled in the 1860s and once the Churchill County seat. Today it is synonymous with the Stillwater National Wildlife Refuge, a 79,000-acre Pacific Flyway hotspot, and with Newlands Project water rights that define agricultural land value in the Lahontan Valley.
Who should live in Stillwater?
Stillwater fits agricultural buyers who want working farm or ranch land with water rights, hunters and birders who want NWR access at the doorstep, buyers seeking genuine rural Nevada living at value prices, and NAS Fallon households who want acreage and can tolerate a 25-30 minute commute to the gate.
What is daily life like?
Daily life in Stillwater runs at a genuine agricultural pace — morning chores on the farm or ranch, seasonal irrigation management, wildlife watching at the adjacent NWR, and a 20-minute drive west to Fallon for shopping, schools, and services. Reno is 80 minutes via US-50 and I-80 for major medical, airport, and urban amenity needs.
Location
Where Is Stillwater
Stillwater sits in the Lahontan Valley in Churchill County, Nevada, about 15 miles northeast of Fallon on Stillwater Road. ZIP code 89406. The Stillwater National Wildlife Refuge borders the area to the east and north.
Stillwater NWR
10
Min
Fallon
20
Min
NAS Fallon
30
Min
Fernley
45
Min
Reno
80
Min
Stillwater
At a Glance$380,000
Median List Price (ZIP 89406)
210
Active Listings (ZIP 89406)
~$165
Price / Sq Ft
71
Days on Market (ZIP 89406)
Median, active-listing and days-on-market tiles: NREG analysis of NNRMLS data via Repliers, as of November 2, 2026.
- Population
- Rural / Low density
- County
- Churchill County
- ZIP Code
- 89406
- Primary Road
- Stillwater Road / US-50
- Adjacent Refuge
- Stillwater NWR (79,000 ac)
- Water System
- Newlands Project / private wells
- Sunshine
- 290+ days/year
- Schools
- Churchill County School District
- To Fallon
- 20 min via Stillwater Rd
- To NAS Fallon
- ~30 min via US-50
- To Reno
- 80 min via US-50 & I-80
- HOA Communities
- None — open agricultural area
Quick Answer
Why is Stillwater a good place to live?
Stillwater is one of Northern Nevada's most distinctive rural living options — genuine Lahontan Valley agricultural land with Newlands Project water rights, the Stillwater National Wildlife Refuge at the doorstep, and a $360K median that delivers multi-acre parcels for what California buyers would pay for a suburban lot. Nevada's zero state income tax and Churchill County's low property-tax rate add five-figure annual savings versus California agricultural county baselines. For buyers who want authentic rural Nevada life with world-class hunting and birding access, Stillwater delivers at a value point unavailable anywhere in the American West.
Source: U.S. Census Bureau
Census Housing Data / Stillwater
What Does the Census Show About Housing in Stillwater?
According to the U.S. Census Bureau, the tiles below compare housing and population figures for Stillwater and its surrounding area with the wider county. Each tile's label names the area it covers.
These are housing and population counts only. We don't describe who lives in a neighborhood or suggest which buyers it suits. Compare homes by their features, location, HOA terms and total cost, and use the Census source for the full tables.
Low density
vs Churchill Co 25,851
$330K
vs Churchill Co $330K
~70%
vs Churchill Co 70%
Source: U.S. Census Bureau ACS 2020–2024 5-year estimates (ZIP 89406) and Vintage 2025 population estimates (Churchill County) · Updated
POPULATION & GROWTH
How Fast Is Stillwater Growing?
Stillwater's rural population remains small and stable — growth is measured in individual parcel sales rather than subdivision phases. The area's fundamental attractiveness for agricultural buyers and outdoor enthusiasts remains steady, and rural Nevada land values have appreciated quietly as Northern Nevada's overall population has grown. Churchill County's agricultural base provides stability rather than rapid expansion.
~500Estimated rural area residents
~26,000Churchill County total
+3.9%Churchill County growth, 2010–2025 (Census)
Stillwater rural area population trajectory, 2010–2025 (Census)
Growth in Stillwater is driven by individual acreage-parcel purchases rather than subdivision expansion. Agricultural land values have appreciated alongside broader Northern Nevada population growth and increased interest in rural lifestyle properties. The Stillwater National Wildlife Refuge adjacency is a permanent amenity that sustains long-term buyer interest.
Sources: U.S. Census Bureau and Churchill County. Churchill County: 2010 and 2020 are decennial Census counts; 2025 is the Census Bureau’s Vintage 2025 estimate. Last updated September 2026.
REPORTED MARKET SERIES
How Is the Stillwater Real Estate Market Trending?
Median list price, days on market, and active listings from Northern Nevada Regional MLS data updated monthly. Stillwater rural properties have held near a $360K median while inventory turns slowly — the charts below show the past twelve months for Churchill County rural properties.
Median List Price
+1.7% YoY (May 2025 → May 2026)
Source: NREG analysis of Northern Nevada Regional MLS data via Repliers
Days on Market
42 → 49 days YoY — rural inventory moderately rising
Source: NREG analysis of Northern Nevada Regional MLS data via Repliers
Active Listings
~5–10 closings/month, steady seasonal pattern
Source: NREG analysis of Northern Nevada Regional MLS data via Repliers
71
MEDIAN DAYS ON MARKET (ZIP 89406) · NOV 2, 2026
$380K
MEDIAN LIST PRICE (ZIP 89406) · NOV 2, 2026
210
ACTIVE LISTINGS (ZIP 89406) · NOV 2, 2026
< 1 hr
OUR RESPONSE TIME
HOMES AVAILABLE NOW
Get matched with a Stillwater
rural property specialist.
Market Competitiveness
How competitive is Stillwater right now?
Stillwater is a slow-paced rural market — properties average about 49 days on market per Northern Nevada Regional MLS data, with the specialized buyer pool for agricultural parcels, water rights, and rural acreage keeping competition moderate to low. Well-priced modest homes move in 30-45 days; working farms and larger parcels can sit 90+ days as buyers conduct agricultural due diligence.
- 49 daysMedian days on market
- $260K–$500K+Primary demand range
- ~$165Median price per sq ft
- 210Active listings (ZIP 89406, November 2, 2026)
Before You Buy
What Should You Compare Before Buying a Home in Stillwater?
Compare individual homes by the features, services, and total ownership costs that matter to you. The points below can help structure your property research before you make an offer.
Which Stillwater Buyer Profile Matches You?
Hunters & Birders
- Stillwater NWR waterfowl hunting at the doorstep
- Pacific Flyway peak shorebird migration
- 79,000 refuge acres + surrounding BLM
- Nevada waterfowl and upland-bird licenses
Rural Lifestyle Buyers
- Large acreage with no HOA
- Dark skies and Lahontan Valley privacy
- Horses, livestock, and outbuildings permitted
- Value pricing versus California agricultural land
Remote Workers (Rural)
- Lowest cost-of-living in Northern Nevada
- Multi-acre work-from-home environment
- Quiet rural setting for focused work
- 80-minute Reno airport access when needed
Buy-and-Hold Investors
- Agricultural lease income potential
- NWR adjacency as permanent amenity value
- Nevada: no state income tax on rental income
- No HOA costs on agricultural land
Best Fit For
- Agricultural buyers — Newlands Project water rights, alfalfa and ranch land, and Churchill County agricultural zoning — the only community in this guide where the land itself is a primary investment thesis.
- Hunters and birders — the Stillwater National Wildlife Refuge delivers Pacific Flyway waterfowl and shorebird access that rivals any wildlife destination in the American West, literally outside the front door.
- Rural lifestyle seekers — large acreage with no HOA, horses and livestock permitted, dark skies, and privacy at value prices unavailable in California agricultural counties.
- NAS Fallon households seeking acreage — 25-30 minutes to the NAS Fallon gate, VA loan eligibility, and significantly more land per dollar than in-town Fallon or Lahontan Valley Estates.
- Remote workers — the lowest cost-of-living base in Northern Nevada, multi-acre rural work environments, and 80-minute airport access when travel is needed.
- Long-term investors — agricultural lease income, Newlands Project water rights as a lasting asset, and no state income tax on rental or agricultural revenue in Nevada.
Ready to explore rural properties in Stillwater? Nevada Real Estate Group knows Churchill County's agricultural market — from Newlands Project water-rights review to NAS Fallon relocation packages and rural parcel due diligence.
Start Your Stillwater SearchPros
- Stillwater National Wildlife Refuge adjacency — 79,000 acres of Pacific Flyway wetlands and waterfowl at the doorstep
- Zero Nevada state income tax — same benefit as Reno, at a lower price point with more land
- Newlands Project irrigation water rights on agricultural parcels — irreplaceable and value-additive
- No HOA — complete freedom for livestock, outbuildings, and agricultural operations
- Property taxes capped at 3% annual growth under Nevada law — predictable long-term carrying costs
- Dark skies and genuine rural privacy unavailable in any Northern Nevada suburb
- Large acreage at $260K–$500K+ — comparable California agricultural land costs $150K–$250K more
Honest Considerations
- 20-minute drive to Fallon services; 80-minute drive to Reno — no walkable amenities anywhere in the area
- Rural infrastructure: well water, septic, and private road maintenance add $500–$1,500/year in operating costs
- Agricultural due diligence required — water rights, well testing, zoning, and irrigation system review add complexity and closing time
- Thin resale market compared to in-town Fallon — longer exit timelines for agricultural and rural properties
- Economy is mission-linked to NAS Fallon and agricultural markets — neither is immune to budget or commodity cycles
Area Comparison
How Do Stillwater's Primary Areas Compare to Nearby Fallon Communities?
A side-by-side comparison of Stillwater and neighboring Churchill County communities — median price, lifestyle fit, and inventory — using active-listing data refreshed monthly via NREG’s MLS analysis and NNRMLS. Each serves distinct buyer profiles defined by agricultural use, NWR access, and commute tolerance.
| Submarket | Median Price | $ / Sq Ft | Days on Market | Active Listings | Best For |
|---|---|---|---|---|---|
| Stillwater Agricultural Core | $380,000 | ~$170 | 55 | 15 | Farm & Ranch · Water Rights · NWR Access |
| Stillwater NWR Vicinity | $345,000 | ~$160 | 60 | 8 | Wildlife Access · Hunting · Rural Privacy |
| Rural Churchill County Outlying | $320,000 | ~$155 | 65 | 7 | Large Lots · Value · Agricultural |
| Lahontan Valley Estates | $340,000 | ~$162 | 50 | 12 | Value · Rural Residential · Fallon Access |
| Old Town Fallon | $375,000 | ~$175 | 50 | 28 | Historic Character · In-Town · NAS Fallon |
| Fallon City General | $360,000 | ~$168 | 48 | 22 | In-Town Convenience · Services · Schools |
Source: NREG’s MLS analysis and NNRMLS data, June 2026. Median prices based on active listings; days on market from closed sales.
Area Deep Dive
What's Inside Stillwater and Its Surrounding Areas?
Submarket 1
Stillwater Agricultural Core
The heart of the Stillwater area — working alfalfa farms, ranch properties, and custom homes on 2-10+ acre parcels with Newlands Project irrigation rights. The Stillwater NWR borders these parcels, providing immediate waterfowl and birding access that defines the area's lifestyle identity.
Browse Stillwater Agricultural Core homes →$380KMedian Price
55Days on Market
15Active Listings
~$170Price / Sq Ft
Submarket 2
Stillwater NWR Vicinity
Rural residential parcels on the edge of the Stillwater National Wildlife Refuge — smaller homes on acreage with direct NWR adjacency for hunting and birding. This is the most wildlife-immersive residential area in Churchill County, priced slightly below the agricultural core.
Browse Stillwater NWR Vicinity homes →$345KMedian Price
60Days on Market
8Active Listings
~$160Price / Sq Ft
Submarket 3
Rural Churchill County Outlying
Rural parcels on Churchill County roads outside Fallon and Stillwater proper — larger lots at the lowest prices in the county, ideal for buyers who want maximum acreage per dollar and do not need NWR adjacency.
Browse Rural Churchill County Outlying homes →$320KMedian Price
65Days on Market
7Active Listings
~$155Price / Sq Ft
Submarket 4
Lahontan Valley Estates
Residential parcels in the Lahontan Valley between Fallon and the surrounding rural area — more residential than agricultural, offering acreage at value pricing within closer proximity to Fallon services.
Browse Lahontan Valley Estates homes →$340KMedian Price
50Days on Market
12Active Listings
~$162Price / Sq Ft
Submarket 5
Old Town Fallon
The historic Maine Street district at the heart of Fallon — character-rich in-town homes near NAS Fallon without the agricultural complexity. Best for buyers who want Fallon-area value and NAS proximity without rural infrastructure management.
Browse Old Town Fallon homes →$375KMedian Price
50Days on Market
28Active Listings
~$175Price / Sq Ft
Submarket 6
Fallon City General
Standard Fallon city residential inventory outside the historic core — practical in-town homes near schools, shopping, and NAS Fallon with no rural infrastructure complexity. Buyers who want Fallon pricing without agricultural-parcel due diligence start here.
Browse Fallon City General homes →$360KMedian Price
48Days on Market
22Active Listings
~$168Price / Sq Ft
Submarket 7
Stillwater National Wildlife Refuge (adjacent to Stillwater, NV)
The 79,000-acre Stillwater NWR is a critical Pacific Flyway staging area — hundreds of thousands of migratory waterfowl, shorebirds, and wading birds concentrate in the Lahontan Valley wetlands seasonally. Stillwater residential properties border the refuge directly, providing immediate hunting and birding access that no other Northern Nevada community can match.
Browse Stillwater National Wildlife Refuge (adjacent to Stillwater, NV) homes →79,000Refuge Acres
Pacific FlywayCritical Staging Area
$300K+Entry Price Nearby
No HOAAll Stillwater Parcels
Where Is Stillwater on the Map?
Stillwater sits in the open Lahontan Valley about 15 miles northeast of Fallon on Stillwater Road, Churchill County. The Stillwater National Wildlife Refuge borders the area to the east and north. ZIP code 89406 covers Stillwater, Fallon, and the surrounding Churchill County agricultural area.
#1
TEAM IN NEVADA
9,600+
HOMES SOLD SINCE 2011
9,097+
★★★★★ REVIEWS
< 1 hr
AVERAGE RESPONSE
STILL DECIDING?
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fits your lifestyle?
BY ZIP CODE
What Does the Stillwater Market Look Like by ZIP Code?
Stillwater is served by ZIP code 89406, which covers Fallon, Stillwater, and the surrounding Churchill County agricultural area. The table below shows the current market snapshot for that ZIP — median price $360K, 49 days on market, 30 active listings — benchmarking Stillwater rural property values against broader Northern Nevada and Churchill County communities.
| ZIP | Primary Area | Median Price | $ / Sq Ft | Days on Market | Active | YoY |
|---|---|---|---|---|---|---|
| 89406 | Stillwater · Fallon · Churchill County | $360K | ~$165 | 49 | 30 | +1.7% |
Source: NREG’s MLS analysis and NNRMLS. Medians from active listings; YoY from closed sales, 2026 vs 2025 year-to-date. Per-sqft figures approximate. ZIP boundaries per Churchill County GIS.
New Construction & Rural Development
What Are the New Construction and Rural Development Options in Stillwater?
Stillwater is primarily an established agricultural area — new construction is limited to custom homes built on individual rural parcels. There are no active subdivision builders in Stillwater itself. Buyers interested in new construction have options in nearby Fallon or Fernley.
Custom Rural Residential
Churchill County Custom Builders
Local contractors specializing in custom home builds on agricultural parcels with water rights
Value & First-Time
D.R. Horton
Active in the broader Fallon market with entry-level and first-time-buyer floor plans
Entry-Level & First-Time
LGI Homes
Affordable new construction when available in the Churchill County market
Family & Move-Up
Ryder Homes
Northern Nevada regional builder with occasional Churchill County presence
First-Time & Family
KB Home
Customizable Personal Plans — availability in Fallon market varies by phase
Affordable Rural
Manufactured Home Dealers
HUD-code manufactured homes on owned land — a common rural Churchill County option for budget-focused buyers
Family & Value
Woodside Homes
Western regional builder with occasional NV rural market presence
Family & Move-Up
Pulte Homes
Life-tested floor plans — limited direct Churchill County availability
Outdoor Recreation
What Outdoor Amenities Does Stillwater Offer?
Stillwater anchors some of the best outdoor recreation in Northern Nevada — the 79,000-acre Stillwater National Wildlife Refuge next door, Lahontan Reservoir 45 minutes south, and Sand Mountain BLM Recreation Area 35 minutes east. The U.S. Fish & Wildlife Service manages the refuge as one of the most critical Pacific Flyway staging areas in the American West.
10 MIN E
Stillwater National Wildlife Refuge
79,000 acresBirding · Waterfowl Hunting · Wildlife ViewingFree / hunting license req.
One of the most important migratory bird staging areas on the Pacific Flyway — hundreds of thousands of waterfowl, shorebirds, and wading birds concentrate in the Stillwater wetlands seasonally, making this a world-class birding and waterfowl hunting destination literally next door.
45 MIN S
Lahontan Reservoir
17,000 acresBoating · Fishing · CampingDay-use fee
Northern Nevada's largest high-desert reservoir — sandy beaches, bass and trout fishing, and year-round camping at Lahontan State Recreation Area, 45 minutes south of Stillwater.
35 MIN E
Sand Mountain BLM
4,795 acresOHV · Sand Dunes · CampingDay-use fee
A massive sand dune rising 600 feet above the desert floor — a popular OHV and camping destination 35 minutes east of Stillwater on US-50.
ALL AROUND
BLM Open Land
Hundreds of thousands of acresOHV · Hiking · HuntingFree
Bureau of Land Management public land surrounds the Lahontan Valley — open to OHV use, hiking, horseback riding, and hunting with appropriate Nevada licenses.
20 MIN W
Fallon Community Pool
Municipal poolSwimming · FitnessMembership/fee
The City of Fallon's community aquatic facility — lap lanes, youth programs, and family recreation 20 minutes west in Fallon.
20 MIN W
Churchill County Fairgrounds
Event groundsRodeo · Events · CommunityEvent fees
The Churchill County Fairgrounds host the annual Churchill County Fair, rodeo events, and community gatherings that anchor the local event calendar in Fallon.
VALLEY WIDE
Nevada Wildlife Areas
Multiple WMUsHunting · Fishing · TrappingNevada license req.
Multiple Wildlife Management Units encompass the Lahontan Valley and surrounding ranges — open for big-game, upland bird, and waterfowl hunting with appropriate Nevada Department of Wildlife licenses.
80 MIN W
Reno Outdoor Network
City parks + trails + SierraCycling · Hiking · SkiingFree
Truckee River Riverwalk, Galena Creek Recreation Area, and I-80 access to Sierra ski resorts — 80 minutes west, making Stillwater a viable base for weekend mountain and river recreation.
The Stillwater Lifestyle
What Does a Weekend in Stillwater Look Like?
Morning at the Stillwater National Wildlife Refuge watching Pacific Flyway migrants, afternoon OHV riding at Sand Mountain, evening on the farm at dusk — all within 35 minutes of your front door per the U.S. Fish & Wildlife Service. Stillwater residents trade metro density for agricultural authenticity and the outdoor access that no Reno suburb can match at any price.
79,000Refuge Acres
290+Days of Sun
20 minTo Fallon
80 minTo Reno Metro
THIS WEEKEND'S OPEN HOUSES
Can You Tour Stillwater Homes This Weekend?
Stillwater and rural Churchill County sellers occasionally run open houses on weekends, though rural properties often use appointment-only showings given the agricultural character of most parcels. At 49 median days on market the pace is deliberate — agricultural-parcel buyers typically need multiple visits and due diligence time. Set alerts or browse all active Churchill County rural inventory now.
Planning a move
What Should I Verify Before Moving to Stillwater?
Budget around the specific home, not a community average. Before you compare the cost of a move to Stillwater, get these in writing:
- The parcel's annual assessment, prior-year tax bill and abatement eligibility. A sale alone does not reset Nevada’s tax cap. Nevada tax-abatement rules
- Lender, insurance and utility quotes for the exact address, plus the association's resale documents and any special assessments.
- The school assignment for the enrollment year, confirmed with the district.
- Your tax situation, reviewed by an adviser — California-source income can remain taxable after a move (Franchise Tax Board).
- Qualifying new residents generally must obtain a Nevada driver’s license and vehicle registration within 30 days. Check the Nevada DMV’s requirements and exceptions for your circumstances.
The full step-by-step relocation checklist, from timeline to first-week setup, is in one place.
Open the relocation guideECONOMY & JOBS
What Drives Stillwater's Economy?
Stillwater's economy runs on Lahontan Valley agriculture — alfalfa, dairy, and specialty crops sustained by the Newlands Project — and NAS Fallon (Naval Strike and Air Warfare Center), 25-30 minutes west. Per the U.S. Bureau of Labor Statistics, Reno-Sparks MSA unemployment at 4.0% in July 2026 (BLS, preliminary), and NAS Fallon insulates the local economy from private-industry cycles.
$79,163Median household incomeU.S. Census ACS, Churchill County
NAS FallonNaval Strike & Air Warfare CenterPrimary regional employer — 25-30 min west
AgricultureNewlands Project farmingAlfalfa · Dairy · Specialty crops
Stillwater NWRSeasonal wildlife tourismHunters, birders, nature photographers
Top Stillwater-Area Employers
- Naval Air Station Fallon (NAS Fallon)Naval Strike and Air Warfare Center — active-duty Navy, civilian, and contractor workforce, Churchill County's dominant economic anchor 25-30 minutes west
- Lahontan Valley Agricultural OperationsAlfalfa, dairy, and specialty crop farms sustained by Newlands Project irrigation — the primary land-use and economic activity in the Stillwater area
- Churchill County School DistrictK-12 schools and administration across Churchill County, 20 minutes west in Fallon
- Churchill County GovernmentCounty administration, courts, Sheriff, public works, and social services in Fallon
- Banner Churchill Community HospitalThe primary medical facility serving Churchill County and the broader Lahontan Valley, in Fallon
- U.S. Fish & Wildlife ServiceStillwater National Wildlife Refuge management and seasonal wildlife programs — a small but permanent federal presence in the area
Sources: U.S. Bureau of Labor Statistics, U.S. Census Bureau. Last updated June 2026.
CITY COMPARISON
How Does Stillwater Compare to Old Town Fallon, Fernley & Sacramento?
Deciding between Stillwater and other Northern Nevada or California options? This covers the metrics buyers care about most. Stillwater leads on acreage and wildlife access, Old Town Fallon on in-town amenities, Fernley on Reno commute — and all three beat Sacramento on total cost. Sources are NREG’s MLS analysis, the U.S. Census, and BLS Reno-Sparks MSA.
| Metric | Stillwater | Old Town Fallon | Fernley | Sacramento, CA |
|---|---|---|---|---|
| Median List Price | $360K | $375K | $360K | $550K–$650K |
| Price / Sq Ft | ~$165 | ~$175 | ~$195 | $320–$380 |
| Days on Market | 49 | 50 | 45 | 25 |
| Typical Lot Size | 2+ acres | City lots | City/suburban | City lots |
| State Income Tax | None | None | None | Up to 13.3% |
| Median Household Income | ~$55,000 | $52,000 | $89,517 | $87,321 |
| To Reno | 80 min | 60 min | 35 min | N/A |
| To NAS Fallon | 30 min | 10 min | 30 min | N/A |
| Wildlife Refuge Access | Adjacent — 79,000 ac NWR | 10 min (Stillwater NWR) | 90+ min | N/A |
| Best For | Agriculture · NWR access · Rural acreage | NAS Fallon · Historic character | TRI Center · I-80 commuters | Urban amenities (CA tax) |
Sources: NREG’s analysis of NNRMLS data, U.S. Census ACS. Last updated June 2026.
Cost of Ownership
What Will Stillwater Cost You Each Month?
Build a property-specific budget using a lender quote, the parcel tax estimate, insurance quotes and association documents. The starting amounts below are editable illustrations, not current local rates or verified fees. Compare the result with your Loan Estimate, and budget separately for maintenance, utilities and closing costs.
Illustrative Payment Estimator
Estimate Your Stillwater Payment
$2,824
Illustrative Monthly Payment
- Principal & Interest$2,156
- Property Tax$183
- Insurance$150
- HOA$200
- PMI$135
Inputs are assumptions, not a loan offer, insurance quote or parcel tax calculation. This simplified fixed-rate example applies the selected PMI rate below 20% down; actual mortgage-insurance eligibility, cost and cancellation depend on the loan. Maintenance, utilities, closing costs and special assessments are additional. Review the CFPB housing budget guide and confirm amounts with the relevant providers.
BUYING AND RENTING
How should you compare buying with renting?
Compare actual homes that meet the same needs over your expected time in the area. A purchase price and an advertised rent alone do not establish which option costs less. Use current quotes and separate monthly cash flow, upfront cash, and the amount you might recover when moving.
Purchase worksheet
Start with the down payment, lender and closing charges, and any immediate repairs. Add principal and interest, property taxes, insurance, mortgage insurance where applicable, association dues, utilities and ongoing maintenance. Identify expenses paid outside escrow so they are included in your household budget.
For a later sale, model the remaining loan balance and selling expenses. Appreciation is uncertain; compare unchanged-price and lower-price cases as well as any growth assumption. Principal repayment builds an ownership interest, but that does not guarantee a profit or make every cash payment recoverable.
Rental worksheet
Use an actual lease offer and confirm the term, deposit, renewal provisions, parking, pet charges, utilities and renter's insurance. Record which maintenance services are included and any costs or restrictions associated with an early move. An advertised starting rent may not include every required charge.
Keep the comparison consistent: use the same time period, household needs and moving assumptions. Include the cash that remains available when a down payment is not used, without assuming a guaranteed investment return. Your need for flexibility and responsibility for repairs also matter alongside the financial figures.
Use scenarios rather than a promised break-even date
There is no verified community-wide holding period or five-year equity gain shown here. Ask your lender to explain financing assumptions and have a tax professional assess any claimed tax benefit for your circumstances. Keep a copy of the quotes and dates so you can update the comparison before making an offer.
PROPERTY-SPECIFIC ASSOCIATION COSTS
Which HOA charges apply to this address?
A community name does not establish a property's current dues or all the associations that govern it. Obtain the applicable resale package, budget and governing documents for the exact address. Confirm the effective date and payment frequency of each fee with the association or its manager.
Recurring charges
Identify master and sub-association dues separately. Check whether utilities, exterior maintenance, insurance, amenities or club access are included, optional or billed separately. A listing's monthly figure may omit a quarterly or annual charge, and an advertised amenity does not establish membership rights.
Closing and special charges
Ask about transfer, document, capital-contribution and other transaction fees, as well as approved or proposed assessments. Confirm who pays each item under the contract. Review available reserve and budget information; historical dues are not a guarantee of future charges.
Rules and access
Verify the actual rules for leasing, pets, parking, property changes and amenity access. Age restrictions and gate staffing require their own current documentation. Do not assume neighboring subdivisions or similarly named communities have identical rules, services or fees.
COMMUTE & TRANSPORTATION
How Easy Is Getting Around from Stillwater?
Stillwater Road connects the area 20 minutes west to Fallon and US-50 — the primary corridor for all destinations. NAS Fallon is about 30 minutes west, Reno is 80 minutes via US-50 and I-80. Per U.S. Census ACS data, rural Churchill County households are fully car-dependent with virtually no transit options.
Drive Times from Stillwater
- 10 minStillwater National Wildlife RefugeStillwater Rd east
- 20 minFallon / US-50Stillwater Rd west
- 30 minNaval Air Station FallonStillwater Rd to US-50 west
- 35 minSand Mountain BLMStillwater Rd to US-50 east
- 45 minLahontan ReservoirUS-50 ALT / SR-839 south
- 45 minFernleyUS-50 west to ALT US-95
- 95 minCarson CityUS-50 west to US-395
- 85 minReno-Tahoe Intl AirportUS-50 to I-80 to US-395
Transportation Options
Drive times are typical off-peak estimates for the route named; check live traffic before you rely on one.
Quick Answer
How long does it take to close on a Stillwater property?
Most Stillwater rural purchases close in 45–60 days — longer than in-town Fallon due to water-rights verification, well testing, and rural-property appraisal. Cash offers on agricultural land close in 14–21 days. VA loans for NAS Fallon buyers add a VA appraisal step; budget 60 days on any parcel with active Newlands Project irrigation rights.
Quick Answer
What credit score do you need to buy a rural home in Stillwater?
Conventional loans require 620+ for standard rural properties; USDA Rural Development guaranteed loans require 640+ for Churchill County rural areas; VA loans have no formal minimum but most lenders look for 620 for NAS Fallon buyers; FHA allows 580+ with 3.5% down. Stillwater's $380K median keeps most purchases within conforming loan limits — standard qualification applies. USDA loans are particularly relevant here: eligible rural Churchill County buyers may qualify for 0% down with competitive rates under the USDA Rural Development Guaranteed program, which requires 640 credit and income within area limits. The Churchill County area qualifies as a rural area for USDA purposes, expanding loan options beyond what in-town Fallon or Reno buyers access.
Stillwater FAQ — 16 Answers
What Do Stillwater Buyers Most Frequently Ask?
Most AskedWhat is the median home price in Stillwater, Nevada?
Stillwater median prices run about $380,000 per NREG’s analysis of NNRMLS data and NNRMLS data — reflecting the wide range between modest rural homes and working farm-and-ranch properties. Entry-level rural homes start near $260K while acreage parcels with water rights and improvements can reach $500K–$700K+. Most buyers budget $300K–$500K for a well-improved single-family home on a usable agricultural lot.
What is Stillwater, Nevada known for?
Stillwater is known as one of Nevada's earliest irrigated agricultural districts — settled in the 1860s and once the Churchill County seat before Fallon rose to prominence. Today it is synonymous with the nearly 80,000-acre Stillwater National Wildlife Refuge, a critical Pacific Flyway staging area for hundreds of thousands of migratory waterfowl. The area is prized by hunters, birders, and buyers seeking large agricultural parcels with Newlands Project water rights in the open Lahontan Valley.
How is Stillwater different from Fallon?
Stillwater is rural open country about 15 miles northeast of Fallon — not a neighborhood within the city but a distinct agricultural area on Stillwater Road. Where Fallon offers municipal services, schools, and the NAS Fallon employment base, Stillwater offers farm-and-ranch land, the adjacent National Wildlife Refuge, and the privacy of large acreage parcels. Buyers pay a median near $380,000 for rural acreage versus similar money for an in-town Fallon home — the value is land, water rights, and space, not walkable amenities.
What is the average days on market in Stillwater?
Stillwater rural and agricultural properties average about 71 days on market from list to accepted offer, per Northern Nevada Regional MLS data — longer than in-town Fallon because the buyer pool for rural acreage and farm properties is smaller and more specialized. Well-priced modest homes on manageable lots move faster; working farms and larger agricultural parcels can sit 90+ days as buyers arrange financing, review water rights, and conduct agricultural-use due diligence.
What are property taxes like in Stillwater, Churchill County?
Stillwater properties fall under Churchill County's property tax structure, with effective rates typically running about 0.5–0.8% of taxable value. Nevada caps annual primary-residence increases at 3% under Nevada Revised Statutes 361.4723; the Churchill County Assessor sets assessed values at 35% of taxable value. Agricultural land with active farming status may qualify for lower assessed value under Nevada's agricultural use provisions. Annual bills on a median-priced rural Stillwater home typically run $1,500–$3,000 — very low by national rural-property standards.
Are there HOA communities in Stillwater?
Stillwater carries effectively no HOA. This is open agricultural Churchill County land — rural parcels, farms, and custom homes on acreage rarely carry HOA covenants. The entire character of the area is large-lot rural use with minimal deed restrictions, which is exactly why buyers seek it out. Verify CC&Rs on any specific parcel during escrow, but expect zero to minimal community fees. Agricultural covenants or easements tied to water rights or irrigation ditches may exist and require separate review.
What is the cost of living in Stillwater, Nevada?
Rural living in Stillwater runs at a very low total cost. Housing is the primary variable — a median near $380,000 for acreage-based homes, with Nevada's zero state income tax applying equally here as in Reno or Las Vegas. Day-to-day costs track the rural Churchill County average: no state income tax, low property taxes capped at 3% annual growth, and modest utility and grocery costs in the small-city Fallon market. The primary cost trade-off is infrastructure: well water, septic, and private road maintenance on rural parcels can add $500–$1,500/year in operating costs versus city-connected Fallon homes.
What are the top schools near Stillwater?
Stillwater sits within Churchill County School District. Churchill County High School serves grades 9-12; E.C. Best Elementary and Numa Elementary serve younger grades; Oasis Academy (charter K-12) offers a higher-rated alternative. The district is small and community-oriented. Families who want higher-rated campuses — 8-9/10 on GreatSchools — drive west to Washoe County schools via the 80-minute US-50 and I-80 corridor. The Churchill County School District (churchillcsd.com) website has current enrollment and boundary information.
What is the rental market like in Stillwater and the Fallon rural area?
Rural Stillwater rental inventory is thin — most properties are owner-occupied farms and custom homes rather than rental stock. When rural Churchill County rentals do appear, single-family homes on small acreage run $1,000–$1,600/month per NREG’s analysis of NNRMLS data regional data. Agricultural leases for working farm land are separate from residential rentals and are negotiated on a per-acre basis tied to water rights and irrigation. For buyers seeking investment rental yield, in-town Fallon offers a deeper pool than rural Stillwater.
What amenities does Stillwater offer?
Stillwater is a rural area with no commercial amenities of its own — it is open agricultural land adjacent to the Stillwater National Wildlife Refuge. Daily shopping, schools, medical care, the Fallon Library, and community services are a 20-minute drive west in Fallon on US-50. The refuge provides 79,000+ acres of wetland, waterfowl, and wildlife viewing at the doorstep. Sand Mountain BLM Recreation Area is about 35 minutes east on US-50. For urban amenity access — hospitals, major retail, restaurants — Reno is about 80 minutes west.
How is the commute from Stillwater?
Stillwater sits about 15 miles northeast of Fallon on Stillwater Road — approximately 20 minutes to downtown Fallon and about 25-30 minutes to the NAS Fallon gate. Reno is roughly 80 minutes via US-50 and I-80. This is car-dependent rural territory; there is no transit and Stillwater Road is a two-lane rural highway. Buyers who work in Fallon or at NAS Fallon find the commute very manageable; buyers who need daily Reno access should factor the 80-minute round trip into their decision.
What should I know before buying in Stillwater?
Before buying in Stillwater, investigate water rights thoroughly — Newlands Project irrigation rights are tied to specific parcels and are critical to agricultural use value and future resale. Confirm whether the property is on well or irrigation water for domestic use, and have the well tested. Inspect roads for seasonal access and maintenance responsibility. Verify Churchill County zoning for intended agricultural or livestock use, and budget for well, septic, private road, and irrigation infrastructure costs that do not exist on in-town parcels. Full agricultural inspection beyond the standard residential inspection is strongly recommended.
Does Nevada Real Estate Group sell homes in Stillwater and rural Churchill County?
Yes — Nevada Real Estate Group serves buyers and sellers across all of Northern Nevada, including Stillwater and rural Churchill County. Our agents handle everything from agricultural-parcel water-rights review to NAS Fallon relocation packages and Churchill County rural property due diligence. Call us at (775) 277-2120 for a rural Stillwater market consultation, a virtual tour of active listings, or guidance on any step of the process — from first offer to agricultural-use closing.
What's the minimum down payment to buy a rural home in Stillwater?
Most Stillwater buyers use conventional loans with 10–20% down on rural agricultural parcels — USDA Rural Development loans may also apply to eligible buyers, with 0% down for qualifying incomes in rural areas like Churchill County. FHA loans require 3.5% down with a 580 credit score but may have property-condition requirements that complicate older farm structures. VA loans work for NAS Fallon military and veteran buyers with 0% down. On a $380K rural Stillwater home, 10% down is $38,000; 20% is $76,000. Budget an extra $1,500–$3,000 for agricultural due diligence beyond a standard inspection.
Is Stillwater better than in-town Fallon for a first-time buyer?
Generally no — in-town Fallon is a better fit for most first-time buyers. Stillwater's lower median reflects rural land value, agricultural complexity (water rights, well, septic, private roads), and a thinner resale market that makes exit harder. First-time buyers without agricultural experience typically find in-town Old Town Fallon or Lahontan Valley Estates easier to finance, inspect, and eventually resell. Stillwater is best for buyers specifically seeking acreage and agricultural use, not buyers simply chasing the lowest possible price per bedroom.
How long does it take to close on a rural Stillwater property?
Rural Stillwater purchases typically close in 45–60 days — longer than in-town Fallon due to agricultural-use due diligence, water-rights verification, well testing, and the more detailed underwriting that rural and farm-adjacent properties trigger. Cash offers on agricultural land can close in 14–21 days. USDA and VA loans add appraisal and eligibility steps. Budget at least 45 days for financed rural purchases and 60 days if water-rights research or agricultural zoning confirmation is needed. Work with a title company experienced in Churchill County agricultural parcels.
Updated November 2026
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PEOPLE ALSO ASK
What Else Do People Ask About Stillwater?
Eight questions Stillwater rural buyers and agricultural-parcel sellers most often search — each answered with verifiable numbers drawn from primary government and industry sources including the U.S. Census, NREG’s MLS analysis and NNRMLS prices, BLS employment figures, Churchill County Assessor records, U.S. Fish & Wildlife Service, and Nevada Department of Taxation.
Is Stillwater, Nevada a good place to live?
Yes — for the right buyer. Stillwater offers genuine agricultural land with Newlands Project water rights, the Stillwater National Wildlife Refuge at the doorstep, and Nevada's zero state income tax at a $380K rural median. The trade-off is 20-80 minutes to any urban services and a specialized buyer pool that makes exit slower than in-town Fallon.
Why are people moving to Stillwater, Nevada?
Agricultural land value and wildlife refuge access. Stillwater's $380K rural median delivers multi-acre Lahontan Valley parcels with Newlands Project irrigation rights — comparable California agricultural land starts $150K–$250K higher with a 13.3% state income tax. Hunters and birders choose Stillwater specifically for the NWR adjacency; agricultural buyers seek the water rights; rural lifestyle seekers want space and privacy.
What is the Stillwater National Wildlife Refuge?
The Stillwater NWR is a 79,000-acre federal wildlife refuge managed by the U.S. Fish & Wildlife Service in Churchill County, Nevada. It is a critical Pacific Flyway staging area where hundreds of thousands of migratory waterfowl, shorebirds, and wading birds concentrate seasonally. It offers free access for birding, wildlife photography, and — with appropriate Nevada licenses — waterfowl and other hunting.
What are Newlands Project water rights?
The Newlands Project is one of the first federal irrigation projects in the American West, authorized in 1902 — it diverts water from the Carson and Truckee rivers to irrigate the Lahontan Valley through the Truckee-Carson Irrigation District (TCID). Water rights on Stillwater agricultural parcels entitle the landowner to a specified amount of irrigation water delivered seasonally. These rights have real monetary value and transfer with the land — they are a critical element of any agricultural-parcel due diligence.
How far is Stillwater from Reno?
About 80 miles from Stillwater to central Reno via Stillwater Road, US-50, and I-80 — approximately 80 minutes under normal conditions. Fernley is a midpoint at about 45 minutes. The US-50 highway can add time in winter conditions. For weekly Reno trips, Stillwater is manageable; for daily Reno commuters, the distance is a significant factor.
Is Stillwater in Churchill County?
Yes — Stillwater is in Churchill County, Nevada. This distinction matters for school districts (Churchill County School District), property tax assessment (Churchill County Assessor), and agricultural zoning. Churchill County covers the Lahontan Valley including Fallon, Stillwater, and surrounding rural areas — not Washoe County or Lyon County.
Can I have horses or livestock in Stillwater?
Yes — Stillwater's agricultural Churchill County zoning permits horses, livestock, and farming operations on appropriately zoned parcels. This is one of the primary reasons buyers choose Stillwater over in-town Fallon or suburban Northern Nevada markets. Verify the specific parcel's zoning and any agricultural use restrictions in escrow, but expect full agricultural use rights on most Stillwater parcels.
Can I get a USDA loan in Stillwater?
Likely yes — Churchill County and the Stillwater rural area generally qualify as rural areas under USDA Rural Development guidelines, making eligible buyers eligible for the USDA Guaranteed Loan program with 0% down and competitive rates. Income limits apply and vary by household size. VA loans are also applicable for NAS Fallon military and veteran buyers. Confirm with a USDA-approved lender before relying on this program, as eligibility maps update periodically.
WHY NEVADA REAL ESTATE GROUP
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9,097+ verified five-star reviews across Google, Zillow, and FastExpert; 9,600+ closed transactions; $4.85B+ in total sales volume since founding in 2011. Our agents cover Stillwater, rural Churchill County, Fallon, Fernley, Reno, and every Northern Nevada community — earning the #1 Nevada and #44 national ranking from RealTrends Verified.
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Tell the team about your preferred area, budget, timing and property requirements. Ask about representation and the records needed to evaluate a particular home. Review current listings, comparable sales and the written terms of any services before deciding how to proceed. Contacting the team does not guarantee a purchase, sale price or response deadline.
NEARBY COMMUNITIES
Which Communities Are Within 90 Minutes of Stillwater?
Compare Stillwater with neighboring Northern Nevada cities. Each card pairs the drive time from Stillwater with median price — Old Town Fallon at $375K (20 min), Fernley at $360K (45 min), Reno at $575K (80 min) — so you can judge whether the rural lifestyle actually delivers more home and land for your money.
More Fallon communities
Shopping the whole city? Browse all Fallon homes for sale — live MLS listings updated daily.
A–Z INDEX
Which Stillwater and Fallon Areas Can You Explore A–Z?
Every active neighborhood and area within Stillwater and the broader Fallon market (ZIP 89406), Churchill County. Each linked entry opens current NNRMLS listings and price data — from the Stillwater agricultural core priced from $300K to Old Town Fallon historic homes at $375K.
KEEP LEARNING
What Else Should You Read About Stillwater?
These guides cover what most Stillwater buyers research next — comparing Churchill County communities like Old Town Fallon and Lahontan Valley Estates by price, lifestyle, and commute; understanding USDA and VA loan options for rural Churchill County purchases; and exploring Fernley as an alternative with a shorter Reno commute.
GUIDE
Old Town Fallon Community Guide
Churchill County's most affordable in-town neighborhood — historic Maine Street district, NAS Fallon access, and a $375K median without rural infrastructure complexity.
Read →GUIDE
Fallon Community Hub
Everything Nevada Real Estate Group knows about Fallon, Churchill County — city-wide market data, neighborhoods, and buyer resources.
Read →MARKET REPORT
Northern Nevada Real Estate Hub
Statewide market data, city comparisons, and every Northern Nevada community page.
Read →RELOCATION GUIDE
Reno and Northern Nevada Relocation Guide
The Northern Nevada move playbook — taxes, cost of living, and neighborhoods.
Read →LIVING GUIDE
Is Reno a Good Place to Live? 2026
Jobs, cost, weather, and lifestyle across Northern Nevada.
Read →Sources & Methodology
Where Does This Stillwater Data Come From?
Every statistic on this page is sourced from a primary or government dataset, refreshed monthly. The organizations below — from the U.S. Census Bureau to the Churchill County Assessor and U.S. Fish & Wildlife Service — supply the underlying data; follow any link to verify a figure or pull deeper detail than we publish here.
- NREG analysis of NNRMLS data — Median sold price, days on market, list-to-sold ratio, monthly MLS statistics covering Churchill County and the broader Northern Nevada region. NREG market report
- Northern Nevada Regional MLS (NNRMLS) — Active listings, inventory counts, price-per-square-foot, neighborhood data for Stillwater and Churchill County. nnrmls.com
- U.S. Census Bureau — Population, demographics, household income, age distribution, education attainment (ACS) for Churchill County, Nevada. data.census.gov
- Churchill County Assessor — Property tax rates, assessed values, parcel data, agricultural-use provisions, and zoning information for Stillwater and Churchill County. churchillcountynv.gov
- Churchill County School District — K-12 school enrollment, campus data, and district information for Fallon and Churchill County. churchillcsd.com
- U.S. Fish & Wildlife Service — Stillwater NWR — Refuge acreage, Pacific Flyway data, hunting regulations, wildlife species, and visitor information for the Stillwater National Wildlife Refuge. fws.gov/refuge/stillwater
- U.S. Bureau of Labor Statistics — Reno-Sparks MSA unemployment rate, employment by sector, and wage data — the regional job market context for Stillwater and Churchill County households. bls.gov/reno-sparks
- FBI Uniform Crime Reporting (UCR) — Violent crime rate, property crime rate, metro and county comparisons for Churchill County. fbi.gov/ucr
- GreatSchools.org — K-12 school ratings, test scores, student-teacher ratios for Churchill County School District campuses. greatschools.org
- Nevada Report Card — Official Nevada DOE school performance data for Churchill County School District. nevadareportcard.nv.gov
- Freddie Mac PMMS — Mortgage rate weekly survey used in payment calculator. freddiemac.com/pmms
Methodology: Listing counts, prices and days on market are NREG's analysis of Northern Nevada Regional MLS data received through the Repliers feed; this page refreshes them about once a day, and each market figure carries its date or window. Census and BLS figures are the published vintage named beside them and change only when the agency releases new estimates. Confirm details for a specific home with its listing and the responsible agency.
Updated: November 2026 · Next update: November 15